ISBA Isabella Bank Corporation — dividend yield, history & ex-dividend dates
Isabella Bank Corporation serves as the parent company for Isabella Bank, providing a comprehensive suite of banking products and financial services. Its diverse clientele includes businesses, institutions, private individuals, and families. The bank facilitates savings through various deposit options, such as checking and savings accounts, certificates of deposit (CDs), direct deposit services, and money market accounts. Its lending solutions are extensive, comprising commercial, agricultural, and residential real estate loans, alongside consumer credit offerings, including both secured and unsecured personal loans. Beyond core banking, Isabella Bank Corporation offers a range of additional amenities. These include cash management tools, mobile and internet banking platforms, electronic bill payment, automated teller machines (ATMs), specialized trust and investment advisory, estate planning assistance, and safe deposit box rentals. The corporation also extends its services to include group life, health, accident, and disability insurance products, as well as various other employee benefit programs. As of December 31, 2021, the company maintained 30 branch locations situated in Clare, Gratiot, Isabella, Mecosta, Midland, Montcalm, and Saginaw counties. With a heritage dating back to its founding in 1903, Isabella Bank Corporation is headquartered in Mount Pleasant, Michigan.
Dividend Snapshot
Research Scores
Scores describe this security's published financial data on a 0–100 scale using the formulas on our methodology pages. They are the same for every reader, are not a probability or a forecast, and are not a recommendation. Past dividend growth does not guarantee future increases. Report a data error.
How the Dividend Safety Score is built for ISBA
| Input | Value | Points | Weight |
|---|---|---|---|
| Dividend record | 26 years of uninterrupted regular payments | 91 | 25% |
| Earnings stability | Net income positive in 5 of the last 5 fiscal years (FY2021–FY2025) | 100 | 15% |
| Earnings payout ratio | Earnings payout ratio 41% (TTM to Mar 31, 2026) | 91 | 30% |
| Equity / assets | Equity / assets 11.2% (balance sheet Jun 30, 2026) | 100 | 20% |
| Return on assets | Return on assets 0.92% (TTM to Mar 31, 2026; average total assets) | 79 | 10% |
Inputs that are not available are left out and the remaining weights are scaled up. Profile: bank. Formula version 2026-10-19.4.
How the Dividend Growth Score is built for ISBA
| Input | Value | Points | Weight |
|---|---|---|---|
| 5-year dividend growth | 5-year dividend CAGR 0.7% (2020–2025) | 32 | 25% |
| Consecutive annual increases | 0 consecutive annual increases (through 2025) | 10 | 20% |
| Payout headroom | Headroom from the earnings payout ratio 41% (TTM to Mar 31, 2026) | 89 | 20% |
| Earnings per share growth (3 years) | EPS CAGR -4.2% (FY2022–FY2025) | 19 | 15% |
| 10-year dividend growth | 10-year dividend CAGR 1.8% (2015–2025) | 43 | 10% |
Inputs that are not available are left out and the remaining weights are scaled up. Profile: bank. Formula version 2026-10-19.4.
How the Dividend Value Score is built for ISBA
| Input | Value | Points | Weight |
|---|---|---|---|
| Yield vs own history | Current yield at the 8th percentile of its 120 month-end yields | 8 | 45% |
| P/B vs own 5-year median | P/B 1.1 is 1.19x its 5-year median of 1.0 | 27 | 30% |
| P/B vs peers | P/B 1.1 vs peer median 1.4 (0.84x; 118 bank / Financial Services securities) | 70 | 25% |
Inputs that are not available are left out and the remaining weights are scaled up. Profile: bank. Formula version 2026-10-19.4.
