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AOZOY Aozora Bank, Ltd. — dividend yield, history & ex-dividend dates

Other OTC· Quarterly dividend· Common Stock· ADR · Financial Services / Banks - Regional

$5.00 ▲ $0.00(0.00%) as of Oct 29, 2026 06:20 UTC
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Aozora Bank, Ltd., along with its affiliated entities, delivers a comprehensive suite of banking and financial services to clients both within Japan and across the globe. The bank's operations are organized into distinct divisions: Retail Banking, Institutional Banking, Allied Banking, Specialty Finance, International Finance, and Financial Markets. Its deposit offerings encompass standard options like checking and savings accounts, time deposits, and deposits-at-notice, alongside specialized accounts for non-residents and negotiable certificates of deposit, including those denominated in foreign currencies. Aozora Bank extends a variety of credit facilities, from traditional loans (secured by deeds or notes) and overdrafts, to a wide spectrum of corporate financing solutions. These include funding for mergers and acquisitions (M&A), project financing, equity-based loans, sustainable finance, leveraged buyout (LBO) arrangements, structured finance, real estate funding, and support for business recovery. It also facilitates syndicated loans and discounts promissory notes. The bank engages in securities investments, acquiring public, municipal, and corporate bonds, as well as various equity and other investment instruments. Beyond core banking, Aozora provides domestic and international foreign exchange services, along with bond consignment. Its extensive array of other services includes liability guarantees, securities lending, public bond underwriting, agency functions, custody services, financial instrument intermediation, and securitization. The bank further offers advisory expertise in areas such as M&A, business succession planning, business expansion strategies, and equity/debt funding. Additionally, it engages in the over-the-counter distribution of investment trusts and insurance products, administers trust services for secured corporate bonds, and executes derivative transactions covering interest rates, currencies, and other financial instruments. As of March 31, 2021, Aozora Bank maintained a network of 19 branches. The institution, incorporated in 1957, was previously named Nippon Fudosan Bank, Limited before adopting its current name, Aozora Bank, Ltd., in 2001. Its corporate headquarters are situated in Tokyo, Japan.

Dividend Snapshot

StatusReduced
Last Dividend$0.0400Pays Dec 15, 2026
Forward Annual$0.14Regular dividends paid over the last 12 months
FrequencyQuarterly
Last Ex-DateSep 30, 2026The most recent ex-dividend date that has already passed.
10-Yr Growth-9.1%Annual totals, 2015–2025

Research Scores

Scores describe this security's published financial data on a 0–100 scale using the formulas on our methodology pages. They are the same for every reader, are not a probability or a forecast, and are not a recommendation. Past dividend growth does not guarantee future increases. Report a data error.

Dividend Safety Score

45/100

Mixed indicators

Complete data

Dividend Growth Score

43/100

Moderate growth record

Most data available

Dividend Value Score

Not Rated

only 45% of the inputs available (60% needed)

DividendRank

46/100

Middle of the scale

Partial data

How the Dividend Safety Score is built for AOZOY
Dividend Safety Score inputs, points and weights
InputValuePointsWeight
Dividend record2 years of uninterrupted regular payments; suspension Mar 28, 2024, within 3 years: capped at 10 10 25%
Earnings stabilityNet income positive in 4 of the last 5 fiscal years (FY2022–FY2026) 70 15%
Earnings payout ratioEarnings payout ratio 47% (FY2026) 79 30%
Equity / assetsEquity / assets 5.8% (balance sheet Jun 30, 2026) 27 20%
Return on assetsReturn on assets 0.33% (FY2026; average total assets) 25 10%

Inputs that are not available are left out and the remaining weights are scaled up. Profile: bank. Formula version 2026-10-19.4.

How the Dividend Growth Score is built for AOZOY
Dividend Growth Score inputs, points and weights
InputValuePointsWeight
5-year dividend growth5-year dividend CAGR -11.8% (2020–2025) 0 25%
Consecutive annual increasesN/A (not used) N/A 20%
Payout headroomHeadroom from the earnings payout ratio 47% (FY2026) 75 20%
Earnings per share growth (3 years)EPS CAGR 38.5% (FY2023–FY2026) 100 15%
10-year dividend growth10-year dividend CAGR -9.1% (2015–2025) 0 10%

Inputs that are not available are left out and the remaining weights are scaled up. Profile: bank. Formula version 2026-10-19.4.

