PFSI PennyMac Financial Services, Inc. — dividend yield, history & ex-dividend dates
PennyMac Financial Services, Inc. (PFSI), through its various subsidiaries, is actively engaged in mortgage banking and investment management activities across the United States. The company's operations are structured into three primary divisions: Production, Servicing, and Investment Management. The Production segment focuses on the creation, acquisition, and subsequent sale of loans. Its primary involvement is with first-lien residential mortgage loans, encompassing both conventional products and those insured or guaranteed by the government. The Servicing segment is responsible for the administration of newly originated loans, in addition to managing early buyout transactions and providing servicing for other loan portfolios. This involves a broad range of activities, such as general loan administration, payment collection, and managing defaults. Specific duties include processing loan payments, addressing customer inquiries, meticulously accounting for principal and interest, holding custodial funds for property taxes and insurance premiums, providing guidance to delinquent borrowers, and supervising foreclosure processes and property dispositions. Furthermore, this segment implements loss mitigation strategies, including loan modification and forbearance programs. The Investment Management segment's core functions include identifying potential investment assets, conducting thorough due diligence, submitting bids, and finalizing acquisitions. It also oversees the correspondent production operations for PennyMac Mortgage Investment Trust and manages the acquired asset base. PennyMac Financial Services, Inc. was established in 2008 and maintains its headquarters in Westlake Village, California.
Dividend Snapshot
Research Scores
Scores describe this security's published financial data on a 0–100 scale using the formulas on our methodology pages. They are the same for every reader, are not a probability or a forecast, and are not a recommendation. Past dividend growth does not guarantee future increases. Report a data error.
How the Dividend Safety Score is built for PFSI
| Input | Value | Points | Weight |
|---|---|---|---|
| Earnings payout ratio | Earnings payout ratio 16% (TTM to Jun 30, 2026) | 100 | 20% |
| FCF payout ratio | N/A (not used) | N/A | 25% |
| Net debt / EBITDA | Net debt / EBITDA 39.7x (TTM to Jun 30, 2026) | 0 | 15% |
| Interest coverage | N/A (not used) | N/A | 10% |
| Dividend record | 6 years of uninterrupted regular payments | 54 | 20% |
| Earnings stability | Net income positive in 5 of the last 5 fiscal years (FY2021–FY2025) | 100 | 10% |
Inputs that are not available are left out and the remaining weights are scaled up. Profile: ordinary company. Formula version 2026-10-19.4.
How the Dividend Growth Score is built for PFSI
| Input | Value | Points | Weight |
|---|---|---|---|
| 5-year dividend growth | 5-year dividend CAGR 17.3% (2020–2025) | 100 | 25% |
| Consecutive annual increases | 2 consecutive annual increases (through 2025) | 35 | 20% |
| Payout headroom | Headroom from the earnings payout ratio 16% (TTM to Jun 30, 2026) | 100 | 20% |
| Earnings per share growth (3 years) | EPS CAGR 3.0% (FY2022–FY2025) | 61 | 15% |
| Revenue growth (3 years) | Revenue CAGR 23.9% (FY2022–FY2025) | 100 | 10% |
| 10-year dividend growth | N/A (not used) | N/A | 10% |
Inputs that are not available are left out and the remaining weights are scaled up. Profile: ordinary company. Formula version 2026-10-19.4.
How the Dividend Value Score is built for PFSI
| Input | Value | Points | Weight |
|---|---|---|---|
| Yield vs own history | Current yield at the 100th percentile of its 72 month-end yields | 100 | 40% |
| P/E vs own 5-year median | P/E 8.1 is 0.57x its 5-year median of 14.2 | 100 | 25% |
| FCF yield | N/A (not used) | N/A | 20% |
| P/E vs peers | P/E 8.1 vs peer median 19.4 (0.42x; 65 corporation / Financial Services securities) | 100 | 15% |
Inputs that are not available are left out and the remaining weights are scaled up. Profile: ordinary company. Formula version 2026-10-19.4.
