CBU Community Bank System, Inc. — dividend yield, history & ex-dividend dates
Community Bank System, Inc. (CBU) serves as the parent company for Community Bank, N.A., providing a broad array of banking and financial services to a diverse clientele including individual consumers, businesses, and local government entities. Its operations are structured into three primary divisions: Banking, Employee Benefit Services, and a residual "All Other" category. The company offers a comprehensive suite of deposit products, such as checking, savings, and money market accounts, alongside certificates of deposit. Its lending portfolio is equally varied, extending to consumer mortgages, personal installment loans, and lines of credit for individuals, as well as home equity products. For commercial clients, Community Bank System provides general purpose commercial and industrial loans, mortgages on commercial properties, and historically, Paycheck Protection Program loans. Additionally, it facilitates specialized installment loans for vehicles like automobiles, boats, and other recreational vehicles through partnerships with selected dealerships. Beyond traditional banking, the institution delivers broker-dealer and investment advisory services, along with extensive cash management, treasury, and asset management solutions. It also operates a full-service insurance agency, offering personal and commercial lines of insurance and various risk management products. The Employee Benefit Services segment provides a robust offering, including administration for contribution plans, employee benefit trusts, and collective investment funds. This segment also handles retirement plan administration, fund administration, transfer agency functions, actuarial and benefit consulting, VEBA/HRA, and health and welfare consulting. Furthermore, Community Bank System provides comprehensive wealth management services, covering retirement, higher education, and personal financial planning. It offers fiduciary and trust services, risk management advice, and access to diverse investment alternatives such as stocks, bonds, mutual funds, and advisory products, alongside master recordkeeping services. As of January 24, 2022, the company operated approximately 215 customer facilities geographically spread across Upstate New York, Northeastern Pennsylvania, Vermont, and Western Massachusetts. Community Bank System, Inc. was founded in 1866 and maintains its corporate headquarters
Dividend Snapshot
Key Metrics
Current Yield
3.25%
At the Oct 19, 2026 price
The annual dividend as a percentage of the share price. A 3% yield is about $3 of dividends a year for every $100 invested at today's price.Annualized Dividend
$1.9600
Declared Jul 22, 2026
The latest declared regular dividend scaled to a full year by how often it's paid (for semi-annual payers, the latest two payments), adjusted for stock splits. A $0.25 quarterly dividend annualizes to $1.00. Special dividends are excluded.Frequency
Q Quarterly
How often the dividend is paid, read from the dates of recent payments: Q = quarterly (4x a year), M = monthly, S = semi-annual, A = annual.Rank Score
73.9
As of Oct 19, 2026
Our 0-100 house score blending yield quality, payout sustainability (the trailing-twelve-month payout ratio), profitability (TTM return on equity), valuation (TTM price-to-book) and payment reliability, recomputed daily. Higher means a stronger profile on those factors in our model. It is a research score, not advice or a recommendation to buy.RSI (14)
48
As of Oct 19, 2026
Relative Strength Index (0-100), a price-momentum gauge. Above 70 is often called 'overbought', below 30 'oversold'. A technical signal, not a dividend metric.52-Week Range
$53.67 – $70.99
Closes through Oct 16, 2026
The lowest and highest price over the past year, showing where today's price sits in its recent range.Payout Ratio (TTM)
43.23%
12 months to Jun 30, 2026 (Q2 FY2026)
The share of earnings paid out as dividends over the trailing twelve months (TTM): dividends paid divided by net income across the company's four most recent reported quarters, dated by the latest quarter end. A fiscal-year tag such as FY2025 means only annual figures were available. Lower leaves more cushion; above 100% means paying out more than the company earned. It shows n/a for funds and when net income over the period was negative; for REITs and BDCs it is marked EPS-based, since they are judged on FFO/AFFO or net investment income instead.Years Paying
40
How many years of payments we have on record. This can understate very long histories where our data doesn't reach far enough back.Price / Book (TTM)
1.54
Price as of Oct 18, 2026; latest reported book value
Price-to-book ratio: the share price on the date shown divided by the latest reported book value per share. A rough valuation gauge, most useful for asset-heavy sectors like REITs, banks and insurers.S.A.F.E. Dividend Read
Quote & Key Data
Dividend Growth
How often a record like this ends in a cut
CBU has raised its annual dividend in 34 separate years since December 1985, which ranks 106 among the 2,456 payers with a comparable record in our dataset. No year in that span saw the annual total fall by more than a fifth.
