NBTB NBT Bancorp Inc. — dividend yield, history & ex-dividend dates
NBT Bancorp Inc., a financial holding company, provides personal and commercial banking, retail banking, and wealth management services in the United States. It operates through Banking, Retirement Plan Administration, and All Other segments. The company offers demand deposit, savings, interest-bearing checking, money market deposit, and certificate of deposit accounts; and indirect and direct consumer loans, home equity loans and lines of credit, residential mortgages, business banking loans, commercial and industrial loans, agricultural loans, commercial construction loans, commercial real estate loans, indirect auto loans, and other consumer loans, as well as agricultural lending, personal lines of credit, overdraft protection, and second mortgage loans. It also provides trust and investment services; financial planning and life insurance services; and retirement plan and health savings account recordkeeping and administration, and actuarial services. In addition, the company offers insurance products, such as personal property and casualty, business liability, and commercial insurance; and other products and services through a network of ATM locations and 24-hour online, mobile, and telephone channels that enable customers to check balances, make deposits, transfer funds, pay bills, access statements, apply for loans, and access various other products and services. Further, it operates as a property management and passive investment company, as well as investment advisor that provides investment management and financial consulting services. The company serves retail, commercial, and municipal customers. It operates in upstate New York, northeastern Pennsylvania, southern New Hampshire, western Massachusetts, Vermont, southern Maine, and central and northwestern Connecticut. NBT Bancorp Inc. was founded in 1856 and is headquartered in Norwich, New York.
Dividend Snapshot
Key Metrics
Current Yield
3.11%
At the Sep 18, 2026 price
The annual dividend as a percentage of the share price. A 3% yield is about $3 of dividends a year for every $100 invested at today's price.Annualized Dividend
$1.6000
Declared Jul 27, 2026
The latest declared regular dividend scaled to a full year by how often it's paid (for semi-annual payers, the latest two payments), adjusted for stock splits. A $0.25 quarterly dividend annualizes to $1.00. Special dividends are excluded.Frequency
Q Quarterly
How often the dividend is paid, read from the dates of recent payments: Q = quarterly (4x a year), M = monthly, S = semi-annual, A = annual.Rank Score
74.1
As of Sep 18, 2026
Our 0-100 house score blending yield quality, payout sustainability (the trailing-twelve-month payout ratio), profitability (TTM return on equity), valuation (TTM price-to-book) and payment reliability, recomputed daily. Higher means a stronger profile on those factors in our model. It is a research score, not advice or a recommendation to buy.RSI (14)
47
As of Sep 18, 2026
Relative Strength Index (0-100), a price-momentum gauge. Above 70 is often called 'overbought', below 30 'oversold'. A technical signal, not a dividend metric.52-Week Range
$39.27 – $54.26
Closes through Sep 11, 2026
The lowest and highest price over the past year, showing where today's price sits in its recent range.Payout Ratio (TTM)
36.04%
12 months to Jun 30, 2026 (Q2 FY2026)
The share of earnings paid out as dividends over the trailing twelve months (TTM): dividends paid divided by net income across the company's four most recent reported quarters, dated by the latest quarter end. A fiscal-year tag such as FY2025 means only annual figures were available. Lower leaves more cushion; above 100% means paying out more than the company earned. It shows n/a for funds and when net income over the period was negative; for REITs and BDCs it is marked EPS-based, since they are judged on FFO/AFFO or net investment income instead.Years Paying
34
How many years of payments we have on record. This can understate very long histories where our data doesn't reach far enough back.Price / Book (TTM)
1.39
Price as of Sep 14, 2026; latest reported book value
Price-to-book ratio: the share price on the date shown divided by the latest reported book value per share. A rough valuation gauge, most useful for asset-heavy sectors like REITs, banks and insurers.S.A.F.E. Dividend Read
Quote & Key Data
Dividend Growth
Why the Yield Moved (90 Days)
NBTB's dividend yield fell from 3.13% to 3.11% over the past ~90 days (-0.02 pp). Of that move, +0.23 pp came from changes in the dividend rate and -0.25 pp from the share price ($47.29 on Jun 22, 2026 → $51.45 on Sep 18, 2026). A yield that rises because the price fell is not an improvement in the payout itself.
