ELFIF E-L Financial Corporation Limited — dividend yield, history & ex-dividend dates
E-L Financial Corporation Limited operates as an investment and insurance holding company in Canada. It operates in two segments, E-L Corporate and Empire Life. The company owns investments in equities and fixed income securities directly and indirectly through common shares, investment funds, closed-end investment companies, limited partnerships, and other private and investment companies. It underwrites life and health insurance policies, wealth management products, employee benefit plans, and financial services, as well as segregated funds, mutual funds, and annuity products to individuals, professionals, and businesses through a network of independent financial advisors, managing general agents, national account firms, and group solutions brokers and representatives. The company was incorporated in 1968 and is headquartered in Toronto, Canada.
Dividend Snapshot
Research Scores
Scores describe this security's published financial data on a 0–100 scale using the formulas on our methodology pages. They are the same for every reader, are not a probability or a forecast, and are not a recommendation. Past dividend growth does not guarantee future increases. Report a data error.
Not Rated
How the Dividend Safety Score is built for ELFIF
| Input | Value | Points | Weight |
|---|---|---|---|
| Earnings payout ratio | Earnings payout ratio 24% (TTM to Jun 30, 2026) | 100 | 30% |
| Interest coverage | Interest coverage 99.4x (TTM to Jun 30, 2026) | 100 | 10% |
| Dividend record | 9 years of uninterrupted regular payments; last cut Jun 28, 2018 (-99.0%), within 10 years: capped at 50 | 50 | 25% |
| Earnings stability | Net income positive in 4 of the last 5 fiscal years (FY2021–FY2025) | 70 | 20% |
| Debt / equity | Debt / equity 0.09x (balance sheet Jun 30, 2026) | 100 | 15% |
Inputs that are not available are left out and the remaining weights are scaled up. Profile: insurer. Formula version 2026-10-19.4.
How the Dividend Growth Score is built for ELFIF
| Input | Value | Points | Weight |
|---|---|---|---|
| 5-year dividend growth | 5-year dividend CAGR 24.8% (2020–2025) | 100 | 25% |
| Consecutive annual increases | 1 consecutive annual increase (through 2025) | 25 | 20% |
| Payout headroom | Headroom from the earnings payout ratio 24% (TTM to Jun 30, 2026) | 100 | 20% |
| Earnings per share growth (3 years) | N/A (not used) | N/A | 15% |
| Revenue growth (3 years) | N/A (not used) | N/A | 10% |
| 10-year dividend growth | N/A (not used) | N/A | 10% |
Inputs that are not available are left out and the remaining weights are scaled up. Profile: insurer. Formula version 2026-10-19.4.
Key Metrics
Current Yield
0.80%
At the Oct 30, 2026 price
The annual dividend as a percentage of the share price. A 3% yield is about $3 of dividends a year for every $100 invested at today's price.Annualized Dividend
$0.1128
Declared Aug 06, 2026
The latest declared regular dividend scaled to a full year by how often it's paid (for semi-annual payers, the latest two payments), adjusted for stock splits. A $0.25 quarterly dividend annualizes to $1.00. Special dividends are excluded.Frequency
Q Quarterly
How often the dividend is paid, read from the dates of recent payments: Q = quarterly (4x a year), M = monthly, S = semi-annual, A = annual.RSI (14)
69
As of Oct 30, 2026
Relative Strength Index (0-100), a price-momentum gauge. Above 70 is often called 'overbought', below 30 'oversold'. A technical signal, not a dividend metric.52-Week Range
$11.23 – $14.36
Closes through Oct 23, 2026
The lowest and highest price over the past year, showing where today's price sits in its recent range.Payout Ratio (TTM)
23.79%
12 months to Jun 30, 2026 (Q2 FY2026)
The share of earnings paid out as dividends over the trailing twelve months (TTM): dividends paid divided by net income across the company's four most recent reported quarters, dated by the latest quarter end. A fiscal-year tag such as FY2025 means only annual figures were available. Lower leaves more cushion; above 100% means paying out more than the company earned. It shows n/a for funds and when net income over the period was negative; for REITs and BDCs it is marked EPS-based, since they are judged on FFO/AFFO or net investment income instead.Years Paying
11
How many years of payments we have on record. This can understate very long histories where our data doesn't reach far enough back.Price / Book (TTM)
0.67
Price as of Oct 25, 2026; latest reported book value
Price-to-book ratio: the share price on the date shown divided by the latest reported book value per share. A rough valuation gauge, most useful for asset-heavy sectors like REITs, banks and insurers.S.A.F.E. Dividend Read
Quote & Key Data
Dividend Growth
Why the Yield Moved (90 Days)
ELFIF's dividend yield fell from 0.93% to 0.80% over the past ~90 days (-0.14 pp). Of that move, +0.00 pp came from changes in the dividend rate and -0.14 pp from the share price ($12.08 on Aug 03, 2026 → $14.15 on Oct 30, 2026). A yield that rises because the price fell is not an improvement in the payout itself.
