JUVF Juniata Valley Financial Corp. — dividend yield, history & ex-dividend dates
Juniata Valley Financial Corp. serves as the parent company for The Juniata Valley Bank, a financial institution primarily focused on delivering retail and commercial banking services. Its core client base includes small and medium-sized businesses operating across central and northern Pennsylvania, United States. The bank provides a diverse selection of deposit accounts, encompassing personal checking, club accounts, money market, savings, and individual retirement accounts (IRAs). For businesses, it offers checking accounts, payroll direct deposit, demand and time deposits, and certificates of deposit (CDs). Customers can access a wide spectrum of lending and credit solutions, such as checking overdraft privileges, secured lines of credit, construction and mortgage loans, both secured and unsecured commercial and consumer loans, commercial lines of credit, letters of credit, and various commercial term and demand loans. To enhance convenience and accessibility, Juniata Valley Bank features extensive digital and branch services. These include online, mobile, and telephone banking, automated teller machines (ATMs), online account management, remote deposit capture (with mobile deposit options tailored for small businesses), and ACH origination. Debit cards and safe deposit box rentals are also available. Beyond traditional banking, the corporation extends into specialized wealth management and advisory offerings. These services cover trust administration, asset management, and estate planning. Furthermore, clients can access a range of financial products, including annuities, mutual funds, stock and bond brokerage services, and long-term care insurance. As of December 31, 2021, Juniata Valley Financial Corp. maintained a network of 16 community branches located throughout Juniata, Mifflin, Perry, Huntingdon, McKean, Potter, and Centre counties. The company was established in 1867 and maintains its headquarters in Mifflintown, Pennsylvania.
Dividend Snapshot
Research Scores
Scores describe this security's published financial data on a 0–100 scale using the formulas on our methodology pages. They are the same for every reader, are not a probability or a forecast, and are not a recommendation. Past dividend growth does not guarantee future increases. Report a data error.
How the Dividend Safety Score is built for JUVF
| Input | Value | Points | Weight |
|---|---|---|---|
| Dividend record | 20 years of uninterrupted regular payments | 83 | 25% |
| Earnings stability | Net income positive in 5 of the last 5 fiscal years (FY2021–FY2025) | 100 | 15% |
| Earnings payout ratio | Earnings payout ratio 50% (TTM to Mar 31, 2026) | 74 | 30% |
| Equity / assets | Equity / assets 6.8% (balance sheet Jun 30, 2026) | 46 | 20% |
| Return on assets | Return on assets 1.00% (TTM to Mar 31, 2026; average total assets) | 85 | 10% |
Inputs that are not available are left out and the remaining weights are scaled up. Profile: bank. Formula version 2026-10-19.4.
How the Dividend Growth Score is built for JUVF
| Input | Value | Points | Weight |
|---|---|---|---|
| 5-year dividend growth | 5-year dividend CAGR 0.0% (2020–2025) | 25 | 25% |
| Consecutive annual increases | 0 consecutive annual increases (through 2025) | 10 | 20% |
| Payout headroom | Headroom from the earnings payout ratio 50% (TTM to Mar 31, 2026) | 69 | 20% |
| Earnings per share growth (3 years) | EPS CAGR 4.1% (FY2022–FY2025) | 69 | 15% |
| 10-year dividend growth | 10-year dividend CAGR 0.0% (2015–2025) | 25 | 10% |
Inputs that are not available are left out and the remaining weights are scaled up. Profile: bank. Formula version 2026-10-19.4.
How the Dividend Value Score is built for JUVF
| Input | Value | Points | Weight |
|---|---|---|---|
| Yield vs own history | Current yield at the 59th percentile of its 120 month-end yields | 59 | 45% |
| P/B vs own 5-year median | P/B 1.2 is 0.91x its 5-year median of 1.4 | 64 | 30% |
| P/B vs peers | P/B 1.2 vs peer median 1.3 (1.00x; 117 bank / Financial Services securities) | 50 | 25% |
Inputs that are not available are left out and the remaining weights are scaled up. Profile: bank. Formula version 2026-10-19.4.
