AOZOY Aozora Bank, Ltd. — dividend yield, history & ex-dividend dates
Aozora Bank, Ltd., along with its affiliated entities, delivers a comprehensive suite of banking and financial services to clients both within Japan and across the globe. The bank's operations are organized into distinct divisions: Retail Banking, Institutional Banking, Allied Banking, Specialty Finance, International Finance, and Financial Markets. Its deposit offerings encompass standard options like checking and savings accounts, time deposits, and deposits-at-notice, alongside specialized accounts for non-residents and negotiable certificates of deposit, including those denominated in foreign currencies. Aozora Bank extends a variety of credit facilities, from traditional loans (secured by deeds or notes) and overdrafts, to a wide spectrum of corporate financing solutions. These include funding for mergers and acquisitions (M&A), project financing, equity-based loans, sustainable finance, leveraged buyout (LBO) arrangements, structured finance, real estate funding, and support for business recovery. It also facilitates syndicated loans and discounts promissory notes. The bank engages in securities investments, acquiring public, municipal, and corporate bonds, as well as various equity and other investment instruments. Beyond core banking, Aozora provides domestic and international foreign exchange services, along with bond consignment. Its extensive array of other services includes liability guarantees, securities lending, public bond underwriting, agency functions, custody services, financial instrument intermediation, and securitization. The bank further offers advisory expertise in areas such as M&A, business succession planning, business expansion strategies, and equity/debt funding. Additionally, it engages in the over-the-counter distribution of investment trusts and insurance products, administers trust services for secured corporate bonds, and executes derivative transactions covering interest rates, currencies, and other financial instruments. As of March 31, 2021, Aozora Bank maintained a network of 19 branches. The institution, incorporated in 1957, was previously named Nippon Fudosan Bank, Limited before adopting its current name, Aozora Bank, Ltd., in 2001. Its corporate headquarters are situated in Tokyo, Japan.
Dividend Snapshot
Research Scores
Scores describe this security's published financial data on a 0–100 scale using the formulas on our methodology pages. They are the same for every reader, are not a probability or a forecast, and are not a recommendation. Past dividend growth does not guarantee future increases. Report a data error.
Not Rated
How the Dividend Safety Score is built for AOZOY
| Input | Value | Points | Weight |
|---|---|---|---|
| Dividend record | 2 years of uninterrupted regular payments; suspension Mar 28, 2024, within 3 years: capped at 10 | 10 | 25% |
| Earnings stability | Net income positive in 4 of the last 5 fiscal years (FY2022–FY2026) | 70 | 15% |
| Earnings payout ratio | Earnings payout ratio 47% (FY2026) | 79 | 30% |
| Equity / assets | Equity / assets 5.8% (balance sheet Jun 30, 2026) | 27 | 20% |
| Return on assets | Return on assets 0.33% (FY2026; average total assets) | 25 | 10% |
Inputs that are not available are left out and the remaining weights are scaled up. Profile: bank. Formula version 2026-10-19.4.
How the Dividend Growth Score is built for AOZOY
| Input | Value | Points | Weight |
|---|---|---|---|
| 5-year dividend growth | 5-year dividend CAGR -11.8% (2020–2025) | 0 | 25% |
| Consecutive annual increases | N/A (not used) | N/A | 20% |
| Payout headroom | Headroom from the earnings payout ratio 47% (FY2026) | 75 | 20% |
| Earnings per share growth (3 years) | EPS CAGR 38.5% (FY2023–FY2026) | 100 | 15% |
| 10-year dividend growth | 10-year dividend CAGR -9.1% (2015–2025) | 0 | 10% |
Inputs that are not available are left out and the remaining weights are scaled up. Profile: bank. Formula version 2026-10-19.4.
