UBOH United Bancshares, Inc. — dividend yield, history & ex-dividend dates
United Bancshares, Inc. serves as the holding company for The Union Bank Company, offering a comprehensive suite of commercial and consumer banking services. Its deposit portfolio includes checking, savings, demand, money market, and term certificates, alongside individual retirement accounts and certificates of deposit. The firm provides a diverse array of lending solutions, encompassing commercial and residential real estate, agricultural, commercial and industrial, home equity, consumer, and Small Business Administration (SBA) loans. Beyond traditional banking, it delivers wealth management, financial planning, mutual funds, securities trading, annuities, and life insurance. Customers also have access to treasury management, online and mobile banking, ATMs, bill payment, safe deposit box rentals, and other tailored payment and personalized services. The company maintains eighteen full-service banking centers and three loan production offices across northwest and central Ohio. Established in 1904, United Bancshares, Inc. is headquartered in Columbus Grove, Ohio.
Dividend Snapshot
Research Scores
Scores describe this security's published financial data on a 0–100 scale using the formulas on our methodology pages. They are the same for every reader, are not a probability or a forecast, and are not a recommendation. Past dividend growth does not guarantee future increases. Report a data error.
How the Dividend Safety Score is built for UBOH
| Input | Value | Points | Weight |
|---|---|---|---|
| Dividend record | 13 years of uninterrupted regular payments | 74 | 25% |
| Earnings stability | Net income positive in 5 of the last 5 fiscal years (FY2021–FY2025) | 100 | 15% |
| Earnings payout ratio | Earnings payout ratio 23% (FY2025) | 100 | 30% |
| Equity / assets | Equity / assets 6.5% (balance sheet Sep 30, 2026) | 40 | 20% |
| Return on assets | Return on assets 1.01% (FY2025; average total assets) | 86 | 10% |
Inputs that are not available are left out and the remaining weights are scaled up. Profile: bank. Formula version 2026-10-19.4.
How the Dividend Growth Score is built for UBOH
| Input | Value | Points | Weight |
|---|---|---|---|
| 5-year dividend growth | 5-year dividend CAGR 9.4% (2020–2025) | 97 | 25% |
| Consecutive annual increases | 1 consecutive annual increase (through 2025) | 25 | 20% |
| Payout headroom | Headroom from the earnings payout ratio 23% (FY2025) | 100 | 20% |
| Earnings per share growth (3 years) | EPS CAGR 5.3% (FY2022–FY2025) | 76 | 15% |
| 10-year dividend growth | 10-year dividend CAGR 9.7% (2015–2025) | 99 | 10% |
Inputs that are not available are left out and the remaining weights are scaled up. Profile: bank. Formula version 2026-10-19.4.
How the Dividend Value Score is built for UBOH
| Input | Value | Points | Weight |
|---|---|---|---|
| Yield vs own history | Current yield at the 46th percentile of its 120 month-end yields | 46 | 45% |
| P/B vs own 5-year median | P/B 1.2 is 1.37x its 5-year median of 0.8 | 10 | 30% |
| P/B vs peers | P/B 1.2 vs peer median 1.4 (0.85x; 118 bank / Financial Services securities) | 68 | 25% |
Inputs that are not available are left out and the remaining weights are scaled up. Profile: bank. Formula version 2026-10-19.4.
Key Metrics
Current Yield
2.51%
At the Oct 29, 2026 price
The annual dividend as a percentage of the share price. A 3% yield is about $3 of dividends a year for every $100 invested at today's price.Annualized Dividend
$1.0400
Declared Oct 21, 2026
The latest declared regular dividend scaled to a full year by how often it's paid (for semi-annual payers, the latest two payments), adjusted for stock splits. A $0.25 quarterly dividend annualizes to $1.00. Special dividends are excluded.Frequency
Q Quarterly
How often the dividend is paid, read from the dates of recent payments: Q = quarterly (4x a year), M = monthly, S = semi-annual, A = annual.RSI (14)
62
As of Oct 29, 2026
Relative Strength Index (0-100), a price-momentum gauge. Above 70 is often called 'overbought', below 30 'oversold'. A technical signal, not a dividend metric.52-Week Range
$33.26 – $45.00
Closes through Oct 23, 2026
The lowest and highest price over the past year, showing where today's price sits in its recent range.Payout Ratio
-
The share of earnings paid out as dividends over the trailing twelve months (TTM): dividends paid divided by net income across the company's four most recent reported quarters, dated by the latest quarter end. A fiscal-year tag such as FY2025 means only annual figures were available. Lower leaves more cushion; above 100% means paying out more than the company earned. It shows n/a for funds and when net income over the period was negative; for REITs and BDCs it is marked EPS-based, since they are judged on FFO/AFFO or net investment income instead.Years Paying
27
How many years of payments we have on record. This can understate very long histories where our data doesn't reach far enough back.Price / Book (TTM)
1.15
Price as of Oct 25, 2026; latest reported book value
Price-to-book ratio: the share price on the date shown divided by the latest reported book value per share. A rough valuation gauge, most useful for asset-heavy sectors like REITs, banks and insurers.S.A.F.E. Dividend Read
Quote & Key Data
Dividend Growth
How often a record like this ends in a cut
UBOH has raised its annual dividend in 14 separate years since June 1999, which ranks 787 among the 2,430 payers with a comparable record in our dataset. In 2 years the annual total fell by more than a fifth.