Key Metrics
Current Yield
2.85%
At the Oct 29, 2026 price
The annual dividend as a percentage of the share price. A 3% yield is about $3 of dividends a year for every $100 invested at today's price.Annualized Dividend
$1.1200
Declared Aug 26, 2026
The latest declared regular dividend scaled to a full year by how often it's paid (for semi-annual payers, the latest two payments), adjusted for stock splits. A $0.25 quarterly dividend annualizes to $1.00. Special dividends are excluded.Frequency
Q Quarterly
How often the dividend is paid, read from the dates of recent payments: Q = quarterly (4x a year), M = monthly, S = semi-annual, A = annual.RSI (14)
60
As of Oct 29, 2026
Relative Strength Index (0-100), a price-momentum gauge. Above 70 is often called 'overbought', below 30 'oversold'. A technical signal, not a dividend metric.52-Week Range
$35.12 – $56.58
Closes through Oct 23, 2026
The lowest and highest price over the past year, showing where today's price sits in its recent range.Payout Ratio (TTM)
40.41%
12 months to Jun 30, 2026 (Q2 FY2026)
The share of earnings paid out as dividends over the trailing twelve months (TTM): dividends paid divided by net income across the company's four most recent reported quarters, dated by the latest quarter end. A fiscal-year tag such as FY2025 means only annual figures were available. Lower leaves more cushion; above 100% means paying out more than the company earned. It shows n/a for funds and when net income over the period was negative; for REITs and BDCs it is marked EPS-based, since they are judged on FFO/AFFO or net investment income instead.Years Paying
26
How many years of payments we have on record. This can understate very long histories where our data doesn't reach far enough back.Price / Book (TTM)
1.14
Price as of Oct 25, 2026; latest reported book value
Price-to-book ratio: the share price on the date shown divided by the latest reported book value per share. A rough valuation gauge, most useful for asset-heavy sectors like REITs, banks and insurers.S.A.F.E. Dividend Read
Quote & Key Data
Dividend Growth
How often a record like this ends in a cut
ISBA has raised its annual dividend in 14 separate years since December 1999, which ranks 787 among the 2,430 payers with a comparable record in our dataset. In 1 year the annual total fell by more than a fifth.
Of the 878 companies we track with 10 to 24 years of increases, 661 — 75 per cent — also have at least one year in which the dividend fell by more than 20 per cent. Across every company with twenty years of comparable history, only 277 of 1078 (26 per cent) have never cut. A long record of increases is common; a record with no cut anywhere in it is not.
Measured from annual totals using split-adjusted amounts, comparing only consecutive years with the same number of payments — a stock split and a payment shifting across a year boundary both look like cuts otherwise. The current year is excluded as incomplete. How we measure a cut, and what the corrections change. Figures are for information only, not a view on any security.
Why the Yield Moved (90 Days)
ISBA's dividend yield rose from 2.78% to 2.85% over the past ~90 days (+0.06 pp). Of that move, +0.00 pp came from changes in the dividend rate and +0.06 pp from the share price ($40.24 on Aug 03, 2026 → $39.36 on Oct 29, 2026). A yield that rises because the price fell is not an improvement in the payout itself.
Yield vs Its Own History
Across 272 daily observations over the past 13 months (through Oct 23, 2026), ISBA's current yield is higher than approximately 72% of them. Our stored price history for ISBA covers the past 13 months; 3- and 5-year averages are not yet computable from it and are deliberately not shown.
