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SYF Synchrony Financial — dividend yield, history & ex-dividend dates

NYSE· Quarterly dividend· Common Stock · Financial Services / Financial - Credit Services

$75.99 ▲ $0.55(0.73%) as of Sep 14, 2026 03:06 UTC
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Synchrony Financial, along with its various subsidiaries, functions as a leading provider of consumer financial services across the United States. The company offers a comprehensive range of credit products, encompassing diverse credit card options such as private label, co-branded, and general-purpose cards, alongside commercial credit solutions and consumer installment loans for both short and long durations. Additionally, Synchrony provides consumer banking services, including a variety of deposit products like certificates of deposit, individual retirement accounts, money market accounts, and savings accounts. These are made available to both individual consumers and commercial entities, with deposits also accepted via external securities brokerage firms. Beyond core credit and banking, Synchrony extends debt cancellation programs to its credit card clientele through online, mobile, and direct mail channels. It is also a significant player in specialized financing, offering healthcare payment and funding solutions under its CareCredit, Pets Best, and Walgreens brands. The firm further provides payment and financing options to industries like apparel, specialty retail, outdoor, music, and luxury, as well as point-of-sale consumer financing for audiology products and dental services. Synchrony delivers its credit offerings through collaborative programs established with a broad network of national and regional retailers, local merchants, manufacturers, buying groups, industry associations, and healthcare service providers. Its deposit products reach customers through various avenues, including digital and print media. The company's services cater to a wide array of sectors, including digital, health and wellness, retail, home, auto, powersports, jewelry, and pet industries, among others. Established in 1932, Synchrony Financial's corporate headquarters are located in Stamford, Connecticut.

Dividend Snapshot

StatusRecently Increased
Latest Dividend$0.3400
Forward Annual$1.36
FrequencyQuarterly
Last Ex-DateAug 05, 2026
1-Yr Growth15.0%Annual totals, 2024–2025

Key Metrics

Current Yield

1.79%

At the Sep 14, 2026 price

The annual dividend as a percentage of the share price. A 3% yield is about $3 of dividends a year for every $100 invested at today's price.

Annualized Dividend

$1.3600

The most recent payment scaled to a full year by how often it's paid. A $0.25 quarterly dividend annualizes to $1.00.

Frequency

Q Quarterly

How often the dividend is paid: Q = quarterly (4x a year), M = monthly, S = semi-annual, A = annual.

Rank Score

59.5

As of Sep 14, 2026

Our 0-100 house score blending yield quality, payout sustainability (the trailing-twelve-month payout ratio), profitability (TTM return on equity), valuation (TTM price-to-book) and payment reliability, recomputed daily. Higher means a stronger profile on those factors in our model — a research score, not advice or a recommendation to buy.

RSI (14)

43

As of Sep 14, 2026

Relative Strength Index (0-100), a price-momentum gauge. Above 70 is often called 'overbought', below 30 'oversold'. A technical signal, not a dividend metric.

52-Week Range

$63.78 – $88.47

Closes through Sep 11, 2026

The lowest and highest price over the past year — shows where today's price sits in its recent range.

Payout Ratio (TTM)

14.30%

12 months to Jun 30, 2026 (Q2 FY2026)

The share of earnings paid out as dividends over the trailing twelve months (TTM): dividends paid divided by net income across the company's four most recent reported quarters, dated by the latest quarter end. A fiscal-year tag such as FY2025 means only annual figures were available. Lower leaves more cushion; above 100% means paying out more than the company earned. It shows n/a for funds and when net income over the period was negative; for REITs and BDCs it is marked EPS-based, since they are judged on FFO/AFFO or net investment income instead.

Years Paying

9

How many years of payments we have on record. This can understate very long histories where our data doesn't reach far enough back.

Price / Book (TTM)

1.49

Price as of Sep 14, 2026; latest reported book value

Price-to-book ratio: the share price on the date shown divided by the latest reported book value per share. A rough valuation gauge, most useful for asset-heavy sectors like REITs, banks and insurers.

S.A.F.E. Dividend Read

S.A.F.E. is our quick durability read on a dividend — the same four-check test used across the screener and our ranked lists. Solid: a model rank of 70+ and a yield of 2%+; the rank weighs the trailing-twelve-month payout ratio, return on equity and price-to-book. Accelerating: the dividend has grown over time, not stalled. Flawless: an unbroken record with no cuts or suspensions. Enduring: a long enough paying history to weather a cycle. All four met earns the S.A.F.E. flag.
S Solid
Below the Solid check (model rank 70+ and yield 2%+): rank 60/100, yield 1.79%.
A Accelerating
4 consecutive years of dividend increases.
F Flawless
No dividend cut in the available payment record.
E Enduring
9 year(s) of payments on record, under the 20 this check looks for.

