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VBNK VersaBank — dividend yield, history & ex-dividend dates

NASDAQ Global Select· Quarterly dividend· Common Stock· ADR · Financial Services / Banks - Regional

$22.58 ▲ $0.16(0.71%) as of Oct 30, 2026 06:20 UTC
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VersaBank, a federally regulated financial institution (Schedule I chartered bank) operating across Canada, delivers a diverse array of banking and lending solutions. Clients can choose from various deposit products, including Guaranteed Investment Certificates (GICs), Registered Retirement Savings Plans (RRSPs), Daily Interest Savings Accounts (DISAs), and Tax-Free Savings Accounts (TFSAs), all complemented by deposit protection. The bank also provides comprehensive lending services. This includes point-of-sale financing, where it acquires loan and lease receivables from other finance companies across numerous industries. Additionally, its commercial banking division supports sectors such as commercial real estate, public sector and infrastructure projects, condominium financing, and residential mortgages. Established in 1979, the institution was initially known as Pacific & Western Bank of Canada before adopting its current name, VersaBank, in May 2016. The company maintains its headquarters in London, Canada.

Dividend Snapshot

StatusReduced
Last Dividend$0.0175Pays Oct 31, 2026
Forward Annual$0.07From the $0.0175 dividend declared Sep 02, 2026
FrequencyQuarterly
Last Ex-DateOct 09, 2026The most recent ex-dividend date that has already passed.
1-Yr Growth-3.7%Annual totals, 2024–2025

Research Scores

Scores describe this security's published financial data on a 0–100 scale using the formulas on our methodology pages. They are the same for every reader, are not a probability or a forecast, and are not a recommendation. Past dividend growth does not guarantee future increases. Report a data error.

Dividend Safety Score

80/100

Strong indicators

Complete data

Dividend Growth Score

42/100

Moderate growth record

Most data available

Dividend Value Score

Not Rated

only 45% of the inputs available (60% needed)

DividendRank

60/100

Middle of the scale

Partial data

How the Dividend Safety Score is built for VBNK
InputValuePointsWeight
Dividend record8 years of uninterrupted regular payments 62 25%
Earnings stabilityNet income positive in 5 of the last 5 fiscal years (FY2021–FY2025) 100 15%
Earnings payout ratioEarnings payout ratio 10% (TTM to Jan 31, 2026) 100 30%
Equity / assetsEquity / assets 8.2% (balance sheet Jul 31, 2026) 73 20%
Return on assetsReturn on assets 0.56% (TTM to Jan 31, 2026; average total assets) 46 10%

Inputs that are not available are left out and the remaining weights are scaled up. Profile: bank. Formula version 2026-10-19.4.

How the Dividend Growth Score is built for VBNK
InputValuePointsWeight
5-year dividend growth5-year dividend CAGR -4.2% (2020–2025) 4 25%
Consecutive annual increases0 consecutive annual increases (through 2025) 10 20%
Payout headroomHeadroom from the earnings payout ratio 10% (TTM to Jan 31, 2026) 100 20%
Earnings per share growth (3 years)EPS CAGR 4.4% (FY2022–FY2025) 71 15%
10-year dividend growthN/A (not used) N/A 10%

Inputs that are not available are left out and the remaining weights are scaled up. Profile: bank. Formula version 2026-10-19.4.

Key Metrics

Current Yield

0.31%

At the Oct 30, 2026 price

The annual dividend as a percentage of the share price. A 3% yield is about $3 of dividends a year for every $100 invested at today's price.

Annualized Dividend

$0.0700

Declared Sep 02, 2026

The latest declared regular dividend scaled to a full year by how often it's paid (for semi-annual payers, the latest two payments), adjusted for stock splits. A $0.25 quarterly dividend annualizes to $1.00. Special dividends are excluded.

Frequency

Q Quarterly

How often the dividend is paid, read from the dates of recent payments: Q = quarterly (4x a year), M = monthly, S = semi-annual, A = annual.

RSI (14)

52

As of Oct 30, 2026

Relative Strength Index (0-100), a price-momentum gauge. Above 70 is often called 'overbought', below 30 'oversold'. A technical signal, not a dividend metric.

52-Week Range

$11.26 – $23.72

Closes through Oct 23, 2026

The lowest and highest price over the past year, showing where today's price sits in its recent range.

Payout Ratio (FY2025)

11.37%

Fiscal year to Oct 31, 2025

The share of earnings paid out as dividends over the trailing twelve months (TTM): dividends paid divided by net income across the company's four most recent reported quarters, dated by the latest quarter end. A fiscal-year tag such as FY2025 means only annual figures were available. Lower leaves more cushion; above 100% means paying out more than the company earned. It shows n/a for funds and when net income over the period was negative; for REITs and BDCs it is marked EPS-based, since they are judged on FFO/AFFO or net investment income instead.

Years Paying

8

How many years of payments we have on record. This can understate very long histories where our data doesn't reach far enough back.

