FUNC First United Corporation — dividend yield, history & ex-dividend dates
First United Corporation acts as the holding company for First United Bank & Trust, which delivers a wide array of retail and commercial banking solutions to both businesses and individual customers. The bank offers a diverse portfolio of deposit accounts, encompassing standard checking, savings, and money market options, in addition to specialized choices like regular and Individual Retirement Account (IRA) certificates of deposit, Christmas savings, college savings, and health savings accounts. It also provides advanced cash management programs, such as the Certificate of Deposit Account Registry Service (CDARS) and Insured Cash Sweep (ICS), available to governmental entities, businesses, and consumers. For its business clientele, First United extends comprehensive packages that feature treasury management, cash sweeping services, and various checking account opportunities. Regarding lending, the corporation provides an extensive range of loan products. These include commercial loans collateralized by real estate, equipment, vehicles, or other business assets. It also offers commercial real estate financing for residential and commercial developments, agricultural properties, and service industry buildings. Individual customers can access residential mortgage loans, home equity lines of credit, and residential real estate construction loans. Furthermore, the bank issues direct and indirect auto loans, student loans, and a variety of secured and unsecured term loans and lines of credit. Beyond traditional banking, the company furnishes a comprehensive suite of trust services, including personal and charitable trusts, investment agency accounts, and full-service retirement planning solutions (such as IRA rollovers, 401(k) accounts, and defined benefit plans), alongside estate administration and planning expertise. Supplementary services offered include insurance products, brokerage facilities, and practical amenities like safe deposit boxes and night depository facilities. First United Corporation's operational network consists of 26 banking branches, a dedicated customer care center, and 34 automated teller machines. This presence extends across Allegany, Frederick, Garrett, and Washington counties in Maryland, as well as Mineral, Berkeley, Monongalia, and Harrison counties in West Virginia. Established in 1900, the company's headquarters are situated in Oa
Dividend Snapshot
Research Scores
Scores describe this security's published financial data on a 0–100 scale using the formulas on our methodology pages. They are the same for every reader, are not a probability or a forecast, and are not a recommendation. Past dividend growth does not guarantee future increases. Report a data error.
How the Dividend Safety Score is built for FUNC
| Input | Value | Points | Weight |
|---|---|---|---|
| Dividend record | 8 years of uninterrupted regular payments | 62 | 25% |
| Earnings stability | Net income positive in 5 of the last 5 fiscal years (FY2021–FY2025) | 100 | 15% |
| Earnings payout ratio | Earnings payout ratio 26% (TTM to Jun 30, 2026) | 100 | 30% |
| Equity / assets | Equity / assets 10.2% (balance sheet Sep 30, 2026) | 100 | 20% |
| Return on assets | Return on assets 1.23% (TTM to Jun 30, 2026; average total assets) | 100 | 10% |
Inputs that are not available are left out and the remaining weights are scaled up. Profile: bank. Formula version 2026-10-19.4.
How the Dividend Growth Score is built for FUNC
| Input | Value | Points | Weight |
|---|---|---|---|
| 5-year dividend growth | 5-year dividend CAGR 12.1% (2020–2025) | 100 | 25% |
| Consecutive annual increases | 6 consecutive annual increases (through 2025) | 64 | 20% |
| Payout headroom | Headroom from the earnings payout ratio 26% (TTM to Jun 30, 2026) | 100 | 20% |
| Earnings per share growth (3 years) | EPS CAGR 0.1% (FY2022–FY2025) | 41 | 15% |
| 10-year dividend growth | N/A (not used) | N/A | 10% |
Inputs that are not available are left out and the remaining weights are scaled up. Profile: bank. Formula version 2026-10-19.4.
How the Dividend Value Score is built for FUNC
| Input | Value | Points | Weight |
|---|---|---|---|
| Yield vs own history | Current yield at the 15th percentile of its 91 month-end yields | 15 | 45% |
| P/B vs own 5-year median | P/B 1.4 is 1.43x its 5-year median of 1.0 | 6 | 30% |
| P/B vs peers | P/B 1.4 vs peer median 1.4 (1.02x; 118 bank / Financial Services securities) | 48 | 25% |
Inputs that are not available are left out and the remaining weights are scaled up. Profile: bank. Formula version 2026-10-19.4.