Adjusted Price History
Dividend History
Dividend Payment History
Ex-dividend calendar →| Amount | Type | Declared | Ex-Date | Record | Pay |
|---|---|---|---|---|---|
| $0.2800 Q | Regular | Aug 26, 2026 | Sep 28, 2026 | Sep 28, 2026 | Sep 30, 2026 |
| $0.2800 Q | Regular | May 26, 2026 | Jun 26, 2026 | Jun 26, 2026 | Jun 30, 2026 |
| $0.2800 Q | Regular | Feb 25, 2026 | Mar 27, 2026 | Mar 27, 2026 | Mar 31, 2026 |
| $0.2800 Q | Regular | Nov 20, 2025 | Dec 17, 2025 | Dec 17, 2025 | Dec 19, 2025 |
| $0.2800 Q | Regular | Aug 28, 2025 | Sep 26, 2025 | Sep 26, 2025 | Sep 30, 2025 |
| $0.2800 Q | Regular | May 29, 2025 | Jun 26, 2025 | Jun 26, 2025 | Jun 30, 2025 |
| $0.2800 Q | Regular | Feb 24, 2025 | Mar 27, 2025 | Mar 27, 2025 | Mar 31, 2025 |
| $0.2800 Q | Regular | Nov 21, 2024 | Dec 16, 2024 | Dec 16, 2024 | Dec 18, 2024 |
| $0.2800 Q | Regular | Aug 28, 2024 | Sep 26, 2024 | Sep 26, 2024 | Sep 30, 2024 |
| $0.2800 Q | Regular | May 29, 2024 | Jun 26, 2024 | Jun 26, 2024 | Jun 28, 2024 |
| $0.2800 Q | Regular | Feb 28, 2024 | Mar 26, 2024 | Mar 27, 2024 | Mar 29, 2024 |
| $0.2800 Q | Regular | Nov 29, 2023 | Dec 12, 2023 | Dec 13, 2023 | Dec 15, 2023 |
| $0.2800 Q | Regular | Sep 06, 2023 | Sep 26, 2023 | Sep 27, 2023 | Sep 29, 2023 |
| $0.2800 Q | Regular | Jun 01, 2023 | Jun 27, 2023 | Jun 28, 2023 | Jun 30, 2023 |
| $0.2800 Q | Regular | Feb 27, 2023 | Mar 28, 2023 | Mar 29, 2023 | Mar 31, 2023 |
| $0.2800 Q | Regular | Dec 06, 2022 | Dec 13, 2022 | Dec 14, 2022 | Dec 16, 2022 |
| $0.2700 Q | Regular | Aug 31, 2022 | Sep 27, 2022 | Sep 28, 2022 | Sep 30, 2022 |
| $0.2700 Q | Regular | May 31, 2022 | Jun 27, 2022 | Jun 28, 2022 | Jun 30, 2022 |
| $0.2700 Q | Regular | Feb 25, 2022 | Mar 28, 2022 | Mar 29, 2022 | Mar 31, 2022 |
| $0.2700 Q | Regular | Nov 27, 2021 | Dec 13, 2021 | Dec 14, 2021 | Dec 17, 2021 |
| $0.2700 Q | Regular | Aug 31, 2021 | Sep 27, 2021 | Sep 28, 2021 | Sep 30, 2021 |
| $0.2700 Q | Regular | Jun 01, 2021 | Jun 25, 2021 | Jun 28, 2021 | Jun 30, 2021 |
| $0.2700 Q | Regular | Mar 01, 2021 | Mar 25, 2021 | Mar 26, 2021 | Mar 31, 2021 |
| $0.2700 Q | Regular | Nov 30, 2020 | Dec 15, 2020 | Dec 16, 2020 | Dec 18, 2020 |
| $0.2700 Q | Regular | Sep 01, 2020 | Sep 25, 2020 | Sep 28, 2020 | Sep 30, 2020 |
| $0.2700 Q | Regular | May 27, 2020 | Jun 25, 2020 | Jun 26, 2020 | Jun 30, 2020 |
| $0.2700 Q | Regular | Feb 26, 2020 | Mar 25, 2020 | Mar 26, 2020 | Mar 31, 2020 |
| $0.2700 Q | Regular | Nov 26, 2019 | Dec 26, 2019 | Dec 27, 2019 | Dec 31, 2019 |
| $0.2600 Q | Regular | Aug 28, 2019 | Sep 25, 2019 | Sep 26, 2019 | Sep 30, 2019 |
| $0.2600 Q | Regular | May 29, 2019 | Jun 25, 2019 | Jun 26, 2019 | Jun 28, 2019 |
