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PBNC PB Financial Corporation — dividend yield, history & ex-dividend dates

Other OTC· Quarterly dividend· Common Stock · Financial Services / Banks - Regional

$73.00 ▲ $0.00(0.00%) as of Oct 30, 2026 06:20 UTC
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PB Financial Corporation operates as the parent financial holding company for Providence Bank, offering a broad spectrum of commercial and retail banking products and services. For individual clients, the bank provides diverse account types, including checking, savings, money market, certificates of deposit (CDs), and individual retirement accounts (IRAs). Its personal lending solutions encompass consumer loans, home equity lines of credit, mortgages, and personal lines of credit, alongside credit card offerings. Modern digital conveniences like online banking and e-delivery of statements and information are complemented by traditional services such as telephone banking, ATM access, online bill payment, and debit cards. Regarding its business clientele, account options span checking, commercial money market, and business savings accounts, in addition to certificates of deposit and specialized lawyer's trust accounts. The institution extends commercial loans tailored for various purposes, including financing machinery, equipment, vehicles, and real estate (such as office, warehouse, and land purchases, improvements, and investment properties). It also provides funding for refinances, balance sheet expansion, and leasehold improvements. Furthermore, lines of credit are available to support working capital, agricultural ventures, inventory management, and seasonal demands. Additional business amenities encompass online banking, e-delivery of information, sophisticated cash management tools, remote deposit capture, sweep accounts, merchant services, and telephone banking. The company's branch network serves customers across Nash, Edgecombe, Wake, and Wilson Counties within North Carolina. Established in 2006, PB Financial Corporation is headquartered in Rocky Mount, North Carolina.

Dividend Snapshot

StatusRecently Increased
Last Dividend$0.6300Paid Aug 21, 2026
Forward Annual$2.52From the $0.6300 dividend declared Jun 25, 2026
FrequencyQuarterly
Last Ex-DateAug 03, 2026The most recent ex-dividend date that has already passed.
1-Yr Growth8.8%Annual totals, 2024–2025

Research Scores

Scores describe this security's published financial data on a 0–100 scale using the formulas on our methodology pages. They are the same for every reader, are not a probability or a forecast, and are not a recommendation. Past dividend growth does not guarantee future increases. Report a data error.

Dividend Safety Score

88/100

Very strong indicators

Complete data

Dividend Growth Score

84/100

Very strong growth record

Most data available

Dividend Value Score

29/100

Above own historical valuation

Complete data

DividendRank

70/100

Upper middle of the scale

Complete data

How the Dividend Safety Score is built for PBNC
InputValuePointsWeight
Dividend record6 years of uninterrupted regular payments 54 25%
Earnings stabilityNet income positive in 5 of the last 5 fiscal years (FY2021–FY2025) 100 15%
Earnings payout ratioEarnings payout ratio 32% (FY2025) 100 30%
Equity / assetsEquity / assets 10.3% (balance sheet Sep 30, 2026) 100 20%
Return on assetsReturn on assets 1.68% (FY2025; average total assets) 100 10%

Inputs that are not available are left out and the remaining weights are scaled up. Profile: bank. Formula version 2026-10-19.4.

How the Dividend Growth Score is built for PBNC
InputValuePointsWeight
5-year dividend growth5-year dividend CAGR 22.9% (2020–2025) 100 25%
Consecutive annual increases5 consecutive annual increases (through 2025) 60 20%
Payout headroomHeadroom from the earnings payout ratio 32% (FY2025) 100 20%
Earnings per share growth (3 years)EPS CAGR 4.3% (FY2022–FY2025) 70 15%
10-year dividend growthN/A (not used) N/A 10%

Inputs that are not available are left out and the remaining weights are scaled up. Profile: bank. Formula version 2026-10-19.4.

How the Dividend Value Score is built for PBNC
InputValuePointsWeight
Yield vs own historyCurrent yield at the 43rd percentile of its 69 month-end yields 44 45%
P/B vs own 5-year medianP/B 1.6 is 1.44x its 5-year median of 1.1 5 30%
P/B vs peersP/B 1.6 vs peer median 1.4 (1.18x; 118 bank / Financial Services securities) 32 25%

Inputs that are not available are left out and the remaining weights are scaled up. Profile: bank. Formula version 2026-10-19.4.

Key Metrics

Current Yield

3.45%

At the Oct 30, 2026 price

The annual dividend as a percentage of the share price. A 3% yield is about $3 of dividends a year for every $100 invested at today's price.

Annualized Dividend

$2.5200

Declared Jun 25, 2026

The latest declared regular dividend scaled to a full year by how often it's paid (for semi-annual payers, the latest two payments), adjusted for stock splits. A $0.25 quarterly dividend annualizes to $1.00. Special dividends are excluded.

Frequency

Q Quarterly

How often the dividend is paid, read from the dates of recent payments: Q = quarterly (4x a year), M = monthly, S = semi-annual, A = annual.