Of the 878 companies we track with 10 to 24 years of increases, 661 — 75 per cent — also have at least one year in which the dividend fell by more than 20 per cent. Across every company with twenty years of comparable history, only 277 of 1078 (26 per cent) have never cut. A long record of increases is common; a record with no cut anywhere in it is not.
Measured from annual totals using split-adjusted amounts, comparing only consecutive years with the same number of payments — a stock split and a payment shifting across a year boundary both look like cuts otherwise. The current year is excluded as incomplete. How we measure a cut, and what the corrections change. Figures are for information only, not a view on any security.
Why the Yield Moved (90 Days)
UBOH's dividend yield fell from 2.67% to 2.51% over the past ~90 days (-0.16 pp). Of that move, +0.00 pp came from changes in the dividend rate and -0.16 pp from the share price ($39.00 on Aug 03, 2026 → $41.41 on Oct 29, 2026). A yield that rises because the price fell is not an improvement in the payout itself.
Yield vs Its Own History
Across 272 daily observations over the past 13 months (through Oct 23, 2026), UBOH's current yield is higher than approximately 29% of them. Our stored price history for UBOH covers the past 13 months; 3- and 5-year averages are not yet computable from it and are deliberately not shown.
Adjusted Price History
Dividend History
Dividend Payment History
Ex-dividend calendar →| Amount | Type | Declared | Ex-Date | Record | Pay |
|---|---|---|---|---|---|
| $0.2600 Q | Regular upcoming, declared | Oct 21, 2026 | Nov 30, 2026 | Nov 30, 2026 | Dec 15, 2026 |
| $0.2600 Q | Regular | Jul 22, 2026 | Aug 31, 2026 | Aug 31, 2026 | Sep 15, 2026 |
| $0.2500 Q | Regular | Apr 17, 2026 | May 29, 2026 | May 29, 2026 | Jun 15, 2026 |
| $0.2400 Q | Regular | Jan 22, 2026 | Feb 27, 2026 | Feb 27, 2026 | Mar 16, 2026 |
| $0.2300 Q | Regular | Oct 23, 2025 | Nov 28, 2025 | Nov 28, 2025 | Dec 15, 2025 |
| $0.2300 Q | Regular | Jul 17, 2025 | Aug 29, 2025 | Aug 29, 2025 | Sep 15, 2025 |
| $0.2300 Q | Regular | Apr 17, 2025 | May 30, 2025 | May 30, 2025 | Jun 16, 2025 |
| $0.2200 Q | Regular | Jan 23, 2025 | Feb 28, 2025 | Feb 28, 2025 | Mar 17, 2025 |
| $0.2200 Q | Regular | Oct 17, 2024 | Nov 29, 2024 | Nov 29, 2024 | Dec 16, 2024 |
| $0.2200 Q | Regular | Jul 18, 2024 | Aug 30, 2024 | Aug 30, 2024 | Sep 16, 2024 |
| $0.2200 Q | Regular | Apr 18, 2024 | May 31, 2024 | May 31, 2024 | Jun 14, 2024 |
| $0.2200 Q | Regular | Jan 18, 2024 | Feb 28, 2024 | Feb 29, 2024 | Mar 15, 2024 |
| $0.2200 Q | Regular | Oct 19, 2023 | Nov 29, 2023 | Nov 30, 2023 | Dec 15, 2023 |
| $0.2200 Q | Regular | Jul 20, 2023 | Aug 30, 2023 | Aug 31, 2023 | Sep 15, 2023 |
| $0.2200 Q | Regular | Apr 20, 2023 | May 30, 2023 | May 31, 2023 | Jun 15, 2023 |
| $0.2200 Q | Regular | Jan 19, 2023 | Feb 27, 2023 | Feb 28, 2023 | Mar 15, 2023 |