Key Metrics
Current Yield
2.03%
At the Oct 20, 2026 price
The annual dividend as a percentage of the share price. A 3% yield is about $3 of dividends a year for every $100 invested at today's price.Annualized Dividend
$1.2000
Declared Jul 27, 2026
The latest declared regular dividend scaled to a full year by how often it's paid (for semi-annual payers, the latest two payments), adjusted for stock splits. A $0.25 quarterly dividend annualizes to $1.00. Special dividends are excluded.Frequency
Q Quarterly
How often the dividend is paid, read from the dates of recent payments: Q = quarterly (4x a year), M = monthly, S = semi-annual, A = annual.RSI (14)
34
As of Oct 20, 2026
Relative Strength Index (0-100), a price-momentum gauge. Above 70 is often called 'overbought', below 30 'oversold'. A technical signal, not a dividend metric.52-Week Range
$57.75 – $159.46
Closes through Oct 19, 2026
The lowest and highest price over the past year, showing where today's price sits in its recent range.Payout Ratio (TTM)
16.11%
12 months to Jun 30, 2026 (Q2 FY2026)
The share of earnings paid out as dividends over the trailing twelve months (TTM): dividends paid divided by net income across the company's four most recent reported quarters, dated by the latest quarter end. A fiscal-year tag such as FY2025 means only annual figures were available. Lower leaves more cushion; above 100% means paying out more than the company earned. It shows n/a for funds and when net income over the period was negative; for REITs and BDCs it is marked EPS-based, since they are judged on FFO/AFFO or net investment income instead.Years Paying
8
How many years of payments we have on record. This can understate very long histories where our data doesn't reach far enough back.Price / Book (TTM)
0.72
Price as of Oct 18, 2026; latest reported book value
Price-to-book ratio: the share price on the date shown divided by the latest reported book value per share. A rough valuation gauge, most useful for asset-heavy sectors like REITs, banks and insurers.S.A.F.E. Dividend Read
Quote & Key Data
Dividend Growth
Why the Yield Moved (90 Days)
PFSI's dividend yield rose from 1.42% to 2.03% over the past ~90 days (+0.61 pp). Of that move, +0.00 pp came from changes in the dividend rate and +0.61 pp from the share price ($84.69 on Jul 22, 2026 → $59.20 on Oct 20, 2026). A yield that rises because the price fell is not an improvement in the payout itself.
Yield vs Its Own History
Across 276 daily observations over the past 13 months (through Oct 19, 2026), PFSI's current yield is higher than approximately 99% of them. Our stored price history for PFSI covers the past 13 months; 3- and 5-year averages are not yet computable from it and are deliberately not shown.
Adjusted Price History
Dividend History
Dividend Payment History
Ex-dividend calendar →| Amount | Type | Declared | Ex-Date | Record | Pay |
|---|---|---|---|---|---|
| $0.3000 Q | Regular | Jul 27, 2026 | Aug 17, 2026 | Aug 17, 2026 | Aug 27, 2026 |
| $0.3000 Q | Regular | May 04, 2026 | May 18, 2026 | May 18, 2026 | May 28, 2026 |
| $0.3000 Q | Regular | Jan 28, 2026 | Feb 13, 2026 | Feb 16, 2026 | Feb 26, 2026 |
| $0.3000 Q | Regular | Oct 21, 2025 | Nov 17, 2025 | Nov 17, 2025 | Nov 26, 2025 |
| $0.3000 Q | Regular | Jul 21, 2025 | Aug 13, 2025 | Aug 13, 2025 | Aug 22, 2025 |
| $0.3000 Q | Regular | Apr 22, 2025 | May 14, 2025 | May 14, 2025 | May 23, 2025 |
| $0.3000 Q | Regular | Jan 30, 2025 | Feb 13, 2025 | Feb 13, 2025 | Feb 23, 2025 |