Key Metrics

Current Yield

2.85%

At the Oct 29, 2026 price

The annual dividend as a percentage of the share price. A 3% yield is about $3 of dividends a year for every $100 invested at today's price.

Annualized Dividend

$0.1427

The latest declared regular dividend scaled to a full year by how often it's paid (for semi-annual payers, the latest two payments), adjusted for stock splits. A $0.25 quarterly dividend annualizes to $1.00. Special dividends are excluded.

Frequency

Q Quarterly

How often the dividend is paid, read from the dates of recent payments: Q = quarterly (4x a year), M = monthly, S = semi-annual, A = annual.

RSI (14)

36

As of Oct 29, 2026

Relative Strength Index (0-100), a price-momentum gauge. Above 70 is often called 'overbought', below 30 'oversold'. A technical signal, not a dividend metric.

52-Week Range

$3.65 – $5.68

Closes through Oct 23, 2026

The lowest and highest price over the past year, showing where today's price sits in its recent range.

Payout Ratio (FY2026)

47.37%

Fiscal year to Mar 31, 2026

The share of earnings paid out as dividends over the trailing twelve months (TTM): dividends paid divided by net income across the company's four most recent reported quarters, dated by the latest quarter end. A fiscal-year tag such as FY2025 means only annual figures were available. Lower leaves more cushion; above 100% means paying out more than the company earned. It shows n/a for funds and when net income over the period was negative; for REITs and BDCs it is marked EPS-based, since they are judged on FFO/AFFO or net investment income instead.

Years Paying

13

How many years of payments we have on record. This can understate very long histories where our data doesn't reach far enough back.

Price / Book (FY2026)

0.79

At fiscal year-end, Mar 31, 2026

Price-to-book ratio: the share price on the date shown divided by the latest reported book value per share. A rough valuation gauge, most useful for asset-heavy sectors like REITs, banks and insurers.

S.A.F.E. Dividend Read

S.A.F.E. is a set of four checks on a dividend's record and the company's data, the same test used across the screener and our ranked lists. Solid: a Dividend Safety Score of 70+ and a yield of 2%+. Accelerating: at least three consecutive completed calendar years of higher total regular dividends. Flawless: since 1990, no calendar year whose total regular dividend fell more than 20% below the year before, and no suspension. Enduring: at least 20 years between the first and latest dividend in our records. All four met earns the S.A.F.E. flag.
S Solid
Below the Solid check (Dividend Safety Score 70+ and yield 2%+): Dividend Safety Score 45/100, yield 2.85%.
A Accelerating
Dividend growth has stalled — 0 consecutive annual increase(s), under the 3 this check looks for.
F Flawless
The record shows a gap in the regular dividend of more than 1.5 times its usual interval (a payment was due around March 2024).
E Enduring
13 year(s) of payments on record, under the 20 this check looks for.

Quote & Key Data

ExchangeOther OTCThe stock exchange where the shares trade, such as NYSE or Nasdaq.
Volume880Oct 23, 2026 sessionHow many shares changed hands in the trading session dated beside this figure, a rough read on trading activity. Daily bars are refreshed on a slower cycle than the quoted price, so this session can be older than the price above.
Open$5.00Oct 23, 2026 sessionThe price at the start of the trading session dated beside this figure, which can be earlier than the session the quoted price comes from.
Day Range$5.00 – $5.00Oct 23, 2026 sessionThe lowest and highest price during the trading session dated beside this figure, which can be earlier than the session the quoted price comes from.
Prev Close$5.00Close of Oct 22, 2026The closing price from the session before the one dated beside these figures.
Market Cap$2.77BAs of Oct 29, 2026The company's total market value (share price times shares outstanding) on the date shown.
Shares Out553.82MImplied by market cap, Oct 29, 2026Shares outstanding implied by the market cap and share price on the date shown.
EPS (FY2026)JPY 49.24Fiscal year to Mar 31, 2026; reported in JPYEarnings per share over the trailing twelve months (TTM), labeled with the end date of the latest reported quarter and shown in the company's reporting currency. Dividends are paid out of these earnings.
P/E (FY2026)13.8At fiscal year-end, Mar 31, 2026Price-to-earnings ratio: the share price on the date shown divided by trailing-twelve-month earnings per share. A rough gauge of how richly the stock is valued.
Last Ex-DateSep 30, 2026Pays Dec 15, 2026The most recent ex-dividend date that has already passed.
Next Ex-DateN/ANone declared yetThe ex-dividend date of the next payment the company has declared, or that is scheduled when no declaration is on file. Future dates our data provider only projects are not shown.

