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RC Ready Capital Corporation — dividend yield, history & ex-dividend dates

NYSE· Quarterly dividend· Common Stock · Real Estate / REIT - Mortgage

$1.18 ▲ $0.01(0.85%) as of Oct 29, 2026 06:20 UTC
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Ready Capital Corporation is a U.S.-based entity primarily engaged in the real estate finance sector. Its business activities encompass the procurement, generation, administration, servicing, and funding of various loan types, including commercial loans of small to moderate value (SBC loans), those guaranteed by the Small Business Administration (SBA loans), and residential mortgages. Additionally, it deals in mortgage-backed securities, predominantly supported by SBC loans or other property-linked financial instruments. The organization conducts its operations through three distinct divisions: SBC Lending and Acquisitions: This division, leveraging its subsidiary ReadyCap Commercial, LLC, creates SBC loans. These loans are typically collateralized by investor properties, whether stable or undergoing transition, and are sourced via multiple origination avenues. Small Business Lending: Operating through ReadyCap Lending, LLC, this segment focuses on the acquisition, generation, and servicing of owner-occupied loans. These are secured by guarantees from the SBA, specifically under its Section 7(a) Program. Residential Mortgage Banking: Via its subsidiary GMFS, LLC, this division is responsible for initiating residential mortgage loans. For federal income tax considerations, the company holds the designation of a real estate investment trust (REIT). Consequently, it typically avoids federal corporate income taxation, provided it disburses a minimum of 90% of its taxable earnings to its shareholders. Historically, the firm operated as Sutherland Asset Management Corporation before adopting the name Ready Capital Corporation in September 2018. Established in 2007, its main office is situated in New York City, New York.

Dividend Snapshot

StatusReduced
Last Dividend$0.0100Pays Oct 30, 2026
Forward Annual$0.04From the $0.0100 dividend declared Sep 15, 2026
FrequencyQuarterly
Last Ex-DateSep 30, 2026The most recent ex-dividend date that has already passed.
1-Yr Growth-65.0%Annual totals, 2024–2025
10-Yr Growth-13.3%Annual totals, 2015–2025

Research Scores

Scores describe this security's published financial data on a 0–100 scale using the formulas on our methodology pages. They are the same for every reader, are not a probability or a forecast, and are not a recommendation. Past dividend growth does not guarantee future increases. Report a data error.

Dividend Safety Score

6/100

Very weak indicators

Complete data

Dividend Growth Score

14/100

Very weak growth record

Most data available

Dividend Value Score

1/100

Well above own historical valuation

Partial data

DividendRank

7/100

Bottom fifth of the scale

Most data available

How the Dividend Safety Score is built for RC
InputValuePointsWeight
Operating cash flow payout ratioOperating cash flow negative (FY2025) 0 35%
Net debt / EBITDANet debt / EBITDA 26.7x (FY2025) 0 20%
Interest coverageInterest coverage, EBITDA basis 0.4x (FY2025) 0 15%
Dividend record13 years of uninterrupted regular payments; last cut Dec 31, 2025 (-92.0%), within 3 years: capped at 25 25 20%
Operating cash flow stabilityOperating cash flow positive in 2 of the last 5 fiscal years (FY2021–FY2025) 15 10%

Inputs that are not available are left out and the remaining weights are scaled up. Profile: real estate investment trust. Formula version 2026-10-19.4.

How the Dividend Growth Score is built for RC
InputValuePointsWeight
5-year dividend growth5-year dividend CAGR -21.6% (2020–2025) 0 25%
Consecutive annual increases0 consecutive annual increases (through 2025) 10 20%
Payout headroomOperating cash flow negative (FY2025): no headroom 0 20%
Operating cash flow per share growth (3 years)N/A (not used) N/A 15%
Revenue growth (3 years)Revenue CAGR 9.2% (FY2022–FY2025) 100 10%
10-year dividend growth10-year dividend CAGR -13.3% (2015–2025) 0 10%

Inputs that are not available are left out and the remaining weights are scaled up. Profile: real estate investment trust. Formula version 2026-10-19.4.

How the Dividend Value Score is built for RC
InputValuePointsWeight
Yield vs own historyCurrent yield at the 1st percentile of its 120 month-end yields 1 40%
P/OCF vs own 5-year medianN/A (not used) N/A 25%
Operating cash flow yieldOperating cash flow yield -104.4% (FY2025) 0 20%
P/OCF vs peersN/A (not used) N/A 15%

Inputs that are not available are left out and the remaining weights are scaled up. Profile: real estate investment trust. Formula version 2026-10-19.4.

Key Metrics

Current Yield

3.39%

At the Oct 29, 2026 price

The annual dividend as a percentage of the share price. A 3% yield is about $3 of dividends a year for every $100 invested at today's price.