Key Metrics
Current Yield
5.64%
At the Oct 19, 2026 price
The annual dividend as a percentage of the share price. A 3% yield is about $3 of dividends a year for every $100 invested at today's price.Annualized Dividend
$0.8800
Declared Jul 21, 2026
The latest declared regular dividend scaled to a full year by how often it's paid (for semi-annual payers, the latest two payments), adjusted for stock splits. A $0.25 quarterly dividend annualizes to $1.00. Special dividends are excluded.Frequency
Q Quarterly
How often the dividend is paid, read from the dates of recent payments: Q = quarterly (4x a year), M = monthly, S = semi-annual, A = annual.RSI (14)
38
As of Oct 19, 2026
Relative Strength Index (0-100), a price-momentum gauge. Above 70 is often called 'overbought', below 30 'oversold'. A technical signal, not a dividend metric.52-Week Range
$13.48 – $16.98
Closes through Oct 16, 2026
The lowest and highest price over the past year, showing where today's price sits in its recent range.Payout Ratio (TTM)
47.10%
12 months to Jun 30, 2026 (Q2 FY2026)
The share of earnings paid out as dividends over the trailing twelve months (TTM): dividends paid divided by net income across the company's four most recent reported quarters, dated by the latest quarter end. A fiscal-year tag such as FY2025 means only annual figures were available. Lower leaves more cushion; above 100% means paying out more than the company earned. It shows n/a for funds and when net income over the period was negative; for REITs and BDCs it is marked EPS-based, since they are judged on FFO/AFFO or net investment income instead.Years Paying
27
How many years of payments we have on record. This can understate very long histories where our data doesn't reach far enough back.Price / Book (TTM)
1.25
Price as of Oct 18, 2026; latest reported book value
Price-to-book ratio: the share price on the date shown divided by the latest reported book value per share. A rough valuation gauge, most useful for asset-heavy sectors like REITs, banks and insurers.S.A.F.E. Dividend Read
Quote & Key Data
Dividend Growth
Why the Yield Moved (90 Days)
JUVF's dividend yield rose from 5.55% to 5.64% over the past ~90 days (+0.09 pp). Of that move, +0.00 pp came from changes in the dividend rate and +0.09 pp from the share price ($15.85 on Jul 21, 2026 → $15.60 on Oct 19, 2026). A yield that rises because the price fell is not an improvement in the payout itself.
Yield vs Its Own History
Across 275 daily observations over the past 13 months (through Oct 16, 2026), JUVF's current yield is higher than approximately 19% of them. Our stored price history for JUVF covers the past 13 months; 3- and 5-year averages are not yet computable from it and are deliberately not shown.
