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HFBA HFB Financial Corporation — dividend yield, history & ex-dividend dates

Other OTC· Semi-Annual dividend· Common Stock · Financial Services / Banks - Regional

$37.40 ▲ $0.65(1.77%) as of Oct 29, 2026 06:20 UTC
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HFB Financial Corporation, the parent company of Home Federal Bank Corporation, offers a comprehensive range of banking and financial solutions to both retail and corporate customers. The institution provides a variety of deposit accounts, including checking, savings, money market, time deposits, health savings accounts, and individual retirement accounts, alongside overdraft protection. Its lending portfolio encompasses consumer loans (personal, recreational, auto), a full suite of mortgages (home purchase, improvement, construction, and equity loans), and commercial business financing. Beyond traditional banking, the company furnishes insurance products, such as life and long-term care coverage, as well as fixed and variable annuities. It also assists clients with financial planning, covering retirement, college funding, and estate strategies, and offers a selection of investment vehicles like mutual funds, stocks, bonds, real estate investment trusts, options, and unit investment trusts. Convenient digital services, including debit cards and online banking, are also provided. Primarily operating within Bell County, Kentucky, HFB Financial Corporation extends its services into neighboring counties and the states of Tennessee and Virginia. Established in 1920, the company maintains its headquarters in Middlesboro, Kentucky.

Dividend Snapshot

StatusRecently Increased
Last Dividend$0.4300Paid Sep 28, 2026
Forward Annual$0.84From the $0.4300 dividend declared Jul 21, 2026
FrequencySemi-Annual
Last Ex-DateSep 11, 2026The most recent ex-dividend date that has already passed.
1-Yr Growth0.0%Annual totals, 2024–2025
10-Yr Growth1.6%Annual totals, 2015–2025

Research Scores

Scores describe this security's published financial data on a 0–100 scale using the formulas on our methodology pages. They are the same for every reader, are not a probability or a forecast, and are not a recommendation. Past dividend growth does not guarantee future increases. Report a data error.

Dividend Safety Score

94/100

Very strong indicators

Complete data

Dividend Growth Score

43/100

Moderate growth record

Complete data

Dividend Value Score

39/100

Above own historical valuation

Complete data

DividendRank

62/100

Upper middle of the scale

Complete data

How the Dividend Safety Score is built for HFBA
Dividend Safety Score inputs, points and weights
InputValuePointsWeight
Dividend record32 years of uninterrupted regular payments 95 25%
Earnings stabilityNet income positive in 5 of the last 5 fiscal years (FY2021–FY2025) 100 15%
Earnings payout ratioEarnings payout ratio 20% (FY2025) 100 30%
Equity / assetsEquity / assets 9.3% (balance sheet Dec 31, 2025) 90 20%
Return on assetsReturn on assets 0.82% (FY2025; average total assets) 71 10%

Inputs that are not available are left out and the remaining weights are scaled up. Profile: bank. Formula version 2026-10-19.4.

How the Dividend Growth Score is built for HFBA
Dividend Growth Score inputs, points and weights
InputValuePointsWeight
5-year dividend growth5-year dividend CAGR 0.5% (2020–2025) 30 25%
Consecutive annual increases0 consecutive annual increases (through 2025) 10 20%
Payout headroomHeadroom from the earnings payout ratio 20% (FY2025) 100 20%
Earnings per share growth (3 years)EPS CAGR -0.6% (FY2022–FY2025) 37 15%
10-year dividend growth10-year dividend CAGR 1.6% (2015–2025) 41 10%

Inputs that are not available are left out and the remaining weights are scaled up. Profile: bank. Formula version 2026-10-19.4.

How the Dividend Value Score is built for HFBA
Dividend Value Score inputs, points and weights
InputValuePointsWeight
Yield vs own historyCurrent yield at the 4th percentile of its 120 month-end yields 4 45%
P/B vs own 5-year medianP/B 0.8 is 1.08x its 5-year median of 0.7 40 30%
P/B vs peersP/B 0.8 vs peer median 1.4 (0.58x; 118 bank / Financial Services securities) 100 25%

Inputs that are not available are left out and the remaining weights are scaled up. Profile: bank. Formula version 2026-10-19.4.

