NWFL Norwood Financial Corp. — dividend yield, history & ex-dividend dates
Norwood Financial Corp. functions as the holding entity for Wayne Bank, delivering a comprehensive suite of financial products and services. The institution facilitates a broad array of deposit options, encompassing both interest-bearing and non-interest-bearing checking accounts, alongside statement savings, money market accounts, and certificates of deposit. Its lending portfolio is extensive, featuring commercial loans such as credit lines, revolving credit facilities, term loans, business mortgages, secured lending products, and letters of credit. Norwood also extends financing for municipal projects, construction loans for both commercial developments and single-family homes, and land acquisition loans. Consumer credit and residential mortgage financing for primary and secondary residences are also key offerings. Furthermore, the company engages in indirect dealer financing for automobiles, boats, and recreational vehicles through dealerships. Beyond traditional banking, Norwood provides investment securities services, trust management, and a variety of contemporary cash management solutions. These include direct deposit, remote and mobile deposit capture, mobile payment processing, automated clearing house (ACH) transactions, real estate settlement support, and robust internet and mobile banking platforms. The corporation also diversifies its revenue through the sale of annuities and mutual funds, discount brokerage services, and an insurance agency operation. Catering to a wide client base, Norwood serves individual consumers, corporate entities, non-profit organizations, and local governments. Its operational footprint includes fourteen branch locations throughout Northeastern Pennsylvania and sixteen branches spanning Delaware, Sullivan, Ontario, Otsego, and Yates Counties in New York, supported by thirty-one automated teller machines. Established in 1870, Norwood Financial Corp. maintains its corporate headquarters in Honesdale, Pennsylvania.
Dividend Snapshot
Key Metrics
Current Yield
3.71%
The annual dividend as a percentage of the share price. A 3% yield is about $3 of dividends a year for every $100 invested at today's price.Annualized Dividend
$1.2800
The most recent payment scaled to a full year by how often it's paid. A $0.25 quarterly dividend annualizes to $1.00.Frequency
Q Quarterly
How often the dividend is paid: Q = quarterly (4x a year), M = monthly, S = semi-annual, A = annual.Rank Score
71.1
Our 0-100 house score blending yield, payout safety, growth and momentum. Higher means a stronger profile on those factors in our model — a research score, not advice or a recommendation to buy.RSI (14)
59
Relative Strength Index (0-100), a price-momentum gauge. Above 70 is often called 'overbought', below 30 'oversold'. A technical signal, not a dividend metric.52-Week Range
$24.08 – $34.71
The lowest and highest price over the past year — shows where today's price sits in its recent range.Payout Ratio
41.40%
The share of GAAP earnings paid out as dividends. Lower leaves more cushion; above 100% means paying out more than the company earns. It shows n/a for BDCs, REITs and funds, which pay out of cash flow / net investment income rather than GAAP earnings, so this ratio doesn't apply.Years Paying
28
How many years of payments we have on record. This can understate very long histories where our data doesn't reach far enough back.Price / Book
1.06
Price-to-book ratio: share price divided by book value per share. A rough valuation gauge, most useful for asset-heavy sectors like REITs, banks and insurers.S.A.F.E. Dividend Read
Quote & Key Data
Dividend Growth
Why the Yield Moved (90 Days)
NWFL's dividend yield fell from 4.08% to 3.71% over the past ~90 days (-0.38 pp). Of that move, +0.00 pp came from changes in the dividend rate and -0.38 pp from the share price ($31.34 → $34.52). A yield that rises because the price fell is not an improvement in the payout itself.
Yield vs Its Own History
Across 326 daily observations over the past 15 months, NWFL's current yield is higher than approximately 1% of them. Our stored price history for NWFL covers the past 15 months; 3- and 5-year averages are not yet computable from it and are deliberately not shown.