Adjusted Price History
Dividend History
Dividend Payment History
Ex-dividend calendar →| Amount | Type | Declared | Ex-Date | Record | Pay |
|---|---|---|---|---|---|
| $0.2200 Q | Regular | Jul 21, 2026 | Aug 18, 2026 | Aug 18, 2026 | Sep 01, 2026 |
| $0.2200 Q | Regular | Apr 21, 2026 | May 18, 2026 | May 18, 2026 | Jun 01, 2026 |
| $0.2200 Q | Regular | Jan 20, 2026 | Feb 13, 2026 | Feb 13, 2026 | Feb 27, 2026 |
| $0.2200 Q | Regular | Oct 21, 2025 | Nov 17, 2025 | Nov 17, 2025 | Dec 01, 2025 |
| $0.2200 Q | Regular | Jul 15, 2025 | Aug 18, 2025 | Aug 18, 2025 | Sep 01, 2025 |
| $0.2200 Q | Regular | Apr 15, 2025 | May 16, 2025 | May 16, 2025 | May 30, 2025 |
| $0.2200 Q | Regular | Jan 21, 2025 | Feb 14, 2025 | Feb 14, 2025 | Feb 28, 2025 |
| $0.2200 Q | Regular | Oct 15, 2024 | Nov 15, 2024 | Nov 15, 2024 | Nov 29, 2024 |
| $0.2200 Q | Regular | Jul 16, 2024 | Aug 16, 2024 | Aug 16, 2024 | Aug 30, 2024 |
| $0.2200 Q | Regular | Apr 16, 2024 | May 16, 2024 | May 17, 2024 | May 31, 2024 |
| $0.2200 Q | Regular | Jan 16, 2024 | Feb 15, 2024 | Feb 16, 2024 | Mar 01, 2024 |
| $0.2200 Q | Regular | Oct 17, 2023 | Nov 15, 2023 | Nov 16, 2023 | Dec 01, 2023 |
| $0.2200 Q | Regular | Jul 18, 2023 | Aug 16, 2023 | Aug 17, 2023 | Sep 01, 2023 |
| $0.2200 Q | Regular | Apr 18, 2023 | May 16, 2023 | May 17, 2023 | Jun 01, 2023 |
| $0.2200 Q | Regular | Jan 17, 2023 | Feb 13, 2023 | Feb 14, 2023 | Mar 01, 2023 |
| $0.2200 Q | Regular | Oct 18, 2022 | Nov 14, 2022 | Nov 15, 2022 | Dec 01, 2022 |
| $0.2200 Q | Regular | Aug 13, 2022 | Aug 15, 2022 | Aug 16, 2022 | Sep 01, 2022 |
| $0.2200 Q | Regular | May 13, 2022 | May 13, 2022 | May 16, 2022 | Jun 01, 2022 |
| $0.2200 Q | Regular | Feb 11, 2022 | Feb 14, 2022 | Feb 15, 2022 | Mar 01, 2022 |
| $0.2200 Q | Regular | Nov 10, 2021 | Nov 12, 2021 | Nov 15, 2021 | Dec 01, 2021 |
| $0.2200 Q | Regular | Aug 12, 2021 | Aug 13, 2021 | Aug 16, 2021 | Sep 01, 2021 |
| $0.2200 Q | Regular | May 14, 2021 | May 14, 2021 | May 17, 2021 | Jun 01, 2021 |
| $0.2200 Q | Regular | N/A | Feb 11, 2021 | Feb 15, 2021 | Mar 01, 2021 |
| $0.2200 Q | Regular | N/A | Nov 13, 2020 | Nov 16, 2020 | Dec 01, 2020 |
| $0.2200 Q | Regular | N/A | Aug 14, 2020 | Aug 17, 2020 | Sep 01, 2020 |
| $0.2200 Q | Regular | N/A | May 15, 2020 | May 18, 2020 | Jun 01, 2020 |
| $0.2200 Q | Regular | N/A | Feb 13, 2020 | Feb 14, 2020 | Feb 28, 2020 |
| $0.2200 Q | Regular | N/A | Nov 14, 2019 | Nov 15, 2019 | Nov 29, 2019 |
| $0.2200 Q | Regular | N/A | Aug 14, 2019 | Aug 15, 2019 | Aug 30, 2019 |
| $0.2200 Q | Regular | N/A | May 14, 2019 | May 15, 2019 | May 31, 2019 |
| $0.2200 Q | Regular | N/A | Feb 14, 2019 | Feb 18, 2019 | Mar 01, 2019 |
| $0.2200 Q | Regular | N/A | Nov 14, 2018 | Nov 15, 2018 | Nov 30, 2018 |