Key Metrics
Current Yield
2.43%
At the Oct 30, 2026 price
The annual dividend as a percentage of the share price. A 3% yield is about $3 of dividends a year for every $100 invested at today's price.Annualized Dividend
$1.1200
Declared Sep 23, 2026
The latest declared regular dividend scaled to a full year by how often it's paid (for semi-annual payers, the latest two payments), adjusted for stock splits. A $0.25 quarterly dividend annualizes to $1.00. Special dividends are excluded.Frequency
Q Quarterly
How often the dividend is paid, read from the dates of recent payments: Q = quarterly (4x a year), M = monthly, S = semi-annual, A = annual.RSI (14)
60
As of Oct 30, 2026
Relative Strength Index (0-100), a price-momentum gauge. Above 70 is often called 'overbought', below 30 'oversold'. A technical signal, not a dividend metric.52-Week Range
$34.53 – $46.18
Closes through Oct 23, 2026
The lowest and highest price over the past year, showing where today's price sits in its recent range.Payout Ratio (TTM)
25.63%
12 months to Sep 30, 2026 (Q3 FY2026)
The share of earnings paid out as dividends over the trailing twelve months (TTM): dividends paid divided by net income across the company's four most recent reported quarters, dated by the latest quarter end. A fiscal-year tag such as FY2025 means only annual figures were available. Lower leaves more cushion; above 100% means paying out more than the company earned. It shows n/a for funds and when net income over the period was negative; for REITs and BDCs it is marked EPS-based, since they are judged on FFO/AFFO or net investment income instead.Years Paying
34
How many years of payments we have on record. This can understate very long histories where our data doesn't reach far enough back.Price / Book (TTM)
1.39
Price as of Oct 25, 2026; latest reported book value
Price-to-book ratio: the share price on the date shown divided by the latest reported book value per share. A rough valuation gauge, most useful for asset-heavy sectors like REITs, banks and insurers.S.A.F.E. Dividend Read
Quote & Key Data
Dividend Growth
How often a record like this ends in a cut
FUNC has raised its annual dividend in 21 separate years since October 1992, which ranks 412 among the 2,430 payers with a comparable record in our dataset. In 2 years the annual total fell by more than a fifth.
Of the 878 companies we track with 10 to 24 years of increases, 661 — 75 per cent — also have at least one year in which the dividend fell by more than 20 per cent. Across every company with twenty years of comparable history, only 277 of 1078 (26 per cent) have never cut. A long record of increases is common; a record with no cut anywhere in it is not.
Measured from annual totals using split-adjusted amounts, comparing only consecutive years with the same number of payments — a stock split and a payment shifting across a year boundary both look like cuts otherwise. The current year is excluded as incomplete. How we measure a cut, and what the corrections change. Figures are for information only, not a view on any security.
Why the Yield Moved (90 Days)
FUNC's dividend yield rose from 2.33% to 2.43% over the past ~90 days (+0.10 pp). Of that move, +0.17 pp came from changes in the dividend rate and -0.07 pp from the share price ($44.57 on Aug 03, 2026 → $46.02 on Oct 30, 2026). A yield that rises because the price fell is not an improvement in the payout itself.
Yield vs Its Own History
Across 272 daily observations over the past 13 months (through Oct 23, 2026), FUNC's current yield is higher than approximately 23% of them. Our stored price history for FUNC covers the past 13 months; 3- and 5-year averages are not yet computable from it and are deliberately not shown.