Adjusted Price History
Dividend History
Dividend Payment History
Ex-dividend calendar →| Amount | Type | Declared | Ex-Date | Record | Pay |
|---|---|---|---|---|---|
| $0.3200 Q | Regular | Jun 16, 2026 | Jul 15, 2026 | Jul 15, 2026 | Aug 03, 2026 |
| $0.3200 Q | Regular | Mar 17, 2026 | Apr 15, 2026 | Apr 15, 2026 | May 01, 2026 |
| $0.3200 Q | Regular | Dec 16, 2025 | Jan 15, 2026 | Jan 15, 2026 | Feb 02, 2026 |
| $0.3100 Q | Regular | Sep 16, 2025 | Oct 15, 2025 | Oct 15, 2025 | Nov 03, 2025 |
| $0.3100 Q | Regular | Jun 18, 2025 | Jul 15, 2025 | Jul 15, 2025 | Aug 01, 2025 |
| $0.3100 Q | Regular | Mar 31, 2025 | Apr 15, 2025 | Apr 15, 2025 | May 01, 2025 |
| $0.3100 Q | Regular | Dec 18, 2024 | Jan 15, 2025 | Jan 15, 2025 | Feb 03, 2025 |
| $0.3000 Q | Regular | Sep 17, 2024 | Oct 18, 2024 | Oct 18, 2024 | Nov 01, 2024 |
| $0.3000 Q | Regular | Jun 26, 2024 | Jul 15, 2024 | Jul 15, 2024 | Aug 01, 2024 |
| $0.3000 Q | Regular | Mar 22, 2024 | Apr 12, 2024 | Apr 15, 2024 | May 01, 2024 |
| $0.3000 Q | Regular | Dec 14, 2023 | Jan 11, 2024 | Jan 12, 2024 | Feb 01, 2024 |
| $0.2900 Q | Regular | Sep 18, 2023 | Oct 12, 2023 | Oct 13, 2023 | Nov 01, 2023 |
| $0.2900 Q | Regular | Jun 16, 2023 | Jul 13, 2023 | Jul 14, 2023 | Aug 01, 2023 |
| $0.2900 Q | Regular | Mar 16, 2023 | Apr 13, 2023 | Apr 14, 2023 | May 01, 2023 |
| $0.2900 Q | Regular | Dec 16, 2022 | Jan 12, 2023 | Jan 13, 2023 | Feb 01, 2023 |
| $0.2800 Q | Regular | Sep 16, 2022 | Oct 13, 2022 | Oct 14, 2022 | Nov 01, 2022 |
| $0.2800 Q | Regular | Jun 17, 2022 | Jul 14, 2022 | Jul 15, 2022 | Aug 01, 2022 |
| $0.2800 Q | Regular | Mar 11, 2022 | Apr 13, 2022 | Apr 14, 2022 | May 02, 2022 |
| $0.2800 Q | Regular | Dec 17, 2021 | Jan 13, 2022 | Jan 14, 2022 | Feb 01, 2022 |
| $0.2600 Q | Regular | Sep 17, 2021 | Oct 14, 2021 | Oct 15, 2021 | Nov 01, 2021 |
| $0.2600 Q | Regular | Jun 11, 2021 | Jul 14, 2021 | Jul 15, 2021 | Aug 02, 2021 |
| $0.2600 Q | Regular | Mar 11, 2021 | Apr 14, 2021 | Apr 15, 2021 | May 03, 2021 |
| $0.2600 Q | Regular | Dec 10, 2020 | Jan 14, 2021 | Jan 15, 2021 | Feb 01, 2021 |
| $0.2500 Q | Regular | Sep 10, 2020 | Oct 14, 2020 | Oct 15, 2020 | Nov 02, 2020 |
| $0.2500 Q | Regular | Jun 09, 2020 | Jul 16, 2020 | Jul 17, 2020 | Aug 03, 2020 |
| $0.2500 Q | Regular | Mar 13, 2020 | Apr 14, 2020 | Apr 15, 2020 | May 01, 2020 |
| $0.2500 Q | Regular | Dec 13, 2019 | Jan 14, 2020 | Jan 15, 2020 | Feb 03, 2020 |
| $0.2400 Q | Regular | Sep 10, 2019 | Oct 11, 2019 | Oct 15, 2019 | Nov 01, 2019 |
| $0.2400 Q | Regular | Jun 11, 2019 | Jul 12, 2019 | Jul 15, 2019 | Aug 01, 2019 |
| $0.2400 Q | Regular | Mar 12, 2019 | Apr 12, 2019 | Apr 15, 2019 | May 01, 2019 |
| $0.2400 Q | Regular | Dec 11, 2018 | Jan 14, 2019 | Jan 15, 2019 | Feb 01, 2019 |