| $0.2200 Q | Regular | N/A | Aug 14, 2018 | Aug 15, 2018 | Aug 31, 2018 |
| $0.2200 Q | Regular | N/A | May 14, 2018 | May 15, 2018 | Jun 01, 2018 |
| $0.2200 Q | Regular | N/A | Feb 14, 2018 | Feb 15, 2018 | Mar 01, 2018 |
| $0.2200 Q | Regular | N/A | Nov 14, 2017 | Nov 15, 2017 | Dec 01, 2017 |
| $0.2200 Q | Regular | N/A | Aug 11, 2017 | Aug 15, 2017 | Sep 01, 2017 |
| $0.2200 Q | Regular | N/A | May 11, 2017 | May 15, 2017 | Jun 01, 2017 |
| $0.2200 Q | Regular | N/A | Feb 13, 2017 | Feb 15, 2017 | Mar 01, 2017 |
| $0.2200 Q | Regular | N/A | Nov 10, 2016 | N/A | N/A |
| $0.2200 Q | Regular | N/A | Aug 11, 2016 | N/A | N/A |
| $0.2200 Q | Regular | N/A | May 16, 2016 | N/A | N/A |
| $0.2200 Q | Regular | N/A | Feb 11, 2016 | N/A | N/A |
| $0.2200 Q | Regular | N/A | Nov 10, 2015 | N/A | N/A |
| $0.2200 Q | Regular | N/A | Aug 12, 2015 | N/A | N/A |
| $0.2200 Q | Regular | N/A | May 13, 2015 | N/A | N/A |
| $0.2200 Q | Regular | N/A | Feb 11, 2015 | N/A | N/A |
| $0.2200 Q | Regular | N/A | Nov 12, 2014 | N/A | N/A |
| $0.2200 Q | Regular | N/A | Aug 13, 2014 | N/A | N/A |
| $0.2200 Q | Regular | N/A | May 13, 2014 | N/A | N/A |
| $0.2200 Q | Regular | N/A | Feb 12, 2014 | N/A | N/A |
| $0.2200 Q | Regular | N/A | Nov 13, 2013 | N/A | N/A |
| $0.2200 Q | Regular | N/A | Aug 13, 2013 | N/A | N/A |
| $0.2200 Q | Regular | N/A | May 13, 2013 | N/A | N/A |
| $0.2200 Q | Regular | N/A | Feb 13, 2013 | N/A | N/A |
| $0.2200 Q | Regular | N/A | Nov 13, 2012 | N/A | N/A |
| $0.2200 Q | Regular | N/A | Aug 13, 2012 | N/A | N/A |
| $0.2200 Q | Regular | N/A | May 11, 2012 | N/A | N/A |
| $0.2200 Q | Regular | N/A | Feb 13, 2012 | N/A | N/A |
| $0.2200 Q | Regular | N/A | Nov 10, 2011 | N/A | N/A |
| $0.2200 Q | Regular | N/A | Aug 11, 2011 | N/A | N/A |
| $0.2100 Q | Regular | N/A | May 12, 2011 | N/A | N/A |
| $0.2100 Q | Regular | N/A | Feb 11, 2011 | N/A | N/A |
| $0.2100 Q | Regular | N/A | Nov 10, 2010 | N/A | N/A |
| $0.2100 Q | Regular | N/A | Aug 11, 2010 | N/A | N/A |
| $0.2000 Q | Regular | N/A | May 12, 2010 | N/A | N/A |
| $0.2000 Q | Regular | N/A | Feb 10, 2010 | N/A | N/A |
| $0.2000 Q | Regular | N/A | Nov 10, 2009 | N/A | N/A |
| $0.2000 Q | Regular | N/A | Aug 12, 2009 | N/A | N/A |
| $0.1900 Q | Regular | N/A | May 13, 2009 | N/A | N/A |
| $0.1900 Q | Regular | N/A | Feb 11, 2009 | N/A | N/A |
| $0.1900 Q | Regular | N/A | Nov 12, 2008 | N/A | N/A |
| $0.1900 Q | Regular | N/A | Aug 13, 2008 | N/A | N/A |
| $0.1800 Q | Regular | N/A | May 13, 2008 | N/A | N/A |
| $0.1800 Q | Regular | N/A | Feb 13, 2008 | N/A | N/A |
| $0.1800 Q | Regular | N/A | Nov 13, 2007 | N/A | N/A |
| $0.1800 Q | Regular | N/A | Aug 13, 2007 | N/A | N/A |
| $0.4200 Q | Regular | N/A | May 11, 2007 | N/A | N/A |
| $0.1700 Q | Regular | N/A | Feb 13, 2007 | N/A | N/A |