| $0.2600 Q | Regular | Feb 27, 2019 | Mar 25, 2019 | Mar 26, 2019 | Mar 29, 2019 |
| $0.2600 Q | Regular | Nov 28, 2018 | Dec 26, 2018 | Dec 27, 2018 | Dec 31, 2018 |
| $0.2600 Q | Regular | Aug 22, 2018 | Sep 25, 2018 | Sep 26, 2018 | Sep 28, 2018 |
| $0.2600 Q | Regular | May 23, 2018 | Jun 26, 2018 | Jun 27, 2018 | Jun 29, 2018 |
| $0.2600 Q | Regular | Feb 28, 2018 | Mar 27, 2018 | Mar 28, 2018 | Mar 30, 2018 |
| $0.2600 Q | Regular | Nov 29, 2017 | Dec 22, 2017 | Dec 26, 2017 | Dec 29, 2017 |
| $0.2600 Q | Regular | Aug 23, 2017 | Sep 26, 2017 | Sep 27, 2017 | Sep 29, 2017 |
| $0.2500 Q | Regular | N/A | Jun 23, 2017 | Jun 27, 2017 | Jun 30, 2017 |
| $0.2500 Q | Regular | Feb 22, 2017 | Mar 24, 2017 | Mar 28, 2017 | Mar 31, 2017 |
| $0.2500 Q | Regular | Nov 22, 2016 | Dec 22, 2016 | Dec 27, 2016 | Dec 30, 2016 |
| $0.2500 Q | Regular | Aug 24, 2016 | Sep 23, 2016 | Sep 27, 2016 | Sep 30, 2016 |
| $0.2400 Q | Regular | May 25, 2016 | Jun 23, 2016 | Jun 27, 2016 | Jun 30, 2016 |
| $0.2400 Q | Regular | Feb 24, 2016 | Mar 22, 2016 | Mar 26, 2016 | Mar 31, 2016 |
| $0.2400 Q | Regular | Nov 20, 2015 | Dec 22, 2015 | Dec 24, 2015 | Dec 31, 2015 |
| $0.2400 Q | Regular | Aug 28, 2015 | Sep 23, 2015 | Sep 25, 2015 | Sep 30, 2015 |
| $0.2300 Q | Regular | May 27, 2015 | Jun 23, 2015 | Jun 25, 2015 | Jun 30, 2015 |
| $0.2300 Q | Regular | Feb 27, 2015 | Mar 23, 2015 | Mar 25, 2015 | Mar 31, 2015 |
| $0.2300 Q | Regular | Nov 26, 2014 | Dec 18, 2014 | Dec 22, 2014 | Dec 31, 2014 |
| $0.2200 Q | Regular | Aug 27, 2014 | Sep 23, 2014 | Sep 25, 2014 | Sep 30, 2014 |
| $0.2200 Q | Regular | May 28, 2014 | Jun 23, 2014 | Jun 25, 2014 | Jun 30, 2014 |
| $0.2200 Q | Regular | Feb 26, 2014 | Mar 24, 2014 | Mar 26, 2014 | Mar 31, 2014 |
| $0.2100 Q | Regular | Nov 27, 2013 | Dec 20, 2013 | Dec 24, 2013 | Dec 31, 2013 |
| $0.2100 Q | Regular | Aug 28, 2013 | Sep 20, 2013 | Sep 24, 2013 | Sep 30, 2013 |
| $0.2100 Q | Regular | May 22, 2013 | Jun 20, 2013 | Jun 24, 2013 | Jun 28, 2013 |
| $0.2100 Q | Regular | Feb 27, 2013 | Mar 22, 2013 | Mar 26, 2013 | Mar 29, 2013 |
| $0.2000 Q | Regular | Nov 28, 2012 | Dec 21, 2012 | Dec 26, 2012 | Dec 28, 2012 |
| $0.2000 Q | Regular | N/A | Sep 21, 2012 | Sep 25, 2012 | Sep 28, 2012 |
| $0.2000 Q | Regular | N/A | Jun 22, 2012 | Jun 26, 2012 | Jun 29, 2012 |
| $0.2000 Q | Regular | N/A | Mar 26, 2012 | Mar 28, 2012 | Mar 30, 2012 |
| $0.1900 Q | Regular | N/A | Dec 21, 2011 | Dec 23, 2011 | Dec 30, 2011 |
| $0.1900 Q | Regular | N/A | Sep 21, 2011 | Sep 23, 2011 | Sep 28, 2011 |
| $0.1900 Q | Regular | N/A | Jun 22, 2011 | Jun 24, 2011 | Jun 30, 2011 |