RSI (14)

66

As of Oct 30, 2026

Relative Strength Index (0-100), a price-momentum gauge. Above 70 is often called 'overbought', below 30 'oversold'. A technical signal, not a dividend metric.

52-Week Range

$52.80 – $78.93

Closes through Oct 23, 2026

The lowest and highest price over the past year, showing where today's price sits in its recent range.

Payout Ratio (TTM)

31.97%

12 months to Sep 30, 2026 (Q3 FY2026)

The share of earnings paid out as dividends over the trailing twelve months (TTM): dividends paid divided by net income across the company's four most recent reported quarters, dated by the latest quarter end. A fiscal-year tag such as FY2025 means only annual figures were available. Lower leaves more cushion; above 100% means paying out more than the company earned. It shows n/a for funds and when net income over the period was negative; for REITs and BDCs it is marked EPS-based, since they are judged on FFO/AFFO or net investment income instead.

Years Paying

6

How many years of payments we have on record. This can understate very long histories where our data doesn't reach far enough back.

Price / Book (TTM)

1.32

Price as of Oct 25, 2026; latest reported book value

Price-to-book ratio: the share price on the date shown divided by the latest reported book value per share. A rough valuation gauge, most useful for asset-heavy sectors like REITs, banks and insurers.

S.A.F.E. Dividend Read

S.A.F.E. is a set of four checks on a dividend's record and the company's data, the same test used across the screener and our ranked lists. Solid: a Dividend Safety Score of 70+ and a yield of 2%+. Accelerating: at least three consecutive completed calendar years of higher total regular dividends. Flawless: since 1990, no calendar year whose total regular dividend fell more than 20% below the year before, and no suspension. Enduring: at least 20 years between the first and latest dividend in our records. All four met earns the S.A.F.E. flag.
S Solid
Meets the Solid check: Dividend Safety Score 88/100 and yield 3.45%.
A Accelerating
5 consecutive years of dividend increases.
F Flawless
No calendar year's regular dividend total fell more than 20% below the year before, and no suspension of the regular dividend is on record.
E Enduring
6 year(s) of payments on record, under the 20 this check looks for.

Quote & Key Data

ExchangeOther OTCThe stock exchange where the shares trade, such as NYSE or Nasdaq.
Volume1,301Oct 23, 2026 sessionHow many shares changed hands in the trading session dated beside this figure, a rough read on trading activity. Daily bars are refreshed on a slower cycle than the quoted price, so this session can be older than the price above.
Open$72.89Oct 23, 2026 sessionThe price at the start of the trading session dated beside this figure, which can be earlier than the session the quoted price comes from.
Day Range$72.89 – $73.00Oct 23, 2026 sessionThe lowest and highest price during the trading session dated beside this figure, which can be earlier than the session the quoted price comes from.
Prev Close$73.00Close of Oct 22, 2026The closing price from the session before the one dated beside these figures.
Market Cap$220.58MAs of Oct 30, 2026The company's total market value (share price times shares outstanding) on the date shown.
Shares Out3.02MImplied by market cap, Oct 30, 2026Shares outstanding implied by the market cap and share price on the date shown.
EPS (TTM)$8.7912 months to Sep 30, 2026 (Q3 FY2026)Earnings per share over the trailing twelve months (TTM), labeled with the end date of the latest reported quarter and shown in the company's reporting currency. Dividends are paid out of these earnings.
P/E (TTM)8.9Price as of Oct 25, 2026; earnings to Sep 30, 2026Price-to-earnings ratio: the share price on the date shown divided by trailing-twelve-month earnings per share. A rough gauge of how richly the stock is valued.
Last Ex-DateAug 03, 2026Paid Aug 21, 2026The most recent ex-dividend date that has already passed.
Next Ex-DateN/ANone declared yetThe ex-dividend date of the next payment the company has declared, or that is scheduled when no declaration is on file. Future dates our data provider only projects are not shown.

Dividend Growth

3-Yr Growth (CAGR)23.9%Annual totals, 2022–2025The dividend's average annual growth rate over the period, compounded.
5-Yr Growth (CAGR)22.9%Annual totals, 2020–2025The dividend's average annual growth rate over the period, compounded.
Consecutive Increases5 yrsAnnual totals through 2025The number of consecutive years the dividend has increased.

Why the Yield Moved (90 Days)

PBNC's dividend yield fell from 3.55% to 3.45% over the past ~90 days (-0.10 pp). Of that move, +0.00 pp came from changes in the dividend rate and -0.10 pp from the share price ($71.00 on Aug 03, 2026 → $73.00 on Oct 30, 2026). A yield that rises because the price fell is not an improvement in the payout itself.

Yield vs Its Own History

Current3.45%
1-Yr Average3.82%
Low / High3.14% – 4.56%
Percentile15%

Across 272 daily observations over the past 13 months (through Oct 23, 2026), PBNC's current yield is higher than approximately 15% of them. Our stored price history for PBNC covers the past 13 months; 3- and 5-year averages are not yet computable from it and are deliberately not shown.