Price / Book (FY2025)

0.98

At fiscal year-end, Oct 31, 2025

Price-to-book ratio: the share price on the date shown divided by the latest reported book value per share. A rough valuation gauge, most useful for asset-heavy sectors like REITs, banks and insurers.

S.A.F.E. Dividend Read

S.A.F.E. is a set of four checks on a dividend's record and the company's data, the same test used across the screener and our ranked lists. Solid: a Dividend Safety Score of 70+ and a yield of 2%+. Accelerating: at least three consecutive completed calendar years of higher total regular dividends. Flawless: since 1990, no calendar year whose total regular dividend fell more than 20% below the year before, and no suspension. Enduring: at least 20 years between the first and latest dividend in our records. All four met earns the S.A.F.E. flag.
S Solid
Below the Solid check (Dividend Safety Score 70+ and yield 2%+): Dividend Safety Score 80/100, yield 0.31%.
A Accelerating
Dividend growth has stalled — 0 consecutive annual increase(s), under the 3 this check looks for.
F Flawless
No calendar year's regular dividend total fell more than 20% below the year before, and no suspension of the regular dividend is on record.
E Enduring
8 year(s) of payments on record, under the 20 this check looks for.

Quote & Key Data

ExchangeNASDAQ Global SelectThe stock exchange where the shares trade, such as NYSE or Nasdaq.
Volume60,400Oct 23, 2026 sessionHow many shares changed hands in the trading session dated beside this figure, a rough read on trading activity. Daily bars are refreshed on a slower cycle than the quoted price, so this session can be older than the price above.
Open$22.68Oct 23, 2026 sessionThe price at the start of the trading session dated beside this figure, which can be earlier than the session the quoted price comes from.
Day Range$22.68 – $23.33Oct 23, 2026 sessionThe lowest and highest price during the trading session dated beside this figure, which can be earlier than the session the quoted price comes from.
Prev Close$22.84Close of Oct 22, 2026The closing price from the session before the one dated beside these figures.
Market Cap$732.02MAs of Oct 30, 2026The company's total market value (share price times shares outstanding) on the date shown.
Shares Out32.42MImplied by market cap, Oct 30, 2026Shares outstanding implied by the market cap and share price on the date shown.
EPS (FY2025)CAD 0.90Fiscal year to Oct 31, 2025; reported in CADEarnings per share over the trailing twelve months (TTM), labeled with the end date of the latest reported quarter and shown in the company's reporting currency. Dividends are paid out of these earnings.
P/E (FY2025)18.5At fiscal year-end, Oct 31, 2025Price-to-earnings ratio: the share price on the date shown divided by trailing-twelve-month earnings per share. A rough gauge of how richly the stock is valued.
Last Ex-DateOct 09, 2026Pays Oct 31, 2026The most recent ex-dividend date that has already passed.
Next Ex-DateN/ANone declared yetThe ex-dividend date of the next payment the company has declared, or that is scheduled when no declaration is on file. Future dates our data provider only projects are not shown.

Dividend Growth

3-Yr Growth (CAGR)-2.6%Annual totals, 2022–2025The dividend's average annual growth rate over the period, compounded.
5-Yr Growth (CAGR)-4.2%Annual totals, 2020–2025The dividend's average annual growth rate over the period, compounded.
Consecutive Increases0 yrsAnnual totals through 2025The number of consecutive years the dividend has increased.

Why the Yield Moved (90 Days)

VBNK's dividend yield fell from 0.36% to 0.31% over the past ~90 days (-0.05 pp). Of that move, -0.00 pp came from changes in the dividend rate and -0.05 pp from the share price ($19.59 on Aug 03, 2026 → $22.58 on Oct 30, 2026). A yield that rises because the price fell is not an improvement in the payout itself.

Yield vs Its Own History

Current0.31%
1-Yr Average0.43%
Low / High0.30% – 0.64%
Percentile7%

Across 272 daily observations over the past 13 months (through Oct 23, 2026), VBNK's current yield is higher than approximately 7% of them. Our stored price history for VBNK covers the past 13 months; 3- and 5-year averages are not yet computable from it and are deliberately not shown.

