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FFMH First Farmers and Merchants Corporation — dividend yield, history & ex-dividend dates

Other OTC· Quarterly dividend· Common Stock · Financial Services / Banks - Regional

$64.35 ▲ $0.00(0.00%) as of Oct 29, 2026 06:20 UTC
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First Farmers and Merchants Corporation (FFMH) functions as the parent entity for First Farmers and Merchants Bank, delivering a comprehensive suite of banking and financial solutions to clients in Tennessee and Alabama. Its diverse array of deposit offerings encompasses personal and business checking and savings accounts, individual retirement accounts (IRAs), investment accounts, and certificates of deposit. On the lending side, FFMH extends various credit options, including residential mortgages, home equity lines of credit (HELOCs), personal, auto, and agricultural loans, alongside credit and debit card services. For businesses, its extensive loan programs cover commercial real estate, equipment financing and leasing, construction loans, accounts receivable funding, and general lines of credit. Beyond traditional banking, the corporation also provides sophisticated wealth management, including trust and investment advisory services. Furthermore, it delivers treasury management solutions—such as accounts receivable and payable processing, fraud mitigation, and advanced account oversight—complemented by convenient online and mobile banking platforms. Its physical presence extends to 22 branch locations across seven counties in Middle Tennessee. Established in 1909, the company maintains its headquarters in Columbia, Tennessee.

Dividend Snapshot

StatusRecently Increased
Last Dividend$0.3200Paid Oct 15, 2026
Forward Annual$1.28From the $0.3200 dividend declared Sep 15, 2026
FrequencyQuarterly
Last Ex-DateOct 01, 2026The most recent ex-dividend date that has already passed.
1-Yr Growth11.1%Annual totals, 2024–2025
10-Yr Growth4.0%Annual totals, 2015–2025

Research Scores

Scores describe this security's published financial data on a 0–100 scale using the formulas on our methodology pages. They are the same for every reader, are not a probability or a forecast, and are not a recommendation. Past dividend growth does not guarantee future increases. Report a data error.

Dividend Safety Score

93/100

Very strong indicators

Complete data

Dividend Growth Score

73/100

Strong growth record

Complete data

Dividend Value Score

20/100

Above own historical valuation

Complete data

DividendRank

65/100

Upper middle of the scale

Complete data

How the Dividend Safety Score is built for FFMH
InputValuePointsWeight
Dividend record15 years of uninterrupted regular payments 77 25%
Earnings stabilityNet income positive in 5 of the last 5 fiscal years (FY2021–FY2025) 100 15%
Earnings payout ratioEarnings payout ratio 24% (FY2025) 100 30%
Equity / assetsEquity / assets 10.1% (balance sheet Jun 30, 2026) 100 20%
Return on assetsReturn on assets 1.05% (FY2025; average total assets) 89 10%

Inputs that are not available are left out and the remaining weights are scaled up. Profile: bank. Formula version 2026-10-19.4.

How the Dividend Growth Score is built for FFMH
InputValuePointsWeight
5-year dividend growth5-year dividend CAGR 5.5% (2020–2025) 75 25%
Consecutive annual increases4 consecutive annual increases (through 2025) 52 20%
Payout headroomHeadroom from the earnings payout ratio 24% (FY2025) 100 20%
Earnings per share growth (3 years)EPS CAGR 3.5% (FY2022–FY2025) 64 15%
10-year dividend growth10-year dividend CAGR 4.0% (2015–2025) 65 10%

Inputs that are not available are left out and the remaining weights are scaled up. Profile: bank. Formula version 2026-10-19.4.

How the Dividend Value Score is built for FFMH
InputValuePointsWeight
Yield vs own historyCurrent yield at the 11th percentile of its 120 month-end yields 11 45%
P/B vs own 5-year medianP/B 1.4 is 1.33x its 5-year median of 1.1 14 30%
P/B vs peersP/B 1.4 vs peer median 1.4 (1.04x; 118 bank / Financial Services securities) 46 25%

Inputs that are not available are left out and the remaining weights are scaled up. Profile: bank. Formula version 2026-10-19.4.

Key Metrics

Current Yield

1.99%

At the Oct 29, 2026 price

The annual dividend as a percentage of the share price. A 3% yield is about $3 of dividends a year for every $100 invested at today's price.