Adjusted Price History
Dividend History
Dividend Payment History
Ex-dividend calendar →| Amount | Type | Declared | Ex-Date | Record | Pay |
|---|---|---|---|---|---|
| $0.2800 Q | Regular | Sep 23, 2026 | Oct 19, 2026 | Oct 19, 2026 | Nov 02, 2026 |
| $0.2600 Q | Regular | Jun 17, 2026 | Jul 20, 2026 | Jul 20, 2026 | Aug 03, 2026 |
| $0.2600 Q | Regular | Mar 04, 2026 | Apr 17, 2026 | Apr 17, 2026 | May 01, 2026 |
| $0.2600 Q | Regular | Dec 04, 2025 | Jan 16, 2026 | Jan 16, 2026 | Feb 02, 2026 |
| $0.2600 Q | Regular | Sep 24, 2025 | Oct 17, 2025 | Oct 17, 2025 | Nov 03, 2025 |
| $0.2200 Q | Regular | Jun 18, 2025 | Jul 18, 2025 | Jul 18, 2025 | Aug 01, 2025 |
| $0.2200 Q | Regular | Mar 05, 2025 | Apr 17, 2025 | Apr 17, 2025 | May 01, 2025 |
| $0.2200 Q | Regular | Nov 20, 2024 | Jan 17, 2025 | Jan 17, 2025 | Feb 03, 2025 |
| $0.2200 Q | Regular | Sep 25, 2024 | Oct 18, 2024 | Oct 18, 2024 | Nov 01, 2024 |
| $0.2000 Q | Regular | Jun 20, 2024 | Jul 18, 2024 | Jul 18, 2024 | Aug 01, 2024 |
| $0.2000 Q | Regular | Mar 06, 2024 | Apr 16, 2024 | Apr 17, 2024 | May 01, 2024 |
| $0.2000 Q | Regular | Nov 29, 2023 | Jan 17, 2024 | Jan 18, 2024 | Feb 01, 2024 |
| $0.2000 Q | Regular | Sep 27, 2023 | Oct 17, 2023 | Oct 18, 2023 | Nov 01, 2023 |
| $0.2000 Q | Regular | Jun 28, 2023 | Jul 17, 2023 | Jul 18, 2023 | Aug 01, 2023 |
| $0.2000 Q | Regular | Mar 08, 2023 | Apr 14, 2023 | Apr 17, 2023 | May 01, 2023 |
| $0.1800 Q | Regular | Dec 01, 2022 | Jan 12, 2023 | Jan 13, 2023 | Feb 01, 2023 |
| $0.1500 Q | Regular | Sep 28, 2022 | Oct 17, 2022 | Oct 18, 2022 | Nov 01, 2022 |
| $0.1500 Q | Regular | Jun 29, 2022 | Jul 15, 2022 | Jul 18, 2022 | Aug 01, 2022 |
| $0.1500 Q | Regular | Mar 18, 2022 | Apr 14, 2022 | Apr 18, 2022 | May 02, 2022 |
| $0.1500 Q | Regular | Nov 17, 2021 | Jan 13, 2022 | Jan 14, 2022 | Feb 01, 2022 |
| $0.1500 Q | Regular | Sep 27, 2021 | Oct 15, 2021 | Oct 18, 2021 | Nov 01, 2021 |
| $0.1500 Q | Regular | Jul 01, 2021 | Jul 16, 2021 | Jul 19, 2021 | Aug 02, 2021 |
| $0.1500 Q | Regular | Mar 24, 2021 | Apr 16, 2021 | Apr 19, 2021 | May 03, 2021 |
| $0.1300 Q | Regular | Dec 17, 2020 | Jan 14, 2021 | Jan 15, 2021 | Feb 01, 2021 |
| $0.1300 Q | Regular | Sep 23, 2020 | Oct 15, 2020 | Oct 16, 2020 | Nov 02, 2020 |
| $0.1300 Q | Regular | Jun 18, 2020 | Jul 16, 2020 | Jul 17, 2020 | Aug 03, 2020 |
| $0.1300 Q | Regular | Mar 25, 2020 | Apr 16, 2020 | Apr 17, 2020 | May 01, 2020 |
| $0.1300 Q | Regular | Dec 13, 2019 | Jan 14, 2020 | Jan 15, 2020 | Feb 03, 2020 |
| $0.1300 Q | Regular | Sep 25, 2019 | Oct 15, 2019 | Oct 16, 2019 | Nov 01, 2019 |
| $0.0900 Q | Regular | Jun 19, 2019 | Jul 16, 2019 | Jul 17, 2019 | Aug 01, 2019 |