Key Metrics

Current Yield

2.25%

At the Oct 29, 2026 price

The annual dividend as a percentage of the share price. A 3% yield is about $3 of dividends a year for every $100 invested at today's price.

Annualized Dividend

$0.8400

Declared Jul 21, 2026

The latest declared regular dividend scaled to a full year by how often it's paid (for semi-annual payers, the latest two payments), adjusted for stock splits. A $0.25 quarterly dividend annualizes to $1.00. Special dividends are excluded.

Frequency

S Semi-Annual

How often the dividend is paid, read from the dates of recent payments: Q = quarterly (4x a year), M = monthly, S = semi-annual, A = annual.

RSI (14)

64

As of Oct 29, 2026

Relative Strength Index (0-100), a price-momentum gauge. Above 70 is often called 'overbought', below 30 'oversold'. A technical signal, not a dividend metric.

52-Week Range

$29.06 – $38.06

Closes through Oct 23, 2026

The lowest and highest price over the past year, showing where today's price sits in its recent range.

Payout Ratio (FY2025)

20.13% (EPS-based)

Fiscal year to Dec 31, 2025

The share of earnings paid out as dividends over the trailing twelve months (TTM): dividends paid divided by net income across the company's four most recent reported quarters, dated by the latest quarter end. A fiscal-year tag such as FY2025 means only annual figures were available. Lower leaves more cushion; above 100% means paying out more than the company earned. It shows n/a for funds and when net income over the period was negative; for REITs and BDCs it is marked EPS-based, since they are judged on FFO/AFFO or net investment income instead.

Years Paying

32

How many years of payments we have on record. This can understate very long histories where our data doesn't reach far enough back.

Price / Book (FY2025)

0.70

At fiscal year-end, Dec 31, 2025

Price-to-book ratio: the share price on the date shown divided by the latest reported book value per share. A rough valuation gauge, most useful for asset-heavy sectors like REITs, banks and insurers.

S.A.F.E. Dividend Read

S.A.F.E. is a set of four checks on a dividend's record and the company's data, the same test used across the screener and our ranked lists. Solid: a Dividend Safety Score of 70+ and a yield of 2%+. Accelerating: at least three consecutive completed calendar years of higher total regular dividends. Flawless: since 1990, no calendar year whose total regular dividend fell more than 20% below the year before, and no suspension. Enduring: at least 20 years between the first and latest dividend in our records. All four met earns the S.A.F.E. flag.
S Solid
Meets the Solid check: Dividend Safety Score 94/100 and yield 2.25%.
A Accelerating
Dividend growth has stalled — 0 consecutive annual increase(s), under the 3 this check looks for.
F Flawless
No calendar year's regular dividend total fell more than 20% below the year before, and no suspension of the regular dividend is on record.
E Enduring
32 years of dividend payments on record.

Quote & Key Data

ExchangeOther OTCThe stock exchange where the shares trade, such as NYSE or Nasdaq.
Volume400Oct 23, 2026 sessionHow many shares changed hands in the trading session dated beside this figure, a rough read on trading activity. Daily bars are refreshed on a slower cycle than the quoted price, so this session can be older than the price above.
Open$36.75Oct 23, 2026 sessionThe price at the start of the trading session dated beside this figure, which can be earlier than the session the quoted price comes from.
Day Range$36.75 – $36.75Oct 23, 2026 sessionThe lowest and highest price during the trading session dated beside this figure, which can be earlier than the session the quoted price comes from.
Prev Close$36.75Close of Oct 22, 2026The closing price from the session before the one dated beside these figures.
Market Cap$42.67MAs of Oct 29, 2026The company's total market value (share price times shares outstanding) on the date shown.
Shares Out1.14MImplied by market cap, Oct 29, 2026Shares outstanding implied by the market cap and share price on the date shown.
EPS (FY2025)$4.07Fiscal year to Dec 31, 2025Earnings per share over the trailing twelve months (TTM), labeled with the end date of the latest reported quarter and shown in the company's reporting currency. Dividends are paid out of these earnings.
P/E (FY2025)8.0At fiscal year-end, Dec 31, 2025Price-to-earnings ratio: the share price on the date shown divided by trailing-twelve-month earnings per share. A rough gauge of how richly the stock is valued.
Last Ex-DateSep 11, 2026Paid Sep 28, 2026The most recent ex-dividend date that has already passed.
Next Ex-DateN/ANone declared yetThe ex-dividend date of the next payment the company has declared, or that is scheduled when no declaration is on file. Future dates our data provider only projects are not shown.