Of the 310 companies we track with 25 or more years of increases, 173 — 56 per cent — also have at least one year in which the dividend fell by more than 20 per cent. Across every company with twenty years of comparable history, only 278 of 1084 (26 per cent) have never cut. A long record of increases is common; a record with no cut anywhere in it is not.
Measured from annual totals using split-adjusted amounts, comparing only consecutive years with the same number of payments — a stock split and a payment shifting across a year boundary both look like cuts otherwise. The current year is excluded as incomplete. How we measure a cut, and what the corrections change. Figures are for information only, not a view on any security.
Why the Yield Moved (90 Days)
CBU's dividend yield rose from 2.77% to 3.25% over the past ~90 days (+0.48 pp). Of that move, +0.13 pp came from changes in the dividend rate and +0.35 pp from the share price ($67.82 on Jul 21, 2026 → $60.24 on Oct 19, 2026). A yield that rises because the price fell is not an improvement in the payout itself.
Yield vs Its Own History
Across 275 daily observations over the past 13 months (through Oct 16, 2026), CBU's current yield is higher than approximately 78% of them. Our stored price history for CBU covers the past 13 months; 3- and 5-year averages are not yet computable from it and are deliberately not shown.
Adjusted Price History
Dividend History
Dividend Payment History
Ex-dividend calendar →| Amount | Type | Declared | Ex-Date | Record | Pay |
|---|---|---|---|---|---|
| $0.4900 Q | Regular | Jul 22, 2026 | Sep 15, 2026 | Sep 15, 2026 | Oct 13, 2026 |
| $0.4700 Q | Regular | Apr 22, 2026 | Jun 15, 2026 | Jun 15, 2026 | Jul 10, 2026 |
| $0.4700 Q | Regular | Jan 21, 2026 | Mar 16, 2026 | Mar 16, 2026 | Apr 10, 2026 |
| $0.4700 Q | Regular | Oct 15, 2025 | Dec 12, 2025 | Dec 12, 2025 | Jan 12, 2026 |
| $0.4700 Q | Regular | Jul 16, 2025 | Sep 12, 2025 | Sep 12, 2025 | Oct 10, 2025 |
| $0.4600 Q | Regular | Apr 16, 2025 | Jun 13, 2025 | Jun 13, 2025 | Jul 10, 2025 |
| $0.4600 Q | Regular | Jan 15, 2025 | Mar 14, 2025 | Mar 14, 2025 | Apr 10, 2025 |
| $0.4600 Q | Regular | Oct 16, 2024 | Dec 13, 2024 | Dec 13, 2024 | Jan 10, 2025 |
| $0.4600 Q | Regular | Jul 17, 2024 | Sep 13, 2024 | Sep 13, 2024 | Oct 10, 2024 |
| $0.4500 Q | Regular | May 15, 2024 | Jun 14, 2024 | Jun 14, 2024 | Jul 10, 2024 |
| $0.4500 Q | Regular | Feb 14, 2024 | Mar 14, 2024 | Mar 15, 2024 | Apr 10, 2024 |
| $0.4500 Q | Regular | Nov 15, 2023 | Dec 14, 2023 | Dec 15, 2023 | Jan 10, 2024 |
| $0.4500 Q | Regular | Jul 19, 2023 | Sep 14, 2023 | Sep 15, 2023 | Oct 10, 2023 |
