WSBF Waterstone Financial, Inc. — dividend yield, history & ex-dividend dates
Waterstone Financial, Inc. functions as a bank holding company, with its principal operations conducted through its subsidiary, WaterStone Bank SSB. It offers a broad spectrum of financial services to customers situated in southeastern Wisconsin, USA. The firm's activities are structured into two key segments: Community Banking and Mortgage Banking. The Community Banking division caters to both individual and commercial clients with a suite of banking solutions. This encompasses diverse deposit and transactional offerings, such as checking accounts, digital banking and bill payment facilities, funds transfer services, and various credit, debit, and prepaid card options. Furthermore, it provides savings and investment vehicles, including savings accounts, money market deposits, individual retirement accounts, and certificates of deposit. Its lending portfolio extends to residential mortgages, home equity loans and lines of credit, personal and installment credit, real estate financing, and commercial loans and lines of credit. Additionally, the segment offers fixed and variable annuities, insurance policies, and trust and investment management accounts. Its deposit types span interest-bearing and non-interest-bearing transaction accounts, demand accounts, and time deposits. Beyond this, loan products encompass secured and unsecured lines of credit, commercial real estate construction financing, term loans for operational capital and inventory, and personal term loans, complemented by various investment services. The Mortgage Banking division focuses on originating residential mortgage loans, predominantly for sale within the secondary market. The company also maintains an investment portfolio containing a mix of securities, such as mortgage-backed securities, bonds from government-sponsored and private enterprises, collateralized mortgage and municipal obligations, and other debt instruments. Its operational footprint includes 14 full-service banking offices, a single drive-through facility, and 14 automated teller machines, strategically placed across Milwaukee, Washington, and Waukesha Counties in Wisconsin. Founded in 1921 and headquartered in Wauwatosa, Wisconsin, the firm was formerly known as Wauwatosa Holdings, Inc., adopting its current name, Waterstone Financial, Inc., in August 2008.
Dividend Snapshot
Key Metrics
Current Yield
3.18%
At the Sep 14, 2026 price
The annual dividend as a percentage of the share price. A 3% yield is about $3 of dividends a year for every $100 invested at today's price.Annualized Dividend
$0.6800
The most recent payment scaled to a full year by how often it's paid. A $0.25 quarterly dividend annualizes to $1.00.Frequency
Q Quarterly
How often the dividend is paid: Q = quarterly (4x a year), M = monthly, S = semi-annual, A = annual.Rank Score
64.6
As of Sep 14, 2026
Our 0-100 house score blending yield quality, payout sustainability (the trailing-twelve-month payout ratio), profitability (TTM return on equity), valuation (TTM price-to-book) and payment reliability, recomputed daily. Higher means a stronger profile on those factors in our model — a research score, not advice or a recommendation to buy.RSI (14)
59
As of Sep 14, 2026
Relative Strength Index (0-100), a price-momentum gauge. Above 70 is often called 'overbought', below 30 'oversold'. A technical signal, not a dividend metric.52-Week Range
$14.62 – $21.52
Closes through Sep 11, 2026
The lowest and highest price over the past year — shows where today's price sits in its recent range.Payout Ratio (TTM)
35.94%
12 months to Jun 30, 2026 (Q2 FY2026)
The share of earnings paid out as dividends over the trailing twelve months (TTM): dividends paid divided by net income across the company's four most recent reported quarters, dated by the latest quarter end. A fiscal-year tag such as FY2025 means only annual figures were available. Lower leaves more cushion; above 100% means paying out more than the company earned. It shows n/a for funds and when net income over the period was negative; for REITs and BDCs it is marked EPS-based, since they are judged on FFO/AFFO or net investment income instead.Years Paying
12
How many years of payments we have on record. This can understate very long histories where our data doesn't reach far enough back.Price / Book (TTM)
1.05
Price as of Sep 14, 2026; latest reported book value
Price-to-book ratio: the share price on the date shown divided by the latest reported book value per share. A rough valuation gauge, most useful for asset-heavy sectors like REITs, banks and insurers.S.A.F.E. Dividend Read
Quote & Key Data
Dividend Growth
Why the Yield Moved (90 Days)
WSBF's dividend yield fell from 3.54% to 3.18% over the past ~90 days (-0.36 pp). Of that move, +0.00 pp came from changes in the dividend rate and -0.36 pp from the share price ($19.20 on Jun 16, 2026 → $21.37 on Sep 14, 2026). A yield that rises because the price fell is not an improvement in the payout itself.
Yield vs Its Own History
Across 326 daily observations over the past 15 months (through Sep 11, 2026), WSBF's current yield is higher than approximately 1% of them. Our stored price history for WSBF covers the past 15 months; 3- and 5-year averages are not yet computable from it and are deliberately not shown.