Dividend Growth

3-Yr Growth (CAGR)0.0%Annual totals, 2022–2025The dividend's average annual growth rate over the period, compounded.
5-Yr Growth (CAGR)0.5%Annual totals, 2020–2025The dividend's average annual growth rate over the period, compounded.
Consecutive Increases0 yrsAnnual totals through 2025The number of consecutive years the dividend has increased.

How often a record like this ends in a cut

Years the payout rose16Since Sep 1994
Rank among payers678of 2,430 with a record
Years it fell over 20%0in 30 comparable years
Of peers with 10 to 24 up years75%also cut at some point

HFBA has raised its annual dividend in 16 separate years since September 1994, which ranks 678 among the 2,430 payers with a comparable record in our dataset. No year in that span saw the annual total fall by more than a fifth.

Of the 878 companies we track with 10 to 24 years of increases, 661 — 75 per cent — also have at least one year in which the dividend fell by more than 20 per cent. Across every company with twenty years of comparable history, only 277 of 1078 (26 per cent) have never cut. A long record of increases is common; a record with no cut anywhere in it is not.

Measured from annual totals using split-adjusted amounts, comparing only consecutive years with the same number of payments — a stock split and a payment shifting across a year boundary both look like cuts otherwise. The current year is excluded as incomplete. How we measure a cut, and what the corrections change. Figures are for information only, not a view on any security.

Why the Yield Moved (90 Days)

HFBA's dividend yield rose from 2.24% to 2.25% over the past ~90 days (+0.01 pp). Of that move, +0.00 pp came from changes in the dividend rate and +0.01 pp from the share price ($37.50 on Aug 03, 2026 → $37.40 on Oct 29, 2026). A yield that rises because the price fell is not an improvement in the payout itself.

Yield vs Its Own History

Current2.25%
1-Yr Average2.45%
Low / High2.21% – 2.82%
Percentile19%

Across 272 daily observations over the past 13 months (through Oct 23, 2026), HFBA's current yield is higher than approximately 19% of them. Our stored price history for HFBA covers the past 13 months; 3- and 5-year averages are not yet computable from it and are deliberately not shown.