| $0.3000 Q | Regular | Oct 22, 2024 | Nov 18, 2024 | Nov 18, 2024 | Nov 27, 2024 |
| $0.3000 Q | Regular | Jul 23, 2024 | Aug 13, 2024 | Aug 13, 2024 | Aug 23, 2024 |
| $0.2000 Q | Regular | Apr 24, 2024 | May 13, 2024 | May 14, 2024 | May 24, 2024 |
| $0.2000 Q | Regular | Feb 01, 2024 | Feb 12, 2024 | Feb 13, 2024 | Feb 23, 2024 |
| $0.2000 Q | Regular | Oct 26, 2023 | Nov 10, 2023 | Nov 13, 2023 | Nov 22, 2023 |
| $0.2000 Q | Regular | Jul 27, 2023 | Aug 14, 2023 | Aug 15, 2023 | Aug 25, 2023 |
| $0.2000 Q | Regular | Apr 27, 2023 | May 15, 2023 | May 16, 2023 | May 26, 2023 |
| $0.2000 Q | Regular | Feb 02, 2023 | Feb 13, 2023 | Feb 14, 2023 | Feb 24, 2023 |
| $0.2000 Q | Regular | Oct 27, 2022 | Nov 10, 2022 | Nov 14, 2022 | Nov 23, 2022 |
| $0.2000 Q | Regular | Aug 02, 2022 | Aug 15, 2022 | Aug 16, 2022 | Aug 26, 2022 |
| $0.2000 Q | Regular | May 05, 2022 | May 16, 2022 | May 17, 2022 | May 27, 2022 |
| $0.2000 Q | Regular | Feb 03, 2022 | Feb 14, 2022 | Feb 15, 2022 | Feb 25, 2022 |
| $0.2000 Q | Regular | Nov 04, 2021 | Nov 12, 2021 | Nov 15, 2021 | Nov 24, 2021 |
| $0.2000 Q | Regular | Aug 05, 2021 | Aug 13, 2021 | Aug 16, 2021 | Aug 26, 2021 |
| $0.2000 Q | Regular | May 06, 2021 | May 14, 2021 | May 17, 2021 | May 27, 2021 |
| $0.2000 Q | Regular | Feb 04, 2021 | Feb 11, 2021 | Feb 12, 2021 | Feb 25, 2021 |
| $0.1500 Q | Regular | Nov 05, 2020 | Nov 13, 2020 | Nov 16, 2020 | Nov 25, 2020 |
| $0.1500 Q | Regular | Aug 06, 2020 | Aug 14, 2020 | Aug 17, 2020 | Aug 28, 2020 |
| $0.1200 Q | Regular | May 07, 2020 | May 15, 2020 | May 18, 2020 | May 28, 2020 |
| $0.1200 Q | Regular | Feb 06, 2020 | Feb 13, 2020 | Feb 14, 2020 | Feb 27, 2020 |
| $0.1200 Q | Regular | Oct 31, 2019 | Nov 14, 2019 | Nov 15, 2019 | Nov 29, 2019 |
| $0.4000 S | Special | Aug 02, 2018 | Aug 10, 2018 | Aug 13, 2018 | Aug 30, 2018 |
Peer Comparison
Selected Financial - Mortgages dividend payers we cover, strongest DividendRank first — for context, not a recommendation.
| Ticker | Name | Yield | 5-Yr Growth | Streak | Rank |
|---|---|---|---|---|---|
| FC.TO | Firm Capital Mortgage Investment Corporation | 8.70% | -0.2% | 0 yrs | 58 |
| AI.TO | Atrium Mortgage Investment Corporation | 8.37% | 0.2% | 2 yrs | 57 |
| GHI | Greystone Housing Impact Investors LP | 11.74% | 5.9% | 0 yrs | 53 |
| AMIVF | Atrium Mortgage Investment Corporation | 8.22% | -0.6% | 1 yr | 48 |
Related Guides & Lists
PFSI dividend — frequently asked questions
Does PennyMac Financial Services, Inc. pay a dividend?
Yes. PennyMac Financial Services, Inc. (PFSI) currently pays a dividend. The annualized dividend is about $1.20 per share, a yield of approximately 2.03%.
What is PennyMac Financial Services, Inc.'s dividend yield?
PennyMac Financial Services, Inc.'s dividend yield is approximately 2.03%, based on the most recent regular payment annualized against the current share price. Yields move as the share price changes.
How often does PennyMac Financial Services, Inc. pay dividends?
PennyMac Financial Services, Inc. pays dividends quarterly — 4 times per year.
How long has PennyMac Financial Services, Inc. paid dividends?
PennyMac Financial Services, Inc. has 8 years of dividend payments on record.
Data updated Oct 20, 2026. This research page is generated from Dividendly's structured market and dividend dataset using the approach described on our methodology and data sources pages. Data is automatically validated using defined rules and may also be periodically reviewed. Research only, not investment advice. Spotted a data error? Report it.