Dividend Growth

3-Yr Growth (CAGR)-20.5%Annual totals, 2022–2025The dividend's average annual growth rate over the period, compounded.
5-Yr Growth (CAGR)-11.8%Annual totals, 2020–2025The dividend's average annual growth rate over the period, compounded.
Consecutive Increases0 yrsAnnual totals through 2025The number of consecutive years the dividend has increased.

Why the Yield Moved (90 Days)

AOZOY's dividend yield fell from 2.91% to 2.85% over the past ~90 days (-0.05 pp). Of that move, +0.09 pp came from changes in the dividend rate and -0.15 pp from the share price ($4.75 on Aug 03, 2026 → $5.00 on Oct 29, 2026). A yield that rises because the price fell is not an improvement in the payout itself.

Yield vs Its Own History

Current2.85%
1-Yr Average3.72%
Low / High3.08% – 4.67%
Percentile0%

Across 272 daily observations over the past 13 months (through Oct 23, 2026), AOZOY's current yield is higher than approximately 0% of them. Our stored price history for AOZOY covers the past 13 months; 3- and 5-year averages are not yet computable from it and are deliberately not shown.

Adjusted Price History

Dividend History

Dividend Payment History

Ex-dividend calendar →
Amount Type Declared Ex-Date Record Pay
$0.0400 Q Regular N/A Sep 30, 2026 Sep 30, 2026 Dec 15, 2026
$0.0401 Q Regular N/A Sep 29, 2026 Sep 30, 2026 Dec 15, 2026
$0.0290 Q Regular N/A Jun 30, 2026 Jun 30, 2026 Sep 16, 2026
$23.0000 Q Special N/A Jun 29, 2026 Jun 30, 2026 Sep 02, 2026
$0.0390 I Regular Mar 04, 2026 Mar 31, 2026 Mar 31, 2026 Jun 26, 2026
$0.0347 Q Regular Dec 11, 2025 Dec 31, 2025 Dec 31, 2025 Mar 24, 2026
$0.0354 M Regular Sep 08, 2025 Sep 30, 2025 Sep 30, 2025 Dec 30, 2025
$0.0369 Q Regular Jun 04, 2025 Jun 30, 2025 Jun 30, 2025 Sep 17, 2025
$0.0380 I Regular Mar 05, 2025 Mar 31, 2025 Mar 31, 2025 Jul 10, 2025
$0.0320 Q Regular Dec 06, 2024 Dec 31, 2024 Dec 31, 2024 Apr 01, 2025
$0.0308 Q Regular Sep 12, 2024 Sep 30, 2024 Sep 30, 2024 Dec 30, 2024
$0.0335 S Regular Jun 11, 2024 Jun 28, 2024 Jun 28, 2024 Oct 02, 2024
$0.0577 Q Regular N/A Dec 28, 2023 Dec 31, 2023 N/A
$0.0671 Q Regular Sep 11, 2023 Sep 29, 2023 Sep 29, 2023 Dec 29, 2023
$0.0671 Q Regular Sep 11, 2023 Sep 28, 2023 Sep 29, 2023 Dec 29, 2023
$0.0643 Q Regular Jun 02, 2023 Jun 30, 2023 Jun 30, 2023 Oct 02, 2023
$0.0643 Q Regular Jun 02, 2023 Jun 29, 2023 Jun 30, 2023 Oct 02, 2023
$0.0695 Q Regular Feb 24, 2023 Mar 31, 2023 Mar 31, 2023 Jul 10, 2023
$0.0695 Q Regular Feb 24, 2023 Mar 30, 2023 Mar 31, 2023 Jul 10, 2023
$0.0705 Q Regular Dec 06, 2022 Dec 30, 2022 Dec 30, 2022 Mar 27, 2023
$0.0705 Q Regular Dec 06, 2022 Dec 29, 2022 Dec 30, 2022 Mar 27, 2023
$0.0694 Q Regular Aug 23, 2022 Sep 30, 2022 Sep 30, 2022 Dec 29, 2022
$0.0694 Q Regular Aug 23, 2022 Sep 29, 2022 Sep 30, 2022 Dec 29, 2022
$0.0661 Q Regular Jun 13, 2022 Jun 30, 2022 Jun 30, 2022 Sep 30, 2022
$0.0661 Q Regular Jun 13, 2022 Jun 29, 2022 Jun 30, 2022 Sep 30, 2022
$0.0829 Q Regular N/A Mar 30, 2022 Mar 30, 2022 Jul 07, 2022
$0.0829 Q Regular N/A Mar 29, 2022 Mar 30, 2022 Jul 07, 2022
$0.0847 Q Regular N/A Dec 30, 2021 Dec 30, 2021 Mar 29, 2022
$0.0847 Q Regular N/A Dec 29, 2021 Dec 30, 2021 Mar 29, 2022
$0.0703 Q Regular Sep 02, 2021 Sep 29, 2021 Sep 30, 2021 Dec 29, 2021
$0.0732 Q Regular N/A Jun 29, 2021 Jun 29, 2021 Sep 30, 2021
$0.0732 Q Regular N/A Jun 28, 2021 Jun 29, 2021 Sep 30, 2021
$0.0767 Q Regular N/A Mar 30, 2021 Mar 30, 2021 Jul 12, 2021