Yield vs Its Own History
Across 271 daily observations over the past 13 months (through Sep 11, 2026), NBTB's current yield is higher than approximately 19% of them. Our stored price history for NBTB covers the past 13 months; 3- and 5-year averages are not yet computable from it and are deliberately not shown.
Adjusted Price History
Dividend History
Dividend Payment History
Ex-dividend calendar →| Amount | Type | Declared | Ex-Date | Record | Pay |
|---|---|---|---|---|---|
| $0.4000 Q | Regular | Jul 27, 2026 | Sep 01, 2026 | Sep 01, 2026 | Sep 15, 2026 |
| $0.3700 Q | Regular | May 19, 2026 | Jun 01, 2026 | Jun 01, 2026 | Jun 15, 2026 |
| $0.3700 Q | Regular | Jan 26, 2026 | Mar 02, 2026 | Mar 02, 2026 | Mar 16, 2026 |
| $0.3700 Q | Regular | Oct 27, 2025 | Dec 01, 2025 | Dec 01, 2025 | Dec 15, 2025 |
| $0.3700 Q | Regular | Jul 28, 2025 | Aug 29, 2025 | Sep 01, 2025 | Sep 15, 2025 |
| $0.3400 Q | Regular | May 20, 2025 | Jun 02, 2025 | Jun 02, 2025 | Jun 16, 2025 |
| $0.3400 Q | Regular | Jan 27, 2025 | Mar 03, 2025 | Mar 03, 2025 | Mar 17, 2025 |
| $0.3400 Q | Regular | Oct 28, 2024 | Dec 02, 2024 | Dec 02, 2024 | Dec 16, 2024 |
| $0.3400 Q | Regular | Jul 22, 2024 | Aug 30, 2024 | Aug 30, 2024 | Sep 13, 2024 |
| $0.3200 Q | Regular | May 21, 2024 | Jun 03, 2024 | Jun 03, 2024 | Jun 17, 2024 |
| $0.3200 Q | Regular | Jan 22, 2024 | Feb 29, 2024 | Mar 01, 2024 | Mar 15, 2024 |
| $0.3200 Q | Regular | Oct 24, 2023 | Nov 30, 2023 | Dec 01, 2023 | Dec 15, 2023 |
| $0.3200 Q | Regular | Aug 14, 2023 | Aug 31, 2023 | Sep 01, 2023 | Sep 15, 2023 |
| $0.3000 Q | Regular | May 16, 2023 | May 31, 2023 | Jun 01, 2023 | Jun 15, 2023 |
| $0.3000 Q | Regular | Jan 23, 2023 | Feb 28, 2023 | Mar 01, 2023 | Mar 15, 2023 |
| $0.3000 Q | Regular | Oct 25, 2022 | Nov 30, 2022 | Dec 01, 2022 | Dec 15, 2022 |
| $0.3000 Q | Regular | Jul 25, 2022 | Aug 31, 2022 | Sep 01, 2022 | Sep 15, 2022 |
| $0.2800 Q | Regular | May 17, 2022 | May 31, 2022 | Jun 01, 2022 | Jun 15, 2022 |
| $0.2800 Q | Regular | Jan 26, 2022 | Feb 28, 2022 | Mar 01, 2022 | Mar 15, 2022 |
| $0.2800 Q | Regular | Oct 26, 2021 | Nov 30, 2021 | Dec 01, 2021 | Dec 15, 2021 |
| $0.2800 Q | Regular | Jul 26, 2021 | Aug 31, 2021 | Sep 01, 2021 | Sep 15, 2021 |
| $0.2700 Q | Regular | Apr 26, 2021 | May 28, 2021 | Jun 01, 2021 | Jun 15, 2021 |
| $0.2700 Q | Regular | Jan 27, 2021 | Feb 26, 2021 | Mar 01, 2021 | Mar 15, 2021 |