Key Metrics
Current Yield
2.85%
At the Oct 29, 2026 price
The annual dividend as a percentage of the share price. A 3% yield is about $3 of dividends a year for every $100 invested at today's price.Annualized Dividend
$0.1427
The latest declared regular dividend scaled to a full year by how often it's paid (for semi-annual payers, the latest two payments), adjusted for stock splits. A $0.25 quarterly dividend annualizes to $1.00. Special dividends are excluded.Frequency
Q Quarterly
How often the dividend is paid, read from the dates of recent payments: Q = quarterly (4x a year), M = monthly, S = semi-annual, A = annual.RSI (14)
36
As of Oct 29, 2026
Relative Strength Index (0-100), a price-momentum gauge. Above 70 is often called 'overbought', below 30 'oversold'. A technical signal, not a dividend metric.52-Week Range
$3.65 – $5.68
Closes through Oct 23, 2026
The lowest and highest price over the past year, showing where today's price sits in its recent range.Payout Ratio (FY2026)
47.37%
Fiscal year to Mar 31, 2026
The share of earnings paid out as dividends over the trailing twelve months (TTM): dividends paid divided by net income across the company's four most recent reported quarters, dated by the latest quarter end. A fiscal-year tag such as FY2025 means only annual figures were available. Lower leaves more cushion; above 100% means paying out more than the company earned. It shows n/a for funds and when net income over the period was negative; for REITs and BDCs it is marked EPS-based, since they are judged on FFO/AFFO or net investment income instead.Years Paying
13
How many years of payments we have on record. This can understate very long histories where our data doesn't reach far enough back.Price / Book (FY2026)
0.79
At fiscal year-end, Mar 31, 2026
Price-to-book ratio: the share price on the date shown divided by the latest reported book value per share. A rough valuation gauge, most useful for asset-heavy sectors like REITs, banks and insurers.S.A.F.E. Dividend Read
Quote & Key Data
Dividend Growth
Why the Yield Moved (90 Days)
AOZOY's dividend yield fell from 2.91% to 2.85% over the past ~90 days (-0.05 pp). Of that move, +0.09 pp came from changes in the dividend rate and -0.15 pp from the share price ($4.75 on Aug 03, 2026 → $5.00 on Oct 29, 2026). A yield that rises because the price fell is not an improvement in the payout itself.
Yield vs Its Own History
Across 272 daily observations over the past 13 months (through Oct 23, 2026), AOZOY's current yield is higher than approximately 0% of them. Our stored price history for AOZOY covers the past 13 months; 3- and 5-year averages are not yet computable from it and are deliberately not shown.
Adjusted Price History
Dividend History
Dividend Payment History
Ex-dividend calendar →| Amount | Type | Declared | Ex-Date | Record | Pay |