| $0.1900 Q | Regular | N/A | Mar 16, 2011 | Mar 18, 2011 | Mar 31, 2011 |
| $0.1800 Q | Regular | N/A | Dec 15, 2010 | Dec 17, 2010 | Dec 31, 2010 |
| $0.1800 Q | Regular | N/A | Sep 13, 2010 | Sep 15, 2010 | Sep 30, 2010 |
| $0.1800 Q | Regular | N/A | Jun 11, 2010 | Jun 15, 2010 | Jun 30, 2010 |
| $0.1800 Q | Regular | N/A | Mar 09, 2010 | Mar 11, 2010 | Mar 31, 2010 |
| $0.3200 Q | Regular | N/A | Dec 22, 2009 | Dec 27, 2009 | Dec 31, 2009 |
| $0.1300 Q | Regular | N/A | Sep 08, 2009 | Sep 10, 2009 | Sep 30, 2009 |
| $0.1300 Q | Regular | N/A | May 28, 2009 | Jun 01, 2009 | Jun 30, 2009 |
| $0.1200 Q | Regular | N/A | Mar 03, 2009 | Mar 05, 2009 | Mar 31, 2009 |
| $0.2900 Q | Regular | N/A | Nov 26, 2008 | Dec 01, 2008 | Dec 31, 2008 |
| $0.1200 Q | Regular | N/A | Sep 02, 2008 | Sep 01, 2008 | Sep 30, 2008 |
| $0.2500 A | One-off | N/A | Jan 24, 2007 | N/A | N/A |
| $0.2600 A | Regular | N/A | Dec 28, 1999 | Dec 29, 1999 | Dec 31, 1999 |
| $0.6000 I | Special | N/A | Dec 08, 1999 | Dec 09, 1999 | Dec 31, 1999 |
Peer Comparison
Selected Banks - Regional dividend payers we cover, strongest DividendRank first — for context, not a recommendation.
| Ticker | Name | Yield | 5-Yr Growth | Streak | Rank |
|---|---|---|---|---|---|
| FCNCB | First Citizens BancShares, Inc. | 0.50% | 36.6% | 9 yrs | 89 |
| PB | Prosperity Bancshares, Inc. | 3.60% | 4.6% | 24 yrs | 86 |
| CBSH | Commerce Bancshares, Inc. | 2.00% | 5.1% | 35 yrs | 85 |
| NECB | Northeast Community Bancorp, Inc. | 3.49% | 44.3% | 2 yrs | 84 |
Related Guides & Lists
ISBA dividend — frequently asked questions
Does Isabella Bank Corporation pay a dividend?
Yes. Isabella Bank Corporation (ISBA) currently pays a dividend. The annualized dividend is about $1.12 per share, a yield of approximately 2.85%.
What is Isabella Bank Corporation's dividend yield?
Isabella Bank Corporation's dividend yield is approximately 2.85%, based on the most recent regular payment annualized against the current share price. Yields move as the share price changes.
How often does Isabella Bank Corporation pay dividends?
Isabella Bank Corporation pays dividends quarterly — 4 times per year.
How long has Isabella Bank Corporation paid dividends?
Isabella Bank Corporation has 26 years of dividend payments on record.
Data updated Oct 29, 2026. This research page is generated from Dividendly's structured market and dividend dataset using the approach described on our methodology and data sources pages. Data is automatically validated using defined rules and may also be periodically reviewed. Research only, not investment advice. Spotted a data error? Report it.