| $0.0900 Q | Regular | Mar 27, 2019 | Apr 16, 2019 | Apr 17, 2019 | May 01, 2019 |
| $0.0900 Q | Regular | Dec 19, 2018 | Jan 14, 2019 | Jan 15, 2019 | Feb 01, 2019 |
| $0.0900 Q | Regular | Sep 26, 2018 | Oct 12, 2018 | Oct 15, 2018 | Nov 01, 2018 |
| $0.0900 Q | Regular | Jun 20, 2018 | Jul 13, 2018 | Jul 16, 2018 | Aug 01, 2018 |
| $0.0900 Q | Regular | Mar 07, 2018 | Apr 13, 2018 | Apr 16, 2018 | May 02, 2018 |
| $0.0100 Q | Regular | Sep 27, 2010 | Oct 08, 2010 | Oct 13, 2010 | Nov 01, 2010 |
| $0.0100 Q | Regular | Jun 24, 2010 | Jul 12, 2010 | Jul 14, 2010 | Aug 02, 2010 |
| $0.0100 Q | Regular | Mar 15, 2010 | Apr 12, 2010 | Apr 14, 2010 | Apr 30, 2010 |
| $0.1000 Q | Regular | Dec 18, 2009 | Jan 11, 2010 | Jan 13, 2010 | Feb 01, 2010 |
| $0.2000 Q | Regular | Sep 24, 2009 | Oct 09, 2009 | Oct 14, 2009 | Nov 02, 2009 |
| $0.2000 Q | Regular | Jun 25, 2009 | Jul 10, 2009 | Jul 14, 2009 | Jul 31, 2009 |
| $0.2000 Q | Regular | Mar 27, 2009 | Apr 09, 2009 | Apr 14, 2009 | May 01, 2009 |
| $0.2000 Q | Regular | Jan 16, 2009 | Jan 22, 2009 | Jan 26, 2009 | Feb 01, 2009 |
| $0.2000 Q | Regular | Sep 18, 2008 | Oct 08, 2008 | Oct 13, 2008 | Nov 01, 2008 |
| $0.2000 Q | Regular | Jun 18, 2008 | Jul 10, 2008 | Jul 14, 2008 | Aug 01, 2008 |
| $0.2000 Q | Regular | Mar 19, 2008 | Apr 10, 2008 | Apr 14, 2008 | May 01, 2008 |
| $0.2000 Q | Regular | Dec 19, 2007 | Jan 10, 2008 | Jan 14, 2008 | Feb 01, 2008 |
| $0.1950 Q | Regular | Sep 19, 2007 | Oct 11, 2007 | Oct 15, 2007 | Nov 01, 2007 |
| $0.1950 Q | Regular | Jun 20, 2007 | Jul 12, 2007 | Jul 16, 2007 | Aug 01, 2007 |
| $0.1950 Q | Regular | Mar 21, 2007 | Apr 12, 2007 | Apr 16, 2007 | May 01, 2007 |
| $0.1950 Q | Regular | Dec 20, 2006 | Jan 10, 2007 | Jan 15, 2007 | Feb 01, 2007 |
| $0.1900 Q | Regular | Sep 20, 2006 | Oct 12, 2006 | Oct 16, 2006 | Nov 01, 2006 |
| $0.1900 Q | Regular | Jun 22, 2006 | Jul 13, 2006 | Jul 17, 2006 | Aug 01, 2006 |
| $0.1900 Q | Regular | Mar 09, 2006 | Apr 12, 2006 | Apr 17, 2006 | May 01, 2006 |
| $0.1900 Q | Regular | Dec 27, 2005 | Jan 11, 2006 | Jan 16, 2006 | Feb 01, 2006 |
| $0.1850 Q | Regular | Sep 22, 2005 | Oct 12, 2005 | Oct 14, 2005 | Nov 01, 2005 |
| $0.1850 Q | Regular | Jun 17, 2005 | Jul 13, 2005 | Jul 15, 2005 | Aug 01, 2005 |
| $0.1850 Q | Regular | Mar 16, 2005 | Apr 13, 2005 | Apr 15, 2005 | May 01, 2005 |
| $0.1850 Q | Regular | Dec 15, 2004 | Jan 12, 2005 | Jan 14, 2005 | Feb 01, 2005 |
| $0.1800 Q | Regular | Sep 15, 2004 | Oct 13, 2004 | Oct 15, 2004 | Nov 01, 2004 |
| $0.1800 Q | Regular | Jun 16, 2004 | Jul 14, 2004 | Jul 16, 2004 | Aug 01, 2004 |
| $0.1800 Q | Regular | Mar 17, 2004 | Apr 14, 2004 | Apr 16, 2004 | May 01, 2004 |