| $0.4400 Q | Regular | May 17, 2023 | Jun 14, 2023 | Jun 15, 2023 | Jul 10, 2023 |
| $0.4400 Q | Regular | Feb 15, 2023 | Mar 14, 2023 | Mar 15, 2023 | Apr 10, 2023 |
| $0.4400 Q | Regular | Nov 16, 2022 | Dec 14, 2022 | Dec 15, 2022 | Jan 10, 2023 |
| $0.4400 Q | Regular | Jul 20, 2022 | Sep 14, 2022 | Sep 15, 2022 | Oct 10, 2022 |
| $0.4300 Q | Regular | May 18, 2022 | Jun 14, 2022 | Jun 15, 2022 | Jul 11, 2022 |
| $0.4300 Q | Regular | Feb 16, 2022 | Mar 14, 2022 | Mar 15, 2022 | Apr 11, 2022 |
| $0.4300 Q | Regular | Nov 18, 2021 | Dec 14, 2021 | Dec 15, 2021 | Jan 10, 2022 |
| $0.4300 Q | Regular | Jul 21, 2021 | Sep 14, 2021 | Sep 15, 2021 | Oct 08, 2021 |
| $0.4200 Q | Regular | May 13, 2021 | Jun 14, 2021 | Jun 15, 2021 | Jul 09, 2021 |
| $0.4200 Q | Regular | Feb 17, 2021 | Mar 12, 2021 | Mar 15, 2021 | Apr 09, 2021 |
| $0.4200 Q | Regular | Nov 18, 2020 | Dec 11, 2020 | Dec 14, 2020 | Jan 11, 2021 |
| $0.4200 Q | Regular | Aug 19, 2020 | Sep 14, 2020 | Sep 15, 2020 | Oct 09, 2020 |
| $0.4100 Q | Regular | May 20, 2020 | Jun 12, 2020 | Jun 15, 2020 | Jul 10, 2020 |
| $0.4100 Q | Regular | Feb 20, 2020 | Mar 13, 2020 | Mar 16, 2020 | Apr 09, 2020 |
| $0.4100 Q | Regular | Nov 20, 2019 | Dec 12, 2019 | Dec 13, 2019 | Jan 10, 2020 |
| $0.4100 Q | Regular | Aug 21, 2019 | Sep 13, 2019 | Sep 16, 2019 | Oct 10, 2019 |
| $0.3800 Q | Regular | May 16, 2019 | Jun 13, 2019 | Jun 14, 2019 | Jul 10, 2019 |
| $0.3800 Q | Regular | Feb 21, 2019 | Mar 14, 2019 | Mar 15, 2019 | Apr 10, 2019 |
| $0.3800 Q | Regular | Nov 21, 2018 | Dec 13, 2018 | Dec 14, 2018 | Jan 10, 2019 |
| $0.3800 Q | Regular | Aug 15, 2018 | Sep 13, 2018 | Sep 14, 2018 | Oct 10, 2018 |
| $0.3400 Q | Regular | May 17, 2018 | Jun 14, 2018 | Jun 15, 2018 | Jul 10, 2018 |
| $0.3400 Q | Regular | Feb 21, 2018 | Mar 14, 2018 | Mar 15, 2018 | Apr 10, 2018 |
| $0.3400 Q | Regular | Nov 16, 2017 | Dec 14, 2017 | Dec 15, 2017 | Jan 10, 2018 |
| $0.3400 Q | Regular | Aug 16, 2017 | Sep 14, 2017 | Sep 15, 2017 | Oct 10, 2017 |
| $0.3200 Q | Regular | May 25, 2017 | Jun 13, 2017 | Jun 15, 2017 | Jul 10, 2017 |
| $0.3200 Q | Regular | Feb 22, 2017 | Mar 13, 2017 | Mar 15, 2017 | Apr 10, 2017 |
| $0.3200 Q | Regular | Nov 21, 2016 | Dec 13, 2016 | Dec 15, 2016 | Jan 10, 2017 |
| $0.3200 Q | Regular | Aug 19, 2016 | Sep 13, 2016 | Sep 15, 2016 | Oct 10, 2016 |
| $0.5000 S | Special | N/A | Aug 10, 2016 | N/A | N/A |
| $0.3100 Q | Regular | May 23, 2016 | Jun 13, 2016 | Jun 15, 2016 | Jul 11, 2016 |
| $0.3100 Q | Regular | Feb 18, 2016 | Mar 11, 2016 | Mar 15, 2016 | Apr 11, 2016 |
| $0.3100 Q | Regular | Nov 20, 2015 | Dec 11, 2015 | Dec 15, 2015 | Jan 11, 2016 |