Adjusted Price History
Dividend History
Dividend Payment History
Ex-dividend calendar →| Amount | Type | Declared | Ex-Date | Record | Pay |
|---|---|---|---|---|---|
| $0.1700 Q | Regular | Jun 23, 2026 | Jul 08, 2026 | Jul 08, 2026 | Aug 03, 2026 |
| $0.1700 Q | Regular | Mar 17, 2026 | Apr 08, 2026 | Apr 08, 2026 | May 01, 2026 |
| $0.1500 Q | Regular | Dec 18, 2025 | Jan 08, 2026 | Jan 08, 2026 | Feb 02, 2026 |
| $0.1500 Q | Regular | Sep 23, 2025 | Oct 08, 2025 | Oct 08, 2025 | Nov 03, 2025 |
| $0.1500 Q | Regular | Jun 17, 2025 | Jul 08, 2025 | Jul 08, 2025 | Aug 01, 2025 |
| $0.1500 Q | Regular | Mar 20, 2025 | Apr 08, 2025 | Apr 08, 2025 | May 01, 2025 |
| $0.1500 Q | Regular | Dec 19, 2024 | Jan 08, 2025 | Jan 08, 2025 | Feb 03, 2025 |
| $0.1500 Q | Regular | Sep 24, 2024 | Oct 08, 2024 | Oct 08, 2024 | Nov 01, 2024 |
| $0.1500 Q | Regular | Jun 18, 2024 | Jul 08, 2024 | Jul 08, 2024 | Aug 01, 2024 |
| $0.1500 Q | Regular | Mar 21, 2024 | Apr 05, 2024 | Apr 08, 2024 | May 01, 2024 |
| $0.1500 Q | Regular | Dec 21, 2023 | Jan 05, 2024 | Jan 08, 2024 | Feb 01, 2024 |
| $0.1500 Q | Regular | Sep 26, 2023 | Oct 05, 2023 | Oct 09, 2023 | Nov 01, 2023 |
| $0.2000 Q | Regular | Jun 29, 2023 | Jul 07, 2023 | Jul 10, 2023 | Aug 02, 2023 |
| $0.2000 Q | Regular | Mar 22, 2023 | Apr 06, 2023 | Apr 10, 2023 | May 02, 2023 |
| $0.2000 Q | Regular | Dec 15, 2022 | Jan 06, 2023 | Jan 09, 2023 | Feb 01, 2023 |
| $0.2000 Q | Regular | Sep 27, 2022 | Oct 06, 2022 | Oct 10, 2022 | Nov 01, 2022 |
| $0.2000 Q | Regular | Jun 23, 2022 | Jul 08, 2022 | Jul 11, 2022 | Aug 02, 2022 |
| $0.2000 S | Regular | Mar 15, 2022 | Apr 08, 2022 | Apr 11, 2022 | May 03, 2022 |
| $0.7000 S | Regular | Dec 15, 2021 | Jan 07, 2022 | Jan 10, 2022 | Feb 01, 2022 |
| $0.2000 Q | Regular | Sep 21, 2021 | Oct 07, 2021 | Oct 11, 2021 | Nov 02, 2021 |
| $0.2000 Q | Regular | Jun 15, 2021 | Jul 09, 2021 | Jul 12, 2021 | Aug 03, 2021 |
| $0.5000 S | Regular | May 28, 2021 | Jun 10, 2021 | Jun 11, 2021 | Jun 15, 2021 |
| $0.2000 Q | Regular | Mar 16, 2021 | Apr 09, 2021 | Apr 12, 2021 | May 04, 2021 |
| $0.2000 Q | Regular | Dec 17, 2020 | Jan 08, 2021 | Jan 11, 2021 | Feb 02, 2021 |
| $0.3000 S | Regular | Nov 17, 2020 | Nov 30, 2020 | Dec 01, 2020 | Dec 08, 2020 |
| $0.1200 Q | Regular | Sep 22, 2020 | Oct 08, 2020 | Oct 12, 2020 | Nov 02, 2020 |
| $0.1200 Q | Regular | Jun 16, 2020 | Jul 10, 2020 | Jul 13, 2020 | Aug 03, 2020 |
| $0.1200 Q | Regular | Mar 24, 2020 | Apr 08, 2020 | Apr 10, 2020 | May 01, 2020 |
| $0.5000 S | Regular | Feb 25, 2020 | Mar 10, 2020 | Mar 11, 2020 | Apr 02, 2020 |
| $0.1200 Q | Regular | Dec 18, 2019 | Jan 09, 2020 | Jan 10, 2020 | Feb 03, 2020 |
| $0.1200 Q | Regular | Sep 17, 2019 | Oct 10, 2019 | Oct 11, 2019 | Nov 01, 2019 |
| $0.1200 Q | Regular | Jun 18, 2019 | Jul 11, 2019 | Jul 12, 2019 | Aug 02, 2019 |
| $0.1200 Q | Regular | Mar 25, 2019 | Apr 11, 2019 | Apr 12, 2019 | May 03, 2019 |
| $0.5000 S | Regular | Mar 11, 2019 | Mar 20, 2019 | Mar 21, 2019 | Apr 02, 2019 |
| $0.1200 Q | Regular | Dec 20, 2018 | Jan 09, 2019 | Jan 10, 2019 | Feb 01, 2019 |
| $0.1200 Q | Regular | Sep 18, 2018 | Oct 11, 2018 | Oct 12, 2018 | Nov 02, 2018 |