Quote & Key Data

ExchangeNYSEThe stock exchange where the shares trade, such as NYSE or Nasdaq.
Volume2,461,800Sep 11, 2026 sessionHow many shares changed hands in the latest session — a rough read on trading activity.
Open$76.72Sep 11, 2026 sessionThe price at the start of the latest trading session.
Day Range$74.77 – $76.82Sep 11, 2026 sessionThe lowest and highest price during the latest trading session.
Prev Close$75.44Close of Sep 10, 2026The closing price from the previous trading session.
Market Cap$24.72BAs of Sep 14, 2026The company's total market value — share price times shares outstanding — on the date shown.
Shares Out325.37MImplied by market cap, Sep 14, 2026Shares outstanding implied by the market cap and share price on the date shown.
EPS (TTM)$10.6212 months to Jun 30, 2026 (Q2 FY2026)Earnings per share over the trailing twelve months (TTM), labeled with the end date of the latest reported quarter and shown in the company's reporting currency. Dividends are paid out of these earnings.
P/E (TTM)7.7Price as of Sep 14, 2026; earnings to Jun 30, 2026Price-to-earnings ratio: the share price on the date shown divided by trailing-twelve-month earnings per share. A rough gauge of how richly the stock is valued.
Ex-DividendAug 05, 2026Buy before this date to receive the upcoming payment. Buy on or after it and the seller keeps that one.
Pay DateAug 17, 2026The date the dividend is actually paid into shareholders' accounts.

Dividend Growth

3-Yr Growth (CAGR)8.5%Annual totals, 2022–2025The dividend's average annual growth rate over the period, compounded. Steady growth signals a healthy, rising payout.
5-Yr Growth (CAGR)5.5%Annual totals, 2020–2025The dividend's average annual growth rate over the period, compounded. Steady growth signals a healthy, rising payout.
Consecutive Increases4 yrsAnnual totals through 2025The number of years in a row the dividend has increased — a track record of reliability.

Why the Yield Moved (90 Days)

SYF's dividend yield rose from 1.59% to 1.79% over the past ~90 days (+0.20 pp). Of that move, +0.21 pp came from changes in the dividend rate and -0.01 pp from the share price ($75.29 on Jun 16, 2026 → $75.99 on Sep 14, 2026). A yield that rises because the price fell is not an improvement in the payout itself.

Yield vs Its Own History

Current1.79%
1-Yr Average1.63%
Low / High1.36% – 2.11%
Percentile86%

Across 333 daily observations over the past 16 months (through Sep 11, 2026), SYF's current yield is higher than approximately 86% of them. Our stored price history for SYF covers the past 16 months; 3- and 5-year averages are not yet computable from it and are deliberately not shown.