| $0.2700 Q | Regular | Oct 26, 2020 | Nov 30, 2020 | Dec 01, 2020 | Dec 15, 2020 |
| $0.2700 Q | Regular | Jul 27, 2020 | Aug 31, 2020 | Sep 01, 2020 | Sep 15, 2020 |
| $0.2700 Q | Regular | Mar 23, 2020 | May 29, 2020 | Jun 01, 2020 | Jun 15, 2020 |
| $0.2700 Q | Regular | Jan 27, 2020 | Feb 27, 2020 | Feb 28, 2020 | Mar 13, 2020 |
| $0.2700 Q | Regular | Oct 28, 2019 | Nov 27, 2019 | Nov 29, 2019 | Dec 13, 2019 |
| $0.2600 Q | Regular | Jul 29, 2019 | Aug 29, 2019 | Aug 30, 2019 | Sep 13, 2019 |
| $0.2600 Q | Regular | Mar 25, 2019 | May 30, 2019 | May 31, 2019 | Jun 14, 2019 |
| $0.2600 Q | Regular | Jan 28, 2019 | Feb 28, 2019 | Mar 01, 2019 | Mar 15, 2019 |
| $0.2600 Q | Regular | Oct 22, 2018 | Nov 29, 2018 | Nov 30, 2018 | Dec 14, 2018 |
| $0.2500 Q | Regular | Jul 23, 2018 | Aug 30, 2018 | Aug 31, 2018 | Sep 14, 2018 |
| $0.2500 Q | Regular | Mar 26, 2018 | May 31, 2018 | Jun 01, 2018 | Jun 15, 2018 |
| $0.2300 Q | Regular | Jan 22, 2018 | Feb 28, 2018 | Mar 01, 2018 | Mar 15, 2018 |
| $0.2300 Q | Regular | Oct 23, 2017 | Nov 30, 2017 | Dec 01, 2017 | Dec 15, 2017 |
| $0.2300 Q | Regular | Jul 25, 2017 | Aug 30, 2017 | Sep 01, 2017 | Sep 15, 2017 |
| $0.2300 Q | Regular | May 24, 2017 | May 30, 2017 | Jun 01, 2017 | Jun 15, 2017 |
| $0.2300 Q | Regular | Jan 24, 2017 | Feb 27, 2017 | Mar 01, 2017 | Mar 15, 2017 |
| $0.2300 Q | Regular | Oct 25, 2016 | Nov 29, 2016 | Dec 01, 2016 | Dec 15, 2016 |
| $0.2300 Q | Regular | Jul 26, 2016 | Aug 30, 2016 | Sep 01, 2016 | Sep 15, 2016 |
| $0.2200 Q | Regular | May 06, 2016 | May 27, 2016 | Jun 01, 2016 | Jun 15, 2016 |
| $0.2200 Q | Regular | Jan 26, 2016 | Feb 26, 2016 | Mar 01, 2016 | Mar 15, 2016 |
| $0.2200 Q | Regular | Oct 28, 2015 | Nov 27, 2015 | Dec 01, 2015 | Dec 15, 2015 |
| $0.2200 Q | Regular | Jul 28, 2015 | Aug 28, 2015 | Sep 01, 2015 | Sep 15, 2015 |
| $0.2200 Q | Regular | Apr 28, 2015 | May 27, 2015 | May 29, 2015 | Jun 15, 2015 |
| $0.2100 Q | Regular | Jan 27, 2015 | Feb 25, 2015 | Feb 27, 2015 | Mar 13, 2015 |
| $0.2100 Q | Regular | Oct 28, 2014 | Nov 26, 2014 | Dec 01, 2014 | Dec 15, 2014 |
| $0.2100 Q | Regular | Jul 29, 2014 | Aug 27, 2014 | Sep 01, 2014 | Sep 15, 2014 |
| $0.2100 Q | Regular | May 08, 2014 | May 28, 2014 | May 30, 2014 | Jun 13, 2014 |
| $0.2100 Q | Regular | Jan 28, 2014 | Feb 26, 2014 | Mar 01, 2014 | Mar 14, 2014 |
