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PSTVY Postal Savings Bank of China Co., Ltd. — dividend yield, history & ex-dividend dates

Other OTC· Semi-Annual dividend· Common Stock· ADR · Financial Services / Banks - Regional

$14.32 ▼ $-0.02(-0.16%) as of Oct 30, 2026 06:20 UTC
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Postal Savings Bank of China Co., Ltd. (PSBC), along with its affiliated entities, delivers a comprehensive suite of banking solutions to both individual and institutional clients throughout the People's Republic of China. The Personal Banking division caters to individual clients with a range of deposit options, including current, fixed, call, flexible time/demand, and foreign currency accounts, alongside traditional passbooks and certificates of deposit. It extends various credit facilities such as micro-loans, secured personal loans, and financing for individual businesses. Customers also have access to debit and credit cards, wealth management solutions, mutual funds, and insurance brokerage services. Furthermore, this segment facilitates the sale of investment funds, electronic bonds, and precious metals, while also managing payment and collection services, diverse settlement transactions, local and international money transfers, and personal foreign exchange dealings. For its institutional clientele, the Corporate Banking unit supplies various deposit instruments, encompassing fixed, demand, call, and specially negotiated accounts. It offers a broad spectrum of lending products, including working capital, fixed asset, trade finance, stock-backed, land reserve, syndicated, real estate development, property mortgage, and consignment loans. Additional corporate offerings include sophisticated cash management solutions, negotiable instruments, comprehensive trade finance and international settlement capabilities, and access to financial market services. The Treasury division manages interbank borrowing and lending, alongside repurchase and resale agreements. Its activities extend to investments in debt and equity instruments, investment banking operations, bond securities, and the provision of wealth management products. Moreover, it actively trades a variety of financial products, including those in the money market, fixed income, and foreign exchange sectors, as well as derivatives and precious metals. PSBC also ensures accessibility through modern digital platforms, including online, mobile, and self-service banking channels. By December 31, 2021, the bank maintained an extensive network of 39,603 branches; this total comprised 7,828 directly managed locations and 31,775 operated by agencies. Established in 2007, the company's main office is situated in

Dividend Snapshot

StatusRecently Increased
Last Dividend$0.2800Paid Sep 02, 2026
Forward Annual$0.68From the $0.3953 dividend declared Aug 31, 2026
FrequencySemi-Annual
Last Ex-DateJul 06, 2026The most recent ex-dividend date that has already passed.
Next Ex-DateDec 03, 2026$0.3953, declared Aug 31, 2026The ex-dividend date of the next payment the company has declared, or that is scheduled when no declaration is on file. Future dates our data provider only projects are not shown.
Next Pay DateFeb 05, 2027
1-Yr Growth-51.3%Annual totals, 2024–2025

Research Scores

Scores describe this security's published financial data on a 0–100 scale using the formulas on our methodology pages. They are the same for every reader, are not a probability or a forecast, and are not a recommendation. Past dividend growth does not guarantee future increases. Report a data error.

Dividend Safety Score

66/100

Strong indicators

Complete data

Dividend Growth Score

44/100

Moderate growth record

Most data available

Dividend Value Score

Not Rated

only 45% of the inputs available (60% needed)

DividendRank

54/100

Middle of the scale

Partial data

How the Dividend Safety Score is built for PSTVY
InputValuePointsWeight
Dividend record8 years of uninterrupted regular payments 62 25%
Earnings stabilityNet income positive in 5 of the last 5 fiscal years (FY2021–FY2025) 100 15%
Earnings payout ratioEarnings payout ratio 39% (TTM to Mar 31, 2026) 93 30%
Equity / assetsEquity / assets 5.3% (balance sheet Jun 30, 2026) 19 20%
Return on assetsReturn on assets 0.46% (TTM to Mar 31, 2026; average total assets) 36 10%

Inputs that are not available are left out and the remaining weights are scaled up. Profile: bank. Formula version 2026-10-19.4.

How the Dividend Growth Score is built for PSTVY
InputValuePointsWeight
5-year dividend growth5-year dividend CAGR 3.0% (2020–2025) 55 25%
Consecutive annual increases0 consecutive annual increases (through 2025) 10 20%
Payout headroomHeadroom from the earnings payout ratio 39% (TTM to Mar 31, 2026) 92 20%
Earnings per share growth (3 years)EPS CAGR -8.6% (FY2022–FY2025) 4 15%
10-year dividend growthN/A (not used) N/A 10%

Inputs that are not available are left out and the remaining weights are scaled up. Profile: bank. Formula version 2026-10-19.4.

Key Metrics

Current Yield

4.72%

At the Oct 30, 2026 price

The annual dividend as a percentage of the share price. A 3% yield is about $3 of dividends a year for every $100 invested at today's price.