| $0.2200 Q | Regular | Sep 11, 2018 | Oct 12, 2018 | Oct 15, 2018 | Nov 01, 2018 |
| $0.2200 Q | Regular | Jun 14, 2018 | Jul 12, 2018 | Jul 13, 2018 | Aug 01, 2018 |
| $0.2200 Q | Regular | Mar 13, 2018 | Apr 12, 2018 | Apr 13, 2018 | May 01, 2018 |
| $0.2200 Q | Regular | Dec 12, 2017 | Jan 11, 2018 | Jan 12, 2018 | Feb 01, 2018 |
| $0.2200 Q | Regular | Sep 13, 2017 | Oct 12, 2017 | Oct 13, 2017 | Nov 01, 2017 |
| $0.4800 Q | Regular | Jun 15, 2017 | Jul 12, 2017 | Jul 14, 2017 | Aug 01, 2017 |
| $0.4800 Q | Regular | Mar 30, 2017 | Apr 11, 2017 | Apr 13, 2017 | May 01, 2017 |
| $0.4800 Q | Regular | Dec 19, 2016 | Jan 11, 2017 | Jan 13, 2017 | Feb 01, 2017 |
| $0.4650 Q | Regular | Sep 16, 2016 | Oct 12, 2016 | Oct 14, 2016 | Nov 01, 2016 |
| $0.4650 Q | Regular | Jun 20, 2016 | Jul 13, 2016 | Jul 15, 2016 | Aug 01, 2016 |
| $0.4650 Q | Regular | Mar 09, 2016 | Apr 13, 2016 | Apr 15, 2016 | May 02, 2016 |
| $0.4650 Q | Regular | Dec 14, 2015 | Jan 13, 2016 | Jan 15, 2016 | Feb 01, 2016 |
| $0.4650 Q | Regular | Sep 14, 2015 | Oct 13, 2015 | Oct 15, 2015 | Nov 02, 2015 |
| $0.4650 Q | Regular | Jun 12, 2015 | Jul 13, 2015 | Jul 15, 2015 | Aug 03, 2015 |
| $0.4650 Q | Regular | Mar 16, 2015 | Apr 13, 2015 | Apr 15, 2015 | May 01, 2015 |
| $0.4500 Q | Regular | Dec 15, 2014 | Jan 13, 2015 | Jan 15, 2015 | Feb 02, 2015 |
| $0.4500 Q | Regular | Sep 15, 2014 | Oct 10, 2014 | Oct 15, 2014 | Nov 03, 2014 |
| $0.4500 Q | Regular | Jun 13, 2014 | Jul 21, 2014 | Jul 23, 2014 | Aug 01, 2014 |
| $0.4500 Q | Regular | Mar 17, 2014 | Apr 11, 2014 | Apr 15, 2014 | May 01, 2014 |
| $0.4500 Q | Regular | Dec 13, 2013 | Jan 13, 2014 | Jan 15, 2014 | Feb 03, 2014 |
| $0.4350 Q | Regular | Sep 16, 2013 | Oct 10, 2013 | Oct 15, 2013 | Nov 01, 2013 |
| $0.4350 Q | Regular | Jun 17, 2013 | Jul 11, 2013 | Jul 15, 2013 | Aug 01, 2013 |
| $0.4650 Q | Regular | Mar 18, 2013 | Apr 11, 2013 | Apr 15, 2013 | May 01, 2013 |
| $0.4650 Q | Regular | Dec 14, 2012 | Jan 11, 2013 | Jan 15, 2013 | Feb 01, 2013 |
| $0.4500 Q | Regular | Sep 17, 2012 | Oct 11, 2012 | Oct 15, 2012 | Nov 01, 2012 |
| $0.4500 Q | Regular | Jun 15, 2012 | Jul 11, 2012 | Jul 13, 2012 | Aug 01, 2012 |
| $0.4500 Q | Regular | Mar 15, 2012 | Apr 11, 2012 | Apr 13, 2012 | May 01, 2012 |
| $0.4500 Q | Regular | Dec 19, 2011 | Jan 11, 2012 | Jan 13, 2012 | Feb 01, 2012 |
| $0.4350 Q | Regular | Sep 16, 2011 | Oct 12, 2011 | Oct 14, 2011 | Nov 01, 2011 |
| $0.4350 Q | Regular | Jun 16, 2011 | Jul 13, 2011 | Jul 15, 2011 | Aug 01, 2011 |
| $0.4350 Q | Regular | Mar 14, 2011 | Apr 13, 2011 | Apr 15, 2011 | May 02, 2011 |
| $0.4350 Q | Regular | Dec 21, 2010 | Jan 12, 2011 | Jan 14, 2011 | Feb 01, 2011 |
| $0.4200 Q | Regular | Sep 21, 2010 | Oct 13, 2010 | Oct 15, 2010 | Nov 01, 2010 |