| $0.2100 Q | Regular | Oct 30, 2013 | Nov 26, 2013 | Dec 01, 2013 | Dec 15, 2013 |
| $0.2000 Q | Regular | Jul 25, 2013 | Aug 28, 2013 | Sep 01, 2013 | Sep 15, 2013 |
| $0.2000 Q | Regular | May 13, 2013 | May 29, 2013 | Jun 01, 2013 | Jun 15, 2013 |
| $0.2000 Q | Regular | Jan 30, 2013 | Feb 27, 2013 | Mar 01, 2013 | Mar 15, 2013 |
| $0.2000 Q | Regular | Oct 25, 2012 | Nov 28, 2012 | Dec 01, 2012 | Dec 15, 2012 |
| $0.2000 Q | Regular | Jul 25, 2012 | Aug 29, 2012 | Sep 01, 2012 | Sep 15, 2012 |
| $0.2000 Q | Regular | May 15, 2012 | May 30, 2012 | Jun 01, 2012 | Jun 15, 2012 |
| $0.2000 Q | Regular | Jan 31, 2012 | Feb 28, 2012 | Mar 01, 2012 | Mar 15, 2012 |
| $0.2000 Q | Regular | Oct 27, 2011 | Nov 29, 2011 | Dec 01, 2011 | Dec 15, 2011 |
| $0.2000 Q | Regular | Aug 02, 2011 | Aug 30, 2011 | Sep 01, 2011 | Sep 15, 2011 |
| $0.2000 Q | Regular | Apr 29, 2011 | May 27, 2011 | Jun 01, 2011 | Jun 15, 2011 |
| $0.2000 Q | Regular | Jan 26, 2011 | Feb 25, 2011 | Mar 01, 2011 | Mar 15, 2011 |
| $0.2000 Q | Regular | Oct 27, 2010 | Nov 29, 2010 | Dec 01, 2010 | Dec 15, 2010 |
| $0.2000 Q | Regular | Jul 27, 2010 | Aug 30, 2010 | Sep 01, 2010 | Sep 15, 2010 |
| $0.2000 Q | Regular | Apr 28, 2010 | May 27, 2010 | Jun 01, 2010 | Jun 15, 2010 |
| $0.2000 Q | Regular | Feb 09, 2010 | Feb 25, 2010 | Mar 01, 2010 | Mar 15, 2010 |
| $0.2000 Q | Regular | Oct 28, 2009 | Nov 27, 2009 | Dec 01, 2009 | Dec 15, 2009 |
| $0.2000 Q | Regular | Aug 03, 2009 | Aug 28, 2009 | Sep 01, 2009 | Sep 15, 2009 |
| $0.2000 Q | Regular | Apr 30, 2009 | May 28, 2009 | Jun 01, 2009 | Jun 15, 2009 |
| $0.2000 Q | Regular | Jan 26, 2009 | Feb 25, 2009 | Mar 01, 2009 | Mar 15, 2009 |
| $0.2000 Q | Regular | Oct 27, 2008 | Nov 26, 2008 | Dec 01, 2008 | Dec 15, 2008 |
| $0.2000 Q | Regular | Jul 28, 2008 | Aug 27, 2008 | Sep 01, 2008 | Sep 15, 2008 |
| $0.2000 Q | Regular | Apr 28, 2008 | May 28, 2008 | Jun 01, 2008 | Jun 15, 2008 |
| $0.2000 Q | Regular | Jan 28, 2008 | Feb 27, 2008 | Mar 01, 2008 | Mar 15, 2008 |
| $0.2000 Q | Regular | Oct 22, 2007 | Nov 28, 2007 | Dec 01, 2007 | Dec 15, 2007 |
| $0.2000 Q | Regular | Jul 23, 2007 | Aug 29, 2007 | Sep 01, 2007 | Sep 15, 2007 |
| $0.2000 Q | Regular | Apr 23, 2007 | May 30, 2007 | Jun 01, 2007 | Jun 15, 2007 |
| $0.1900 Q | Regular | Jan 22, 2007 | Feb 27, 2007 | Mar 01, 2007 | Mar 15, 2007 |
| $0.1900 Q | Regular | Nov 28, 2006 | Nov 29, 2006 | Dec 01, 2006 | Dec 15, 2006 |