| $0.3100 Q | Regular | Aug 20, 2015 | Sep 11, 2015 | Sep 15, 2015 | Oct 09, 2015 |
| $0.3000 Q | Regular | May 26, 2015 | Jun 11, 2015 | Jun 15, 2015 | Jul 10, 2015 |
| $0.4500 Q | Special | N/A | May 13, 2015 | N/A | N/A |
| $0.3000 Q | Regular | Feb 19, 2015 | Mar 12, 2015 | Mar 16, 2015 | Apr 10, 2015 |
| $0.3000 Q | Regular | Nov 26, 2014 | Dec 11, 2014 | Dec 15, 2014 | Jan 09, 2015 |
| $0.3000 Q | Regular | Jul 21, 2014 | Sep 11, 2014 | Sep 15, 2014 | Oct 10, 2014 |
| $0.2800 Q | Regular | May 15, 2014 | Jun 12, 2014 | Jun 16, 2014 | Jul 10, 2014 |
| $0.2800 Q | Regular | Feb 25, 2014 | Mar 12, 2014 | Mar 14, 2014 | Apr 10, 2014 |
| $0.2800 Q | Regular | Nov 25, 2013 | Dec 12, 2013 | Dec 16, 2013 | Jan 10, 2014 |
| $0.2800 Q | Regular | Aug 21, 2013 | Sep 12, 2013 | Sep 16, 2013 | Oct 10, 2013 |
| $0.2700 Q | Regular | May 10, 2013 | Jun 12, 2013 | Jun 14, 2013 | Jul 10, 2013 |
| $0.2700 Q | Regular | Feb 25, 2013 | Mar 13, 2013 | Mar 15, 2013 | Apr 10, 2013 |
| $0.2700 Q | Regular | Nov 28, 2012 | Dec 12, 2012 | Dec 14, 2012 | Jan 10, 2013 |
| $0.2700 Q | Regular | Aug 23, 2012 | Sep 12, 2012 | Sep 14, 2012 | Oct 10, 2012 |
| $0.2600 Q | Regular | May 14, 2012 | Jun 13, 2012 | Jun 15, 2012 | Jul 10, 2012 |
| $0.2600 Q | Regular | Jan 24, 2012 | Mar 13, 2012 | Mar 15, 2012 | Apr 10, 2012 |
| $0.2600 Q | Regular | Oct 28, 2011 | Dec 13, 2011 | Dec 15, 2011 | Jan 10, 2012 |
| $0.2600 Q | Regular | Jul 28, 2011 | Sep 13, 2011 | Sep 15, 2011 | Oct 07, 2011 |
| $0.2400 Q | Regular | May 31, 2011 | Jun 13, 2011 | Jun 15, 2011 | Jul 11, 2011 |
| $0.2400 Q | Regular | Jan 25, 2011 | Mar 11, 2011 | Mar 15, 2011 | Apr 10, 2011 |
| $0.2400 Q | Regular | Oct 27, 2010 | Dec 13, 2010 | Dec 15, 2010 | Jan 10, 2011 |
| $0.2400 Q | Regular | Jul 23, 2010 | Sep 13, 2010 | Sep 15, 2010 | Oct 11, 2010 |
| $0.2400 Q | Regular | Apr 27, 2010 | Jun 11, 2010 | Jun 15, 2010 | Jul 09, 2010 |
| $0.2200 Q | Regular | Jan 26, 2010 | Mar 11, 2010 | Mar 15, 2010 | Apr 09, 2010 |
| $0.2200 Q | Regular | Oct 26, 2009 | Dec 11, 2009 | Dec 15, 2009 | Jan 11, 2010 |
| $0.2200 Q | Regular | Jul 24, 2009 | Sep 11, 2009 | Sep 15, 2009 | Oct 09, 2009 |
| $0.2200 Q | Regular | May 21, 2009 | Jun 11, 2009 | Jun 15, 2009 | Jul 10, 2009 |
| $0.2200 Q | Regular | Mar 03, 2009 | Mar 12, 2009 | Mar 16, 2009 | Apr 10, 2009 |
| $0.2200 Q | Regular | Nov 20, 2008 | Dec 11, 2008 | Dec 15, 2008 | Jan 09, 2009 |
| $0.2200 Q | Regular | Aug 22, 2008 | Sep 11, 2008 | Sep 15, 2008 | Oct 10, 2008 |
| $0.2100 Q | Regular | May 22, 2008 | Jun 12, 2008 | Jun 16, 2008 | Jul 10, 2008 |
