USCB USCB Financial Holdings, Inc. — dividend yield, history & ex-dividend dates
USCB Financial Holdings, Inc. operates as the bank holding company for U.S. Century Bank that provides various personal and business banking products and services in the United States. The company offers small business administration and yacht lending services; homeowners association services, including deposit collection, lockbox services, payment services, and lending products; jurist advantage and private client group services; correspondent banking services for banks in certain Latin America and the Caribbean countries. It also provides deposit products, including commercial and consumer checking accounts, money market deposit accounts, savings accounts, and certificates of deposit; treasury, commercial payment, and cash management services; insured cash sweep and certificate of deposit account registry services; and clients title insurance policies for real estate transactions. The company was founded in 2002 and is headquartered in Doral, Florida.
Dividend Snapshot
Research Scores
Scores describe this security's published financial data on a 0–100 scale using the formulas on our methodology pages. They are the same for every reader, are not a probability or a forecast, and are not a recommendation. Past dividend growth does not guarantee future increases. Report a data error.
Not Rated
How the Dividend Safety Score is built for USCB
| Input | Value | Points | Weight |
|---|---|---|---|
| Dividend record | 2 years of uninterrupted regular payments | 25 | 25% |
| Earnings stability | Net income positive in 5 of the last 5 fiscal years (FY2021–FY2025) | 100 | 15% |
| Earnings payout ratio | Earnings payout ratio 3% (TTM to Jun 30, 2026) | 100 | 30% |
| Equity / assets | Equity / assets 7.7% (balance sheet Jun 30, 2026) | 64 | 20% |
| Return on assets | Return on assets 1.00% (TTM to Jun 30, 2026; average total assets) | 85 | 10% |
Inputs that are not available are left out and the remaining weights are scaled up. Profile: bank. Formula version 2026-10-19.4.
How the Dividend Growth Score is built for USCB
| Input | Value | Points | Weight |
|---|---|---|---|
| 5-year dividend growth | N/A (not used) | N/A | 25% |
| Consecutive annual increases | 1 consecutive annual increase (through 2025) | 25 | 20% |
| Payout headroom | Headroom from the earnings payout ratio 3% (TTM to Jun 30, 2026) | 100 | 20% |
| Earnings per share growth (3 years) | EPS CAGR 9.1% (FY2022–FY2025) | 96 | 15% |
| 10-year dividend growth | N/A (not used) | N/A | 10% |
Inputs that are not available are left out and the remaining weights are scaled up. Profile: bank. Formula version 2026-10-19.4.
Key Metrics
Current Yield
2.24%
At the Oct 19, 2026 price
The annual dividend as a percentage of the share price. A 3% yield is about $3 of dividends a year for every $100 invested at today's price.Annualized Dividend
$0.5000
Declared Jul 20, 2026
The latest declared regular dividend scaled to a full year by how often it's paid (for semi-annual payers, the latest two payments), adjusted for stock splits. A $0.25 quarterly dividend annualizes to $1.00. Special dividends are excluded.Frequency
Q Quarterly
How often the dividend is paid, read from the dates of recent payments: Q = quarterly (4x a year), M = monthly, S = semi-annual, A = annual.RSI (14)
48
As of Oct 19, 2026
Relative Strength Index (0-100), a price-momentum gauge. Above 70 is often called 'overbought', below 30 'oversold'. A technical signal, not a dividend metric.52-Week Range
$16.90 – $23.48
Closes through Oct 16, 2026
The lowest and highest price over the past year, showing where today's price sits in its recent range.Payout Ratio (TTM)
29.22%
12 months to Jun 30, 2026 (Q2 FY2026)
The share of earnings paid out as dividends over the trailing twelve months (TTM): dividends paid divided by net income across the company's four most recent reported quarters, dated by the latest quarter end. A fiscal-year tag such as FY2025 means only annual figures were available. Lower leaves more cushion; above 100% means paying out more than the company earned. It shows n/a for funds and when net income over the period was negative; for REITs and BDCs it is marked EPS-based, since they are judged on FFO/AFFO or net investment income instead.Years Paying
2
How many years of payments we have on record. This can understate very long histories where our data doesn't reach far enough back.Price / Book (TTM)
1.76
Price as of Oct 18, 2026; latest reported book value
Price-to-book ratio: the share price on the date shown divided by the latest reported book value per share. A rough valuation gauge, most useful for asset-heavy sectors like REITs, banks and insurers.S.A.F.E. Dividend Read
Quote & Key Data
Dividend Growth
Why the Yield Moved (90 Days)
USCB's dividend yield fell from 2.48% to 2.24% over the past ~90 days (-0.24 pp). Of that move, +0.00 pp came from changes in the dividend rate and -0.24 pp from the share price ($20.18 on Jul 22, 2026 → $22.35 on Oct 19, 2026). A yield that rises because the price fell is not an improvement in the payout itself.