| $0.1900 Q | Regular | Jul 24, 2006 | Aug 30, 2006 | Sep 01, 2006 | Sep 15, 2006 |
| $0.1900 Q | Regular | Apr 24, 2006 | May 30, 2006 | Jun 01, 2006 | Jun 15, 2006 |
| $0.1900 Q | Regular | Jan 26, 2006 | Feb 27, 2006 | Mar 01, 2006 | Mar 15, 2006 |
| $0.1900 Q | Regular | Oct 25, 2005 | Nov 29, 2005 | Dec 01, 2005 | Dec 15, 2005 |
| $0.1900 Q | Regular | Jul 26, 2005 | Aug 30, 2005 | Sep 01, 2005 | Sep 15, 2005 |
| $0.1900 Q | Regular | Apr 26, 2005 | May 27, 2005 | Jun 01, 2005 | Jun 15, 2005 |
| $0.1900 Q | Regular | Jan 24, 2005 | Feb 25, 2005 | Mar 01, 2005 | Mar 15, 2005 |
| $0.1900 Q | Regular | Oct 26, 2004 | Nov 29, 2004 | Dec 01, 2004 | Dec 15, 2004 |
| $0.1900 Q | Regular | Jul 27, 2004 | Aug 30, 2004 | Sep 01, 2004 | Sep 15, 2004 |
| $0.1900 Q | Regular | Apr 27, 2004 | May 27, 2004 | Jun 01, 2004 | Jun 15, 2004 |
| $0.1700 Q | Regular | Jan 27, 2004 | Feb 26, 2004 | Mar 01, 2004 | Mar 15, 2004 |
| $0.1700 Q | Regular | Oct 27, 2003 | Nov 26, 2003 | Dec 01, 2003 | Dec 15, 2003 |
| $0.1700 Q | Regular | Jul 31, 2003 | Aug 27, 2003 | Sep 01, 2003 | Sep 15, 2003 |
| $0.1700 Q | Regular | Apr 30, 2003 | May 28, 2003 | Jun 01, 2003 | Jun 15, 2003 |
| $0.1700 Q | Regular | Jan 27, 2003 | Feb 26, 2003 | Mar 01, 2003 | Mar 15, 2003 |
| $0.1700 Q | Regular | Oct 28, 2002 | Nov 26, 2002 | Dec 01, 2002 | Dec 15, 2002 |
| $0.1700 Q | Regular | Jul 23, 2002 | Aug 28, 2002 | Sep 01, 2002 | Sep 15, 2002 |
| $0.1700 Q | Regular | Apr 23, 2002 | May 29, 2002 | Jun 01, 2002 | Jun 15, 2002 |
| $0.1700 Q | Regular | Jan 24, 2002 | Feb 27, 2002 | Mar 01, 2002 | Mar 15, 2002 |
| $0.1700 Q | Regular | Oct 22, 2001 | Nov 28, 2001 | Dec 01, 2001 | Dec 15, 2001 |
| $0.1700 Q | Regular | Jul 23, 2001 | Aug 29, 2001 | Sep 01, 2001 | Sep 15, 2001 |
| $0.1700 Q | Regular | Apr 23, 2001 | May 30, 2001 | Jun 01, 2001 | Jun 15, 2001 |
| $0.1700 Q | Regular | Jan 23, 2001 | Feb 27, 2001 | Mar 01, 2001 | Mar 15, 2001 |
| $0.1700 Q | Regular | Oct 23, 2000 | Nov 29, 2000 | Dec 01, 2000 | Dec 15, 2000 |
| $0.1700 Q | Regular | Jul 26, 2000 | Aug 30, 2000 | Sep 01, 2000 | Sep 15, 2000 |
| $0.1700 Q | Regular | Apr 24, 2000 | May 30, 2000 | Jun 01, 2000 | Jun 15, 2000 |
| $0.1700 Q | Regular | Jan 24, 2000 | Feb 28, 2000 | Mar 01, 2000 | Mar 15, 2000 |
| $0.1542 Q | Regular | - | Nov 29, 1999 | - | - |
| $0.1700 Q | Regular | Jul 26, 1999 | Aug 30, 1999 | Sep 01, 1999 | Sep 15, 1999 |
