SVBT SVB & T Corporation — dividend yield, history & ex-dividend dates
SVB & T Corporation operates as a financial holding company for Springs Valley Bank & Trust Company, providing banking, financial, and wealth management services to families and businesses in Dubois, Daviess, Gibson, Orange, and surrounding counties in southern Indiana. The company offers checking, savings, and club accounts, certificates of deposit, individual retirement accounts, health savings accounts, and safe deposit boxes. It also provides personal loans, including mortgages, construction loans, professional loans, first-time home buyer loans, and veteran’s administration loans/federal housing administration/US Department of Agriculture loans, home equity lines of credit, consumer loan products, and debit and credit cards. In addition, the company offers business loans, including commercial loans, agricultural loans, lines of credit, small business administration/farm service agency loans, and leases, as well as financial planning, investment management, estate planning and administration, trust services, and other services. Further, it provides brokerage services, such as mutual funds, annuities, tax-advantaged investments, life insurance products, retirement plans, and professionally managed accounts. Additionally, it offers online solutions, which include online banking, e-statements, retail bill pay, mobile banking, mobile deposit, transfer, and mobile wallet services, as well as cash management services. The company was founded in 1902 and is headquartered in French Lick, Indiana.
Dividend Snapshot
Research Scores
Scores describe this security's published financial data on a 0–100 scale using the formulas on our methodology pages. They are the same for every reader, are not a probability or a forecast, and are not a recommendation. Past dividend growth does not guarantee future increases. Report a data error.
How the Dividend Safety Score is built for SVBT
| Input | Value | Points | Weight |
|---|---|---|---|
| Dividend record | 5 years of uninterrupted regular payments | 50 | 25% |
| Earnings stability | Net income positive in 5 of the last 5 fiscal years (FY2021–FY2025) | 100 | 15% |
| Earnings payout ratio | Earnings payout ratio 11% (FY2025) | 100 | 30% |
| Equity / assets | Equity / assets 11.8% (balance sheet Jun 30, 2026) | 100 | 20% |
| Return on assets | Return on assets 1.38% (FY2025; average total assets) | 100 | 10% |
Inputs that are not available are left out and the remaining weights are scaled up. Profile: bank. Formula version 2026-10-19.4.
How the Dividend Growth Score is built for SVBT
| Input | Value | Points | Weight |
|---|---|---|---|
| 5-year dividend growth | N/A (not used) | N/A | 25% |
| Consecutive annual increases | 4 consecutive annual increases (through 2025) | 52 | 20% |
| Payout headroom | Headroom from the earnings payout ratio 11% (FY2025) | 100 | 20% |
| Earnings per share growth (3 years) | EPS CAGR 11.7% (FY2022–FY2025) | 100 | 15% |
| 10-year dividend growth | N/A (not used) | N/A | 10% |
Inputs that are not available are left out and the remaining weights are scaled up. Profile: bank. Formula version 2026-10-19.4.
How the Dividend Value Score is built for SVBT
| Input | Value | Points | Weight |
|---|---|---|---|
| Yield vs own history | Current yield at the 36th percentile of its 56 month-end yields | 36 | 45% |
| P/B vs own 5-year median | P/B 1.0 is 1.14x its 5-year median of 0.9 | 33 | 30% |
| P/B vs peers | P/B 1.0 vs peer median 1.4 (0.74x; 118 bank / Financial Services securities) | 83 | 25% |
Inputs that are not available are left out and the remaining weights are scaled up. Profile: bank. Formula version 2026-10-19.4.