| $0.1200 Q | Regular | Jun 19, 2018 | Jul 11, 2018 | Jul 12, 2018 | Aug 02, 2018 |
| $0.1200 Q | Regular | Mar 20, 2018 | Apr 11, 2018 | Apr 12, 2018 | May 02, 2018 |
| $0.5000 S | Regular | Feb 20, 2018 | Mar 08, 2018 | Mar 10, 2018 | Apr 02, 2018 |
| $0.1200 Q | Regular | Dec 21, 2017 | Jan 11, 2018 | Jan 12, 2018 | Feb 02, 2018 |
| $0.1200 Q | Regular | Sep 19, 2017 | Oct 11, 2017 | Oct 12, 2017 | Nov 02, 2017 |
| $0.1200 Q | Regular | Jun 20, 2017 | Jul 10, 2017 | Jul 12, 2017 | Aug 02, 2017 |
| $0.5000 M | Regular | Apr 19, 2017 | May 10, 2017 | May 12, 2017 | Jun 02, 2017 |
| $0.1200 Q | Regular | Mar 22, 2017 | Apr 10, 2017 | Apr 12, 2017 | May 02, 2017 |
| $0.1200 Q | Regular | Dec 23, 2016 | Jan 06, 2017 | Jan 10, 2017 | Feb 02, 2017 |
| $0.0800 Q | Regular | Sep 20, 2016 | Oct 06, 2016 | Oct 11, 2016 | Nov 01, 2016 |
| $0.0800 Q | Regular | Jun 22, 2016 | Jul 08, 2016 | Jul 12, 2016 | Aug 02, 2016 |
| $0.0500 Q | Regular | Mar 16, 2016 | Apr 08, 2016 | Apr 12, 2016 | May 02, 2016 |
| $0.0500 Q | Regular | Dec 21, 2015 | Jan 07, 2016 | Jan 11, 2016 | Feb 01, 2016 |
| $0.0500 Q | Regular | Sep 25, 2015 | Oct 07, 2015 | Oct 12, 2015 | Nov 02, 2015 |
| $0.0500 Q | Regular | Jun 24, 2015 | Jul 08, 2015 | Jul 10, 2015 | Aug 03, 2015 |
| $0.0500 Q | Regular | Mar 20, 2015 | Apr 08, 2015 | Apr 10, 2015 | May 04, 2015 |
| $0.0500 Q | Regular | Dec 22, 2014 | Jan 08, 2015 | Jan 12, 2015 | Feb 02, 2015 |
| $0.0500 Q | Regular | Sep 24, 2014 | Oct 08, 2014 | Oct 11, 2014 | Nov 03, 2014 |
| $0.0500 Q | Regular | Jun 20, 2014 | Jul 09, 2014 | Jul 11, 2014 | Aug 01, 2014 |
| $0.0500 Q | Regular | Mar 20, 2014 | Apr 09, 2014 | Apr 11, 2014 | May 02, 2014 |
Peer Comparison
Selected Banks - Regional dividend payers we cover, strongest DividendRank first — for context, not a recommendation.
| Ticker | Name | Yield | 5-Yr Growth | Streak | Rank |
|---|---|---|---|---|---|
| LYBC | Lyons Bancorp Inc. | 3.31% | 7.6% | 19 yrs | 82 |
| CHBH | Croghan Bancshares, Inc. | 3.43% | 3.4% | 12 yrs | 79 |
| TRUX | Truxton Corporation | 3.40% | 7.2% | 12 yrs | 77 |
| ASB | Associated Banc-Corp | 3.20% | 5.3% | 14 yrs | 76 |
Related Guides & Lists
WSBF dividend — frequently asked questions
Does Waterstone Financial, Inc. pay a dividend?
Yes. Waterstone Financial, Inc. (WSBF) currently pays a dividend. The annualized dividend is about $0.68 per share, a yield of approximately 3.18%.
What is Waterstone Financial, Inc.'s dividend yield?
Waterstone Financial, Inc.'s dividend yield is approximately 3.18%, based on the most recent regular payment annualized against the current share price. Yields move as the share price changes.
How often does Waterstone Financial, Inc. pay dividends?
Waterstone Financial, Inc. pays dividends quarterly — 4 times per year.
How long has Waterstone Financial, Inc. paid dividends?
Waterstone Financial, Inc. has 12 years of dividend payments on record.
Data updated Sep 14, 2026. This research page is generated from Dividendly's structured market and dividend dataset using the approach described on our methodology and data sources pages. Data is automatically validated using defined rules and may also be periodically reviewed. Research only, not investment advice. Spotted a data error? Report it.