| $0.1700 Q | Regular | Apr 27, 1999 | May 27, 1999 | Jun 01, 1999 | Jun 15, 1999 |
| $0.1700 Q | Regular | Jan 27, 1999 | Feb 25, 1999 | Mar 01, 1999 | Mar 15, 1999 |
| $0.1700 Q | Regular | Oct 27, 1998 | Nov 27, 1998 | Dec 01, 1998 | Dec 15, 1998 |
| $0.1700 Q | Regular | Jul 28, 1998 | Aug 28, 1998 | Sep 01, 1998 | Sep 15, 1998 |
| $0.1700 Q | Regular | Apr 28, 1998 | May 28, 1998 | Jun 01, 1998 | Jun 15, 1998 |
| $0.1700 Q | Regular | Jan 27, 1998 | Feb 25, 1998 | Feb 27, 1998 | Mar 13, 1998 |
| $0.2379 Q | Regular | - | Nov 26, 1997 | - | - |
| $0.1700 Q | Regular | Jul 22, 1997 | Aug 28, 1997 | Sep 02, 1997 | Sep 15, 1997 |
| $0.1500 Q | Regular | Apr 22, 1997 | May 28, 1997 | May 30, 1997 | Jun 13, 1997 |
| $0.1500 Q | Regular | Jan 28, 1997 | Feb 26, 1997 | Feb 28, 1997 | Mar 14, 1997 |
| $0.2316 Q | Regular | - | Nov 26, 1996 | - | - |
Peer Comparison
Selected Banks - Regional dividend payers we cover, strongest DividendRank first — for context, not a recommendation.
| Ticker | Name | Yield | 5-Yr Growth | Streak | Rank |
|---|---|---|---|---|---|
| LYBC | Lyons Bancorp Inc. | 3.23% | 7.6% | 19 yrs | 82 |
| CHBH | Croghan Bancshares, Inc. | 3.42% | 3.4% | 12 yrs | 79 |
| SCGLF | Société Générale S.A. | 2.22% | -4.6% | 1 yr | 78 |
| TRUX | Truxton Corporation | 3.46% | 7.2% | 12 yrs | 77 |
Related Guides & Lists
NBTB dividend — frequently asked questions
Does NBT Bancorp Inc. pay a dividend?
Yes. NBT Bancorp Inc. (NBTB) currently pays a dividend. The annualized dividend is about $1.60 per share, a yield of approximately 3.11%.
What is NBT Bancorp Inc.'s dividend yield?
NBT Bancorp Inc.'s dividend yield is approximately 3.11%, based on the most recent regular payment annualized against the current share price. Yields move as the share price changes.
How often does NBT Bancorp Inc. pay dividends?
NBT Bancorp Inc. pays dividends quarterly — 4 times per year.
How long has NBT Bancorp Inc. paid dividends?
NBT Bancorp Inc. has 34 years of dividend payments on record, and has increased its dividend for 13 consecutive years.
Data updated Sep 18, 2026. This research page is generated from Dividendly's structured market and dividend dataset using the approach described on our methodology and data sources pages. Data is automatically validated using defined rules and may also be periodically reviewed. Research only, not investment advice. Spotted a data error? Report it.