Annualized Dividend

$0.6753

Declared Aug 31, 2026

The latest declared regular dividend scaled to a full year by how often it's paid (for semi-annual payers, the latest two payments), adjusted for stock splits. A $0.25 quarterly dividend annualizes to $1.00. Special dividends are excluded.

Frequency

S Semi-Annual

How often the dividend is paid, read from the dates of recent payments: Q = quarterly (4x a year), M = monthly, S = semi-annual, A = annual.

RSI (14)

54

As of Oct 30, 2026

Relative Strength Index (0-100), a price-momentum gauge. Above 70 is often called 'overbought', below 30 'oversold'. A technical signal, not a dividend metric.

52-Week Range

$11.20 – $14.95

Closes through Oct 23, 2026

The lowest and highest price over the past year, showing where today's price sits in its recent range.

Payout Ratio (FY2025)

41.72%

Fiscal year to Dec 31, 2025

The share of earnings paid out as dividends over the trailing twelve months (TTM): dividends paid divided by net income across the company's four most recent reported quarters, dated by the latest quarter end. A fiscal-year tag such as FY2025 means only annual figures were available. Lower leaves more cushion; above 100% means paying out more than the company earned. It shows n/a for funds and when net income over the period was negative; for REITs and BDCs it is marked EPS-based, since they are judged on FFO/AFFO or net investment income instead.

Years Paying

8

How many years of payments we have on record. This can understate very long histories where our data doesn't reach far enough back.

Price / Book (FY2025)

0.57

At fiscal year-end, Dec 31, 2025

Price-to-book ratio: the share price on the date shown divided by the latest reported book value per share. A rough valuation gauge, most useful for asset-heavy sectors like REITs, banks and insurers.

S.A.F.E. Dividend Read

S.A.F.E. is a set of four checks on a dividend's record and the company's data, the same test used across the screener and our ranked lists. Solid: a Dividend Safety Score of 70+ and a yield of 2%+. Accelerating: at least three consecutive completed calendar years of higher total regular dividends. Flawless: since 1990, no calendar year whose total regular dividend fell more than 20% below the year before, and no suspension. Enduring: at least 20 years between the first and latest dividend in our records. All four met earns the S.A.F.E. flag.
S Solid
Below the Solid check (Dividend Safety Score 70+ and yield 2%+): Dividend Safety Score 66/100, yield 4.72%.
A Accelerating
Dividend growth has stalled — 0 consecutive annual increase(s), under the 3 this check looks for.
F Flawless
A calendar year's regular dividend total fell more than 20% below the year before.
E Enduring
8 year(s) of payments on record, under the 20 this check looks for.

Quote & Key Data

ExchangeOther OTCThe stock exchange where the shares trade, such as NYSE or Nasdaq.
Volume217Oct 23, 2026 sessionHow many shares changed hands in the trading session dated beside this figure, a rough read on trading activity. Daily bars are refreshed on a slower cycle than the quoted price, so this session can be older than the price above.
Open$13.65Oct 23, 2026 sessionThe price at the start of the trading session dated beside this figure, which can be earlier than the session the quoted price comes from.
Day Range$13.65 – $13.65Oct 23, 2026 sessionThe lowest and highest price during the trading session dated beside this figure, which can be earlier than the session the quoted price comes from.
Prev Close$12.75Close of Oct 22, 2026The closing price from the session before the one dated beside these figures.
Market Cap$70.30BAs of Oct 30, 2026The company's total market value (share price times shares outstanding) on the date shown.
Shares Out4.91BImplied by market cap, Oct 30, 2026Shares outstanding implied by the market cap and share price on the date shown.
EPS (FY2025)CNY 14.16Fiscal year to Dec 31, 2025; reported in CNYEarnings per share over the trailing twelve months (TTM), labeled with the end date of the latest reported quarter and shown in the company's reporting currency. Dividends are paid out of these earnings.
P/E (FY2025)7.3At fiscal year-end, Dec 31, 2025Price-to-earnings ratio: the share price on the date shown divided by trailing-twelve-month earnings per share. A rough gauge of how richly the stock is valued.
Last Ex-DateJul 06, 2026Paid Sep 02, 2026The most recent ex-dividend date that has already passed.
Next Ex-DateDec 03, 2026Pays Feb 05, 2027; declaredThe ex-dividend date of the next payment the company has declared, or that is scheduled when no declaration is on file. Future dates our data provider only projects are not shown.