Annualized Dividend

$1.2800

Declared Sep 15, 2026

The latest declared regular dividend scaled to a full year by how often it's paid (for semi-annual payers, the latest two payments), adjusted for stock splits. A $0.25 quarterly dividend annualizes to $1.00. Special dividends are excluded.

Frequency

Q Quarterly

How often the dividend is paid, read from the dates of recent payments: Q = quarterly (4x a year), M = monthly, S = semi-annual, A = annual.

RSI (14)

71

As of Oct 29, 2026

Relative Strength Index (0-100), a price-momentum gauge. Above 70 is often called 'overbought', below 30 'oversold'. A technical signal, not a dividend metric.

52-Week Range

$43.89 – $64.00

Closes through Oct 22, 2026

The lowest and highest price over the past year, showing where today's price sits in its recent range.

Payout Ratio

-

The share of earnings paid out as dividends over the trailing twelve months (TTM): dividends paid divided by net income across the company's four most recent reported quarters, dated by the latest quarter end. A fiscal-year tag such as FY2025 means only annual figures were available. Lower leaves more cushion; above 100% means paying out more than the company earned. It shows n/a for funds and when net income over the period was negative; for REITs and BDCs it is marked EPS-based, since they are judged on FFO/AFFO or net investment income instead.

Years Paying

15

How many years of payments we have on record. This can understate very long histories where our data doesn't reach far enough back.

Price / Book (TTM)

1.41

Price as of Oct 25, 2026; latest reported book value

Price-to-book ratio: the share price on the date shown divided by the latest reported book value per share. A rough valuation gauge, most useful for asset-heavy sectors like REITs, banks and insurers.

S.A.F.E. Dividend Read

S.A.F.E. is a set of four checks on a dividend's record and the company's data, the same test used across the screener and our ranked lists. Solid: a Dividend Safety Score of 70+ and a yield of 2%+. Accelerating: at least three consecutive completed calendar years of higher total regular dividends. Flawless: since 1990, no calendar year whose total regular dividend fell more than 20% below the year before, and no suspension. Enduring: at least 20 years between the first and latest dividend in our records. All four met earns the S.A.F.E. flag.
S Solid
Below the Solid check (Dividend Safety Score 70+ and yield 2%+): Dividend Safety Score 93/100, yield 1.99%.
A Accelerating
4 consecutive years of dividend increases.
F Flawless
A calendar year's regular dividend total fell more than 20% below the year before.
E Enduring
15 year(s) of payments on record, under the 20 this check looks for.

Quote & Key Data

ExchangeOther OTCThe stock exchange where the shares trade, such as NYSE or Nasdaq.
Volume800Oct 22, 2026 sessionHow many shares changed hands in the trading session dated beside this figure, a rough read on trading activity. Daily bars are refreshed on a slower cycle than the quoted price, so this session can be older than the price above.
Open$63.19Oct 22, 2026 sessionThe price at the start of the trading session dated beside this figure, which can be earlier than the session the quoted price comes from.
Day Range$63.19 – $63.19Oct 22, 2026 sessionThe lowest and highest price during the trading session dated beside this figure, which can be earlier than the session the quoted price comes from.
Prev Close$63.19Close of Oct 21, 2026The closing price from the session before the one dated beside these figures.
Market Cap$254.23MAs of Oct 29, 2026The company's total market value (share price times shares outstanding) on the date shown.
Shares Out3.95MImplied by market cap, Oct 29, 2026Shares outstanding implied by the market cap and share price on the date shown.
EPS (TTM)$5.2312 months to Jun 30, 2026 (Q2 FY2026)Earnings per share over the trailing twelve months (TTM), labeled with the end date of the latest reported quarter and shown in the company's reporting currency. Dividends are paid out of these earnings.
P/E (TTM)12.1Price as of Oct 25, 2026; earnings to Jun 30, 2026Price-to-earnings ratio: the share price on the date shown divided by trailing-twelve-month earnings per share. A rough gauge of how richly the stock is valued.
Last Ex-DateOct 01, 2026Paid Oct 15, 2026The most recent ex-dividend date that has already passed.
Next Ex-DateN/ANone declared yetThe ex-dividend date of the next payment the company has declared, or that is scheduled when no declaration is on file. Future dates our data provider only projects are not shown.