| $0.2100 Q | Regular | Oct 20, 2022 | Nov 29, 2022 | Nov 30, 2022 | Dec 15, 2022 |
| $0.2100 Q | Regular | Jul 21, 2022 | Aug 30, 2022 | Aug 31, 2022 | Sep 15, 2022 |
| $0.2100 Q | Regular | Apr 19, 2022 | May 27, 2022 | May 31, 2022 | Jun 15, 2022 |
| $0.2100 Q | Regular | Jan 18, 2022 | Feb 25, 2022 | Feb 28, 2022 | Mar 15, 2022 |
| $0.2000 Q | Regular | Oct 19, 2021 | Nov 29, 2021 | Nov 30, 2021 | Dec 15, 2021 |
| $0.2000 Q | Regular | Jul 20, 2021 | Aug 30, 2021 | Aug 31, 2021 | Sep 15, 2021 |
| $0.1700 Q | Regular | Apr 21, 2021 | May 27, 2021 | May 28, 2021 | Jun 15, 2021 |
| $0.1600 Q | Regular | Jan 21, 2021 | Feb 25, 2021 | Feb 26, 2021 | Mar 15, 2021 |
| $0.1600 Q | Regular | Oct 21, 2020 | Nov 27, 2020 | Nov 30, 2020 | Dec 15, 2020 |
| $0.1400 Q | Regular | Jul 23, 2020 | Aug 28, 2020 | Aug 31, 2020 | Sep 15, 2020 |
| $0.0700 Q | Regular | Apr 28, 2020 | May 28, 2020 | May 29, 2020 | Jun 15, 2020 |
| $0.1400 Q | Regular | Jan 21, 2020 | Feb 27, 2020 | Feb 28, 2020 | Mar 16, 2020 |
| $0.1300 Q | Regular | Oct 15, 2019 | Nov 27, 2019 | Nov 29, 2019 | Dec 16, 2019 |
| $0.1300 Q | Regular | Jul 16, 2019 | Aug 29, 2019 | Aug 31, 2019 | Sep 16, 2019 |
| $0.1300 Q | Regular | Apr 16, 2019 | May 30, 2019 | May 31, 2019 | Jun 17, 2019 |
| $0.1300 Q | Regular | Jan 15, 2019 | Feb 27, 2019 | Feb 28, 2019 | Mar 15, 2019 |
| $0.1200 Q | Regular | Oct 16, 2018 | Nov 29, 2018 | Nov 30, 2018 | Dec 17, 2018 |
| $0.1200 Q | Regular | Jul 17, 2018 | Aug 30, 2018 | Aug 31, 2018 | Sep 17, 2018 |
| $0.1200 Q | Regular | Apr 20, 2018 | May 30, 2018 | May 31, 2018 | Jun 15, 2018 |
| $0.1200 Q | Regular | Jan 16, 2018 | Feb 27, 2018 | Feb 28, 2018 | Mar 15, 2018 |
| $0.1200 Q | Regular | Oct 17, 2017 | Nov 29, 2017 | Nov 30, 2017 | Dec 15, 2017 |
| $0.1200 Q | Regular | Jul 18, 2017 | Aug 29, 2017 | Aug 31, 2017 | Sep 15, 2017 |
| $0.1200 Q | Regular | Apr 20, 2017 | May 26, 2017 | May 31, 2017 | Jun 15, 2017 |
| $0.1200 Q | Regular | Jan 17, 2017 | Feb 24, 2017 | Feb 28, 2017 | Mar 15, 2017 |
| $0.1100 Q | Regular | Oct 18, 2016 | Nov 28, 2016 | Nov 30, 2016 | Dec 15, 2016 |
| $0.1100 Q | Regular | Jul 19, 2016 | Aug 29, 2016 | Aug 31, 2016 | Sep 15, 2016 |
| $0.1100 Q | Regular | Apr 19, 2016 | May 26, 2016 | May 31, 2016 | Jun 15, 2016 |
| $0.1100 Q | Regular | Jan 19, 2016 | Feb 25, 2016 | Feb 29, 2016 | Mar 15, 2016 |
| $0.0900 Q | Regular | Oct 20, 2015 | Nov 25, 2015 | Nov 30, 2015 | Dec 15, 2015 |
| $0.0900 Q | Regular | Jul 21, 2015 | Aug 27, 2015 | Aug 31, 2015 | Sep 16, 2015 |
| $0.0900 Q | Regular | Apr 21, 2015 | May 27, 2015 | May 29, 2015 | Jun 16, 2015 |
| $0.0900 Q | Regular | Jan 23, 2015 | Feb 25, 2015 | Feb 27, 2015 | Mar 16, 2015 |
| $0.0800 Q | Regular | Oct 21, 2014 | Nov 25, 2014 | Nov 28, 2014 | Dec 16, 2014 |
| $0.0700 Q | Regular | Aug 19, 2014 | Sep 05, 2014 | Sep 09, 2014 | Sep 26, 2014 |