Dividend Growth

3-Yr Growth (CAGR)-3.2%Annual totals, 2022–2025The dividend's average annual growth rate over the period, compounded.
5-Yr Growth (CAGR)3.0%Annual totals, 2020–2025The dividend's average annual growth rate over the period, compounded.
Consecutive Increases0 yrsAnnual totals through 2025The number of consecutive years the dividend has increased.

Why the Yield Moved (90 Days)

PSTVY's dividend yield fell from 5.11% to 4.72% over the past ~90 days (-0.40 pp). Of that move, +0.34 pp came from changes in the dividend rate and -0.74 pp from the share price ($12.25 on Aug 03, 2026 → $14.32 on Oct 30, 2026). A yield that rises because the price fell is not an improvement in the payout itself.

Yield vs Its Own History

Current4.72%
1-Yr Average4.87%
Low / High4.16% – 6.80%
Percentile34%

Across 272 daily observations over the past 13 months (through Oct 23, 2026), PSTVY's current yield is higher than approximately 34% of them. Our stored price history for PSTVY covers the past 13 months; 3- and 5-year averages are not yet computable from it and are deliberately not shown.

Adjusted Price History

Dividend History

Dividend Payment History

Ex-dividend calendar →
Amount Type Declared Ex-Date Record Pay
$0.3953 S Regular upcoming, declared Aug 31, 2026 Dec 03, 2026 Dec 03, 2026 Feb 05, 2027
$0.2800 I Regular Mar 30, 2026 Jul 06, 2026 Jul 06, 2026 Sep 02, 2026
$0.3463 M Regular Dec 09, 2025 Jan 02, 2026 Jan 02, 2026 Mar 02, 2026
$0.2438 S Regular N/A Dec 02, 2025 Jan 02, 2026 Mar 02, 2026
$0.3127 S Regular Apr 02, 2025 Apr 23, 2025 Apr 23, 2025 Jun 06, 2025
$0.4091 S Regular Oct 02, 2024 Dec 30, 2024 Dec 30, 2024 Feb 07, 2025
$0.7328 A Regular May 31, 2024 Jul 03, 2024 Jul 03, 2024 Aug 22, 2024
$0.5928 A Regular Apr 13, 2023 Jul 03, 2023 Jul 05, 2023 Aug 24, 2023
$0.6138 A Regular N/A Jun 30, 2022 Jul 01, 2022 Aug 24, 2022
$0.5290 A Regular Jun 30, 2021 Jul 13, 2021 Jul 14, 2021 Aug 20, 2021
$0.4797 A Regular Jun 03, 2020 Jun 12, 2020 Jun 15, 2020 Jul 30, 2020
$0.4572 A Regular May 24, 2019 Jun 03, 2019 Jun 04, 2019 Jul 31, 2019
$0.3633 A Regular Jun 05, 2018 Jul 02, 2018 Jul 03, 2018 Sep 06, 2018

Peer Comparison

Selected Banks - Regional dividend payers we cover, strongest DividendRank first — for context, not a recommendation.

TickerNameYield5-Yr GrowthStreakRank
FCNCB First Citizens BancShares, Inc. 0.49% 36.6% 9 yrs 89
PB Prosperity Bancshares, Inc. 3.53% 4.6% 24 yrs 86
CBSH Commerce Bancshares, Inc. 1.98% 5.1% 35 yrs 85
NECB Northeast Community Bancorp, Inc. 3.45% 44.3% 2 yrs 84

Related Guides & Lists

PSTVY dividend — frequently asked questions

Does Postal Savings Bank of China Co., Ltd. pay a dividend?

Yes. Postal Savings Bank of China Co., Ltd. (PSTVY) currently pays a dividend. The annualized dividend is about $0.68 per share, a yield of approximately 4.72%.

What is Postal Savings Bank of China Co., Ltd.'s dividend yield?

Postal Savings Bank of China Co., Ltd.'s dividend yield is approximately 4.72%, based on the most recent regular payment annualized against the current share price. Yields move as the share price changes.

How often does Postal Savings Bank of China Co., Ltd. pay dividends?

Postal Savings Bank of China Co., Ltd. pays dividends semi-annually — 2 times per year.

When is Postal Savings Bank of China Co., Ltd.'s next ex-dividend date?

The next declared ex-dividend date for Postal Savings Bank of China Co., Ltd. is December 3, 2026. The associated payment is $0.3953 per share; you must own the shares before the ex-dividend date to receive it.

How long has Postal Savings Bank of China Co., Ltd. paid dividends?

Postal Savings Bank of China Co., Ltd. has 8 years of dividend payments on record.

Data updated Oct 30, 2026. This research page is generated from Dividendly's structured market and dividend dataset using the approach described on our methodology and data sources pages. Data is automatically validated using defined rules and may also be periodically reviewed. Research only, not investment advice. Spotted a data error? Report it.