Adjusted Price History

Dividend History

Dividend Payment History

Ex-dividend calendar →
Amount Type Declared Ex-Date Record Pay
$0.0175 Q Regular Sep 02, 2026 Oct 09, 2026 Oct 09, 2026 Oct 31, 2026
$0.0177 Q Regular Jun 02, 2026 Jul 10, 2026 Jul 10, 2026 Jul 31, 2026
$0.0181 Q Regular Mar 04, 2026 Apr 10, 2026 Apr 10, 2026 Apr 30, 2026
$0.0180 Q Regular Dec 09, 2025 Jan 09, 2026 Jan 09, 2026 Jan 31, 2026
$0.0179 Q Regular Sep 04, 2025 Oct 10, 2025 Oct 10, 2025 Oct 31, 2025
$0.0184 Q Regular Jun 04, 2025 Jul 03, 2025 Jul 04, 2025 Jul 31, 2025
$0.0176 Q Regular Mar 05, 2025 Apr 04, 2025 Apr 04, 2025 Apr 30, 2025
$0.0173 Q Regular Dec 09, 2024 Jan 10, 2025 Jan 10, 2025 Jan 31, 2025
$0.0184 Q Regular Sep 05, 2024 Oct 04, 2024 Oct 04, 2024 Oct 31, 2024
$0.0183 Q Regular Jun 04, 2024 Jul 05, 2024 Jul 05, 2024 Jul 31, 2024
$0.0185 Q Regular Mar 06, 2024 Apr 04, 2024 Apr 05, 2024 Apr 30, 2024
$0.0187 Q Regular Dec 12, 2023 Jan 04, 2024 Jan 05, 2024 Jan 31, 2024
$0.0182 Q Regular Aug 30, 2023 Oct 05, 2023 Oct 06, 2023 Oct 31, 2023
$0.0187 Q Regular Jun 07, 2023 Jul 06, 2023 Jul 07, 2023 Jul 31, 2023
$0.0186 Q Regular Mar 08, 2023 Apr 05, 2023 Apr 06, 2023 Apr 30, 2023
$0.0190 Q Regular Dec 07, 2022 Jan 05, 2023 Jan 06, 2023 Jan 31, 2023
$0.0180 Q Regular Aug 31, 2022 Oct 06, 2022 Oct 07, 2022 Oct 31, 2022
$0.0190 Q Regular Jun 01, 2022 Jul 07, 2022 Jul 08, 2022 Jul 31, 2022
$0.0200 Q Regular Mar 02, 2022 Apr 07, 2022 Apr 08, 2022 Apr 30, 2022
$0.0200 Q Regular Dec 01, 2021 Jan 06, 2022 Jan 07, 2022 Jan 31, 2022
$0.0196 Q Regular N/A Sep 29, 2021 Oct 01, 2021 Oct 31, 2021
$0.0200 I Regular N/A Jul 01, 2021 Jul 02, 2021 Jul 31, 2021
$0.0198 Q Regular N/A Mar 31, 2021 Apr 02, 2021 Apr 30, 2021
$0.0197 Q Regular N/A Jan 07, 2021 Jan 08, 2021 Jan 31, 2021
$0.0188 Q Regular N/A Oct 01, 2020 Oct 02, 2020 Oct 31, 2020
$0.0250 Q Regular N/A Jul 02, 2020 Jul 03, 2020 Jul 31, 2020
$0.0250 Q Regular N/A Apr 02, 2020 Apr 03, 2020 Apr 30, 2020
$0.0193 Q Regular N/A Jan 02, 2020 Jan 03, 2020 Jan 31, 2020
$0.0150 Q Regular N/A Oct 03, 2019 Oct 04, 2019 Oct 31, 2019
$0.0153 Q Regular N/A Jul 05, 2019 Jul 05, 2019 Jul 31, 2019
$0.0150 Q Regular N/A Apr 04, 2019 Apr 05, 2019 Apr 30, 2019
$0.0150 Q Regular N/A Jan 03, 2019 Jan 04, 2019 Jan 31, 2019
$0.0078 Q Regular N/A Oct 04, 2018 Oct 05, 2018 Oct 31, 2018
$0.0076 Q Regular N/A Jul 05, 2018 Jul 06, 2018 Jul 31, 2018
$0.0078 Q Regular N/A Apr 05, 2018 Apr 06, 2018 Apr 30, 2018
$0.0080 Q Regular N/A Jan 04, 2018 Jan 05, 2018 Jan 31, 2018

Peer Comparison

Selected Banks - Regional dividend payers we cover, strongest DividendRank first — for context, not a recommendation.

TickerNameYield5-Yr GrowthStreakRank
FCNCB First Citizens BancShares, Inc. 0.49% 36.6% 9 yrs 89
PB Prosperity Bancshares, Inc. 3.53% 4.6% 24 yrs 86
CBSH Commerce Bancshares, Inc. 1.98% 5.1% 35 yrs 85
NECB Northeast Community Bancorp, Inc. 3.45% 44.3% 2 yrs 84

Related Guides & Lists

VBNK dividend — frequently asked questions

Does VersaBank pay a dividend?

Yes. VersaBank (VBNK) currently pays a dividend. The annualized dividend is about $0.07 per share, a yield of approximately 0.31%.

What is VersaBank's dividend yield?

VersaBank's dividend yield is approximately 0.31%, based on the most recent regular payment annualized against the current share price. Yields move as the share price changes.

How often does VersaBank pay dividends?

VersaBank pays dividends quarterly — 4 times per year.

How long has VersaBank paid dividends?

VersaBank has 8 years of dividend payments on record.

Data updated Oct 30, 2026. This research page is generated from Dividendly's structured market and dividend dataset using the approach described on our methodology and data sources pages. Data is automatically validated using defined rules and may also be periodically reviewed. Research only, not investment advice. Spotted a data error? Report it.