FCNCO First Citizens BancShares, Inc. — dividend yield, history & ex-dividend dates
First Citizens BancShares, Inc. functions as the parent company for First-Citizens Bank & Trust Company, offering a comprehensive array of retail and commercial banking solutions to individuals, businesses, and professionals. The institution's deposit offerings include checking, savings, money market, and certificate of deposit accounts. Its lending portfolio features commercial construction and land development loans, commercial mortgages, commercial and industrial financing, lease financing, and Small Business Administration Paycheck Protection Program loans. On the consumer side, it provides residential and revolving mortgages, construction and land development loans for consumers, auto loans, and other personal credit products. The company also furnishes treasury management services, cardholder and merchant processing, wealth management, and various other specialized products. Investment opportunities extend to annuities, discount brokerage services, third-party mutual funds, and bespoke investment management and advisory services. Additionally, it offers defined benefit and defined contribution plans, insurance, private banking, trust and fiduciary services, philanthropic guidance, and special asset management. These services are delivered through its widespread branch network, alongside digital banking platforms, telephone banking, and an extensive ATM network. As of December 31, 2021, First Citizens BancShares, Inc. operated 529 branches across Arizona, California, Colorado, Florida, Georgia, Kansas, Maryland, Missouri, North Carolina, New Mexico, Oklahoma, Oregon, South Carolina, Tennessee, Texas, Virginia, Washington, Wisconsin, and West Virginia. The company, founded in 1898, is headquartered in Raleigh, North Carolina.
Dividend Snapshot
Research Scores
Scores describe this security's published financial data on a 0–100 scale using the formulas on our methodology pages. They are the same for every reader, are not a probability or a forecast, and are not a recommendation. Past dividend growth does not guarantee future increases. Report a data error.
Not Rated
Not Rated
Not Rated
Not Rated
Key Metrics
Current Yield
7.63%
At the Oct 29, 2026 price
The annual dividend as a percentage of the share price. A 3% yield is about $3 of dividends a year for every $100 invested at today's price.Annualized Dividend
$1.4062
Declared Oct 23, 2026
The latest declared regular dividend scaled to a full year by how often it's paid (for semi-annual payers, the latest two payments), adjusted for stock splits. A $0.25 quarterly dividend annualizes to $1.00. Special dividends are excluded.Frequency
Q Quarterly
How often the dividend is paid, read from the dates of recent payments: Q = quarterly (4x a year), M = monthly, S = semi-annual, A = annual.RSI (14)
41
As of Oct 29, 2026
Relative Strength Index (0-100), a price-momentum gauge. Above 70 is often called 'overbought', below 30 'oversold'. A technical signal, not a dividend metric.52-Week Range
$18.05 – $23.27
Closes through Oct 23, 2026
The lowest and highest price over the past year, showing where today's price sits in its recent range.Payout Ratio (TTM)
6.10%
12 months to Sep 30, 2026 (Q3 FY2026)
The share of earnings paid out as dividends over the trailing twelve months (TTM): dividends paid divided by net income across the company's four most recent reported quarters, dated by the latest quarter end. A fiscal-year tag such as FY2025 means only annual figures were available. Lower leaves more cushion; above 100% means paying out more than the company earned. It shows n/a for funds and when net income over the period was negative; for REITs and BDCs it is marked EPS-based, since they are judged on FFO/AFFO or net investment income instead.Years Paying
4
How many years of payments we have on record. This can understate very long histories where our data doesn't reach far enough back.Price / Book (TTM)
1.24
Price as of Oct 25, 2026; latest reported book value
Price-to-book ratio: the share price on the date shown divided by the latest reported book value per share. A rough valuation gauge, most useful for asset-heavy sectors like REITs, banks and insurers.S.A.F.E. Dividend Read
Quote & Key Data
Dividend Growth
Why the Yield Moved (90 Days)
FCNCO's dividend yield rose from 6.81% to 7.63% over the past ~90 days (+0.81 pp). Of that move, +0.00 pp came from changes in the dividend rate and +0.81 pp from the share price ($20.64 on Aug 03, 2026 → $18.44 on Oct 29, 2026). A yield that rises because the price fell is not an improvement in the payout itself.
Yield vs Its Own History
Across 272 daily observations over the past 13 months (through Oct 23, 2026), FCNCO's current yield is higher than approximately 96% of them. Our stored price history for FCNCO covers the past 13 months; 3- and 5-year averages are not yet computable from it and are deliberately not shown.