| $0.2100 Q | Regular | Feb 04, 2008 | Mar 12, 2008 | Mar 14, 2008 | Apr 10, 2008 |
| $0.2100 Q | Regular | Nov 29, 2007 | Dec 12, 2007 | Dec 14, 2007 | Jan 10, 2008 |
| $0.2100 Q | Regular | Aug 15, 2007 | Sep 12, 2007 | Sep 14, 2007 | Oct 10, 2007 |
| $0.2000 Q | Regular | May 18, 2007 | Jun 13, 2007 | Jun 15, 2007 | Jul 10, 2007 |
| $0.2000 Q | Regular | Feb 22, 2007 | Mar 13, 2007 | Mar 15, 2007 | Apr 10, 2007 |
| $0.2000 Q | Regular | Nov 16, 2006 | Dec 13, 2006 | Dec 15, 2006 | Jan 10, 2007 |
| $0.2000 Q | Regular | Aug 17, 2006 | Sep 13, 2006 | Sep 15, 2006 | Oct 10, 2006 |
| $0.1900 Q | Regular | May 18, 2006 | Jun 13, 2006 | Jun 15, 2006 | Jul 10, 2006 |
| $0.1900 Q | Regular | Feb 16, 2006 | Mar 13, 2006 | Mar 15, 2006 | Apr 10, 2006 |
| $0.1900 Q | Regular | Nov 17, 2005 | Dec 13, 2005 | Dec 15, 2005 | Jan 10, 2006 |
| $0.1900 Q | Regular | Aug 18, 2005 | Sep 13, 2005 | Sep 15, 2005 | Oct 11, 2005 |
| $0.1800 Q | Regular | May 12, 2005 | Jun 13, 2005 | Jun 15, 2005 | Jul 11, 2005 |
| $0.1800 Q | Regular | Feb 18, 2005 | Mar 11, 2005 | Mar 15, 2005 | Apr 11, 2005 |
| $0.1800 Q | Regular | Nov 19, 2004 | Dec 13, 2004 | Dec 15, 2004 | Jan 10, 2005 |
| $0.1800 Q | Regular | Aug 19, 2004 | Sep 13, 2004 | Sep 15, 2004 | Oct 11, 2004 |
| $0.1600 Q | Regular | May 21, 2004 | Jun 14, 2004 | Jun 15, 2004 | Jul 09, 2004 |
| $0.3200 Q | Regular | Feb 19, 2004 | Mar 11, 2004 | Mar 15, 2004 | Apr 09, 2004 |
| $0.3200 Q | Regular | Nov 21, 2003 | Dec 11, 2003 | Dec 15, 2003 | Jan 09, 2004 |
| $0.3200 Q | Regular | Aug 21, 2003 | Sep 11, 2003 | Sep 15, 2003 | Oct 10, 2003 |
| $0.2900 Q | Regular | May 29, 2003 | Jun 12, 2003 | Jun 16, 2003 | Jul 10, 2003 |
| $0.2900 Q | Regular | Feb 20, 2003 | Mar 12, 2003 | Mar 14, 2003 | Apr 10, 2003 |
| $0.2900 Q | Regular | Nov 21, 2002 | Dec 12, 2002 | Dec 16, 2002 | Jan 10, 2003 |
| $0.2900 Q | Regular | Aug 22, 2002 | Sep 12, 2002 | Sep 16, 2002 | Oct 10, 2002 |
| $0.2700 Q | Regular | May 16, 2002 | Jun 12, 2002 | Jun 14, 2002 | Jul 10, 2002 |
| $0.2700 Q | Regular | Feb 21, 2002 | Mar 13, 2002 | Mar 15, 2002 | Apr 10, 2002 |
| $0.2700 Q | Regular | Nov 15, 2001 | Dec 12, 2001 | Dec 14, 2001 | Jan 10, 2002 |
| $0.5400 Q | Regular | Aug 17, 2001 | Sep 12, 2001 | Sep 14, 2001 | Oct 10, 2001 |
| $0.2700 Q | Regular | May 18, 2001 | Jun 13, 2001 | Jun 15, 2001 | Jul 10, 2001 |
| $0.2700 Q | Regular | Feb 22, 2001 | Mar 13, 2001 | Mar 15, 2001 | Apr 10, 2001 |
| $0.2700 Q | Regular | Nov 20, 2000 | Dec 13, 2000 | Dec 15, 2000 | Jan 10, 2001 |
| $0.2700 Q | Regular | Aug 17, 2000 | Sep 13, 2000 | Sep 15, 2000 | Oct 10, 2000 |
| $0.2500 Q | Regular | May 22, 2000 | Jun 13, 2000 | Jun 15, 2000 | Jul 10, 2000 |