Annualized Dividend

$0.0400

Declared Sep 15, 2026

The latest declared regular dividend scaled to a full year by how often it's paid (for semi-annual payers, the latest two payments), adjusted for stock splits. A $0.25 quarterly dividend annualizes to $1.00. Special dividends are excluded.

Frequency

Q Quarterly

How often the dividend is paid, read from the dates of recent payments: Q = quarterly (4x a year), M = monthly, S = semi-annual, A = annual.

RSI (14)

47

As of Oct 29, 2026

Relative Strength Index (0-100), a price-momentum gauge. Above 70 is often called 'overbought', below 30 'oversold'. A technical signal, not a dividend metric.

52-Week Range

$1.01 – $3.18

Closes through Oct 23, 2026

The lowest and highest price over the past year, showing where today's price sits in its recent range.

Payout Ratio (TTM)

n/a

12 months to Jun 30, 2026 (Q2 FY2026)

The share of earnings paid out as dividends over the trailing twelve months (TTM): dividends paid divided by net income across the company's four most recent reported quarters, dated by the latest quarter end. A fiscal-year tag such as FY2025 means only annual figures were available. Lower leaves more cushion; above 100% means paying out more than the company earned. It shows n/a for funds and when net income over the period was negative; for REITs and BDCs it is marked EPS-based, since they are judged on FFO/AFFO or net investment income instead.

Years Paying

13

How many years of payments we have on record. This can understate very long histories where our data doesn't reach far enough back.

Price / Book (TTM)

0.14

Price as of Oct 25, 2026; latest reported book value

Price-to-book ratio: the share price on the date shown divided by the latest reported book value per share. A rough valuation gauge, most useful for asset-heavy sectors like REITs, banks and insurers.

S.A.F.E. Dividend Read

S.A.F.E. is a set of four checks on a dividend's record and the company's data, the same test used across the screener and our ranked lists. Solid: a Dividend Safety Score of 70+ and a yield of 2%+. Accelerating: at least three consecutive completed calendar years of higher total regular dividends. Flawless: since 1990, no calendar year whose total regular dividend fell more than 20% below the year before, and no suspension. Enduring: at least 20 years between the first and latest dividend in our records. All four met earns the S.A.F.E. flag.
S Solid
Below the Solid check (Dividend Safety Score 70+ and yield 2%+): Dividend Safety Score 6/100, yield 3.39%.
A Accelerating
Dividend growth has stalled — 0 consecutive annual increase(s), under the 3 this check looks for.
F Flawless
A calendar year's regular dividend total fell more than 20% below the year before.
E Enduring
13 year(s) of payments on record, under the 20 this check looks for.

Quote & Key Data

ExchangeNYSEThe stock exchange where the shares trade, such as NYSE or Nasdaq.
Volume1,426,856Oct 23, 2026 sessionHow many shares changed hands in the trading session dated beside this figure, a rough read on trading activity. Daily bars are refreshed on a slower cycle than the quoted price, so this session can be older than the price above.
Open$1.00Oct 23, 2026 sessionThe price at the start of the trading session dated beside this figure, which can be earlier than the session the quoted price comes from.
Day Range$0.98 – $1.07Oct 23, 2026 sessionThe lowest and highest price during the trading session dated beside this figure, which can be earlier than the session the quoted price comes from.
Prev Close$1.01Close of Oct 22, 2026The closing price from the session before the one dated beside these figures.
Market Cap$194.93MAs of Oct 29, 2026The company's total market value (share price times shares outstanding) on the date shown.
Shares Out165.19MImplied by market cap, Oct 29, 2026Shares outstanding implied by the market cap and share price on the date shown.
EPS (TTM)$-3.3812 months to Jun 30, 2026 (Q2 FY2026)Earnings per share over the trailing twelve months (TTM), labeled with the end date of the latest reported quarter and shown in the company's reporting currency. Dividends are paid out of these earnings.
P/E (TTM)-0.3Price as of Oct 25, 2026; earnings to Jun 30, 2026Price-to-earnings ratio: the share price on the date shown divided by trailing-twelve-month earnings per share. A rough gauge of how richly the stock is valued.
Last Ex-DateSep 30, 2026Pays Oct 30, 2026The most recent ex-dividend date that has already passed.
Next Ex-DateN/ANone declared yetThe ex-dividend date of the next payment the company has declared, or that is scheduled when no declaration is on file. Future dates our data provider only projects are not shown.

Dividend Growth

3-Yr Growth (CAGR)-38.6%Annual totals, 2022–2025The dividend's average annual growth rate over the period, compounded.
5-Yr Growth (CAGR)-21.6%Annual totals, 2020–2025The dividend's average annual growth rate over the period, compounded.
Consecutive Increases0 yrsAnnual totals through 2025The number of consecutive years the dividend has increased.