| $0.0500 Q | Regular | May 20, 2014 | Jun 06, 2014 | Jun 10, 2014 | Jun 26, 2014 |
| $0.0500 Q | Regular | Feb 18, 2014 | Mar 05, 2014 | Mar 07, 2014 | Mar 24, 2014 |
| $0.1000 S | Special | Jan 13, 2014 | Jan 28, 2014 | Jan 30, 2014 | Feb 14, 2014 |
| $0.0500 Q | Regular | Oct 15, 2013 | Nov 26, 2013 | Nov 29, 2013 | Dec 16, 2013 |
| $0.0500 Q | Regular | Jul 16, 2013 | Aug 28, 2013 | Aug 30, 2013 | Sep 17, 2013 |
| $0.0500 Q | Regular | May 21, 2013 | Jun 05, 2013 | Jun 07, 2013 | Jun 24, 2013 |
| $0.0500 Q | Regular | Feb 19, 2013 | Mar 06, 2013 | Mar 08, 2013 | Mar 25, 2013 |
| $0.0500 Q | Regular | Oct 16, 2012 | Oct 29, 2012 | Oct 31, 2012 | Nov 08, 2012 |
| $0.1500 Q | Regular | Aug 12, 2010 | Aug 27, 2010 | Aug 31, 2010 | Sep 15, 2010 |
| $0.1500 Q | Regular | May 13, 2010 | May 26, 2010 | May 31, 2010 | Jun 15, 2010 |
| $0.1500 Q | Regular | Feb 10, 2010 | Feb 24, 2010 | Feb 26, 2010 | Mar 15, 2010 |
| $0.1500 Q | Regular | Oct 27, 2009 | Nov 25, 2009 | Nov 30, 2009 | Dec 15, 2009 |
| $0.1500 Q | Regular | Jul 23, 2009 | Aug 27, 2009 | Aug 31, 2009 | Sep 15, 2009 |
| $0.1500 Q | Regular | Apr 23, 2009 | May 27, 2009 | May 29, 2009 | Jun 15, 2009 |
| $0.1500 Q | Regular | Jan 30, 2009 | Feb 25, 2009 | Feb 27, 2009 | Mar 13, 2009 |
| $0.1500 Q | Regular | Oct 21, 2008 | Nov 25, 2008 | Nov 28, 2008 | Dec 15, 2008 |
| $0.1500 Q | Regular | Jul 22, 2008 | Aug 27, 2008 | Aug 29, 2008 | Sep 15, 2008 |
| $0.1500 Q | Regular | Apr 21, 2008 | May 28, 2008 | May 30, 2008 | Jun 13, 2008 |
| $0.1500 Q | Regular | Feb 14, 2008 | Feb 27, 2008 | Feb 29, 2008 | Mar 14, 2008 |
| $0.1400 Q | Regular | Nov 15, 2007 | Nov 28, 2007 | Nov 30, 2007 | Dec 14, 2007 |
| $0.1400 Q | Regular | Aug 21, 2007 | Aug 29, 2007 | Aug 31, 2007 | Sep 14, 2007 |
| $0.1400 Q | Regular | May 18, 2007 | May 29, 2007 | May 31, 2007 | Jun 15, 2007 |
| $0.1400 Q | Regular | Feb 15, 2007 | Feb 26, 2007 | Feb 28, 2007 | Mar 15, 2007 |
| $0.1300 Q | Regular | Oct 23, 2006 | Nov 28, 2006 | Nov 30, 2006 | Dec 15, 2006 |
| $0.1300 Q | Regular | Aug 14, 2006 | Aug 29, 2006 | Aug 31, 2006 | Sep 15, 2006 |
| $0.1300 Q | Regular | May 15, 2006 | May 26, 2006 | May 31, 2006 | Jun 15, 2006 |
| $0.1300 Q | Regular | Feb 13, 2006 | Feb 24, 2006 | Feb 28, 2006 | Mar 15, 2006 |
| $0.1200 Q | Regular | Nov 14, 2005 | Nov 28, 2005 | Nov 30, 2005 | Dec 15, 2005 |
| $0.1200 Q | Regular | Aug 12, 2005 | Aug 29, 2005 | Aug 31, 2005 | Sep 15, 2005 |
| $0.1200 Q | Regular | May 13, 2005 | May 26, 2005 | May 31, 2005 | Jun 15, 2005 |
| $0.1200 Q | Regular | Feb 08, 2005 | Feb 24, 2005 | Feb 28, 2005 | Mar 15, 2005 |
| $0.1100 Q | Regular | Nov 15, 2004 | Nov 26, 2004 | Nov 30, 2004 | Dec 15, 2004 |
| $0.1100 Q | Regular | Aug 13, 2004 | Aug 27, 2004 | Aug 31, 2004 | Sep 15, 2004 |
| $0.1100 Q | Regular | May 17, 2004 | May 26, 2004 | May 28, 2004 | Jun 15, 2004 |
| $0.1100 Q | Regular | Feb 13, 2004 | Feb 25, 2004 | Feb 27, 2004 | Mar 15, 2004 |
