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FCNCO First Citizens BancShares, Inc. — dividend yield, history & ex-dividend dates

NASDAQ Global Select· Quarterly dividend· Common Stock · Financial Services / Banks - Regional

$18.44 ▼ $-0.01(-0.05%) as of Oct 29, 2026 06:20 UTC
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First Citizens BancShares, Inc. functions as the parent company for First-Citizens Bank & Trust Company, offering a comprehensive array of retail and commercial banking solutions to individuals, businesses, and professionals. The institution's deposit offerings include checking, savings, money market, and certificate of deposit accounts. Its lending portfolio features commercial construction and land development loans, commercial mortgages, commercial and industrial financing, lease financing, and Small Business Administration Paycheck Protection Program loans. On the consumer side, it provides residential and revolving mortgages, construction and land development loans for consumers, auto loans, and other personal credit products. The company also furnishes treasury management services, cardholder and merchant processing, wealth management, and various other specialized products. Investment opportunities extend to annuities, discount brokerage services, third-party mutual funds, and bespoke investment management and advisory services. Additionally, it offers defined benefit and defined contribution plans, insurance, private banking, trust and fiduciary services, philanthropic guidance, and special asset management. These services are delivered through its widespread branch network, alongside digital banking platforms, telephone banking, and an extensive ATM network. As of December 31, 2021, First Citizens BancShares, Inc. operated 529 branches across Arizona, California, Colorado, Florida, Georgia, Kansas, Maryland, Missouri, North Carolina, New Mexico, Oklahoma, Oregon, South Carolina, Tennessee, Texas, Virginia, Washington, Wisconsin, and West Virginia. The company, founded in 1898, is headquartered in Raleigh, North Carolina.

Dividend Snapshot

StatusFlat
Last Dividend$0.3516Paid Sep 15, 2026
Forward Annual$1.41From the $0.3516 dividend declared Oct 23, 2026
FrequencyQuarterly
Last Ex-DateAug 31, 2026The most recent ex-dividend date that has already passed.
Next Ex-DateNov 30, 2026$0.3516, declared Oct 23, 2026The ex-dividend date of the next payment the company has declared, or that is scheduled when no declaration is on file. Future dates our data provider only projects are not shown.
Next Pay DateDec 15, 2026
1-Yr Growth0.0%Annual totals, 2024–2025

Research Scores

Scores describe this security's published financial data on a 0–100 scale using the formulas on our methodology pages. They are the same for every reader, are not a probability or a forecast, and are not a recommendation. Past dividend growth does not guarantee future increases. Report a data error.

Dividend Safety Score

Not Rated

scores apply to common shares

Dividend Growth Score

Not Rated

scores apply to common shares

Dividend Value Score

Not Rated

scores apply to common shares

DividendRank

Not Rated

Safety Score not rated (scores apply to common shares)

Key Metrics

Current Yield

7.63%

At the Oct 29, 2026 price

The annual dividend as a percentage of the share price. A 3% yield is about $3 of dividends a year for every $100 invested at today's price.

Annualized Dividend

$1.4062

Declared Oct 23, 2026

The latest declared regular dividend scaled to a full year by how often it's paid (for semi-annual payers, the latest two payments), adjusted for stock splits. A $0.25 quarterly dividend annualizes to $1.00. Special dividends are excluded.

Frequency

Q Quarterly

How often the dividend is paid, read from the dates of recent payments: Q = quarterly (4x a year), M = monthly, S = semi-annual, A = annual.

RSI (14)

41

As of Oct 29, 2026

Relative Strength Index (0-100), a price-momentum gauge. Above 70 is often called 'overbought', below 30 'oversold'. A technical signal, not a dividend metric.

52-Week Range

$18.05 – $23.27

Closes through Oct 23, 2026

The lowest and highest price over the past year, showing where today's price sits in its recent range.

Payout Ratio (TTM)

6.10%

12 months to Sep 30, 2026 (Q3 FY2026)

The share of earnings paid out as dividends over the trailing twelve months (TTM): dividends paid divided by net income across the company's four most recent reported quarters, dated by the latest quarter end. A fiscal-year tag such as FY2025 means only annual figures were available. Lower leaves more cushion; above 100% means paying out more than the company earned. It shows n/a for funds and when net income over the period was negative; for REITs and BDCs it is marked EPS-based, since they are judged on FFO/AFFO or net investment income instead.