| $0.1700 Q | Regular | N/A | Nov 13, 2006 | N/A | N/A |
| $0.1700 Q | Regular | N/A | Aug 11, 2006 | N/A | N/A |
| $0.1600 Q | Regular | N/A | May 11, 2006 | N/A | N/A |
| $0.1600 Q | Regular | N/A | Feb 13, 2006 | N/A | N/A |
| $0.3100 S | Regular | N/A | Oct 28, 2005 | N/A | N/A |
| $0.6000 S | Regular | N/A | Apr 28, 2005 | N/A | N/A |
| $1.0000 Q | Special | N/A | Feb 25, 2005 | N/A | N/A |
| $0.5800 S | Regular | N/A | Oct 28, 2004 | N/A | N/A |
| $0.5600 S | Regular | N/A | Apr 28, 2004 | N/A | N/A |
| $1.0000 Q | Special | N/A | Jan 28, 2004 | N/A | N/A |
| $0.5300 S | Regular | N/A | Oct 29, 2003 | N/A | N/A |
| $0.4700 S | Regular | N/A | Apr 29, 2003 | N/A | N/A |
| $0.4500 S | Regular | N/A | Oct 30, 2002 | N/A | N/A |
| $0.4300 S | Regular | N/A | Apr 29, 2002 | N/A | N/A |
| $0.4100 S | Regular | N/A | Oct 30, 2001 | N/A | N/A |
| $0.3900 S | Regular | N/A | Apr 27, 2001 | N/A | N/A |
| $0.9240 S | Regular | N/A | Oct 30, 2000 | N/A | N/A |
| $0.9022 S | Regular | N/A | May 25, 2000 | N/A | N/A |
| $0.8799 S | Regular | N/A | Oct 28, 1999 | N/A | N/A |
| $0.8360 S | Regular | N/A | Apr 28, 1999 | N/A | N/A |
Peer Comparison
Selected Banks - Regional dividend payers we cover, strongest DividendRank first — for context, not a recommendation.
| Ticker | Name | Yield | 5-Yr Growth | Streak | Rank |
|---|---|---|---|---|---|
| FCNCB | First Citizens BancShares, Inc. | 0.50% | 36.6% | 9 yrs | 91 |
| FCNCA | First Citizens BancShares, Inc. | 0.40% | 36.6% | 9 yrs | 88 |
| PB | Prosperity Bancshares, Inc. | 3.54% | 4.6% | 24 yrs | 86 |
| CBSH | Commerce Bancshares, Inc. | 1.98% | 5.1% | 35 yrs | 85 |
Related Guides & Lists
JUVF dividend — frequently asked questions
Does Juniata Valley Financial Corp. pay a dividend?
Yes. Juniata Valley Financial Corp. (JUVF) currently pays a dividend. The annualized dividend is about $0.88 per share, a yield of approximately 5.64%.
What is Juniata Valley Financial Corp.'s dividend yield?
Juniata Valley Financial Corp.'s dividend yield is approximately 5.64%, based on the most recent regular payment annualized against the current share price. Yields move as the share price changes.
How often does Juniata Valley Financial Corp. pay dividends?
Juniata Valley Financial Corp. pays dividends quarterly — 4 times per year.
How long has Juniata Valley Financial Corp. paid dividends?
Juniata Valley Financial Corp. has 27 years of dividend payments on record.
Data updated Oct 19, 2026. This research page is generated from Dividendly's structured market and dividend dataset using the approach described on our methodology and data sources pages. Data is automatically validated using defined rules and may also be periodically reviewed. Research only, not investment advice. Spotted a data error? Report it.