| $0.1100 Q | Regular | Nov 14, 2003 | Nov 25, 2003 | Nov 28, 2003 | Dec 15, 2003 |
| $0.1100 Q | Regular | Aug 14, 2003 | Aug 27, 2003 | Aug 29, 2003 | Sep 15, 2003 |
| $0.1100 Q | Regular | May 12, 2003 | May 28, 2003 | May 30, 2003 | Jun 13, 2003 |
| $0.1100 Q | Regular | Feb 14, 2003 | Feb 26, 2003 | Feb 28, 2003 | Mar 14, 2003 |
| $0.1100 Q | Regular | Oct 30, 2002 | Nov 26, 2002 | Nov 29, 2002 | Dec 13, 2002 |
| $0.1100 Q | Regular | Jul 25, 2002 | Aug 28, 2002 | Aug 30, 2002 | Sep 13, 2002 |
| $0.1100 Q | Regular | May 20, 2002 | May 29, 2002 | May 31, 2002 | Jun 14, 2002 |
| $0.1100 Q | Regular | Feb 15, 2002 | Feb 27, 2002 | Mar 01, 2002 | Mar 15, 2002 |
| $0.1100 Q | Regular | Nov 13, 2001 | Nov 28, 2001 | Nov 30, 2001 | Dec 14, 2001 |
| $0.1100 Q | Regular | Aug 10, 2001 | Aug 29, 2001 | Aug 31, 2001 | Sep 14, 2001 |
| $0.1100 Q | Regular | May 21, 2001 | May 30, 2001 | Jun 01, 2001 | Jun 15, 2001 |
| $0.1100 S | Regular | N/A | Feb 23, 2001 | Feb 27, 2001 | Mar 15, 2001 |
| $0.1100 S | One-off | N/A | Jun 16, 1999 | Jun 01, 1999 | N/A |
Peer Comparison
Selected Banks - Regional dividend payers we cover, strongest DividendRank first — for context, not a recommendation.
| Ticker | Name | Yield | 5-Yr Growth | Streak | Rank |
|---|---|---|---|---|---|
| FCNCB | First Citizens BancShares, Inc. | 0.50% | 36.6% | 9 yrs | 89 |
| PB | Prosperity Bancshares, Inc. | 3.60% | 4.6% | 24 yrs | 86 |
| CBSH | Commerce Bancshares, Inc. | 2.00% | 5.1% | 35 yrs | 85 |
| NECB | Northeast Community Bancorp, Inc. | 3.49% | 44.3% | 2 yrs | 84 |
Related Guides & Lists
UBOH dividend — frequently asked questions
Does United Bancshares, Inc. pay a dividend?
Yes. United Bancshares, Inc. (UBOH) currently pays a dividend. The annualized dividend is about $1.04 per share, a yield of approximately 2.51%.
What is United Bancshares, Inc.'s dividend yield?
United Bancshares, Inc.'s dividend yield is approximately 2.51%, based on the most recent regular payment annualized against the current share price. Yields move as the share price changes.
How often does United Bancshares, Inc. pay dividends?
United Bancshares, Inc. pays dividends quarterly — 4 times per year.
When is United Bancshares, Inc.'s next ex-dividend date?
The next declared ex-dividend date for United Bancshares, Inc. is November 30, 2026. The associated payment is $0.2600 per share; you must own the shares before the ex-dividend date to receive it.
How long has United Bancshares, Inc. paid dividends?
United Bancshares, Inc. has 27 years of dividend payments on record.
Data updated Oct 29, 2026. This research page is generated from Dividendly's structured market and dividend dataset using the approach described on our methodology and data sources pages. Data is automatically validated using defined rules and may also be periodically reviewed. Research only, not investment advice. Spotted a data error? Report it.