| $0.4200 Q | Regular | Jun 22, 2010 | Jul 13, 2010 | Jul 15, 2010 | Aug 02, 2010 |
| $0.4200 Q | Regular | Mar 30, 2010 | Apr 13, 2010 | Apr 15, 2010 | May 03, 2010 |
| $0.4200 Q | Regular | Dec 17, 2009 | Jan 13, 2010 | Jan 15, 2010 | Feb 01, 2010 |
| $0.4050 Q | Regular | Sep 10, 2009 | Oct 14, 2009 | Oct 16, 2009 | Nov 02, 2009 |
| $0.4050 Q | Regular | Jun 12, 2009 | Jul 15, 2009 | Jul 17, 2009 | Aug 03, 2009 |
| $0.4050 Q | Regular | Mar 10, 2009 | Apr 14, 2009 | Apr 16, 2009 | May 01, 2009 |
| $0.4050 Q | Regular | Dec 09, 2008 | Jan 13, 2009 | Jan 15, 2009 | Feb 02, 2009 |
| $0.3750 Q | Regular | Sep 09, 2008 | Oct 15, 2008 | Oct 17, 2008 | Nov 03, 2008 |
| $0.3750 Q | Regular | Jun 10, 2008 | Jul 11, 2008 | Jul 15, 2008 | Aug 01, 2008 |
| $0.3750 Q | Regular | Mar 11, 2008 | Apr 11, 2008 | Apr 15, 2008 | May 01, 2008 |
| $0.3750 Q | Regular | Dec 17, 2007 | Jan 11, 2008 | Jan 15, 2008 | Feb 01, 2008 |
| $0.3450 Q | Regular | Sep 11, 2007 | Oct 11, 2007 | Oct 15, 2007 | Nov 01, 2007 |
| $0.3450 Q | Regular | Jun 12, 2007 | Jul 12, 2007 | Jul 16, 2007 | Aug 01, 2007 |
| $0.3450 Q | Regular | Mar 13, 2007 | Apr 12, 2007 | Apr 16, 2007 | May 01, 2007 |
| $0.3450 Q | Regular | Dec 12, 2006 | Jan 12, 2007 | Jan 17, 2007 | Feb 01, 2007 |
| $0.3150 Q | Regular | Sep 12, 2006 | Oct 12, 2006 | Oct 16, 2006 | Nov 01, 2006 |
| $0.3150 Q | Regular | Jun 13, 2006 | Jul 12, 2006 | Jul 14, 2006 | Aug 01, 2006 |
| $0.3150 Q | Regular | Mar 14, 2006 | Apr 11, 2006 | Apr 14, 2006 | May 01, 2006 |
| $0.3150 Q | Regular | Dec 13, 2005 | Jan 11, 2006 | Jan 13, 2006 | Feb 01, 2006 |
| $0.2700 Q | Regular | Sep 13, 2005 | Oct 13, 2005 | Oct 17, 2005 | Nov 01, 2005 |
| $0.2700 Q | Regular | Jun 14, 2005 | Jul 13, 2005 | Jul 15, 2005 | Aug 01, 2005 |
| $0.2700 Q | Regular | Mar 08, 2005 | Apr 13, 2005 | Apr 15, 2005 | May 02, 2005 |
| $0.2700 Q | Regular | Dec 14, 2004 | Jan 12, 2005 | Jan 15, 2005 | Feb 01, 2005 |
| $0.2550 Q | Regular | Sep 17, 2004 | Oct 13, 2004 | Oct 15, 2004 | Nov 01, 2004 |
| $0.2550 Q | Regular | Jun 10, 2004 | Jul 13, 2004 | Jul 15, 2004 | Aug 02, 2004 |
| $0.2550 Q | Regular | Mar 11, 2004 | Apr 13, 2004 | Apr 15, 2004 | May 03, 2004 |
| $0.2550 Q | Regular | Dec 09, 2003 | Jan 13, 2004 | Jan 15, 2004 | Feb 02, 2004 |
| $0.2400 Q | Regular | Sep 10, 2003 | Oct 10, 2003 | Oct 15, 2003 | Nov 03, 2003 |
| $0.2400 Q | Regular | Jun 24, 2003 | Jul 11, 2003 | Jul 15, 2003 | Aug 01, 2003 |
| $0.3600 Q | Regular | Mar 11, 2003 | Apr 11, 2003 | Apr 15, 2003 | May 01, 2003 |
| $0.3600 Q | Regular | Dec 16, 2002 | Jan 13, 2003 | Jan 15, 2003 | Feb 01, 2003 |
| $0.3300 Q | Regular | Sep 19, 2002 | Oct 10, 2002 | Oct 15, 2002 | Nov 01, 2002 |