Adjusted Price History
Dividend History
Dividend Payment History
Ex-dividend calendar →| Amount | Type | Declared | Ex-Date | Record | Pay |
|---|---|---|---|---|---|
| $0.3516 Q | Regular upcoming, declared | Oct 23, 2026 | Nov 30, 2026 | Nov 30, 2026 | Dec 15, 2026 |
| $0.3516 Q | Regular | Jul 21, 2026 | Aug 31, 2026 | Aug 31, 2026 | Sep 15, 2026 |
| $0.3516 Q | Regular | Apr 21, 2026 | May 29, 2026 | May 29, 2026 | Jun 15, 2026 |
| $0.3516 Q | Regular | Jan 20, 2026 | Feb 27, 2026 | Feb 27, 2026 | Mar 16, 2026 |
| $0.3516 Q | Regular | Oct 21, 2025 | Nov 28, 2025 | Nov 28, 2025 | Dec 15, 2025 |
| $0.3516 Q | Regular | Jul 22, 2025 | Aug 29, 2025 | Aug 29, 2025 | Sep 15, 2025 |
| $0.3516 Q | Regular | Apr 24, 2025 | May 30, 2025 | May 30, 2025 | Jun 16, 2025 |
| $0.3516 Q | Regular | Jan 14, 2025 | Feb 28, 2025 | Feb 28, 2025 | Mar 17, 2025 |
| $0.3516 Q | Regular | Oct 22, 2024 | Nov 29, 2024 | Nov 29, 2024 | Dec 16, 2024 |
| $0.3516 Q | Regular | Jul 23, 2024 | Aug 30, 2024 | Aug 30, 2024 | Sep 16, 2024 |
| $0.3516 Q | Regular | Apr 16, 2024 | May 31, 2024 | May 31, 2024 | Jun 17, 2024 |
| $0.3516 Q | Regular | Jan 24, 2024 | Feb 28, 2024 | Feb 29, 2024 | Mar 15, 2024 |
| $0.3516 Q | Regular | Oct 24, 2023 | Nov 29, 2023 | Nov 30, 2023 | Dec 15, 2023 |
| $0.3516 Q | Regular | Jul 25, 2023 | Aug 30, 2023 | Aug 31, 2023 | Sep 15, 2023 |
| $0.3516 Q | Regular | Apr 25, 2023 | May 30, 2023 | May 31, 2023 | Jun 15, 2023 |
| $0.3516 Q | Regular | Jan 24, 2023 | Feb 27, 2023 | Feb 28, 2023 | Mar 15, 2023 |
| $0.3520 Q | Regular | Oct 25, 2022 | Nov 29, 2022 | Nov 30, 2022 | Dec 15, 2022 |
| $0.3520 Q | Regular | Jul 26, 2022 | Aug 30, 2022 | Aug 31, 2022 | Sep 15, 2022 |
| $0.3520 Q | Regular | Apr 26, 2022 | May 27, 2022 | May 31, 2022 | Jun 15, 2022 |
| $0.3520 Q | Regular | Jan 25, 2022 | Feb 25, 2022 | Feb 28, 2022 | Mar 15, 2022 |
Peer Comparison
Selected Banks - Regional dividend payers we cover, strongest DividendRank first — for context, not a recommendation.
| Ticker | Name | Yield | 5-Yr Growth | Streak | Rank |
|---|---|---|---|---|---|
| FCNCB | First Citizens BancShares, Inc. | 0.50% | 36.6% | 9 yrs | 89 |
| PB | Prosperity Bancshares, Inc. | 3.60% | 4.6% | 24 yrs | 86 |
| CBSH | Commerce Bancshares, Inc. | 2.00% | 5.1% | 35 yrs | 85 |
| NECB | Northeast Community Bancorp, Inc. | 3.49% | 44.3% | 2 yrs | 84 |
Related Guides & Lists
FCNCO dividend — frequently asked questions
Does First Citizens BancShares, Inc. pay a dividend?
Yes. First Citizens BancShares, Inc. (FCNCO) currently pays a dividend. The annualized dividend is about $1.41 per share, a yield of approximately 7.63%.
What is First Citizens BancShares, Inc.'s dividend yield?
First Citizens BancShares, Inc.'s dividend yield is approximately 7.63%, based on the most recent regular payment annualized against the current share price. Yields move as the share price changes.
How often does First Citizens BancShares, Inc. pay dividends?
First Citizens BancShares, Inc. pays dividends quarterly — 4 times per year.
When is First Citizens BancShares, Inc.'s next ex-dividend date?
The next declared ex-dividend date for First Citizens BancShares, Inc. is November 30, 2026. The associated payment is $0.3516 per share; you must own the shares before the ex-dividend date to receive it.
How long has First Citizens BancShares, Inc. paid dividends?
First Citizens BancShares, Inc. has 4 years of dividend payments on record.
Data updated Oct 29, 2026. This research page is generated from Dividendly's structured market and dividend dataset using the approach described on our methodology and data sources pages. Data is automatically validated using defined rules and may also be periodically reviewed. Research only, not investment advice. Spotted a data error? Report it.