$0.0767 Q Regular N/A Mar 29, 2021 Mar 30, 2021 Jul 12, 2021
$0.0687 Q Regular Dec 31, 2020 Dec 29, 2020 Dec 30, 2020 Mar 30, 2021
$0.0580 Q Regular N/A Sep 28, 2020 Sep 29, 2020 Dec 29, 2020
$0.0711 Q Regular N/A Jun 26, 2020 Jun 29, 2020 Sep 30, 2020
$0.0743 Q Regular N/A Mar 30, 2020 Mar 31, 2020 Mar 30, 2020
$0.0920 Q Regular N/A Dec 30, 2019 Dec 30, 2019 Mar 31, 2020
$0.0920 Q Regular N/A Dec 27, 2019 Dec 30, 2019 Mar 31, 2020
$0.0889 Q Regular N/A Sep 27, 2019 Sep 27, 2019 Dec 31, 2019
$0.0889 Q Regular N/A Sep 26, 2019 Sep 27, 2019 Dec 31, 2019
$0.0860 Q Regular N/A Jun 27, 2019 Jun 28, 2019 Oct 01, 2019
$0.0883 Q Regular N/A Jun 26, 2019 Jun 30, 2019 Oct 01, 2019
$0.0660 Q Regular N/A Mar 28, 2019 Mar 29, 2019 Jul 10, 2019
$0.0897 Q Regular Dec 04, 2018 Dec 27, 2018 Dec 28, 2018 Mar 29, 2019
$0.0885 Q Regular Sep 06, 2018 Sep 27, 2018 Sep 28, 2018 Dec 31, 2018
$0.0891 Q Regular Jun 07, 2018 Jun 28, 2018 Jun 29, 2018 Oct 03, 2018
$0.0891 Q Regular Jun 07, 2018 Jun 27, 2018 Jun 29, 2018 Oct 03, 2018
$0.1224 Q Regular Mar 05, 2018 Mar 28, 2018 Mar 29, 2018 Jul 13, 2018
$0.1224 Q Regular Mar 05, 2018 Mar 27, 2018 Mar 29, 2018 Jul 13, 2018
$0.1179 Q Regular Dec 06, 2017 Dec 28, 2017 Dec 29, 2017 Mar 30, 2018
$0.7099 Q Regular Sep 13, 2017 Sep 28, 2017 Sep 29, 2017 Jan 02, 2018
$0.7099 Q Regular Sep 13, 2017 Sep 27, 2017 Sep 29, 2017 Jan 02, 2018
$0.7215 Q Regular Jun 05, 2017 Jun 27, 2017 Jun 29, 2017 Oct 02, 2017
$1.0161 Q Regular Mar 02, 2017 Mar 29, 2017 Mar 30, 2017 Jul 13, 2017
$1.0161 Q Regular Mar 02, 2017 Mar 28, 2017 Mar 30, 2017 Jul 13, 2017
$0.8719 Q Regular Dec 19, 2016 Dec 29, 2016 Dec 30, 2016 Mar 30, 2017
$0.8719 Q Regular Dec 19, 2016 Dec 28, 2016 Dec 30, 2016 Mar 30, 2017
$0.6774 Q Regular Sep 12, 2016 Sep 28, 2016 Sep 29, 2016 Dec 30, 2016
$0.6774 Q Regular Sep 12, 2016 Sep 27, 2016 Sep 29, 2016 Dec 30, 2016
$0.7837 Q Regular N/A Jun 28, 2016 Jun 29, 2016 Sep 30, 2016
$0.7837 Q Regular N/A Jun 27, 2016 Jun 29, 2016 Sep 30, 2016
$1.0903 Q Regular Mar 03, 2016 Mar 29, 2016 Mar 30, 2016 Jul 15, 2016
$1.0903 Q Regular Mar 03, 2016 Mar 28, 2016 Mar 30, 2016 Jul 15, 2016
$0.8868 Q Regular N/A Dec 29, 2015 Dec 30, 2015 Apr 01, 2016
$0.8868 Q Regular N/A Dec 28, 2015 Dec 30, 2015 Apr 01, 2016
$0.6587 Q Regular N/A Sep 28, 2015 Sep 29, 2015 Dec 30, 2015
$0.6587 Q Regular N/A Sep 25, 2015 Sep 29, 2015 Dec 30, 2015
$0.6657 Q Regular N/A Jun 28, 2015 Jun 29, 2015 Sep 30, 2015
$0.6657 Q Regular N/A Jun 25, 2015 Jun 29, 2015 Sep 30, 2015
$0.8001 Q Regular N/A Mar 29, 2015 Mar 30, 2015 Jul 17, 2015
$0.8001 Q Regular N/A Mar 26, 2015 Mar 30, 2015 Jul 17, 2015
$0.6599 Q Regular N/A Dec 29, 2014 Dec 30, 2014 Mar 31, 2015
$0.6599 Q Regular N/A Dec 26, 2014 Dec 30, 2014 Mar 31, 2015
$0.5072 Q Regular N/A Sep 28, 2014 Sep 29, 2014 Dec 26, 2014
$0.5072 Q Regular N/A Sep 25, 2014 Sep 29, 2014 Dec 26, 2014
$0.5598 Q Regular N/A Jun 26, 2014 Jun 27, 2014 Oct 02, 2014
$0.5598 Q Regular N/A Jun 25, 2014 Jun 27, 2014 Oct 02, 2014
$0.8871 Q Regular N/A Mar 27, 2014 Mar 28, 2014 Jul 15, 2014
$0.8871 Q Regular N/A Mar 26, 2014 Mar 28, 2014 Jul 15, 2014
$0.7859 Q Regular N/A Dec 29, 2013 Dec 30, 2013 Apr 17, 2014
$0.7859 Q Regular N/A Dec 26, 2013 Dec 30, 2013 Apr 17, 2014
$0.5822 Q Regular N/A Sep 26, 2013 Sep 27, 2013 Dec 27, 2013
$0.5822 Q Regular N/A Sep 25, 2013 Sep 27, 2013 Dec 27, 2013
$0.6044 Q Regular N/A Jun 26, 2013 Jun 27, 2013 Oct 03, 2013
$0.6044 Q Regular N/A Jun 25, 2013 Jun 27, 2013 Oct 03, 2013