Adjusted Price History

Dividend History

Dividend Payment History

Ex-dividend calendar →
Amount Type Declared Ex-Date Record Pay
$0.4300 S Regular Jul 21, 2026 Sep 11, 2026 Sep 11, 2026 Sep 28, 2026
$0.4100 S Regular Jan 26, 2026 Mar 06, 2026 Mar 06, 2026 Mar 30, 2026
$0.4100 S Regular Jul 17, 2025 Sep 12, 2025 Sep 12, 2025 Sep 29, 2025
$0.4100 S Regular Jan 28, 2025 Mar 07, 2025 Mar 07, 2025 Mar 28, 2025
$0.4100 S Regular Aug 20, 2024 Sep 13, 2024 Sep 13, 2024 Sep 30, 2024
$0.4100 S Regular Jan 23, 2024 Mar 07, 2024 Mar 08, 2024 Mar 29, 2024
$0.4100 S Regular Aug 21, 2023 Sep 14, 2023 Sep 15, 2023 Sep 29, 2023
$0.4100 S Regular Jan 24, 2023 Mar 09, 2023 Mar 10, 2023 Mar 27, 2023
$0.4100 S Regular Aug 16, 2022 Sep 15, 2022 Sep 16, 2022 Sep 30, 2022
$0.4100 S Regular Jan 25, 2022 Mar 10, 2022 Mar 11, 2022 Mar 28, 2022
$0.4000 S Regular Aug 17, 2021 Sep 14, 2021 Sep 15, 2021 Sep 30, 2021
$0.4000 S Regular Jan 26, 2021 Mar 11, 2021 Mar 12, 2021 Mar 29, 2021
$0.4000 S Regular Aug 18, 2020 Sep 14, 2020 Sep 15, 2020 Sep 30, 2020
$0.4000 S Regular Jan 28, 2020 Mar 12, 2020 Mar 13, 2020 Mar 30, 2020
$0.4000 S Regular Aug 20, 2019 Sep 12, 2019 Sep 13, 2019 Sep 27, 2019
$0.3800 S Regular Jan 15, 2019 Mar 14, 2019 Mar 15, 2019 Mar 29, 2019
$0.3800 S Regular Aug 21, 2018 Sep 13, 2018 Sep 14, 2018 Sep 28, 2018
$0.3800 S Regular Jan 16, 2018 Mar 14, 2018 Mar 15, 2018 Mar 30, 2018
$0.3800 S Regular Aug 15, 2017 Sep 14, 2017 Sep 15, 2017 Sep 30, 2017
$0.3800 S Regular Jan 17, 2017 Mar 13, 2017 Mar 15, 2017 Mar 30, 2017
$0.3500 S Regular Aug 16, 2016 Sep 13, 2016 Sep 15, 2016 Sep 30, 2016
$0.3500 S Regular Feb 16, 2016 Mar 11, 2016 Mar 15, 2016 Mar 30, 2016
$0.3500 S Regular Aug 18, 2015 Sep 11, 2015 Sep 15, 2015 Sep 30, 2015
$0.3500 S Regular Feb 17, 2015 Mar 11, 2015 Mar 13, 2015 Mar 30, 2015
$0.3500 S Regular Aug 19, 2014 Sep 11, 2014 Sep 15, 2014 Sep 30, 2014
$0.3500 S Regular Feb 24, 2014 Mar 12, 2014 Mar 14, 2014 Mar 28, 2014
$0.3500 S Regular Aug 20, 2013 Sep 11, 2013 Sep 13, 2013 Sep 28, 2013
$0.3500 S Regular Feb 19, 2013 Mar 13, 2013 Mar 15, 2013 Mar 29, 2013
$0.3500 S Regular Aug 24, 2012 Sep 12, 2012 Sep 14, 2012 Sep 28, 2012
$0.3500 S Regular Feb 24, 2012 Mar 13, 2012 Mar 15, 2012 Mar 30, 2012
$0.3500 S Regular Sep 07, 2011 Sep 13, 2011 Sep 15, 2011 Sep 30, 2011
$0.3500 S Regular N/A Mar 11, 2011 Mar 15, 2011 Mar 31, 2011
$0.3500 S Regular N/A Sep 14, 2010 Sep 15, 2010 Sep 30, 2010
$0.3500 S Regular Feb 24, 2010 Mar 11, 2010 Mar 15, 2010 Mar 31, 2010
$0.3500 S Regular Aug 31, 2009 Sep 11, 2009 Sep 15, 2009 Sep 30, 2009
$0.3300 S Regular Mar 02, 2009 Mar 11, 2009 Mar 13, 2009 Mar 27, 2009
$0.3100 S Regular N/A Sep 11, 2008 Sep 15, 2008 Sep 30, 2008
$0.3100 S Regular N/A Mar 12, 2008 Mar 14, 2008 Mar 28, 2008
$0.3100 S Regular N/A Sep 12, 2007 Sep 14, 2007 Sep 28, 2007
$0.3100 S Regular N/A Mar 13, 2007 Mar 15, 2007 Mar 30, 2007
$0.3100 S Regular N/A Oct 19, 2006 Sep 15, 2006 N/A
$0.2900 S Regular N/A Mar 13, 2006 Mar 15, 2006 Mar 30, 2006
$0.2800 S Regular N/A Sep 13, 2005 Sep 15, 2005 Sep 30, 2005
$0.2600 S Regular N/A Mar 11, 2005 Mar 15, 2005 Mar 30, 2005
$0.2500 S Regular N/A Sep 14, 2004 Sep 15, 2004 Sep 30, 2004
$0.2500 S Regular N/A Mar 11, 2004 Mar 15, 2004 Mar 31, 2004
$0.2500 S Regular N/A Sep 11, 2003 Sep 15, 2003 Sep 30, 2003
$0.2500 S Regular N/A Mar 12, 2003 Mar 15, 2003 Mar 30, 2003
$0.2100 S Regular N/A Sep 12, 2002 Sep 16, 2002 Sep 30, 2002
$0.2000 S Regular N/A Mar 13, 2002 Mar 15, 2002 Mar 30, 2002
$0.1900 S Regular N/A Sep 12, 2001 Sep 14, 2001 Sep 28, 2001
$0.1900 S Regular N/A Mar 13, 2001 Mar 15, 2001 Mar 30, 2001
$0.1900 S Regular N/A Sep 13, 2000 Sep 15, 2000 Sep 30, 2000
$0.2200 S Regular N/A Mar 13, 2000 Mar 15, 2000 Mar 30, 2000
$0.2100 S Regular N/A Sep 13, 1999 Sep 15, 1999 Sep 30, 1999
$0.2300 S Regular N/A Mar 11, 1999 Mar 15, 1999 Mar 30, 1999
$0.2200 S Regular N/A Oct 01, 1998 Sep 15, 1998 N/A
$0.2200 S Regular N/A Mar 20, 1998 Mar 15, 1998 Mar 30, 1998
$0.2100 S Regular N/A Sep 11, 1997 Sep 15, 1997 Sep 30, 1997
$0.3300 S Regular N/A Mar 12, 1997 Mar 15, 1997 Mar 30, 1997
$0.3200 S Regular N/A Sep 12, 1996 Sep 16, 1996 Sep 30, 1996
$0.3200 S Regular N/A Mar 20, 1996 Mar 15, 1996 Mar 30, 1996
$0.3200 S Regular N/A Sep 13, 1995 Sep 15, 1995 Sep 30, 1995
$0.3100 S Regular N/A Mar 09, 1995 Mar 15, 1995 Mar 31, 1995
$0.3100 S Regular N/A Sep 09, 1994 Sep 15, 1994 Sep 30, 1994