Yield vs Its Own History
Across 275 daily observations over the past 13 months (through Oct 16, 2026), USCB's current yield is higher than approximately 27% of them. Our stored price history for USCB covers the past 13 months; 3- and 5-year averages are not yet computable from it and are deliberately not shown.
Adjusted Price History
Dividend History
Dividend Payment History
Ex-dividend calendar →| Amount | Type | Declared | Ex-Date | Record | Pay |
|---|---|---|---|---|---|
| $0.1250 Q | Regular | Jul 20, 2026 | Aug 17, 2026 | Aug 17, 2026 | Sep 04, 2026 |
| $0.1250 Q | Regular | Apr 20, 2026 | May 15, 2026 | May 15, 2026 | Jun 05, 2026 |
| $0.1250 Q | Regular | Jan 20, 2026 | Feb 17, 2026 | Feb 17, 2026 | Mar 05, 2026 |
| $0.1000 Q | Regular | Oct 20, 2025 | Nov 14, 2025 | Nov 14, 2025 | Dec 05, 2025 |
| $0.1000 Q | Regular | Jul 21, 2025 | Aug 15, 2025 | Aug 15, 2025 | Sep 05, 2025 |
| $0.1000 Q | Regular | Apr 21, 2025 | May 15, 2025 | May 15, 2025 | Jun 05, 2025 |
| $0.1000 Q | Regular | Jan 21, 2025 | Feb 14, 2025 | Feb 14, 2025 | Mar 05, 2025 |
| $0.0500 Q | Regular | Oct 28, 2024 | Nov 15, 2024 | Nov 15, 2024 | Dec 05, 2024 |
| $0.0500 Q | Regular | Jul 22, 2024 | Aug 15, 2024 | Aug 15, 2024 | Sep 05, 2024 |
| $0.0500 Q | Regular | Apr 22, 2024 | May 14, 2024 | May 15, 2024 | Jun 05, 2024 |
| $0.0500 Q | Regular | Jan 22, 2024 | Feb 14, 2024 | Feb 15, 2024 | Mar 05, 2024 |
Peer Comparison
Selected Banks - Regional dividend payers we cover, strongest DividendRank first — for context, not a recommendation.
| Ticker | Name | Yield | 5-Yr Growth | Streak | Rank |
|---|---|---|---|---|---|
| FCNCB | First Citizens BancShares, Inc. | 0.50% | 36.6% | 9 yrs | 91 |
| FCNCA | First Citizens BancShares, Inc. | 0.40% | 36.6% | 9 yrs | 88 |
| PB | Prosperity Bancshares, Inc. | 3.54% | 4.6% | 24 yrs | 86 |
| CBSH | Commerce Bancshares, Inc. | 1.98% | 5.1% | 35 yrs | 85 |
Recent USCB Dividend News
Related Guides & Lists
USCB dividend — frequently asked questions
Does USCB Financial Holdings, Inc. pay a dividend?
Yes. USCB Financial Holdings, Inc. (USCB) currently pays a dividend. The annualized dividend is about $0.50 per share, a yield of approximately 2.24%.
What is USCB Financial Holdings, Inc.'s dividend yield?
USCB Financial Holdings, Inc.'s dividend yield is approximately 2.24%, based on the most recent regular payment annualized against the current share price. Yields move as the share price changes.
How often does USCB Financial Holdings, Inc. pay dividends?
USCB Financial Holdings, Inc. pays dividends quarterly — 4 times per year.
How long has USCB Financial Holdings, Inc. paid dividends?
USCB Financial Holdings, Inc. has 2 years of dividend payments on record.
Data updated Oct 19, 2026. This research page is generated from Dividendly's structured market and dividend dataset using the approach described on our methodology and data sources pages. Data is automatically validated using defined rules and may also be periodically reviewed. Research only, not investment advice. Spotted a data error? Report it.