| $0.2500 Q | Regular | Feb 17, 2000 | Mar 13, 2000 | Mar 15, 2000 | Apr 10, 2000 |
| $0.2500 Q | Regular | Nov 22, 1999 | Dec 13, 1999 | Dec 15, 1999 | Jan 10, 2000 |
| $0.2500 Q | Regular | Aug 19, 1999 | Sep 13, 1999 | Sep 15, 1999 | Oct 11, 1999 |
| $0.2300 Q | Regular | May 14, 1999 | Jun 11, 1999 | Jun 15, 1999 | Jul 09, 1999 |
| $0.2300 Q | Regular | Feb 18, 1999 | Mar 11, 1999 | Mar 15, 1999 | Apr 09, 1999 |
| $0.2300 Q | Regular | Nov 24, 1998 | Dec 11, 1998 | Dec 15, 1998 | Jan 11, 1999 |
| $0.2300 Q | Regular | Aug 20, 1998 | Sep 11, 1998 | Sep 15, 1998 | Oct 09, 1998 |
| $0.2000 Q | Regular | May 14, 1998 | Jun 11, 1998 | Jun 15, 1998 | Jul 10, 1998 |
| $0.2000 Q | Regular | Feb 19, 1998 | Mar 12, 1998 | Mar 16, 1998 | Apr 10, 1998 |
| $0.2000 Q | Regular | Nov 21, 1997 | Dec 11, 1997 | Dec 15, 1997 | Jan 09, 1998 |
| $0.2000 Q | Regular | Aug 21, 1997 | Sep 11, 1997 | Sep 15, 1997 | Oct 10, 1997 |
| $0.1800 Q | Regular | May 15, 1997 | Jun 12, 1997 | Jun 16, 1997 | Jul 10, 1997 |
Peer Comparison
Selected Banks - Regional dividend payers we cover, strongest DividendRank first — for context, not a recommendation.
| Ticker | Name | Yield | 5-Yr Growth | Streak | Rank |
|---|---|---|---|---|---|
| BHDB | Bank of Labor Bancshares, Inc. | 3.40% | N/A | N/A | 77 |
| ASB | Associated Banc-Corp | 3.31% | 5.3% | 14 yrs | 76 |
| FNB | F.N.B. Corporation | 3.02% | 0.0% | 0 yrs | 76 |
| PFBC | Preferred Bank | 3.06% | 20.1% | 5 yrs | 76 |
Related Guides & Lists
CBU dividend — frequently asked questions
Does Community Bank System, Inc. pay a dividend?
Yes. Community Bank System, Inc. (CBU) currently pays a dividend. The annualized dividend is about $1.96 per share, a yield of approximately 3.25%.
What is Community Bank System, Inc.'s dividend yield?
Community Bank System, Inc.'s dividend yield is approximately 3.25%, based on the most recent regular payment annualized against the current share price. Yields move as the share price changes.
How often does Community Bank System, Inc. pay dividends?
Community Bank System, Inc. pays dividends quarterly — 4 times per year.
How long has Community Bank System, Inc. paid dividends?
Community Bank System, Inc. has 40 years of dividend payments on record, and has increased its dividend for 34 consecutive years.
Data updated Oct 19, 2026. This research page is generated from Dividendly's structured market and dividend dataset using the approach described on our methodology and data sources pages. Data is automatically validated using defined rules and may also be periodically reviewed. Research only, not investment advice. Spotted a data error? Report it.