Yield vs Its Own History
Across 272 daily observations over the past 13 months (through Oct 23, 2026), ELFIF's current yield is higher than approximately 1% of them. Our stored price history for ELFIF covers the past 13 months; 3- and 5-year averages are not yet computable from it and are deliberately not shown.
Adjusted Price History
Dividend History
Dividend Payment History
Ex-dividend calendar →| Amount | Type | Declared | Ex-Date | Record | Pay |
|---|---|---|---|---|---|
| $0.0282 Q | Regular | Aug 06, 2026 | Sep 29, 2026 | Sep 29, 2026 | Oct 16, 2026 |
| $0.0282 Q | Regular | May 12, 2026 | Jun 30, 2026 | Jun 30, 2026 | Jul 17, 2026 |
| $0.0287 Q | Regular | Mar 05, 2026 | Mar 31, 2026 | Mar 31, 2026 | Apr 17, 2026 |
| $0.7672 S | Special | N/A | Mar 03, 2026 | Mar 03, 2026 | Mar 13, 2026 |
| $0.0291 Q | Regular | N/A | Dec 31, 2025 | Dec 31, 2025 | Jan 16, 2026 |
| $0.0287 Q | Regular | N/A | Sep 29, 2025 | Sep 29, 2025 | Oct 17, 2025 |
| $0.0294 Q | Regular | N/A | Jun 30, 2025 | Jun 30, 2025 | Jul 17, 2025 |
| $0.0261 Q | Regular | N/A | Mar 31, 2025 | Mar 31, 2025 | Apr 17, 2025 |
| $1.0352 S | Special | N/A | Mar 03, 2025 | Mar 03, 2025 | Mar 14, 2025 |
| $0.0261 Q | Regular | N/A | Dec 31, 2024 | Dec 31, 2024 | Jan 17, 2025 |
| $0.0277 Q | Regular | N/A | Sep 27, 2024 | Sep 27, 2024 | Oct 17, 2024 |
| $0.0274 Q | Regular | N/A | Jun 28, 2024 | Jun 28, 2024 | Jul 17, 2024 |
| $0.4389 S | Special | N/A | May 13, 2024 | May 14, 2024 | Jun 14, 2024 |
| $0.0276 Q | Regular | N/A | Mar 27, 2024 | Mar 28, 2024 | Apr 17, 2024 |
| $0.0283 Q | Regular | N/A | Dec 28, 2023 | Dec 29, 2023 | Jan 17, 2024 |
| $0.0278 Q | Regular | N/A | Sep 28, 2023 | Sep 29, 2023 | Oct 17, 2023 |
| $0.0283 Q | Regular | N/A | Jun 29, 2023 | Jun 30, 2023 | Jul 17, 2023 |
| $0.0277 Q | Regular | N/A | Mar 30, 2023 | Mar 31, 2023 | Apr 17, 2023 |
| $0.0184 Q | Regular | N/A | Dec 29, 2022 | Dec 30, 2022 | Jan 17, 2023 |
| $0.0184 Q | Regular | N/A | Sep 28, 2022 | Sep 29, 2022 | Oct 17, 2022 |
| $0.0194 S | Regular | N/A | Jun 29, 2022 | Jun 30, 2022 | Jul 15, 2022 |
| $0.2203 S | Regular | N/A | Mar 30, 2022 | Mar 31, 2022 | Apr 14, 2022 |
| $0.0196 Q | Regular | N/A | Dec 30, 2021 | Dec 31, 2021 | Jan 17, 2022 |
| $0.0197 Q | Regular | N/A | Sep 28, 2021 | Sep 29, 2021 | Oct 15, 2021 |
| $0.6321 S | Special | N/A | Sep 13, 2021 | Sep 14, 2021 | Sep 24, 2021 |
| $0.0202 Q | Regular | N/A | Jun 29, 2021 | Jun 30, 2021 | Jul 16, 2021 |
| $0.0099 Q | Regular | N/A | Mar 30, 2021 | Mar 31, 2021 | Apr 16, 2021 |
| $0.0098 Q | Regular | N/A | Dec 30, 2020 | Dec 31, 2020 | Jan 15, 2021 |
| $0.0093 Q | Regular | N/A | Sep 29, 2020 | Sep 30, 2020 | Oct 16, 2020 |
| $0.0091 S | Regular | N/A | Jun 29, 2020 | Jun 30, 2020 | Jul 17, 2020 |
