SYF Synchrony Financial — dividend yield, history & ex-dividend dates
Synchrony Financial, along with its various subsidiaries, functions as a leading provider of consumer financial services across the United States. The company offers a comprehensive range of credit products, encompassing diverse credit card options such as private label, co-branded, and general-purpose cards, alongside commercial credit solutions and consumer installment loans for both short and long durations. Additionally, Synchrony provides consumer banking services, including a variety of deposit products like certificates of deposit, individual retirement accounts, money market accounts, and savings accounts. These are made available to both individual consumers and commercial entities, with deposits also accepted via external securities brokerage firms. Beyond core credit and banking, Synchrony extends debt cancellation programs to its credit card clientele through online, mobile, and direct mail channels. It is also a significant player in specialized financing, offering healthcare payment and funding solutions under its CareCredit, Pets Best, and Walgreens brands. The firm further provides payment and financing options to industries like apparel, specialty retail, outdoor, music, and luxury, as well as point-of-sale consumer financing for audiology products and dental services. Synchrony delivers its credit offerings through collaborative programs established with a broad network of national and regional retailers, local merchants, manufacturers, buying groups, industry associations, and healthcare service providers. Its deposit products reach customers through various avenues, including digital and print media. The company's services cater to a wide array of sectors, including digital, health and wellness, retail, home, auto, powersports, jewelry, and pet industries, among others. Established in 1932, Synchrony Financial's corporate headquarters are located in Stamford, Connecticut.
Dividend Snapshot
Key Metrics
Current Yield
1.79%
At the Sep 14, 2026 price
The annual dividend as a percentage of the share price. A 3% yield is about $3 of dividends a year for every $100 invested at today's price.Annualized Dividend
$1.3600
The most recent payment scaled to a full year by how often it's paid. A $0.25 quarterly dividend annualizes to $1.00.Frequency
Q Quarterly
How often the dividend is paid: Q = quarterly (4x a year), M = monthly, S = semi-annual, A = annual.Rank Score
59.5
As of Sep 14, 2026
Our 0-100 house score blending yield quality, payout sustainability (the trailing-twelve-month payout ratio), profitability (TTM return on equity), valuation (TTM price-to-book) and payment reliability, recomputed daily. Higher means a stronger profile on those factors in our model — a research score, not advice or a recommendation to buy.RSI (14)
43
As of Sep 14, 2026
Relative Strength Index (0-100), a price-momentum gauge. Above 70 is often called 'overbought', below 30 'oversold'. A technical signal, not a dividend metric.52-Week Range
$63.78 – $88.47
Closes through Sep 11, 2026
The lowest and highest price over the past year — shows where today's price sits in its recent range.Payout Ratio (TTM)
14.30%
12 months to Jun 30, 2026 (Q2 FY2026)
The share of earnings paid out as dividends over the trailing twelve months (TTM): dividends paid divided by net income across the company's four most recent reported quarters, dated by the latest quarter end. A fiscal-year tag such as FY2025 means only annual figures were available. Lower leaves more cushion; above 100% means paying out more than the company earned. It shows n/a for funds and when net income over the period was negative; for REITs and BDCs it is marked EPS-based, since they are judged on FFO/AFFO or net investment income instead.Years Paying
9
How many years of payments we have on record. This can understate very long histories where our data doesn't reach far enough back.Price / Book (TTM)
1.49
Price as of Sep 14, 2026; latest reported book value
Price-to-book ratio: the share price on the date shown divided by the latest reported book value per share. A rough valuation gauge, most useful for asset-heavy sectors like REITs, banks and insurers.S.A.F.E. Dividend Read
Quote & Key Data
Dividend Growth
Why the Yield Moved (90 Days)
SYF's dividend yield rose from 1.59% to 1.79% over the past ~90 days (+0.20 pp). Of that move, +0.21 pp came from changes in the dividend rate and -0.01 pp from the share price ($75.29 on Jun 16, 2026 → $75.99 on Sep 14, 2026). A yield that rises because the price fell is not an improvement in the payout itself.
Yield vs Its Own History
Across 333 daily observations over the past 16 months (through Sep 11, 2026), SYF's current yield is higher than approximately 86% of them. Our stored price history for SYF covers the past 16 months; 3- and 5-year averages are not yet computable from it and are deliberately not shown.
Adjusted Price History
Dividend History
Dividend Payment History
Ex-dividend calendar →| Amount | Type | Declared | Ex-Date | Record | Pay |
|---|---|---|---|---|---|
| $0.3400 Q | Regular | Jul 21, 2026 | Aug 05, 2026 | Aug 05, 2026 | Aug 17, 2026 |
| $0.3000 Q | Regular | Apr 21, 2026 | May 05, 2026 | May 05, 2026 | May 15, 2026 |
| $0.3000 Q | Regular | Jan 27, 2026 | Feb 06, 2026 | Feb 06, 2026 | Feb 17, 2026 |
| $0.3000 Q | Regular | Oct 23, 2025 | Nov 05, 2025 | Nov 05, 2025 | Nov 17, 2025 |
| $0.3000 Q | Regular | Jul 22, 2025 | Aug 05, 2025 | Aug 05, 2025 | Aug 15, 2025 |
| $0.3000 Q | Regular | Apr 22, 2025 | May 05, 2025 | May 05, 2025 | May 15, 2025 |
| $0.2500 Q | Regular | Jan 21, 2025 | Feb 03, 2025 | Feb 03, 2025 | