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NBTB NBT Bancorp Inc. — dividend yield, history & ex-dividend dates

NASDAQ· Quarterly dividend· Common Stock · Financial Services / Banks - Regional

$51.45 ▼ $-0.15(-0.29%) as of Sep 18, 2026 06:20 UTC
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NBT Bancorp Inc., a financial holding company, provides personal and commercial banking, retail banking, and wealth management services in the United States. It operates through Banking, Retirement Plan Administration, and All Other segments. The company offers demand deposit, savings, interest-bearing checking, money market deposit, and certificate of deposit accounts; and indirect and direct consumer loans, home equity loans and lines of credit, residential mortgages, business banking loans, commercial and industrial loans, agricultural loans, commercial construction loans, commercial real estate loans, indirect auto loans, and other consumer loans, as well as agricultural lending, personal lines of credit, overdraft protection, and second mortgage loans. It also provides trust and investment services; financial planning and life insurance services; and retirement plan and health savings account recordkeeping and administration, and actuarial services. In addition, the company offers insurance products, such as personal property and casualty, business liability, and commercial insurance; and other products and services through a network of ATM locations and 24-hour online, mobile, and telephone channels that enable customers to check balances, make deposits, transfer funds, pay bills, access statements, apply for loans, and access various other products and services. Further, it operates as a property management and passive investment company, as well as investment advisor that provides investment management and financial consulting services. The company serves retail, commercial, and municipal customers. It operates in upstate New York, northeastern Pennsylvania, southern New Hampshire, western Massachusetts, Vermont, southern Maine, and central and northwestern Connecticut. NBT Bancorp Inc. was founded in 1856 and is headquartered in Norwich, New York.

Dividend Snapshot

StatusRecently Increased
Last Dividend$0.4000Paid Sep 15, 2026
Forward Annual$1.60From the $0.4000 dividend declared Jul 27, 2026
FrequencyQuarterly
Last Ex-DateSep 01, 2026The most recent ex-dividend date that has already passed.
1-Yr Growth7.6%Annual totals, 2024–2025
10-Yr Growth5.0%Annual totals, 2015–2025

Key Metrics

Current Yield

3.11%

At the Sep 18, 2026 price

The annual dividend as a percentage of the share price. A 3% yield is about $3 of dividends a year for every $100 invested at today's price.

Annualized Dividend

$1.6000

Declared Jul 27, 2026

The latest declared regular dividend scaled to a full year by how often it's paid (for semi-annual payers, the latest two payments), adjusted for stock splits. A $0.25 quarterly dividend annualizes to $1.00. Special dividends are excluded.

Frequency

Q Quarterly

How often the dividend is paid, read from the dates of recent payments: Q = quarterly (4x a year), M = monthly, S = semi-annual, A = annual.

Rank Score

74.1

As of Sep 18, 2026

Our 0-100 house score blending yield quality, payout sustainability (the trailing-twelve-month payout ratio), profitability (TTM return on equity), valuation (TTM price-to-book) and payment reliability, recomputed daily. Higher means a stronger profile on those factors in our model. It is a research score, not advice or a recommendation to buy.

RSI (14)

47

As of Sep 18, 2026

Relative Strength Index (0-100), a price-momentum gauge. Above 70 is often called 'overbought', below 30 'oversold'. A technical signal, not a dividend metric.

52-Week Range

$39.27 – $54.26

Closes through Sep 11, 2026

The lowest and highest price over the past year, showing where today's price sits in its recent range.

Payout Ratio (TTM)

36.04%

12 months to Jun 30, 2026 (Q2 FY2026)

The share of earnings paid out as dividends over the trailing twelve months (TTM): dividends paid divided by net income across the company's four most recent reported quarters, dated by the latest quarter end. A fiscal-year tag such as FY2025 means only annual figures were available. Lower leaves more cushion; above 100% means paying out more than the company earned. It shows n/a for funds and when net income over the period was negative; for REITs and BDCs it is marked EPS-based, since they are judged on FFO/AFFO or net investment income instead.

Years Paying

34

How many years of payments we have on record. This can understate very long histories where our data doesn't reach far enough back.

Price / Book (TTM)

1.39

Price as of Sep 14, 2026; latest reported book value

Price-to-book ratio: the share price on the date shown divided by the latest reported book value per share. A rough valuation gauge, most useful for asset-heavy sectors like REITs, banks and insurers.

S.A.F.E. Dividend Read

S.A.F.E. is our quick durability read on a dividend: the same four-check test used across the screener and our ranked lists. Solid: a model rank of 70+ and a yield of 2%+; the rank weighs the trailing-twelve-month payout ratio, return on equity and price-to-book. Accelerating: the dividend has grown over time, not stalled. Flawless: an unbroken record with no cuts or suspensions. Enduring: a long enough paying history to weather a cycle. All four met earns the S.A.F.E. flag.
S Solid
Meets the Solid check — a strong overall profile (model rank 74/100, yield 3.11%).
A Accelerating
13 consecutive years of dividend increases.
F Flawless
No dividend cut in the available payment record.
E Enduring
34 years of dividend payments on record.

Quote & Key Data

ExchangeNASDAQThe stock exchange where the shares trade, such as NYSE or Nasdaq.
Volume232,325Sep 11, 2026 sessionHow many shares changed hands in the latest session, a rough read on trading activity.
Open$52.07Sep 11, 2026 sessionThe price at the start of the latest trading session.
Day Range$51.12 – $52.27Sep 11, 2026 sessionThe lowest and highest price during the latest trading session.
Prev Close$51.62Close of Sep 10, 2026The closing price from the previous trading session.
Market Cap$2.68BAs of Sep 18, 2026The company's total market value (share price times shares outstanding) on the date shown.
Shares Out52.01MImplied by market cap, Sep 18, 2026Shares outstanding implied by the market cap and share price on the date shown.
EPS (TTM)$4.1012 months to Jun 30, 2026 (Q2 FY2026)Earnings per share over the trailing twelve months (TTM), labeled with the end date of the latest reported quarter and shown in the company's reporting currency. Dividends are paid out of these earnings.
P/E (TTM)12.6Price as of Sep 14, 2026; earnings to Jun 30, 2026Price-to-earnings ratio: the share price on the date shown divided by trailing-twelve-month earnings per share. A rough gauge of how richly the stock is valued.
Last Ex-DateSep 01, 2026Paid Sep 15, 2026The most recent ex-dividend date that has already passed.
Next Ex-Date-None declared yetThe ex-dividend date of the next payment the company has declared, or that is scheduled when no declaration is on file. Future dates our data provider only projects are not shown.

Dividend Growth

3-Yr Growth (CAGR)7.0%Annual totals, 2022–2025The dividend's average annual growth rate over the period, compounded. Steady growth signals a healthy, rising payout.
5-Yr Growth (CAGR)5.6%Annual totals, 2020–2025The dividend's average annual growth rate over the period, compounded. Steady growth signals a healthy, rising payout.
Consecutive Increases13 yrsAnnual totals through 2025The number of years in a row the dividend has increased, a track record of reliability.

Why the Yield Moved (90 Days)

NBTB's dividend yield fell from 3.13% to 3.11% over the past ~90 days (-0.02 pp). Of that move, +0.23 pp came from changes in the dividend rate and -0.25 pp from the share price ($47.29 on Jun 22, 2026 → $51.45 on Sep 18, 2026). A yield that rises because the price fell is not an improvement in the payout itself.

Yield vs Its Own History

Current3.11%
1-Yr Average3.33%
Low / High2.78% – 3.77%
Percentile19%

Across 271 daily observations over the past 13 months (through Sep 11, 2026), NBTB's current yield is higher than approximately 19% of them. Our stored price history for NBTB covers the past 13 months; 3- and 5-year averages are not yet computable from it and are deliberately not shown.

Adjusted Price History

Dividend History

Dividend Payment History

Ex-dividend calendar →
Amount Type Declared Ex-Date Record Pay
$0.4000 Q Regular Jul 27, 2026 Sep 01, 2026 Sep 01, 2026 Sep 15, 2026
$0.3700 Q Regular May 19, 2026 Jun 01, 2026 Jun 01, 2026 Jun 15, 2026
$0.3700 Q Regular Jan 26, 2026 Mar 02, 2026 Mar 02, 2026 Mar 16, 2026
$0.3700 Q Regular Oct 27, 2025 Dec 01, 2025 Dec 01, 2025 Dec 15, 2025
$0.3700 Q Regular Jul 28, 2025 Aug 29, 2025 Sep 01, 2025 Sep 15, 2025
$0.3400 Q Regular May 20, 2025 Jun 02, 2025 Jun 02, 2025 Jun 16, 2025
$0.3400 Q Regular Jan 27, 2025 Mar 03, 2025 Mar 03, 2025 Mar 17, 2025
$0.3400 Q Regular Oct 28, 2024 Dec 02, 2024 Dec 02, 2024 Dec 16, 2024
$0.3400 Q Regular Jul 22, 2024 Aug 30, 2024 Aug 30, 2024 Sep 13, 2024
$0.3200 Q Regular May 21, 2024 Jun 03, 2024 Jun 03, 2024 Jun 17, 2024
$0.3200 Q Regular Jan 22, 2024 Feb 29, 2024 Mar 01, 2024 Mar 15, 2024
$0.3200 Q Regular Oct 24, 2023 Nov 30, 2023 Dec 01, 2023 Dec 15, 2023
$0.3200 Q Regular Aug 14, 2023 Aug 31, 2023 Sep 01, 2023 Sep 15, 2023
$0.3000 Q Regular May 16, 2023 May 31, 2023 Jun 01, 2023 Jun 15, 2023
$0.3000 Q Regular Jan 23, 2023 Feb 28, 2023 Mar 01, 2023 Mar 15, 2023
$0.3000 Q Regular Oct 25, 2022 Nov 30, 2022 Dec 01, 2022 Dec 15, 2022
$0.3000 Q Regular Jul 25, 2022 Aug 31, 2022 Sep 01, 2022 Sep 15, 2022
$0.2800 Q Regular May 17, 2022 May 31, 2022 Jun 01, 2022 Jun 15, 2022
$0.2800 Q Regular Jan 26, 2022 Feb 28, 2022 Mar 01, 2022 Mar 15, 2022
$0.2800 Q Regular Oct 26, 2021 Nov 30, 2021 Dec 01, 2021 Dec 15, 2021
$0.2800 Q Regular Jul 26, 2021 Aug 31, 2021 Sep 01, 2021 Sep 15, 2021
$0.2700 Q Regular Apr 26, 2021 May 28, 2021 Jun 01, 2021 Jun 15, 2021
$0.2700 Q Regular Jan 27, 2021 Feb 26, 2021 Mar 01, 2021 Mar 15, 2021
$0.2700 Q Regular Oct 26, 2020 Nov 30, 2020 Dec 01, 2020 Dec 15, 2020
$0.2700 Q Regular Jul 27, 2020 Aug 31, 2020 Sep 01, 2020 Sep 15, 2020
$0.2700 Q Regular Mar 23, 2020 May 29, 2020 Jun 01, 2020 Jun 15, 2020
$0.2700 Q Regular Jan 27, 2020 Feb 27, 2020 Feb 28, 2020 Mar 13, 2020
$0.2700 Q Regular Oct 28, 2019 Nov 27, 2019 Nov 29, 2019 Dec 13, 2019
$0.2600 Q Regular Jul 29, 2019 Aug 29, 2019 Aug 30, 2019 Sep 13, 2019
$0.2600 Q Regular Mar 25, 2019 May 30, 2019 May 31, 2019 Jun 14, 2019
$0.2600 Q Regular Jan 28, 2019 Feb 28, 2019 Mar 01, 2019 Mar 15, 2019
$0.2600 Q Regular Oct 22, 2018 Nov 29, 2018 Nov 30, 2018 Dec 14, 2018
$0.2500 Q Regular Jul 23, 2018 Aug 30, 2018 Aug 31, 2018 Sep 14, 2018
$0.2500 Q Regular Mar 26, 2018 May 31, 2018 Jun 01, 2018 Jun 15, 2018
$0.2300 Q Regular Jan 22, 2018 Feb 28, 2018 Mar 01, 2018 Mar 15, 2018
$0.2300 Q Regular Oct 23, 2017 Nov 30, 2017 Dec 01, 2017 Dec 15, 2017
$0.2300 Q Regular Jul 25, 2017 Aug 30, 2017 Sep 01, 2017 Sep 15, 2017
$0.2300 Q Regular May 24, 2017 May 30, 2017 Jun 01, 2017 Jun 15, 2017
$0.2300 Q Regular Jan 24, 2017 Feb 27, 2017 Mar 01, 2017 Mar 15, 2017
$0.2300 Q Regular Oct 25, 2016 Nov 29, 2016 Dec 01, 2016 Dec 15, 2016
$0.2300 Q Regular Jul 26, 2016 Aug 30, 2016 Sep 01, 2016 Sep 15, 2016
$0.2200 Q Regular May 06, 2016 May 27, 2016 Jun 01, 2016 Jun 15, 2016
$0.2200 Q Regular Jan 26, 2016 Feb 26, 2016 Mar 01, 2016 Mar 15, 2016
$0.2200 Q Regular Oct 28, 2015 Nov 27, 2015 Dec 01, 2015 Dec 15, 2015
$0.2200 Q Regular Jul 28, 2015 Aug 28, 2015 Sep 01, 2015 Sep 15, 2015
$0.2200 Q Regular Apr 28, 2015 May 27, 2015 May 29, 2015 Jun 15, 2015
$0.2100 Q Regular Jan 27, 2015 Feb 25, 2015 Feb 27, 2015 Mar 13, 2015
$0.2100 Q Regular Oct 28, 2014 Nov 26, 2014 Dec 01, 2014 Dec 15, 2014
$0.2100 Q Regular Jul 29, 2014 Aug 27, 2014 Sep 01, 2014 Sep 15, 2014
$0.2100 Q Regular May 08, 2014 May 28, 2014 May 30, 2014 Jun 13, 2014
$0.2100 Q Regular Jan 28, 2014 Feb 26, 2014 Mar 01, 2014 Mar 14, 2014
$0.2100 Q Regular Oct 30, 2013 Nov 26, 2013 Dec 01, 2013 Dec 15, 2013
$0.2000 Q Regular Jul 25, 2013 Aug 28, 2013 Sep 01, 2013 Sep 15, 2013
$0.2000 Q Regular May 13, 2013 May 29, 2013 Jun 01, 2013 Jun 15, 2013
$0.2000 Q Regular Jan 30, 2013 Feb 27, 2013 Mar 01, 2013 Mar 15, 2013
$0.2000 Q Regular Oct 25, 2012 Nov 28, 2012 Dec 01, 2012 Dec 15, 2012
$0.2000 Q Regular Jul 25, 2012 Aug 29, 2012 Sep 01, 2012 Sep 15, 2012
$0.2000 Q Regular May 15, 2012 May 30, 2012 Jun 01, 2012 Jun 15, 2012
$0.2000 Q Regular Jan 31, 2012 Feb 28, 2012 Mar 01, 2012 Mar 15, 2012
$0.2000 Q Regular Oct 27, 2011 Nov 29, 2011 Dec 01, 2011 Dec 15, 2011
$0.2000 Q Regular Aug 02, 2011 Aug 30, 2011 Sep 01, 2011 Sep 15, 2011
$0.2000 Q Regular Apr 29, 2011 May 27, 2011 Jun 01, 2011 Jun 15, 2011
$0.2000 Q Regular Jan 26, 2011 Feb 25, 2011 Mar 01, 2011 Mar 15, 2011
$0.2000 Q Regular Oct 27, 2010 Nov 29, 2010 Dec 01, 2010 Dec 15, 2010
$0.2000 Q Regular Jul 27, 2010 Aug 30, 2010 Sep 01, 2010 Sep 15, 2010
$0.2000 Q Regular Apr 28, 2010 May 27, 2010 Jun 01, 2010 Jun 15, 2010
$0.2000 Q Regular Feb 09, 2010 Feb 25, 2010 Mar 01, 2010 Mar 15, 2010
$0.2000 Q Regular Oct 28, 2009 Nov 27, 2009 Dec 01, 2009 Dec 15, 2009
$0.2000 Q Regular Aug 03, 2009 Aug 28, 2009 Sep 01, 2009 Sep 15, 2009
$0.2000 Q Regular Apr 30, 2009 May 28, 2009 Jun 01, 2009 Jun 15, 2009
$0.2000 Q Regular Jan 26, 2009 Feb 25, 2009 Mar 01, 2009 Mar 15, 2009
$0.2000 Q Regular Oct 27, 2008 Nov 26, 2008 Dec 01, 2008 Dec 15, 2008
$0.2000 Q Regular Jul 28, 2008 Aug 27, 2008 Sep 01, 2008 Sep 15, 2008
$0.2000 Q Regular Apr 28, 2008 May 28, 2008 Jun 01, 2008 Jun 15, 2008
$0.2000 Q Regular Jan 28, 2008 Feb 27, 2008 Mar 01, 2008 Mar 15, 2008
$0.2000 Q Regular Oct 22, 2007 Nov 28, 2007 Dec 01, 2007 Dec 15, 2007
$0.2000 Q Regular Jul 23, 2007 Aug 29, 2007 Sep 01, 2007 Sep 15, 2007
$0.2000 Q Regular Apr 23, 2007 May 30, 2007 Jun 01, 2007 Jun 15, 2007
$0.1900 Q Regular Jan 22, 2007 Feb 27, 2007 Mar 01, 2007 Mar 15, 2007
$0.1900 Q Regular Nov 28, 2006 Nov 29, 2006 Dec 01, 2006 Dec 15, 2006
$0.1900 Q Regular Jul 24, 2006 Aug 30, 2006 Sep 01, 2006 Sep 15, 2006
$0.1900 Q Regular Apr 24, 2006 May 30, 2006 Jun 01, 2006 Jun 15, 2006
$0.1900 Q Regular Jan 26, 2006 Feb 27, 2006 Mar 01, 2006 Mar 15, 2006
$0.1900 Q Regular Oct 25, 2005 Nov 29, 2005 Dec 01, 2005 Dec 15, 2005
$0.1900 Q Regular Jul 26, 2005 Aug 30, 2005 Sep 01, 2005 Sep 15, 2005
$0.1900 Q Regular Apr 26, 2005 May 27, 2005 Jun 01, 2005 Jun 15, 2005
$0.1900 Q Regular Jan 24, 2005 Feb 25, 2005 Mar 01, 2005 Mar 15, 2005
$0.1900 Q Regular Oct 26, 2004 Nov 29, 2004 Dec 01, 2004 Dec 15, 2004
$0.1900 Q Regular Jul 27, 2004 Aug 30, 2004 Sep 01, 2004 Sep 15, 2004
$0.1900 Q Regular Apr 27, 2004 May 27, 2004 Jun 01, 2004 Jun 15, 2004
$0.1700 Q Regular Jan 27, 2004 Feb 26, 2004 Mar 01, 2004 Mar 15, 2004
$0.1700 Q Regular Oct 27, 2003 Nov 26, 2003 Dec 01, 2003 Dec 15, 2003
$0.1700 Q Regular Jul 31, 2003 Aug 27, 2003 Sep 01, 2003 Sep 15, 2003
$0.1700 Q Regular Apr 30, 2003 May 28, 2003 Jun 01, 2003 Jun 15, 2003
$0.1700 Q Regular Jan 27, 2003 Feb 26, 2003 Mar 01, 2003 Mar 15, 2003
$0.1700 Q Regular Oct 28, 2002 Nov 26, 2002 Dec 01, 2002 Dec 15, 2002
$0.1700 Q Regular Jul 23, 2002 Aug 28, 2002 Sep 01, 2002 Sep 15, 2002
$0.1700 Q Regular Apr 23, 2002 May 29, 2002 Jun 01, 2002 Jun 15, 2002
$0.1700 Q Regular Jan 24, 2002 Feb 27, 2002 Mar 01, 2002 Mar 15, 2002
$0.1700 Q Regular Oct 22, 2001 Nov 28, 2001 Dec 01, 2001 Dec 15, 2001
$0.1700 Q Regular Jul 23, 2001 Aug 29, 2001 Sep 01, 2001 Sep 15, 2001
$0.1700 Q Regular Apr 23, 2001 May 30, 2001 Jun 01, 2001 Jun 15, 2001
$0.1700 Q Regular Jan 23, 2001 Feb 27, 2001 Mar 01, 2001 Mar 15, 2001
$0.1700 Q Regular Oct 23, 2000 Nov 29, 2000 Dec 01, 2000 Dec 15, 2000
$0.1700 Q Regular Jul 26, 2000 Aug 30, 2000 Sep 01, 2000 Sep 15, 2000
$0.1700 Q Regular Apr 24, 2000 May 30, 2000 Jun 01, 2000 Jun 15, 2000
$0.1700 Q Regular Jan 24, 2000 Feb 28, 2000 Mar 01, 2000 Mar 15, 2000
$0.1542 Q Regular - Nov 29, 1999 - -
$0.1700 Q Regular Jul 26, 1999 Aug 30, 1999 Sep 01, 1999 Sep 15, 1999
$0.1700 Q Regular Apr 27, 1999 May 27, 1999 Jun 01, 1999 Jun 15, 1999
$0.1700 Q Regular Jan 27, 1999 Feb 25, 1999 Mar 01, 1999 Mar 15, 1999
$0.1700 Q Regular Oct 27, 1998 Nov 27, 1998 Dec 01, 1998 Dec 15, 1998
$0.1700 Q Regular Jul 28, 1998 Aug 28, 1998 Sep 01, 1998 Sep 15, 1998
$0.1700 Q Regular Apr 28, 1998 May 28, 1998 Jun 01, 1998 Jun 15, 1998
$0.1700 Q Regular Jan 27, 1998 Feb 25, 1998 Feb 27, 1998 Mar 13, 1998
$0.2379 Q Regular - Nov 26, 1997 - -
$0.1700 Q Regular Jul 22, 1997 Aug 28, 1997 Sep 02, 1997 Sep 15, 1997
$0.1500 Q Regular Apr 22, 1997 May 28, 1997 May 30, 1997 Jun 13, 1997
$0.1500 Q Regular Jan 28, 1997 Feb 26, 1997 Feb 28, 1997 Mar 14, 1997
$0.2316 Q Regular - Nov 26, 1996 - -