|---|---|---|---|---|---|
| $0.0400 Q | Regular | N/A | Sep 30, 2026 | Sep 30, 2026 | Dec 15, 2026 |
| $0.0401 Q | Regular | N/A | Sep 29, 2026 | Sep 30, 2026 | Dec 15, 2026 |
| $0.0290 Q | Regular | N/A | Jun 30, 2026 | Jun 30, 2026 | Sep 16, 2026 |
| $23.0000 Q | Special | N/A | Jun 29, 2026 | Jun 30, 2026 | Sep 02, 2026 |
| $0.0390 I | Regular | Mar 04, 2026 | Mar 31, 2026 | Mar 31, 2026 | Jun 26, 2026 |
| $0.0347 Q | Regular | Dec 11, 2025 | Dec 31, 2025 | Dec 31, 2025 | Mar 24, 2026 |
| $0.0354 M | Regular | Sep 08, 2025 | Sep 30, 2025 | Sep 30, 2025 | Dec 30, 2025 |
| $0.0369 Q | Regular | Jun 04, 2025 | Jun 30, 2025 | Jun 30, 2025 | Sep 17, 2025 |
| $0.0380 I | Regular | Mar 05, 2025 | Mar 31, 2025 | Mar 31, 2025 | Jul 10, 2025 |
| $0.0320 Q | Regular | Dec 06, 2024 | Dec 31, 2024 | Dec 31, 2024 | Apr 01, 2025 |
| $0.0308 Q | Regular | Sep 12, 2024 | Sep 30, 2024 | Sep 30, 2024 | Dec 30, 2024 |
| $0.0335 S | Regular | Jun 11, 2024 | Jun 28, 2024 | Jun 28, 2024 | Oct 02, 2024 |
| $0.0577 Q | Regular | N/A | Dec 28, 2023 | Dec 31, 2023 | N/A |
| $0.0671 Q | Regular | Sep 11, 2023 | Sep 29, 2023 | Sep 29, 2023 | Dec 29, 2023 |
| $0.0671 Q | Regular | Sep 11, 2023 | Sep 28, 2023 | Sep 29, 2023 | Dec 29, 2023 |
| $0.0643 Q | Regular | Jun 02, 2023 | Jun 30, 2023 | Jun 30, 2023 | Oct 02, 2023 |
| $0.0643 Q | Regular | Jun 02, 2023 | Jun 29, 2023 | Jun 30, 2023 | Oct 02, 2023 |
| $0.0695 Q | Regular | Feb 24, 2023 | Mar 31, 2023 | Mar 31, 2023 | Jul 10, 2023 |
| $0.0695 Q | Regular | Feb 24, 2023 | Mar 30, 2023 | Mar 31, 2023 | Jul 10, 2023 |
| $0.0705 Q | Regular | Dec 06, 2022 | Dec 30, 2022 | Dec 30, 2022 | Mar 27, 2023 |
| $0.0705 Q | Regular | Dec 06, 2022 | Dec 29, 2022 | Dec 30, 2022 | Mar 27, 2023 |
| $0.0694 Q | Regular | Aug 23, 2022 | Sep 30, 2022 | Sep 30, 2022 | Dec 29, 2022 |
| $0.0694 Q | Regular | Aug 23, 2022 | Sep 29, 2022 | Sep 30, 2022 | Dec 29, 2022 |
| $0.0661 Q | Regular | Jun 13, 2022 | Jun 30, 2022 | Jun 30, 2022 | Sep 30, 2022 |
| $0.0661 Q | Regular | Jun 13, 2022 | Jun 29, 2022 | Jun 30, 2022 | Sep 30, 2022 |
| $0.0829 Q | Regular | N/A | Mar 30, 2022 | Mar 30, 2022 | Jul 07, 2022 |
| $0.0829 Q | Regular | N/A | Mar 29, 2022 | Mar 30, 2022 | Jul 07, 2022 |
| $0.0847 Q | Regular | N/A | Dec 30, 2021 | Dec 30, 2021 | Mar 29, 2022 |
| $0.0847 Q | Regular | N/A | Dec 29, 2021 | Dec 30, 2021 | Mar 29, 2022 |
| $0.0703 Q | Regular | Sep 02, 2021 | Sep 29, 2021 | Sep 30, 2021 | Dec 29, 2021 |
| $0.0732 Q | Regular | N/A | Jun 29, 2021 | Jun 29, 2021 | Sep 30, 2021 |
| $0.0732 Q | Regular | N/A | Jun 28, 2021 | Jun 29, 2021 | Sep 30, 2021 |
| $0.0767 Q | Regular | N/A | Mar 30, 2021 | Mar 30, 2021 | Jul 12, 2021 |
| $0.0767 Q | Regular | N/A | Mar 29, 2021 | Mar 30, 2021 | Jul 12, 2021 |