Why the Yield Moved (90 Days)

RC's dividend yield rose from 2.80% to 3.39% over the past ~90 days (+0.59 pp). Of that move, +0.00 pp came from changes in the dividend rate and +0.59 pp from the share price ($1.43 on Jul 31, 2026 → $1.18 on Oct 29, 2026). A yield that rises because the price fell is not an improvement in the payout itself.

Yield vs Its Own History

Current3.39%
1-Yr Average4.69%
Low / High1.65% – 21.46%
Percentile74%

Across 273 daily observations over the past 13 months (through Oct 23, 2026), RC's current yield is higher than approximately 74% of them. Our stored price history for RC covers the past 13 months; 3- and 5-year averages are not yet computable from it and are deliberately not shown.

Adjusted Price History

Dividend History

Dividend Payment History

Ex-dividend calendar →
Amount Type Declared Ex-Date Record Pay
$0.0100 Q Regular Sep 15, 2026 Sep 30, 2026 Sep 30, 2026 Oct 30, 2026
$0.0100 Q Regular Jun 15, 2026 Jun 30, 2026 Jun 30, 2026 Jul 31, 2026
$0.0100 Q Regular Mar 13, 2026 Mar 31, 2026 Mar 31, 2026 Apr 30, 2026
$0.0100 Q Regular Dec 15, 2025 Dec 31, 2025 Dec 31, 2025 Jan 30, 2026
$0.1250 Q Regular Sep 15, 2025 Sep 30, 2025 Sep 30, 2025 Oct 31, 2025
$0.1250 Q Regular Jun 13, 2025 Jun 30, 2025 Jun 30, 2025 Jul 31, 2025
$0.1250 Q Regular Mar 03, 2025 Mar 31, 2025 Mar 31, 2025 Apr 30, 2025
$0.2500 Q Regular Dec 13, 2024 Dec 31, 2024 Dec 31, 2024 Jan 31, 2025
$0.2500 Q Regular Sep 13, 2024 Sep 30, 2024 Sep 30, 2024 Oct 31, 2024
$0.3000 Q Regular Jun 14, 2024 Jun 28, 2024 Jun 28, 2024 Jul 31, 2024
$0.3000 Q Regular Mar 15, 2024 Mar 27, 2024 Mar 28, 2024 Apr 30, 2024
$0.3000 Q Regular Dec 14, 2023 Dec 28, 2023 Dec 29, 2023 Jan 31, 2024
$0.3600 Q Regular Sep 15, 2023 Sep 28, 2023 Sep 29, 2023 Oct 31, 2023
$0.1400 M Regular May 15, 2023 Jun 29, 2023 Jun 30, 2023 Jul 31, 2023
$0.2600 I Special May 15, 2023 May 26, 2023 May 30, 2023 Jun 15, 2023
$0.4000 I Regular Mar 15, 2023 Mar 30, 2023 Mar 31, 2023 Apr 28, 2023
$0.4000 Q Regular Dec 15, 2022 Dec 29, 2022 Dec 30, 2022 Jan 31, 2023
$0.4200 Q Regular Sep 15, 2022 Sep 29, 2022 Sep 30, 2022 Oct 31, 2022
$0.4200 Q Regular Jun 15, 2022 Jun 29, 2022 Jun 30, 2022 Jul 29, 2022
$0.4200 Q Regular Mar 15, 2022 Mar 30, 2022 Mar 31, 2022 Apr 29, 2022
$0.4200 Q Regular Dec 14, 2021 Dec 30, 2021 Dec 31, 2021 Jan 31, 2022
$0.4200 Q Regular Sep 15, 2021 Sep 29, 2021 Sep 30, 2021 Oct 29, 2021
$0.4200 Q Regular Jun 14, 2021 Jun 29, 2021 Jun 30, 2021 Jul 30, 2021
$0.1000 M Special Mar 24, 2021 Apr 01, 2021 Apr 05, 2021 Apr 30, 2021
$0.3000 Q Regular Mar 01, 2021 Mar 12, 2021 Mar 15, 2021 Mar 18, 2021
$0.3500 Q Regular Dec 14, 2020 Dec 30, 2020 Dec 31, 2020 Jan 29, 2021
$0.3000 Q Regular Sep 15, 2020 Sep 29, 2020 Sep 30, 2020 Oct 30, 2020
$0.2500 Q Regular Jun 15, 2020 Jun 29, 2020 Jun 30, 2020 Jul 31, 2020
$0.4000 Q Regular Mar 11, 2020 Mar 30, 2020 Mar 31, 2020 Apr 30, 2020
$0.4000 Q Regular Dec 11, 2019 Dec 30, 2019 Dec 31, 2019 Jan 31, 2020
$0.4000 Q Regular Sep 10, 2019 Sep 27, 2019 Sep 30, 2019 Oct 31, 2019
$0.4000 Q Regular Jun 11, 2019 Jun 27, 2019 Jun 28, 2019 Jul 31, 2019
$0.4000 Q Regular Mar 12, 2019 Mar 27, 2019 Mar 28, 2019 Apr 30, 2019
$0.4000 Q Regular Dec 12, 2018 Dec 28, 2018 Dec 31, 2018 Jan 31, 2019
$0.4000 Q Regular Sep 11, 2018 Sep 27, 2018 Sep 28, 2018 Oct 31, 2018
$0.4000 Q Regular Jun 12, 2018 Jun 28, 2018 Jun 29, 2018 Jul 31, 2018
$0.3700 Q Regular Mar 14, 2018 Mar 28, 2018 Mar 30, 2018 Apr 30, 2018
$0.3700 Q Regular Dec 13, 2017 Dec 28, 2017 Dec 29, 2017 Jan 31, 2018
$0.3700 Q Regular Sep 13, 2017 Sep 28, 2017 Sep 29, 2017 Oct 20, 2017
$0.3700 Q Regular Jun 15, 2017 Jun 28, 2017 Jun 30, 2017 Jul 31, 2017
$0.3700 Q Regular Mar 07, 2017 Mar 29, 2017 Mar 31, 2017 Apr 14, 2017
$0.3500 Q Regular Dec 21, 2016 Dec 28, 2016 Dec 30, 2016 Jan 27, 2017
$0.4000 Q Regular Sep 12, 2016 Sep 28, 2016 Sep 30, 2016 Oct 17, 2016
$0.4000 Q Regular Jun 16, 2016 Jun 28, 2016 Jun 30, 2016 Jul 15, 2016
$0.4000 Q Regular Mar 17, 2016 Mar 29, 2016 Mar 31, 2016 Apr 15, 2016
$0.4000 Q Regular Dec 17, 2015 Dec 29, 2015 Dec 31, 2015 Jan 15, 2016
$0.4000 Q Regular Sep 17, 2015 Sep 28, 2015 Sep 30, 2015 Oct 15, 2015
$0.4000 Q Regular Jun 19, 2015 Jun 26, 2015 Jun 30, 2015 Jul 15, 2015
$0.4000 Q Regular Mar 19, 2015 Mar 27, 2015 Mar 31, 2015 Apr 15, 2015
$0.4000 Q Regular Dec 19, 2014 Dec 29, 2014 Dec 31, 2014 Jan 15, 2015
$0.4000 Q Regular Sep 18, 2014 Sep 26, 2014 Sep 30, 2014 Oct 15, 2014
$0.4000 Q Regular Jun 18, 2014 Jun 26, 2014 Jun 30, 2014 Jul 15, 2014
$0.4000 S Regular Mar 20, 2014 Mar 27, 2014 Mar 31, 2014 Apr 14, 2014
$0.9500 Q Regular Dec 19, 2013 Dec 27, 2013 Dec 31, 2013 Jan 15, 2014
$0.5000 Q Regular Sep 18, 2013 Sep 26, 2013 Sep 30, 2013 Oct 11, 2013
$0.4500 I Regular Jun 24, 2013 Jul 05, 2013 Jul 09, 2013 Jul 23, 2013
$0.2200 I Special May 14, 2013 May 22, 2013 May 24, 2013 May 31, 2013

