Dividend Research

Bank Dividend Stocks

U.S.-listed dividend-paying banks in our coverage, from money-center giants to community lenders.

Bank dividends sit downstream of regulation: large U.S. banks distribute what stress tests and capital requirements allow, which makes their payouts steadier in calm times and quicker to be cut when capital is threatened — 2008 remains the sector's defining dividend lesson.

In exchange, healthy banks tend to pay moderate, well-covered dividends with room to grow, funded by the spread between what they earn on assets and pay on deposits.

Matching Securities82
Shown50
Median Yield (shown)2.87%
Top Yield (shown)4.42%
# Company Price Yield Frequency Rank
1 First Citizens BancShares, Inc. FCNCA $2,123.74 0.40% Quarterly 88
2 Prosperity Bancshares, Inc. PB $67.79 3.54% Quarterly 86
3 Commerce Bancshares, Inc. CBSH $55.69 1.98% Quarterly 85
4 Enterprise Financial Services Corp EFSC $59.84 2.34% Quarterly 84
5 Northeast Community Bancorp, Inc. NECB $27.63 3.62% Quarterly 84
6 ServisFirst Bancshares, Inc. SFBS $39.36 1.93% Quarterly 83
7 PJT Partners Inc. PJT $137.21 0.73% Quarterly 83
8 BancFirst Corporation BANF $109.03 1.91% Quarterly 83
9 The PNC Financial Services Group, Inc. PNC $217.39 3.68% Quarterly 83
10 Houlihan Lokey, Inc. HLI $129.55 2.16% Quarterly 82
11 OFG Bancorp OFG $52.64 2.66% Quarterly 82
12 M&T Bank Corporation MTB $215.16 2.79% Quarterly 81
13 Bank of America Corporation BAC $51.23 2.50% Quarterly 80
14 Community Bank System, Inc. CBU $60.24 3.25% Quarterly 79
15 Regions Financial Corporation RF $27.45 4.37% Quarterly 79
16 Associated Banc-Corp ASB $28.96 3.31% Quarterly 79
17 Voya Financial, Inc. VOYA $94.01 2.00% Quarterly 78
18 Hawthorn Bancshares, Inc. HWBK $38.06 2.21% Quarterly 78
19 Preferred Bank PFBC $104.41 3.06% Quarterly 78
20 Bank First Corporation BFC $147.70 1.62% Quarterly 78
21 UMB Financial Corporation UMBF $131.10 1.53% Quarterly 77
22 Mercantile Bank Corporation MBWM $58.61 2.73% Quarterly 76
23 BankUnited, Inc. BKU $41.94 3.15% Quarterly 76
24 U.S. Bancorp USB $58.73 3.68% Quarterly 75
25 NBT Bancorp Inc. NBTB $50.85 3.15% Quarterly 75
26 Republic Bancorp, Inc. RBCAA $92.39 2.14% Quarterly 74
27 Fifth Third Bancorp FITB $50.37 3.34% Quarterly 73
28 TowneBank TOWN $35.47 3.16% Quarterly 73
29 Business First Bancshares, Inc. BFST $31.31 1.92% Quarterly 73
30 City Holding Company CHCO $141.69 2.82% Quarterly 73
31 Cullen/Frost Bankers, Inc. CFR $155.05 2.66% Quarterly 73
32 Community Trust Bancorp, Inc. CTBI $75.08 3.78% Quarterly 72
33 Waterstone Financial, Inc. WSBF $19.91 3.42% Quarterly 72
34 Burke & Herbert Financial Services Corp. BHRB $69.69 3.16% Quarterly 71
35 CVB Financial Corp. CVBF $21.87 3.66% Quarterly 71
36 Huntington Bancshares Incorporated HBAN $15.27 4.06% Quarterly 71
37 First BanCorp. FBP $27.37 2.92% Quarterly 71
38 First Financial Bancorp. FFBC $31.48 3.30% Quarterly 70
39 Bar Harbor Bankshares BHB $38.21 3.56% Quarterly 70
40 Nicolet Bankshares, Inc. NIC $163.80 0.88% Quarterly 70
41 Glacier Bancorp, Inc. GBCI $43.83 3.19% Quarterly 70
42 The First Bancorp, Inc. FNLC $34.37 4.42% Quarterly 70
43 First Horizon Corporation FHN $22.88 2.97% Quarterly 69
44 Truist Financial Corporation TFC $47.07 4.42% Quarterly 68
45 First Bancorp FBNC $60.36 1.59% Quarterly 67
46 First Mid Bancshares, Inc. FMBH $49.73 2.09% Quarterly 67
47 JPMorgan Chase & Co. JPM $339.72 1.94% Quarterly 67
48 ACNB Corporation ACNB $63.34 2.65% Quarterly 66
49 F.N.B. Corporation FNB $17.23 3.02% Quarterly 66
50 First United Corporation FUNC $44.24 2.53% Quarterly 66

Methodology

U.S.-listed common stocks (major U.S. exchanges only; OTC, Canadian and other foreign listings, ADRs, preferred shares and exchange-traded notes are excluded, and an issuer with several share classes appears once) classified in banking industries (money-center, regional and diversified banks), ordered by DividendRank. Bank preferreds and depositary shares are left out.

What to Keep in Mind

Bank payouts are cyclical and regulator-gated: a bank that sails through one cycle can be forced to cut in the next. Capital ratios and payout coverage matter more here than headline yield.

Frequently asked questions

Are bank dividends safe?

They are regulated rather than safe: capital rules and stress tests shape what banks may pay, which stabilizes dividends in normal times but forces cuts when capital is threatened. Check each bank's payout ratio and history on its page.

Data updated Oct 19, 2026. This research page is generated from Dividendly's structured market and dividend dataset using the approach described on our methodology and data sources pages. Data is automatically validated using defined rules and may also be periodically reviewed. Research only, not investment advice. Spotted a data error? Report it.

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