| $0.0687 Q | Regular | Dec 31, 2020 | Dec 29, 2020 | Dec 30, 2020 | Mar 30, 2021 |
| $0.0580 Q | Regular | N/A | Sep 28, 2020 | Sep 29, 2020 | Dec 29, 2020 |
| $0.0711 Q | Regular | N/A | Jun 26, 2020 | Jun 29, 2020 | Sep 30, 2020 |
| $0.0743 Q | Regular | N/A | Mar 30, 2020 | Mar 31, 2020 | Mar 30, 2020 |
| $0.0920 Q | Regular | N/A | Dec 30, 2019 | Dec 30, 2019 | Mar 31, 2020 |
| $0.0920 Q | Regular | N/A | Dec 27, 2019 | Dec 30, 2019 | Mar 31, 2020 |
| $0.0889 Q | Regular | N/A | Sep 27, 2019 | Sep 27, 2019 | Dec 31, 2019 |
| $0.0889 Q | Regular | N/A | Sep 26, 2019 | Sep 27, 2019 | Dec 31, 2019 |
| $0.0860 Q | Regular | N/A | Jun 27, 2019 | Jun 28, 2019 | Oct 01, 2019 |
| $0.0883 Q | Regular | N/A | Jun 26, 2019 | Jun 30, 2019 | Oct 01, 2019 |
| $0.0660 Q | Regular | N/A | Mar 28, 2019 | Mar 29, 2019 | Jul 10, 2019 |
| $0.0897 Q | Regular | Dec 04, 2018 | Dec 27, 2018 | Dec 28, 2018 | Mar 29, 2019 |
| $0.0885 Q | Regular | Sep 06, 2018 | Sep 27, 2018 | Sep 28, 2018 | Dec 31, 2018 |
| $0.0891 Q | Regular | Jun 07, 2018 | Jun 28, 2018 | Jun 29, 2018 | Oct 03, 2018 |
| $0.0891 Q | Regular | Jun 07, 2018 | Jun 27, 2018 | Jun 29, 2018 | Oct 03, 2018 |
| $0.1224 Q | Regular | Mar 05, 2018 | Mar 28, 2018 | Mar 29, 2018 | Jul 13, 2018 |
| $0.1224 Q | Regular | Mar 05, 2018 | Mar 27, 2018 | Mar 29, 2018 | Jul 13, 2018 |
| $0.1179 Q | Regular | Dec 06, 2017 | Dec 28, 2017 | Dec 29, 2017 | Mar 30, 2018 |
| $0.7099 Q | Regular | Sep 13, 2017 | Sep 28, 2017 | Sep 29, 2017 | Jan 02, 2018 |
| $0.7099 Q | Regular | Sep 13, 2017 | Sep 27, 2017 | Sep 29, 2017 | Jan 02, 2018 |
| $0.7215 Q | Regular | Jun 05, 2017 | Jun 27, 2017 | Jun 29, 2017 | Oct 02, 2017 |
| $1.0161 Q | Regular | Mar 02, 2017 | Mar 29, 2017 | Mar 30, 2017 | Jul 13, 2017 |
| $1.0161 Q | Regular | Mar 02, 2017 | Mar 28, 2017 | Mar 30, 2017 | Jul 13, 2017 |
| $0.8719 Q | Regular | Dec 19, 2016 | Dec 29, 2016 | Dec 30, 2016 | Mar 30, 2017 |
| $0.8719 Q | Regular | Dec 19, 2016 | Dec 28, 2016 | Dec 30, 2016 | Mar 30, 2017 |
| $0.6774 Q | Regular | Sep 12, 2016 | Sep 28, 2016 | Sep 29, 2016 | Dec 30, 2016 |
| $0.6774 Q | Regular | Sep 12, 2016 | Sep 27, 2016 | Sep 29, 2016 | Dec 30, 2016 |
| $0.7837 Q | Regular | N/A | Jun 28, 2016 | Jun 29, 2016 | Sep 30, 2016 |
| $0.7837 Q | Regular | N/A | Jun 27, 2016 | Jun 29, 2016 | Sep 30, 2016 |
| $1.0903 Q | Regular | Mar 03, 2016 | Mar 29, 2016 | Mar 30, 2016 | Jul 15, 2016 |
| $1.0903 Q | Regular | Mar 03, 2016 | Mar 28, 2016 | Mar 30, 2016 | Jul 15, 2016 |
| $0.8868 Q | Regular | N/A | Dec 29, 2015 | Dec 30, 2015 | Apr 01, 2016 |
| $0.8868 Q | Regular | N/A | Dec 28, 2015 | Dec 30, 2015 | Apr 01, 2016 |
| $0.6587 Q | Regular | N/A | Sep 28, 2015 | Sep 29, 2015 | Dec 30, 2015 |
| $0.6587 Q | Regular | N/A | Sep 25, 2015 | Sep 29, 2015 | Dec 30, 2015 |
| $0.6657 Q | Regular | N/A | Jun 28, 2015 | Jun 29, 2015 | Sep 30, 2015 |