Key Metrics
Current Yield
1.55%
At the Oct 30, 2026 price
The annual dividend as a percentage of the share price. A 3% yield is about $3 of dividends a year for every $100 invested at today's price.Annualized Dividend
$1.1200
Declared Jan 20, 2026
The latest declared regular dividend scaled to a full year by how often it's paid (for semi-annual payers, the latest two payments), adjusted for stock splits. A $0.25 quarterly dividend annualizes to $1.00. Special dividends are excluded.Frequency
Q Quarterly
How often the dividend is paid, read from the dates of recent payments: Q = quarterly (4x a year), M = monthly, S = semi-annual, A = annual.RSI (14)
58
As of Oct 30, 2026
Relative Strength Index (0-100), a price-momentum gauge. Above 70 is often called 'overbought', below 30 'oversold'. A technical signal, not a dividend metric.52-Week Range
$51.73 – $75.00
Closes through Oct 23, 2026
The lowest and highest price over the past year, showing where today's price sits in its recent range.Payout Ratio
-
The share of earnings paid out as dividends over the trailing twelve months (TTM): dividends paid divided by net income across the company's four most recent reported quarters, dated by the latest quarter end. A fiscal-year tag such as FY2025 means only annual figures were available. Lower leaves more cushion; above 100% means paying out more than the company earned. It shows n/a for funds and when net income over the period was negative; for REITs and BDCs it is marked EPS-based, since they are judged on FFO/AFFO or net investment income instead.Years Paying
8
How many years of payments we have on record. This can understate very long histories where our data doesn't reach far enough back.Price / Book (TTM)
1.00
Price as of Oct 25, 2026; latest reported book value
Price-to-book ratio: the share price on the date shown divided by the latest reported book value per share. A rough valuation gauge, most useful for asset-heavy sectors like REITs, banks and insurers.S.A.F.E. Dividend Read
Quote & Key Data
Dividend Growth
Why the Yield Moved (90 Days)
SVBT's dividend yield fell from 1.66% to 1.55% over the past ~90 days (-0.11 pp). Of that move, +0.00 pp came from changes in the dividend rate and -0.11 pp from the share price ($67.50 on Aug 03, 2026 → $72.38 on Oct 30, 2026). A yield that rises because the price fell is not an improvement in the payout itself.
Yield vs Its Own History
Across 272 daily observations over the past 13 months (through Oct 23, 2026), SVBT's current yield is higher than approximately 12% of them. Our stored price history for SVBT covers the past 13 months; 3- and 5-year averages are not yet computable from it and are deliberately not shown.
Adjusted Price History
Dividend History
Dividend Payment History
Ex-dividend calendar →| Amount | Type | Declared | Ex-Date | Record | Pay |
|---|---|---|---|---|---|
| $0.2800 Q | Regular upcoming, declared | Jan 20, 2026 | Dec 15, 2026 | Dec 15, 2026 | Jan 15, 2027 |
| $0.2800 Q | Regular | Jan 20, 2026 | Sep 15, 2026 | Sep 15, 2026 | Oct 15, 2026 |
| $0.2800 Q | Regular | Jan 20, 2026 | Jun 15, 2026 | Jun 15, 2026 | Jul 15, 2026 |
| $0.2800 Q | Regular | Jan 20, 2026 | Mar 16, 2026 | Mar 16, 2026 | Apr 15, 2026 |
| $0.2300 Q | Regular | Jan 21, 2025 | Dec 15, 2025 | Dec 15, 2025 | Jan 15, 2026 |
| $0.2300 Q | Regular | Jan 21, 2025 | Sep 15, 2025 | Sep 15, 2025 | Oct 15, 2025 |
| $0.2300 Q | Regular | Jan 21, 2025 | Jun 16, 2025 | Jun 16, 2025 | Jul 15, 2025 |
| $0.2300 Q | Regular | Jan 21, 2025 | Mar 14, 2025 | Mar 14, 2025 | Apr 15, 2025 |
| $0.2000 Q | Regular | Jan 16, 2024 | Dec 16, 2024 | Dec 16, 2024 | Jan 15, 2025 |