Adjusted Price History

Dividend History

Dividend Payment History

Ex-dividend calendar →
Amount Type Declared Ex-Date Record Pay
$0.6300 Q Regular Jun 25, 2026 Aug 03, 2026 Aug 03, 2026 Aug 21, 2026
$0.6200 Q Regular Apr 23, 2026 May 07, 2026 May 07, 2026 May 22, 2026
$0.6100 Q Regular Jan 29, 2026 Feb 18, 2026 Feb 18, 2026 Mar 05, 2026
$0.3400 S Special Jan 29, 2026 Feb 11, 2026 Feb 11, 2026 Feb 26, 2026
$0.6000 Q Regular Oct 30, 2025 Nov 12, 2025 Nov 12, 2025 Nov 28, 2025
$0.5900 Q Regular Jun 26, 2025 Aug 01, 2025 Aug 01, 2025 Aug 22, 2025
$0.5800 Q Regular Apr 24, 2025 May 08, 2025 May 08, 2025 May 23, 2025
$0.5700 Q Regular Jan 30, 2025 Feb 11, 2025 Feb 11, 2025 Feb 27, 2025
$0.5600 Q Regular Oct 24, 2024 Nov 05, 2024 Nov 05, 2024 Nov 22, 2024
$0.5400 Q Regular Jun 27, 2024 Aug 02, 2024 Aug 02, 2024 Aug 23, 2024
$0.5300 Q Regular Apr 25, 2024 May 07, 2024 May 08, 2024 May 23, 2024
$0.5200 Q Regular Jan 25, 2024 Feb 05, 2024 Feb 06, 2024 Feb 22, 2024
$0.5100 Q Regular Oct 26, 2023 Nov 06, 2023 Nov 07, 2023 Nov 24, 2023
$0.5000 Q Regular Jun 29, 2023 Aug 04, 2023 Aug 07, 2023 Aug 28, 2023
$0.4500 Q Regular Apr 27, 2023 May 09, 2023 May 10, 2023 May 25, 2023
$0.4000 Q Regular Jan 26, 2023 Feb 06, 2023 Feb 07, 2023 Feb 23, 2023
$0.3500 Q Regular N/A Nov 04, 2022 Nov 07, 2022 Nov 25, 2022
$0.3100 Q Regular N/A Jul 29, 2022 Aug 01, 2022 Aug 22, 2022
$0.2900 Q Regular N/A May 10, 2022 May 11, 2022 May 26, 2022
$0.2800 Q Regular N/A Feb 07, 2022 Feb 08, 2022 Feb 24, 2022
$0.2700 Q Regular N/A Nov 08, 2021 Nov 09, 2021 Nov 26, 2021
$0.2600 Q Regular N/A Jul 30, 2021 Aug 02, 2021 Aug 23, 2021
$0.2500 Q Regular N/A May 11, 2021 May 12, 2021 May 26, 2021
$0.2300 Q Regular N/A Feb 08, 2021 Feb 09, 2021 Feb 25, 2021
$0.2200 Q Regular N/A Oct 30, 2020 Nov 02, 2020 Nov 23, 2020
$0.2100 Q Regular N/A Jul 31, 2020 Aug 03, 2020 Aug 24, 2020
$0.2050 Q Regular N/A May 11, 2020 May 12, 2020 May 26, 2020
$0.2000 Q Regular N/A Feb 05, 2020 Feb 06, 2020 Feb 24, 2020

Peer Comparison

Selected Banks - Regional dividend payers we cover, strongest DividendRank first — for context, not a recommendation.

TickerNameYield5-Yr GrowthStreakRank
FCNCB First Citizens BancShares, Inc. 0.49% 36.6% 9 yrs 89
PB Prosperity Bancshares, Inc. 3.53% 4.6% 24 yrs 86
CBSH Commerce Bancshares, Inc. 1.98% 5.1% 35 yrs 85
NECB Northeast Community Bancorp, Inc. 3.45% 44.3% 2 yrs 84

Recent PBNC Dividend News

Related Guides & Lists

PBNC dividend — frequently asked questions

Does PB Financial Corporation pay a dividend?

Yes. PB Financial Corporation (PBNC) currently pays a dividend. The annualized dividend is about $2.52 per share, a yield of approximately 3.45%.

What is PB Financial Corporation's dividend yield?

PB Financial Corporation's dividend yield is approximately 3.45%, based on the most recent regular payment annualized against the current share price. Yields move as the share price changes.

How often does PB Financial Corporation pay dividends?

PB Financial Corporation pays dividends quarterly — 4 times per year.

How long has PB Financial Corporation paid dividends?

PB Financial Corporation has 6 years of dividend payments on record, and has increased its dividend for 5 consecutive years.

Data updated Oct 30, 2026. This research page is generated from Dividendly's structured market and dividend dataset using the approach described on our methodology and data sources pages. Data is automatically validated using defined rules and may also be periodically reviewed. Research only, not investment advice. Spotted a data error? Report it.