Peer Comparison

Selected Banks - Regional dividend payers we cover, strongest DividendRank first — for context, not a recommendation.

TickerNameYield5-Yr GrowthStreakRank
FCNCB First Citizens BancShares, Inc. 0.50% 36.6% 9 yrs 89
PB Prosperity Bancshares, Inc. 3.60% 4.6% 24 yrs 86
CBSH Commerce Bancshares, Inc. 2.00% 5.1% 35 yrs 85
NECB Northeast Community Bancorp, Inc. 3.49% 44.3% 2 yrs 84

HFBA dividend — frequently asked questions

Does HFB Financial Corporation pay a dividend?

Yes. HFB Financial Corporation (HFBA) currently pays a dividend. The annualized dividend is about $0.84 per share, a yield of approximately 2.25%.

What is HFB Financial Corporation's dividend yield?

HFB Financial Corporation's dividend yield is approximately 2.25%, based on the most recent regular payment annualized against the current share price. Yields move as the share price changes.

How often does HFB Financial Corporation pay dividends?

HFB Financial Corporation pays dividends semi-annually — 2 times per year.

How long has HFB Financial Corporation paid dividends?

HFB Financial Corporation has 32 years of dividend payments on record.

Data updated Oct 29, 2026. This research page is generated from Dividendly's structured market and dividend dataset using the approach described on our methodology and data sources pages. Data is automatically validated using defined rules and may also be periodically reviewed. Research only, not investment advice. Spotted a data error? Report it.