| $0.2000 Q | Regular | Jan 16, 2024 | Sep 16, 2024 | Sep 16, 2024 | Oct 15, 2024 |
| $0.2000 Q | Regular | Jan 16, 2024 | Jun 14, 2024 | Jun 14, 2024 | Jul 15, 2024 |
| $0.2000 Q | Regular | Jan 16, 2024 | Mar 14, 2024 | Mar 15, 2024 | Apr 15, 2024 |
| $0.1800 Q | Regular | Jan 17, 2023 | Dec 14, 2023 | Dec 15, 2023 | Jan 15, 2024 |
| $0.1800 Q | Regular | Jan 17, 2023 | Sep 14, 2023 | Sep 15, 2023 | Oct 16, 2023 |
| $0.1800 Q | Regular | Jan 17, 2023 | Jun 14, 2023 | Jun 15, 2023 | Jul 14, 2023 |
| $0.1800 Q | Regular | Jan 17, 2023 | Mar 14, 2023 | Mar 15, 2023 | Apr 14, 2023 |
| $0.1600 Q | Regular | Sep 20, 2022 | Dec 14, 2022 | Dec 15, 2022 | Jan 16, 2023 |
| $0.1600 Q | Regular | N/A | Sep 14, 2022 | Sep 15, 2022 | Oct 14, 2022 |
| $0.1600 Q | Regular | N/A | Jun 14, 2022 | Jun 15, 2022 | Jul 15, 2022 |
| $0.1600 Q | Regular | N/A | Mar 17, 2022 | Mar 18, 2022 | Apr 15, 2022 |
| $0.2700 Q | Regular | N/A | Dec 14, 2021 | Dec 15, 2021 | Jan 15, 2022 |
| $0.2700 Q | Regular | N/A | Sep 14, 2021 | Sep 15, 2021 | Oct 15, 2021 |
| $0.2700 Q | Regular | N/A | Jun 14, 2021 | Jun 15, 2021 | Jul 15, 2021 |
| $0.2700 Q | Regular | N/A | Mar 12, 2021 | Mar 15, 2021 | Apr 15, 2021 |
| $0.5200 Q | Regular | N/A | Dec 14, 2020 | Dec 15, 2020 | Jan 15, 2021 |
| $0.5200 Q | Regular | N/A | Sep 14, 2020 | Sep 15, 2020 | Oct 15, 2020 |
| $0.5200 Q | Regular | N/A | Jun 12, 2020 | Jun 15, 2020 | Jul 15, 2020 |
| $0.5200 Q | Regular | N/A | Mar 13, 2020 | Mar 16, 2020 | Apr 15, 2020 |
| $0.5000 Q | Regular | N/A | Dec 13, 2019 | Dec 16, 2019 | Jan 15, 2020 |
| $0.5000 Q | Regular | N/A | Sep 12, 2019 | Sep 16, 2019 | Oct 15, 2019 |
| $0.5000 Q | Regular | N/A | Jun 13, 2019 | Jun 14, 2019 | Jul 15, 2019 |
| $0.5000 Q | Regular | N/A | Mar 14, 2019 | Mar 15, 2019 | Apr 15, 2019 |
| $1.9000 A | Special | N/A | Nov 13, 2018 | Nov 15, 2018 | Dec 17, 2018 |
Peer Comparison
Selected Banks - Regional dividend payers we cover, strongest DividendRank first — for context, not a recommendation.
| Ticker | Name | Yield | 5-Yr Growth | Streak | Rank |
|---|---|---|---|---|---|
| FCNCB | First Citizens BancShares, Inc. | 0.49% | 36.6% | 9 yrs | 89 |
| PB | Prosperity Bancshares, Inc. | 3.53% | 4.6% | 24 yrs | 86 |
| CBSH | Commerce Bancshares, Inc. | 1.98% | 5.1% | 35 yrs | 85 |
| NECB | Northeast Community Bancorp, Inc. | 3.45% | 44.3% | 2 yrs | 84 |
Related Guides & Lists
SVBT dividend — frequently asked questions
Does SVB & T Corporation pay a dividend?
Yes. SVB & T Corporation (SVBT) currently pays a dividend. The annualized dividend is about $1.12 per share, a yield of approximately 1.55%.
What is SVB & T Corporation's dividend yield?
SVB & T Corporation's dividend yield is approximately 1.55%, based on the most recent regular payment annualized against the current share price. Yields move as the share price changes.
How often does SVB & T Corporation pay dividends?
SVB & T Corporation pays dividends quarterly — 4 times per year.
When is SVB & T Corporation's next ex-dividend date?
The next declared ex-dividend date for SVB & T Corporation is December 15, 2026. The associated payment is $0.2800 per share; you must own the shares before the ex-dividend date to receive it.
How long has SVB & T Corporation paid dividends?
SVB & T Corporation has 8 years of dividend payments on record, and has increased its dividend for 4 consecutive years.
Data updated Oct 30, 2026. This research page is generated from Dividendly's structured market and dividend dataset using the approach described on our methodology and data sources pages. Data is automatically validated using defined rules and may also be periodically reviewed. Research only, not investment advice. Spotted a data error? Report it.