| $0.3300 Q | Regular | Jun 11, 2002 | Jul 11, 2002 | Jul 15, 2002 | Aug 01, 2002 |
| $0.3300 Q | Regular | Mar 12, 2002 | Apr 11, 2002 | Apr 15, 2002 | May 01, 2002 |
| $0.3300 Q | Regular | Dec 11, 2001 | Jan 11, 2002 | Jan 15, 2002 | Feb 01, 2002 |
| $0.3000 Q | Regular | Sep 11, 2001 | Oct 12, 2001 | Oct 16, 2001 | Nov 01, 2001 |
| $0.3000 Q | Regular | - | Jul 12, 2001 | - | - |
| $0.3000 Q | Regular | - | Apr 11, 2001 | - | - |
| $0.3000 Q | Regular | - | Jan 11, 2001 | - | - |
| $0.2550 Q | Regular | - | Oct 12, 2000 | - | - |
| $0.6627 Q | Regular | - | Jul 14, 2000 | - | - |
| $0.2550 Q | Regular | - | Apr 13, 2000 | - | - |
| $0.2550 Q | Regular | - | Jan 12, 2000 | - | - |
| $0.2100 Q | Regular | - | Oct 25, 1999 | - | - |
| $0.5457 Q | Regular | - | Jul 13, 1999 | - | - |
| $0.2100 Q | Regular | - | Apr 13, 1999 | - | - |
| $0.2100 Q | Regular | - | Jan 13, 1999 | - | - |
| $0.4679 M | Regular | - | Oct 30, 1998 | - | - |
| $0.4678 Q | Regular | - | Oct 13, 1998 | - | - |
| $0.4679 M | Regular | - | Aug 03, 1998 | - | - |
| $0.1200 Q | Regular | - | Jul 14, 1998 | Jul 15, 1998 | Aug 03, 1998 |
| $0.4679 Q | Regular | - | May 04, 1998 | - | - |
Peer Comparison
Selected Banks - Regional dividend payers we cover, strongest DividendRank first — for context, not a recommendation.
| Ticker | Name | Yield | 5-Yr Growth | Streak | Rank |
|---|---|---|---|---|---|
| KFFB | Kentucky First Federal Bancorp | 3.53% | 0.0% | 0 yrs | 81 |
| ASB | Associated Banc-Corp | 3.20% | 5.3% | 14 yrs | 79 |
| FFBC | First Financial Bancorp. | 3.20% | 1.3% | 2 yrs | 78 |
| BBAR | Banco BBVA Argentina S.A. | 5.64% | -5.9% | 0 yrs | 76 |
Related Guides & Lists
NWFL dividend — frequently asked questions
Does Norwood Financial Corp. pay a dividend?
Yes. Norwood Financial Corp. (NWFL) currently pays a dividend. The annualized dividend is about $1.28 per share, a yield of approximately 3.71%.
What is Norwood Financial Corp.'s dividend yield?
Norwood Financial Corp.'s dividend yield is approximately 3.71%, based on the most recent regular payment annualized against the current share price. Yields move as the share price changes.
How often does Norwood Financial Corp. pay dividends?
Norwood Financial Corp. pays dividends quarterly — 4 times per year.
How long has Norwood Financial Corp. paid dividends?
Norwood Financial Corp. has 28 years of dividend payments on record, and has increased its dividend for 24 consecutive years.
Data updated Sep 13, 2026. This research page is generated from Dividendly's structured market and dividend dataset using the approach described on our methodology and data sources pages. Data is automatically validated using defined rules and may also be periodically reviewed. Research only, not investment advice. Spotted a data error? Report it.