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PSBKF Postal Savings Bank of China Co., Ltd. — dividend yield, history & ex-dividend dates

Other OTC· Semi-Annual dividend· Common Stock · Financial Services / Banks - Regional

$0.67 ▲ $0.00(0.00%) as of Oct 30, 2026 06:20 UTC
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Postal Savings Bank of China Co., Ltd., along with its affiliated companies, delivers a comprehensive suite of banking products and services. These cater to both individual and corporate clients throughout the People's Republic of China. Its Personal Banking division presents a wide range of offerings for retail customers. These include various savings options such as demand, time, personal call, time/demand optional, and foreign currency deposits, alongside passbooks and certificates of deposit. The segment also extends micro, personal pledged, and personal business loans, issues debit and credit cards, and provides access to wealth management products, funds, and insurance agency services. Furthermore, it facilitates the distribution of fund products, electronic bonds, and precious metals, while offering crucial transactional services like payment and collection agency, diverse settlement solutions, domestic and cross-border remittances, personal exchange settlement and sale, and foreign currency exchange. The Corporate Banking division serves businesses by offering various deposit types, including time, demand, call, and negotiated deposits. It provides an extensive array of financing solutions, such as working capital, fixed asset, trade finance, stock pledge, land reserve, syndicated, real estate development, property mortgage, and consignment loans. Additional services encompass cash management, negotiable instruments, trade finance, international settlement, and financial markets support. The Treasury segment is engaged in interbank lending, repurchase and resale agreements, and investments in debt and equity instruments. It also conducts investment banking activities and deals with bond securities and wealth management products. Moreover, this segment actively trades in a variety of financial products, including those within the money market, fixed income, and foreign exchange sectors, as well as derivatives and precious metals. Complementing its physical presence, the bank also offers modern online, mobile, and self-service banking platforms. As of December 31, 2021, the institution boasted a vast network of 39,603 branches, comprising 7,828 directly operated and 31,775 agency locations. Postal Savings Bank of China Co., Ltd. was established in 2007, is headquartered in Beijing, and functions as a subsidiary of China Post Group Corporation.

Dividend Snapshot

StatusRecently Increased
Last Dividend$0.0140Paid Aug 19, 2026
Forward Annual$0.03Regular dividends paid over the last 12 months
FrequencySemi-Annual
Last Ex-DateJul 07, 2026The most recent ex-dividend date that has already passed.
Next Ex-DateDec 03, 2026$0.0199, scheduled; no declaration on fileThe ex-dividend date of the next payment the company has declared, or that is scheduled when no declaration is on file. Future dates our data provider only projects are not shown.
Next Pay DateJan 22, 2027
1-Yr Growth77.2%Annual totals, 2024–2025

Research Scores

Scores describe this security's published financial data on a 0–100 scale using the formulas on our methodology pages. They are the same for every reader, are not a probability or a forecast, and are not a recommendation. Past dividend growth does not guarantee future increases. Report a data error.

Dividend Safety Score

57/100

Mixed indicators

Complete data

Dividend Growth Score

48/100

Moderate growth record

Most data available

Dividend Value Score

Not Rated

only 45% of the inputs available (60% needed)

DividendRank

52/100

Middle of the scale

Partial data

How the Dividend Safety Score is built for PSBKF
Dividend Safety Score inputs, points and weights
InputValuePointsWeight
Dividend record9 years of uninterrupted regular payments; last cut Apr 25, 2025 (-22.8%), within 3 years: capped at 25 25 25%
Earnings stabilityNet income positive in 5 of the last 5 fiscal years (FY2021–FY2025) 100 15%
Earnings payout ratioEarnings payout ratio 39% (TTM to Mar 31, 2026) 93 30%
Equity / assetsEquity / assets 5.3% (balance sheet Jun 30, 2026) 19 20%
Return on assetsReturn on assets 0.46% (TTM to Mar 31, 2026; average total assets) 36 10%

Inputs that are not available are left out and the remaining weights are scaled up. Profile: bank. Formula version 2026-10-19.4.

How the Dividend Growth Score is built for PSBKF
Dividend Growth Score inputs, points and weights
InputValuePointsWeight
5-year dividend growth5-year dividend CAGR 3.9% (2020–2025) 64 25%
Consecutive annual increases0 consecutive annual increases (through 2025) 10 20%
Payout headroomHeadroom from the earnings payout ratio 39% (TTM to Mar 31, 2026) 92 20%
Earnings per share growth (3 years)EPS CAGR -6.3% (FY2022–FY2025) 11 15%
10-year dividend growthN/A (not used) N/A 10%

Inputs that are not available are left out and the remaining weights are scaled up. Profile: bank. Formula version 2026-10-19.4.

Key Metrics

Current Yield

4.72%

At the Oct 30, 2026 price

The annual dividend as a percentage of the share price. A 3% yield is about $3 of dividends a year for every $100 invested at today's price.