Peer Comparison

Selected Banks - Regional dividend payers we cover, strongest DividendRank first — for context, not a recommendation.

TickerNameYield5-Yr GrowthStreakRank
LYBC Lyons Bancorp Inc. 3.23% 7.6% 19 yrs 82
CHBH Croghan Bancshares, Inc. 3.42% 3.4% 12 yrs 79
SCGLF Société Générale S.A. 2.22% -4.6% 1 yr 78
TRUX Truxton Corporation 3.46% 7.2% 12 yrs 77

NBTB dividend — frequently asked questions

Does NBT Bancorp Inc. pay a dividend?

Yes. NBT Bancorp Inc. (NBTB) currently pays a dividend. The annualized dividend is about $1.60 per share, a yield of approximately 3.11%.

What is NBT Bancorp Inc.'s dividend yield?

NBT Bancorp Inc.'s dividend yield is approximately 3.11%, based on the most recent regular payment annualized against the current share price. Yields move as the share price changes.

How often does NBT Bancorp Inc. pay dividends?

NBT Bancorp Inc. pays dividends quarterly — 4 times per year.

How long has NBT Bancorp Inc. paid dividends?

NBT Bancorp Inc. has 34 years of dividend payments on record, and has increased its dividend for 13 consecutive years.

Data updated Sep 18, 2026. This research page is generated from Dividendly's structured market and dividend dataset using the approach described on our methodology and data sources pages. Data is automatically validated using defined rules and may also be periodically reviewed. Research only, not investment advice. Spotted a data error? Report it.

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