| $0.1853 S | Regular | N/A | Mar 30, 2020 | Mar 31, 2020 | Apr 17, 2020 |
| $0.0096 Q | Regular | N/A | Dec 30, 2019 | Dec 31, 2019 | Jan 17, 2020 |
| $0.0094 Q | Regular | N/A | Sep 27, 2019 | Sep 30, 2019 | Oct 17, 2019 |
| $0.0095 Q | Regular | N/A | Jun 27, 2019 | Jun 28, 2019 | Jul 17, 2019 |
| $0.0093 Q | Regular | N/A | Mar 28, 2019 | Mar 29, 2019 | Apr 17, 2019 |
| $0.0092 Q | Regular | N/A | Dec 28, 2018 | Dec 31, 2018 | Jan 17, 2019 |
| $0.0096 Q | Regular | N/A | Sep 27, 2018 | Sep 28, 2018 | Oct 17, 2018 |
| $0.0094 Q | Regular | N/A | Jun 28, 2018 | Jun 29, 2018 | Jul 17, 2018 |
| $0.9699 Q | Regular | N/A | Mar 28, 2018 | Mar 29, 2018 | Apr 17, 2018 |
| $0.9927 Q | Regular | N/A | Dec 28, 2017 | Dec 29, 2017 | Jan 17, 2018 |
| $1.0000 Q | Regular | N/A | Oct 02, 2017 | Oct 03, 2017 | Oct 17, 2017 |
| $0.9624 Q | Regular | N/A | Jun 29, 2017 | Jul 04, 2017 | Jul 17, 2017 |
| $0.9404 Q | Regular | N/A | Mar 30, 2017 | Apr 03, 2017 | Apr 17, 2017 |
| $0.0995 Q | Special | May 12, 2015 | Jul 02, 2015 | Jul 02, 2015 | Jul 17, 2015 |
Peer Comparison
Selected Insurance - Life dividend payers we cover, strongest DividendRank first — for context, not a recommendation.
| Ticker | Name | Yield | 5-Yr Growth | Streak | Rank |
|---|---|---|---|---|---|
| GL | Globe Life Inc. | 0.82% | 7.4% | 11 yrs | 82 |
| TDHOF | T&D Holdings, Inc. | 3.17% | 10.7% | 3 yrs | 77 |
| DLICY | Dai-ichi Life Holdings, Inc. | 5.68% | 14.4% | 2 yrs | 77 |
| TDHOY | T&D Holdings, Inc. | 3.05% | 10.1% | 3 yrs | 76 |
Related Guides & Lists
ELFIF dividend — frequently asked questions
Does E-L Financial Corporation Limited pay a dividend?
Yes. E-L Financial Corporation Limited (ELFIF) currently pays a dividend. The annualized dividend is about $0.11 per share, a yield of approximately 0.80%.
What is E-L Financial Corporation Limited's dividend yield?
E-L Financial Corporation Limited's dividend yield is approximately 0.80%, based on the most recent regular payment annualized against the current share price. Yields move as the share price changes.
How often does E-L Financial Corporation Limited pay dividends?
E-L Financial Corporation Limited pays dividends quarterly — 4 times per year.
How long has E-L Financial Corporation Limited paid dividends?
E-L Financial Corporation Limited has 11 years of dividend payments on record.
Data updated Oct 30, 2026. This research page is generated from Dividendly's structured market and dividend dataset using the approach described on our methodology and data sources pages. Data is automatically validated using defined rules and may also be periodically reviewed. Research only, not investment advice. Spotted a data error? Report it.