Annualized Dividend

$0.0316

The latest declared regular dividend scaled to a full year by how often it's paid (for semi-annual payers, the latest two payments), adjusted for stock splits. A $0.25 quarterly dividend annualizes to $1.00. Special dividends are excluded.

Frequency

S Semi-Annual

How often the dividend is paid, read from the dates of recent payments: Q = quarterly (4x a year), M = monthly, S = semi-annual, A = annual.

RSI (14)

95

As of Oct 30, 2026

Relative Strength Index (0-100), a price-momentum gauge. Above 70 is often called 'overbought', below 30 'oversold'. A technical signal, not a dividend metric.

52-Week Range

$0.60 – $0.70

Closes through Oct 23, 2026

The lowest and highest price over the past year, showing where today's price sits in its recent range.

Payout Ratio (FY2025)

41.72%

Fiscal year to Dec 31, 2025

The share of earnings paid out as dividends over the trailing twelve months (TTM): dividends paid divided by net income across the company's four most recent reported quarters, dated by the latest quarter end. A fiscal-year tag such as FY2025 means only annual figures were available. Lower leaves more cushion; above 100% means paying out more than the company earned. It shows n/a for funds and when net income over the period was negative; for REITs and BDCs it is marked EPS-based, since they are judged on FFO/AFFO or net investment income instead.

Years Paying

9

How many years of payments we have on record. This can understate very long histories where our data doesn't reach far enough back.

Price / Book (FY2025)

0.58

At fiscal year-end, Dec 31, 2025

Price-to-book ratio: the share price on the date shown divided by the latest reported book value per share. A rough valuation gauge, most useful for asset-heavy sectors like REITs, banks and insurers.

S.A.F.E. Dividend Read

S.A.F.E. is a set of four checks on a dividend's record and the company's data, the same test used across the screener and our ranked lists. Solid: a Dividend Safety Score of 70+ and a yield of 2%+. Accelerating: at least three consecutive completed calendar years of higher total regular dividends. Flawless: since 1990, no calendar year whose total regular dividend fell more than 20% below the year before, and no suspension. Enduring: at least 20 years between the first and latest dividend in our records. All four met earns the S.A.F.E. flag.
S Solid
Below the Solid check (Dividend Safety Score 70+ and yield 2%+): Dividend Safety Score 57/100, yield 4.72%.
A Accelerating
Dividend growth has stalled — 0 consecutive annual increase(s), under the 3 this check looks for.
F Flawless
A calendar year's regular dividend total fell more than 20% below the year before.
E Enduring
9 year(s) of payments on record, under the 20 this check looks for.

Quote & Key Data

ExchangeOther OTCThe stock exchange where the shares trade, such as NYSE or Nasdaq.
Volume4,000Oct 23, 2026 sessionHow many shares changed hands in the trading session dated beside this figure, a rough read on trading activity. Daily bars are refreshed on a slower cycle than the quoted price, so this session can be older than the price above.
Open$0.67Oct 23, 2026 sessionThe price at the start of the trading session dated beside this figure, which can be earlier than the session the quoted price comes from.
Day Range$0.67 – $0.67Oct 23, 2026 sessionThe lowest and highest price during the trading session dated beside this figure, which can be earlier than the session the quoted price comes from.
Prev Close$0.67Close of Oct 22, 2026The closing price from the session before the one dated beside these figures.
Market Cap$77.87BAs of Oct 30, 2026The company's total market value (share price times shares outstanding) on the date shown.
Shares Out116.38BImplied by market cap, Oct 30, 2026Shares outstanding implied by the market cap and share price on the date shown.
EPS (FY2025)CNY 0.71Fiscal year to Dec 31, 2025; reported in CNYEarnings per share over the trailing twelve months (TTM), labeled with the end date of the latest reported quarter and shown in the company's reporting currency. Dividends are paid out of these earnings.
P/E (FY2025)7.0At fiscal year-end, Dec 31, 2025Price-to-earnings ratio: the share price on the date shown divided by trailing-twelve-month earnings per share. A rough gauge of how richly the stock is valued.
Last Ex-DateJul 07, 2026Paid Aug 19, 2026The most recent ex-dividend date that has already passed.
Next Ex-DateDec 03, 2026Pays Jan 22, 2027; scheduled, not yet declaredThe ex-dividend date of the next payment the company has declared, or that is scheduled when no declaration is on file. Future dates our data provider only projects are not shown.

Dividend Growth

3-Yr Growth (CAGR)-50.2%Annual totals, 2022–2025The dividend's average annual growth rate over the period, compounded.
5-Yr Growth (CAGR)3.9%Annual totals, 2020–2025The dividend's average annual growth rate over the period, compounded.
Consecutive Increases0 yrsAnnual totals through 2025The number of consecutive years the dividend has increased.