Dividend Growth

3-Yr Growth (CAGR)7.7%Annual totals, 2022–2025The dividend's average annual growth rate over the period, compounded.
5-Yr Growth (CAGR)5.5%Annual totals, 2020–2025The dividend's average annual growth rate over the period, compounded.
Consecutive Increases4 yrsAnnual totals through 2025The number of consecutive years the dividend has increased.

Why the Yield Moved (90 Days)

FFMH's dividend yield rose from 1.97% to 1.99% over the past ~90 days (+0.02 pp). Of that move, +0.19 pp came from changes in the dividend rate and -0.16 pp from the share price ($59.00 on Aug 03, 2026 → $64.35 on Oct 29, 2026). A yield that rises because the price fell is not an improvement in the payout itself.

Yield vs Its Own History

Current1.99%
1-Yr Average2.15%
Low / High1.81% – 2.67%
Percentile16%

Across 271 daily observations over the past 13 months (through Oct 22, 2026), FFMH's current yield is higher than approximately 16% of them. Our stored price history for FFMH covers the past 13 months; 3- and 5-year averages are not yet computable from it and are deliberately not shown.

Adjusted Price History

Dividend History

Dividend Payment History

Ex-dividend calendar →
Amount Type Declared Ex-Date Record Pay
$0.3200 Q Regular Sep 15, 2026 Oct 01, 2026 Oct 01, 2026 Oct 15, 2026
$0.2900 Q Regular Jun 23, 2026 Jul 07, 2026 Jul 07, 2026 Jul 21, 2026
$0.2900 I Regular Mar 17, 2026 Apr 01, 2026 Apr 01, 2026 Apr 16, 2026
$0.2900 Q Regular Dec 16, 2025 Jan 02, 2026 Jan 02, 2026 Jan 16, 2026
$0.2900 Q Regular Sep 23, 2025 Oct 07, 2025 Oct 07, 2025 Oct 21, 2025
$0.2700 Q Regular Jun 17, 2025 Jul 01, 2025 Jul 01, 2025 Jul 16, 2025
$0.2700 I Regular Mar 18, 2025 Apr 01, 2025 Apr 01, 2025 Apr 16, 2025
$0.2700 Q Regular Dec 17, 2024 Jan 02, 2025 Jan 02, 2025 Jan 16, 2025
$0.2700 Q Regular Sep 24, 2024 Oct 07, 2024 Oct 07, 2024 Oct 21, 2024
$0.2400 Q Regular Jun 25, 2024 Jul 08, 2024 Jul 08, 2024 Jul 22, 2024
$0.2400 Q Regular Mar 19, 2024 Mar 28, 2024 Apr 01, 2024 Apr 15, 2024
$0.2400 Q Regular Dec 19, 2023 Dec 29, 2023 Jan 02, 2024 Jan 16, 2024
$0.2400 Q Regular Sep 19, 2023 Sep 29, 2023 Oct 02, 2023 Oct 16, 2023
$0.2400 Q Regular Jun 20, 2023 Jun 30, 2023 Jul 03, 2023 Jul 17, 2023
$0.2300 Q Regular Mar 21, 2023 Mar 31, 2023 Apr 03, 2023 Apr 17, 2023
$0.2300 Q Regular Dec 20, 2022 Dec 30, 2022 Jan 03, 2023 Jan 17, 2023
$0.2300 Q Regular N/A Sep 29, 2022 Sep 30, 2022 Oct 14, 2022
$0.2100 Q Regular N/A Jun 30, 2022 Jul 01, 2022 Jul 15, 2022
$0.2100 Q Regular N/A Mar 31, 2022 Apr 01, 2022 Apr 15, 2022
$0.2100 Q Regular N/A Dec 30, 2021 Dec 31, 2021 Jan 14, 2022
$0.2100 Q Regular N/A Sep 30, 2021 Oct 01, 2021 Oct 15, 2021
$0.2100 Q Regular N/A Jun 30, 2021 Jul 01, 2021 Jul 15, 2021
$0.2100 Q Regular N/A Mar 31, 2021 Apr 01, 2021 Apr 15, 2021
$0.2100 Q Regular N/A Dec 30, 2020 Jan 01, 2021 Jan 15, 2021
$0.2100 Q Regular N/A Sep 30, 2020 Oct 01, 2020 Oct 15, 2020
$0.2100 Q Regular N/A Jun 30, 2020 Jul 01, 2020 Jul 15, 2020
$0.2100 Q Regular N/A Mar 31, 2020 Apr 01, 2020 Apr 15, 2020
$0.2100 Q Regular Dec 17, 2019 Dec 31, 2019 Jan 01, 2020 Jan 15, 2020
$0.2100 Q Regular N/A Sep 30, 2019 Oct 01, 2019 Oct 15, 2019
$0.2100 Q Regular N/A Jun 28, 2019 Jul 01, 2019 Jul 15, 2019
$0.2100 Q Regular N/A Mar 29, 2019 Apr 01, 2019 Apr 15, 2019
$0.2100 Q Regular N/A Dec 28, 2018 Dec 31, 2018 Jan 14, 2019
$0.2000 Q Regular N/A Sep 28, 2018 Oct 01, 2018 Oct 15, 2018
$0.2000 Q Regular N/A Jul 06, 2018 Jul 09, 2018 Jul 23, 2018
$0.2000 Q Regular N/A Mar 29, 2018 Apr 02, 2018 Apr 16, 2018
$0.2000 Q Regular N/A Dec 29, 2017 Jan 02, 2018 Jan 16, 2018
$0.2000 Q Regular Sep 22, 2017 Sep 29, 2017 Oct 02, 2017 Oct 16, 2017
$0.1900 Q Regular N/A Jun 29, 2017 Jul 03, 2017 Jul 17, 2017
$0.1900 Q Regular N/A Mar 30, 2017 Apr 03, 2017 Apr 17, 2017
$0.1900 Q Regular N/A Dec 28, 2016 N/A N/A
$0.1900 Q Regular N/A Sep 29, 2016 N/A N/A
$0.3700 S Regular N/A Jun 29, 2016 N/A N/A
$0.3700 S Regular N/A Dec 29, 2015 N/A N/A
$0.3700 S Regular N/A Jun 29, 2015 N/A N/A
$0.3700 S Regular N/A Dec 26, 2014 N/A N/A
$0.3700 S Regular N/A Jun 27, 2014 N/A N/A
$0.3700 S Regular N/A Dec 30, 2013 N/A N/A
$0.3700 S Regular N/A Jun 28, 2013 N/A N/A
$0.3700 S Regular N/A Dec 28, 2012 N/A N/A
$0.3700 S Regular N/A Jun 28, 2012 N/A N/A
$0.3700 S Regular N/A Dec 28, 2011 Dec 30, 2011 Jan 13, 2012
$0.3700 S Regular N/A Jun 29, 2011 Jul 01, 2011 Jul 15, 2011