| $0.1800 Q | Regular | Dec 17, 2003 | Jan 14, 2004 | Jan 16, 2004 | Feb 01, 2004 |
| $0.1750 Q | Regular | Sep 17, 2003 | Oct 15, 2003 | Oct 17, 2003 | Nov 01, 2003 |
| $0.1750 Q | Regular | Jun 18, 2003 | Jul 16, 2003 | Jul 18, 2003 | Aug 01, 2003 |
| $0.1750 Q | Regular | Mar 19, 2003 | Apr 15, 2003 | Apr 18, 2003 | May 01, 2003 |
| $0.1750 Q | Regular | Dec 18, 2002 | Jan 15, 2003 | Jan 17, 2003 | Feb 01, 2003 |
| $0.1700 Q | Regular | Sep 18, 2002 | Oct 16, 2002 | Oct 18, 2002 | Nov 01, 2002 |
| $0.1700 Q | Regular | Jun 19, 2002 | Jul 17, 2002 | Jul 19, 2002 | Aug 01, 2002 |
| $0.1700 Q | Regular | Mar 20, 2002 | Apr 17, 2002 | Apr 19, 2002 | May 01, 2002 |
| $0.1700 Q | Regular | Dec 19, 2001 | Jan 16, 2002 | Jan 18, 2002 | Feb 01, 2002 |
| $0.1650 Q | Regular | Sep 19, 2001 | Oct 17, 2001 | Oct 20, 2001 | Nov 01, 2001 |
| $0.1650 Q | Regular | Jun 20, 2001 | Jul 18, 2001 | Jul 20, 2001 | Aug 01, 2001 |
| $0.1650 Q | Regular | Mar 21, 2001 | Apr 18, 2001 | Apr 20, 2001 | May 01, 2001 |
| $0.1650 Q | Regular | Dec 20, 2000 | Jan 17, 2001 | Jan 20, 2001 | Feb 01, 2001 |
| $0.1600 Q | Regular | Sep 20, 2000 | Oct 18, 2000 | Oct 20, 2000 | Nov 01, 2000 |
| $0.1600 Q | Regular | Jun 21, 2000 | Jul 18, 2000 | Jul 20, 2000 | Aug 01, 2000 |
| $0.1600 Q | Regular | Mar 15, 2000 | Apr 18, 2000 | Apr 20, 2000 | May 01, 2000 |
| $0.1600 Q | Regular | Dec 22, 1999 | Jan 18, 2000 | Jan 20, 2000 | Feb 01, 2000 |
| $0.1550 Q | Regular | Sep 15, 1999 | Oct 18, 1999 | Oct 20, 1999 | Nov 01, 1999 |
| $0.1550 Q | Regular | Jun 16, 1999 | Jul 16, 1999 | Jul 20, 1999 | Aug 01, 1999 |
| $0.1550 Q | Regular | Mar 17, 1999 | Apr 16, 1999 | Apr 20, 1999 | May 01, 1999 |
| $0.1550 Q | Regular | Dec 16, 1998 | Jan 15, 1999 | Jan 20, 1999 | Feb 01, 1999 |
| $0.1500 Q | Regular | Sep 17, 1998 | Oct 16, 1998 | Oct 20, 1998 | Nov 01, 1998 |
| $0.1500 Q | Regular | Jun 18, 1998 | Jul 16, 1998 | Jul 20, 1998 | Aug 01, 1998 |
| $0.1500 Q | Regular | Mar 26, 1998 | Apr 16, 1998 | Apr 20, 1998 | May 01, 1998 |
| $0.1500 Q | Regular | Dec 17, 1997 | Jan 15, 1998 | Jan 20, 1998 | Feb 01, 1998 |
| $0.1400 Q | Regular | Sep 24, 1997 | Oct 16, 1997 | Oct 20, 1997 | Nov 01, 1997 |
| $0.1400 Q | Regular | Jul 02, 1997 | Jul 16, 1997 | Jul 18, 1997 | Aug 01, 1997 |
| $0.1400 Q | Regular | Mar 26, 1997 | Apr 15, 1997 | Apr 17, 1997 | May 01, 1997 |
| $0.1400 Q | Regular | Dec 18, 1996 | Jan 16, 1997 | Jan 21, 1997 | Feb 01, 1997 |
| $0.1300 Q | Regular | Sep 26, 1996 | Oct 15, 1996 | Oct 17, 1996 | Nov 01, 1996 |
| $0.1300 Q | Regular | Jul 03, 1996 | Jul 17, 1996 | Jul 18, 1996 | Aug 01, 1996 |
| $0.1300 Q | Regular | Mar 28, 1996 | Apr 15, 1996 | Apr 17, 1996 | May 01, 1996 |