Peer Comparison

Selected REIT - Mortgage dividend payers we cover, strongest DividendRank first — for context, not a recommendation.

TickerNameYield5-Yr GrowthStreakRank
MITT TPG Mortgage Investment Trust Inc 17.08% N/A 2 yrs 70
EFC Ellington Financial Inc. 13.29% 4.4% 0 yrs 69
FBRT Franklin BSP Realty Trust, Inc. 12.62% N/A 0 yrs 65
ADAM Adamas Trust, Inc. 15.42% N/A 1 yr 64

Related Guides & Lists

RC dividend — frequently asked questions

Does Ready Capital Corporation pay a dividend?

Yes. Ready Capital Corporation (RC) currently pays a dividend. The annualized dividend is about $0.04 per share, a yield of approximately 3.39%.

What is Ready Capital Corporation's dividend yield?

Ready Capital Corporation's dividend yield is approximately 3.39%, based on the most recent regular payment annualized against the current share price. Yields move as the share price changes.

How often does Ready Capital Corporation pay dividends?

Ready Capital Corporation pays dividends quarterly — 4 times per year.

How long has Ready Capital Corporation paid dividends?

Ready Capital Corporation has 13 years of dividend payments on record.

Data updated Oct 29, 2026. This research page is generated from Dividendly's structured market and dividend dataset using the approach described on our methodology and data sources pages. Data is automatically validated using defined rules and may also be periodically reviewed. Research only, not investment advice. Spotted a data error? Report it.