Adjusted Price History

Dividend History

Dividend Payment History

Ex-dividend calendar →
Amount Type Declared Ex-Date Record Pay
$0.3400 Q Regular Jul 21, 2026 Aug 05, 2026 Aug 05, 2026 Aug 17, 2026
$0.3000 Q Regular Apr 21, 2026 May 05, 2026 May 05, 2026 May 15, 2026
$0.3000 Q Regular Jan 27, 2026 Feb 06, 2026 Feb 06, 2026 Feb 17, 2026
$0.3000 Q Regular Oct 23, 2025 Nov 05, 2025 Nov 05, 2025 Nov 17, 2025
$0.3000 Q Regular Jul 22, 2025 Aug 05, 2025 Aug 05, 2025 Aug 15, 2025
$0.3000 Q Regular Apr 22, 2025 May 05, 2025 May 05, 2025 May 15, 2025
$0.2500 Q Regular Jan 21, 2025 Feb 03, 2025 Feb 03, 2025 Feb 18, 2025
$0.2500 Q Regular Oct 24, 2024 Nov 04, 2024 Nov 04, 2024 Nov 15, 2024
$0.2500 Q Regular Jul 23, 2024 Aug 05, 2024 Aug 05, 2024 Aug 15, 2024
$0.2500 Q Regular Apr 24, 2024 May 03, 2024 May 06, 2024 May 15, 2024
$0.2500 Q Regular Jan 24, 2024 Feb 02, 2024 Feb 05, 2024 Feb 15, 2024
$0.2500 Q Regular Oct 19, 2023 Oct 31, 2023 Nov 01, 2023 Nov 09, 2023
$0.2500 Q Regular Jul 20, 2023 Jul 28, 2023 Jul 31, 2023 Aug 10, 2023
$0.2300 Q Regular Apr 20, 2023 May 01, 2023 May 02, 2023 May 12, 2023
$0.2300 Q Regular Jan 25, 2023 Feb 03, 2023 Feb 06, 2023 Feb 17, 2023
$0.2300 Q Regular Oct 20, 2022 Oct 31, 2022 Nov 01, 2022 Nov 10, 2022
$0.2300 Q Regular Jul 21, 2022 Jul 29, 2022 Aug 01, 2022 Aug 11, 2022
$0.2200 Q Regular Apr 21, 2022 Apr 29, 2022 May 02, 2022 May 12, 2022
$0.2200 Q Regular Jan 25, 2022 Feb 09, 2022 Feb 10, 2022 Feb 17, 2022
$0.2200 Q Regular Oct 21, 2021 Oct 29, 2021 Nov 01, 2021 Nov 12, 2021
$0.2200 Q Regular Jul 22, 2021 Jul 30, 2021 Aug 02, 2021 Aug 12, 2021
$0.2200 Q Regular Apr 22, 2021 Apr 30, 2021 May 03, 2021 May 13, 2021
$0.2200 Q Regular Jan 26, 2021 Feb 04, 2021 Feb 05, 2021 Feb 16, 2021
$0.2200 Q Regular Oct 21, 2020 Oct 30, 2020 Nov 02, 2020 Nov 12, 2020
$0.2200 Q Regular Jul 22, 2020 Jul 31, 2020 Aug 03, 2020 Aug 13, 2020
$0.2200 Q Regular Apr 24, 2020 May 01, 2020 May 04, 2020 May 14, 2020
$0.2200 Q Regular Jan 28, 2020 Feb 06, 2020 Feb 07, 2020 Feb 13, 2020
$0.2200 Q Regular Oct 23, 2019 Nov 01, 2019 Nov 04, 2019 Nov 14, 2019
$0.2200 Q Regular Jul 24, 2019 Aug 02, 2019 Aug 05, 2019 Aug 15, 2019
$0.2100 Q Regular Apr 24, 2019 May 03, 2019 May 06, 2019 May 16, 2019
$0.2100 Q Regular Jan 22, 2019 Feb 01, 2019 Feb 04, 2019 Feb 14, 2019
$0.2100 Q Regular Oct 24, 2018 Nov 02, 2018 Nov 05, 2018 Nov 15, 2018
$0.2100 Q Regular Jul 26, 2018 Aug 03, 2018 Aug 06, 2018 Aug 16, 2018
$0.1500 Q Regular Apr 25, 2018 May 04, 2018 May 07, 2018 May 17, 2018
$0.1500 Q Regular Jan 23, 2018 Feb 02, 2018 Feb 05, 2018 Feb 15, 2018
$0.1500 Q Regular Oct 25, 2017 Nov 03, 2017 Nov 06, 2017 Nov 16, 2017
$0.1500 Q Regular Jul 27, 2017 Aug 03, 2017 Aug 07, 2017 Aug 17, 2017
$0.1300 Q Regular Apr 27, 2017 May 04, 2017 May 08, 2017 May 18, 2017
$0.1300 Q Regular Jan 25, 2017 Feb 02, 2017 Feb 06, 2017 Feb 16, 2017
$0.1300 Q Regular Oct 28, 2016 Nov 03, 2016 Nov 07, 2016 Nov 17, 2016
$0.1300 Q Regular Jul 25, 2016 Aug 10, 2016 Aug 12, 2016 Aug 25, 2016

Peer Comparison

Selected Financial - Credit Services dividend payers we cover, strongest DividendRank first — for context, not a recommendation.

TickerNameYield5-Yr GrowthStreakRank
ORXCF ORIX Corporation 3.44% 7.5% 2 yrs 80
GCSSF Gecoss Corporation 5.98% 6.8% 3 yrs 80
MFIN Medallion Financial Corp. 4.65% -13.8% 3 yrs 74
MIUFY Mitsubishi HC Capital Inc. 3.69% 3.2% 3 yrs 72

SYF dividend — frequently asked questions

Does Synchrony Financial pay a dividend?

Yes. Synchrony Financial (SYF) currently pays a dividend. The annualized dividend is about $1.36 per share, a yield of approximately 1.79%.

What is Synchrony Financial's dividend yield?

Synchrony Financial's dividend yield is approximately 1.79%, based on the most recent regular payment annualized against the current share price. Yields move as the share price changes.

How often does Synchrony Financial pay dividends?

Synchrony Financial pays dividends quarterly — 4 times per year.

How long has Synchrony Financial paid dividends?

Synchrony Financial has 9 years of dividend payments on record, and has increased its dividend for 4 consecutive years.

Data updated Sep 14, 2026. This research page is generated from Dividendly's structured market and dividend dataset using the approach described on our methodology and data sources pages. Data is automatically validated using defined rules and may also be periodically reviewed. Research only, not investment advice. Spotted a data error? Report it.

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