Years Paying

4

How many years of payments we have on record. This can understate very long histories where our data doesn't reach far enough back.

Price / Book (TTM)

1.24

Price as of Oct 25, 2026; latest reported book value

Price-to-book ratio: the share price on the date shown divided by the latest reported book value per share. A rough valuation gauge, most useful for asset-heavy sectors like REITs, banks and insurers.

S.A.F.E. Dividend Read

S.A.F.E. is a set of four checks on a dividend's record and the company's data, the same test used across the screener and our ranked lists. Solid: a Dividend Safety Score of 70+ and a yield of 2%+. Accelerating: at least three consecutive completed calendar years of higher total regular dividends. Flawless: since 1990, no calendar year whose total regular dividend fell more than 20% below the year before, and no suspension. Enduring: at least 20 years between the first and latest dividend in our records. All four met earns the S.A.F.E. flag.
S Solid
Below the Solid check (Dividend Safety Score 70+ and yield 2%+): Dividend Safety Score not rated, yield 7.63%.
A Accelerating
Dividend growth has stalled — 0 consecutive annual increase(s), under the 3 this check looks for.
F Flawless
No calendar year's regular dividend total fell more than 20% below the year before, and no suspension of the regular dividend is on record.
E Enduring
4 year(s) of payments on record, under the 20 this check looks for.

Quote & Key Data

ExchangeNASDAQ Global SelectThe stock exchange where the shares trade, such as NYSE or Nasdaq.
Volume35,900Oct 23, 2026 sessionHow many shares changed hands in the trading session dated beside this figure, a rough read on trading activity. Daily bars are refreshed on a slower cycle than the quoted price, so this session can be older than the price above.
Open$18.29Oct 23, 2026 sessionThe price at the start of the trading session dated beside this figure, which can be earlier than the session the quoted price comes from.
Day Range$18.17 – $18.47Oct 23, 2026 sessionThe lowest and highest price during the trading session dated beside this figure, which can be earlier than the session the quoted price comes from.
Prev Close$18.24Close of Oct 22, 2026The closing price from the session before the one dated beside these figures.
Market Cap$22.25BAs of Oct 29, 2026The company's total market value (share price times shares outstanding) on the date shown.
Shares Out1.21BImplied by market cap, Oct 29, 2026Shares outstanding implied by the market cap and share price on the date shown.
EPS (TTM)$212.6112 months to Sep 30, 2026 (Q3 FY2026)Earnings per share over the trailing twelve months (TTM), labeled with the end date of the latest reported quarter and shown in the company's reporting currency. Dividends are paid out of these earnings.
P/E (TTM)12.2Price as of Oct 25, 2026; earnings to Sep 30, 2026Price-to-earnings ratio: the share price on the date shown divided by trailing-twelve-month earnings per share. A rough gauge of how richly the stock is valued.
Last Ex-DateAug 31, 2026Paid Sep 15, 2026The most recent ex-dividend date that has already passed.
Next Ex-DateNov 30, 2026Pays Dec 15, 2026; declaredThe ex-dividend date of the next payment the company has declared, or that is scheduled when no declaration is on file. Future dates our data provider only projects are not shown.

Dividend Growth

3-Yr Growth (CAGR)0.0%Annual totals, 2022–2025The dividend's average annual growth rate over the period, compounded.
5-Yr Growth (CAGR)N/AThe dividend's average annual growth rate over the period, compounded.
Consecutive Increases0 yrsAnnual totals through 2025The number of consecutive years the dividend has increased.

Why the Yield Moved (90 Days)

FCNCO's dividend yield rose from 6.81% to 7.63% over the past ~90 days (+0.81 pp). Of that move, +0.00 pp came from changes in the dividend rate and +0.81 pp from the share price ($20.64 on Aug 03, 2026 → $18.44 on Oct 29, 2026). A yield that rises because the price fell is not an improvement in the payout itself.

Yield vs Its Own History

Current7.63%
1-Yr Average6.66%
Low / High6.04% – 7.79%
Percentile96%

Across 272 daily observations over the past 13 months (through Oct 23, 2026), FCNCO's current yield is higher than approximately 96% of them. Our stored price history for FCNCO covers the past 13 months; 3- and 5-year averages are not yet computable from it and are deliberately not shown.