| $0.1300 Q | Regular | Jan 03, 1996 | Jan 16, 1996 | Jan 18, 1996 | Feb 01, 1996 |
| $0.1200 Q | Regular | Sep 28, 1995 | Oct 19, 1995 | Oct 23, 1995 | Nov 01, 1995 |
| $0.1200 Q | Regular | Jul 05, 1995 | Jul 20, 1995 | Jul 24, 1995 | Aug 01, 1995 |
| $0.1200 Q | Regular | Mar 29, 1995 | Apr 18, 1995 | Apr 24, 1995 | May 01, 1995 |
| $0.1200 Q | Regular | N/A | Jan 17, 1995 | Jan 23, 1995 | Feb 01, 1995 |
| $0.1200 Q | Regular | N/A | Oct 17, 1994 | Oct 21, 1994 | Nov 01, 1994 |
| $0.1200 Q | Regular | N/A | Jul 15, 1994 | Jul 21, 1994 | Aug 01, 1994 |
| $0.1000 Q | Regular | N/A | Apr 15, 1994 | Apr 21, 1994 | May 01, 1994 |
| $0.1600 S | Regular | N/A | Jan 11, 1994 | Jan 18, 1994 | Feb 01, 1994 |
| $0.1600 S | Regular | N/A | Jul 16, 1993 | Jul 22, 1993 | Aug 02, 1993 |
| $0.3100 Q | Regular | N/A | Apr 12, 1993 | Apr 16, 1993 | May 01, 1993 |
| $0.3100 Q | Regular | N/A | Jan 15, 1993 | Jan 22, 1993 | Feb 01, 1993 |
| $0.3000 Q | Regular | N/A | Oct 07, 1992 | Oct 14, 1992 | Nov 02, 1992 |
Peer Comparison
Selected Banks - Regional dividend payers we cover, strongest DividendRank first — for context, not a recommendation.
| Ticker | Name | Yield | 5-Yr Growth | Streak | Rank |
|---|---|---|---|---|---|
| FCNCB | First Citizens BancShares, Inc. | 0.49% | 36.6% | 9 yrs | 89 |
| PB | Prosperity Bancshares, Inc. | 3.53% | 4.6% | 24 yrs | 86 |
| CBSH | Commerce Bancshares, Inc. | 1.98% | 5.1% | 35 yrs | 85 |
| NECB | Northeast Community Bancorp, Inc. | 3.45% | 44.3% | 2 yrs | 84 |
Related Guides & Lists
FUNC dividend — frequently asked questions
Does First United Corporation pay a dividend?
Yes. First United Corporation (FUNC) currently pays a dividend. The annualized dividend is about $1.12 per share, a yield of approximately 2.43%.
What is First United Corporation's dividend yield?
First United Corporation's dividend yield is approximately 2.43%, based on the most recent regular payment annualized against the current share price. Yields move as the share price changes.
How often does First United Corporation pay dividends?
First United Corporation pays dividends quarterly — 4 times per year.
How long has First United Corporation paid dividends?
First United Corporation has 34 years of dividend payments on record, and has increased its dividend for 6 consecutive years.
Data updated Oct 30, 2026. This research page is generated from Dividendly's structured market and dividend dataset using the approach described on our methodology and data sources pages. Data is automatically validated using defined rules and may also be periodically reviewed. Research only, not investment advice. Spotted a data error? Report it.