Peer Comparison

Selected Banks - Regional dividend payers we cover, strongest DividendRank first — for context, not a recommendation.

TickerNameYield5-Yr GrowthStreakRank
FCNCB First Citizens BancShares, Inc. 0.50% 36.6% 9 yrs 89
PB Prosperity Bancshares, Inc. 3.60% 4.6% 24 yrs 86
CBSH Commerce Bancshares, Inc. 2.00% 5.1% 35 yrs 85
NECB Northeast Community Bancorp, Inc. 3.49% 44.3% 2 yrs 84

Related Guides & Lists

FFMH dividend — frequently asked questions

Does First Farmers and Merchants Corporation pay a dividend?

Yes. First Farmers and Merchants Corporation (FFMH) currently pays a dividend. The annualized dividend is about $1.28 per share, a yield of approximately 1.99%.

What is First Farmers and Merchants Corporation's dividend yield?

First Farmers and Merchants Corporation's dividend yield is approximately 1.99%, based on the most recent regular payment annualized against the current share price. Yields move as the share price changes.

How often does First Farmers and Merchants Corporation pay dividends?

First Farmers and Merchants Corporation pays dividends quarterly — 4 times per year.

How long has First Farmers and Merchants Corporation paid dividends?

First Farmers and Merchants Corporation has 15 years of dividend payments on record, and has increased its dividend for 4 consecutive years.

Data updated Oct 29, 2026. This research page is generated from Dividendly's structured market and dividend dataset using the approach described on our methodology and data sources pages. Data is automatically validated using defined rules and may also be periodically reviewed. Research only, not investment advice. Spotted a data error? Report it.