Adjusted Price History

Dividend History

Dividend Payment History

Ex-dividend calendar →
Amount Type Declared Ex-Date Record Pay
$0.3516 Q Regular upcoming, declared Oct 23, 2026 Nov 30, 2026 Nov 30, 2026 Dec 15, 2026
$0.3516 Q Regular Jul 21, 2026 Aug 31, 2026 Aug 31, 2026 Sep 15, 2026
$0.3516 Q Regular Apr 21, 2026 May 29, 2026 May 29, 2026 Jun 15, 2026
$0.3516 Q Regular Jan 20, 2026 Feb 27, 2026 Feb 27, 2026 Mar 16, 2026
$0.3516 Q Regular Oct 21, 2025 Nov 28, 2025 Nov 28, 2025 Dec 15, 2025
$0.3516 Q Regular Jul 22, 2025 Aug 29, 2025 Aug 29, 2025 Sep 15, 2025
$0.3516 Q Regular Apr 24, 2025 May 30, 2025 May 30, 2025 Jun 16, 2025
$0.3516 Q Regular Jan 14, 2025 Feb 28, 2025 Feb 28, 2025 Mar 17, 2025
$0.3516 Q Regular Oct 22, 2024 Nov 29, 2024 Nov 29, 2024 Dec 16, 2024
$0.3516 Q Regular Jul 23, 2024 Aug 30, 2024 Aug 30, 2024 Sep 16, 2024
$0.3516 Q Regular Apr 16, 2024 May 31, 2024 May 31, 2024 Jun 17, 2024
$0.3516 Q Regular Jan 24, 2024 Feb 28, 2024 Feb 29, 2024 Mar 15, 2024
$0.3516 Q Regular Oct 24, 2023 Nov 29, 2023 Nov 30, 2023 Dec 15, 2023
$0.3516 Q Regular Jul 25, 2023 Aug 30, 2023 Aug 31, 2023 Sep 15, 2023
$0.3516 Q Regular Apr 25, 2023 May 30, 2023 May 31, 2023 Jun 15, 2023
$0.3516 Q Regular Jan 24, 2023 Feb 27, 2023 Feb 28, 2023 Mar 15, 2023
$0.3520 Q Regular Oct 25, 2022 Nov 29, 2022 Nov 30, 2022 Dec 15, 2022
$0.3520 Q Regular Jul 26, 2022 Aug 30, 2022 Aug 31, 2022 Sep 15, 2022
$0.3520 Q Regular Apr 26, 2022 May 27, 2022 May 31, 2022 Jun 15, 2022
$0.3520 Q Regular Jan 25, 2022 Feb 25, 2022 Feb 28, 2022 Mar 15, 2022

Peer Comparison

Selected Banks - Regional dividend payers we cover, strongest DividendRank first — for context, not a recommendation.

TickerNameYield5-Yr GrowthStreakRank
FCNCB First Citizens BancShares, Inc. 0.50% 36.6% 9 yrs 89
PB Prosperity Bancshares, Inc. 3.60% 4.6% 24 yrs 86
CBSH Commerce Bancshares, Inc. 2.00% 5.1% 35 yrs 85
NECB Northeast Community Bancorp, Inc. 3.49% 44.3% 2 yrs 84

FCNCO dividend — frequently asked questions

Does First Citizens BancShares, Inc. pay a dividend?

Yes. First Citizens BancShares, Inc. (FCNCO) currently pays a dividend. The annualized dividend is about $1.41 per share, a yield of approximately 7.63%.

What is First Citizens BancShares, Inc.'s dividend yield?

First Citizens BancShares, Inc.'s dividend yield is approximately 7.63%, based on the most recent regular payment annualized against the current share price. Yields move as the share price changes.

How often does First Citizens BancShares, Inc. pay dividends?

First Citizens BancShares, Inc. pays dividends quarterly — 4 times per year.

When is First Citizens BancShares, Inc.'s next ex-dividend date?

The next declared ex-dividend date for First Citizens BancShares, Inc. is November 30, 2026. The associated payment is $0.3516 per share; you must own the shares before the ex-dividend date to receive it.

How long has First Citizens BancShares, Inc. paid dividends?

First Citizens BancShares, Inc. has 4 years of dividend payments on record.

Data updated Oct 29, 2026. This research page is generated from Dividendly's structured market and dividend dataset using the approach described on our methodology and data sources pages. Data is automatically validated using defined rules and may also be periodically reviewed. Research only, not investment advice. Spotted a data error? Report it.