Why the Yield Moved (90 Days)

PSBKF's dividend yield rose from 4.72% to 4.72% over the past ~90 days (+0.00 pp). Of that move, +0.00 pp came from changes in the dividend rate and +0.00 pp from the share price ($0.67 on Aug 03, 2026 → $0.67 on Oct 30, 2026). A yield that rises because the price fell is not an improvement in the payout itself.

Yield vs Its Own History

Current4.72%
1-Yr Average4.89%
Low / High4.72% – 5.53%
Percentile53%

Across 272 daily observations over the past 13 months (through Oct 23, 2026), PSBKF's current yield is higher than approximately 53% of them. Our stored price history for PSBKF covers the past 13 months; 3- and 5-year averages are not yet computable from it and are deliberately not shown.

Adjusted Price History

Dividend History

Dividend Payment History

Ex-dividend calendar →
Amount Type Declared Ex-Date Record Pay
$0.0199 S Regular upcoming, not yet declared N/A Dec 03, 2026 Dec 07, 2026 Jan 22, 2027
$0.0140 S Regular Mar 27, 2026 Jul 07, 2026 Jul 07, 2026 Aug 19, 2026
$0.0141 S Regular Mar 27, 2026 Jul 03, 2026 Jul 07, 2026 Aug 19, 2026
$0.0176 S Regular Aug 29, 2025 Jan 06, 2026 Jan 06, 2026 Feb 13, 2026
$0.0176 S Regular Aug 29, 2025 Jan 02, 2026 Jan 06, 2026 Feb 13, 2026
$0.0156 S Regular Mar 27, 2025 Apr 25, 2025 Apr 25, 2025 May 22, 2025
$0.0202 I Regular Sep 30, 2024 Jan 02, 2025 Jan 02, 2025 Jan 24, 2025
$0.0202 S Regular Sep 30, 2024 Dec 27, 2024 Jan 02, 2025 Jan 24, 2025
$2.8597 A Special N/A Jul 03, 2024 Jul 04, 2024 Aug 08, 2024
$0.2797 A Regular N/A Jul 05, 2023 Jul 06, 2023 Aug 10, 2023
$0.2900 A Regular N/A Jul 04, 2022 Jul 05, 2022 Aug 10, 2022
$0.2506 A Regular N/A Jul 14, 2021 Jul 15, 2021 Aug 05, 2021
$0.0295 A Regular N/A Jun 02, 2020 Jun 03, 2020 Jul 17, 2020
$0.0281 A Regular N/A Jun 04, 2019 Jun 05, 2019 Jul 19, 2019
$0.0223 A Regular N/A Jul 03, 2018 Jul 04, 2018 Aug 17, 2018
$0.0108 A Regular N/A Jun 13, 2017 Jun 14, 2017 Jul 28, 2017

Peer Comparison

Selected Banks - Regional dividend payers we cover, strongest DividendRank first — for context, not a recommendation.

TickerNameYield5-Yr GrowthStreakRank
FCNCB First Citizens BancShares, Inc. 0.49% 36.6% 9 yrs 89
PB Prosperity Bancshares, Inc. 3.53% 4.6% 24 yrs 86
CBSH Commerce Bancshares, Inc. 1.98% 5.1% 35 yrs 85
NECB Northeast Community Bancorp, Inc. 3.45% 44.3% 2 yrs 84

PSBKF dividend — frequently asked questions

Does Postal Savings Bank of China Co., Ltd. pay a dividend?

Yes. Postal Savings Bank of China Co., Ltd. (PSBKF) currently pays a dividend. The annualized dividend is about $0.03 per share, a yield of approximately 4.72%.

What is Postal Savings Bank of China Co., Ltd.'s dividend yield?

Postal Savings Bank of China Co., Ltd.'s dividend yield is approximately 4.72%, based on the most recent regular payment annualized against the current share price. Yields move as the share price changes.

How often does Postal Savings Bank of China Co., Ltd. pay dividends?

Postal Savings Bank of China Co., Ltd. pays dividends semi-annually — 2 times per year.

When is Postal Savings Bank of China Co., Ltd.'s next ex-dividend date?

The next scheduled ex-dividend date for Postal Savings Bank of China Co., Ltd. is December 3, 2026; no declaration is on file yet. The associated payment is $0.0199 per share; you must own the shares before the ex-dividend date to receive it.

How long has Postal Savings Bank of China Co., Ltd. paid dividends?

Postal Savings Bank of China Co., Ltd. has 9 years of dividend payments on record.

Data updated Oct 30, 2026. This research page is generated from Dividendly's structured market and dividend dataset using the approach described on our methodology and data sources pages. Data is automatically validated using defined rules and may also be periodically reviewed. Research only, not investment advice. Spotted a data error? Report it.