Peer Comparison

Selected Banks - Regional dividend payers we cover, strongest DividendRank first — for context, not a recommendation.

TickerNameYield5-Yr GrowthStreakRank
FCNCB First Citizens BancShares, Inc. 0.50% 36.6% 9 yrs 89
PB Prosperity Bancshares, Inc. 3.60% 4.6% 24 yrs 86
CBSH Commerce Bancshares, Inc. 2.00% 5.1% 35 yrs 85
NECB Northeast Community Bancorp, Inc. 3.49% 44.3% 2 yrs 84

AOZOY dividend — frequently asked questions

Does Aozora Bank, Ltd. pay a dividend?

Yes. Aozora Bank, Ltd. (AOZOY) currently pays a dividend. The annualized dividend is about $0.14 per share, a yield of approximately 2.85%.

What is Aozora Bank, Ltd.'s dividend yield?

Aozora Bank, Ltd.'s dividend yield is approximately 2.85%, based on the most recent regular payment annualized against the current share price. Yields move as the share price changes.

How often does Aozora Bank, Ltd. pay dividends?

Aozora Bank, Ltd. pays dividends quarterly — 4 times per year.

How long has Aozora Bank, Ltd. paid dividends?

Aozora Bank, Ltd. has 13 years of dividend payments on record.

Data updated Oct 29, 2026. This research page is generated from Dividendly's structured market and dividend dataset using the approach described on our methodology and data sources pages. Data is automatically validated using defined rules and may also be periodically reviewed. Research only, not investment advice. Spotted a data error? Report it.