| $0.6657 Q | Regular | N/A | Jun 25, 2015 | Jun 29, 2015 | Sep 30, 2015 |
| $0.8001 Q | Regular | N/A | Mar 29, 2015 | Mar 30, 2015 | Jul 17, 2015 |
| $0.8001 Q | Regular | N/A | Mar 26, 2015 | Mar 30, 2015 | Jul 17, 2015 |
| $0.6599 Q | Regular | N/A | Dec 29, 2014 | Dec 30, 2014 | Mar 31, 2015 |
| $0.6599 Q | Regular | N/A | Dec 26, 2014 | Dec 30, 2014 | Mar 31, 2015 |
| $0.5072 Q | Regular | N/A | Sep 28, 2014 | Sep 29, 2014 | Dec 26, 2014 |
| $0.5072 Q | Regular | N/A | Sep 25, 2014 | Sep 29, 2014 | Dec 26, 2014 |
| $0.5598 Q | Regular | N/A | Jun 26, 2014 | Jun 27, 2014 | Oct 02, 2014 |
| $0.5598 Q | Regular | N/A | Jun 25, 2014 | Jun 27, 2014 | Oct 02, 2014 |
| $0.8871 Q | Regular | N/A | Mar 27, 2014 | Mar 28, 2014 | Jul 15, 2014 |
| $0.8871 Q | Regular | N/A | Mar 26, 2014 | Mar 28, 2014 | Jul 15, 2014 |
| $0.7859 Q | Regular | N/A | Dec 29, 2013 | Dec 30, 2013 | Apr 17, 2014 |
| $0.7859 Q | Regular | N/A | Dec 26, 2013 | Dec 30, 2013 | Apr 17, 2014 |
| $0.5822 Q | Regular | N/A | Sep 26, 2013 | Sep 27, 2013 | Dec 27, 2013 |
| $0.5822 Q | Regular | N/A | Sep 25, 2013 | Sep 27, 2013 | Dec 27, 2013 |
| $0.6044 Q | Regular | N/A | Jun 26, 2013 | Jun 27, 2013 | Oct 03, 2013 |
| $0.6044 Q | Regular | N/A | Jun 25, 2013 | Jun 27, 2013 | Oct 03, 2013 |
Peer Comparison
Selected Banks - Regional dividend payers we cover, strongest DividendRank first — for context, not a recommendation.
| Ticker | Name | Yield | 5-Yr Growth | Streak | Rank |
|---|---|---|---|---|---|
| FCNCB | First Citizens BancShares, Inc. | 0.50% | 36.6% | 9 yrs | 89 |
| PB | Prosperity Bancshares, Inc. | 3.60% | 4.6% | 24 yrs | 86 |
| CBSH | Commerce Bancshares, Inc. | 2.00% | 5.1% | 35 yrs | 85 |
| NECB | Northeast Community Bancorp, Inc. | 3.49% | 44.3% | 2 yrs | 84 |
Related Guides & Lists
AOZOY dividend — frequently asked questions
Does Aozora Bank, Ltd. pay a dividend?
Yes. Aozora Bank, Ltd. (AOZOY) currently pays a dividend. The annualized dividend is about $0.14 per share, a yield of approximately 2.85%.
What is Aozora Bank, Ltd.'s dividend yield?
Aozora Bank, Ltd.'s dividend yield is approximately 2.85%, based on the most recent regular payment annualized against the current share price. Yields move as the share price changes.
How often does Aozora Bank, Ltd. pay dividends?
Aozora Bank, Ltd. pays dividends quarterly — 4 times per year.
How long has Aozora Bank, Ltd. paid dividends?
Aozora Bank, Ltd. has 13 years of dividend payments on record.
Data updated Oct 29, 2026. This research page is generated from Dividendly's structured market and dividend dataset using the approach described on our methodology and data sources pages. Data is automatically validated using defined rules and may also be periodically reviewed. Research only, not investment advice. Spotted a data error? Report it.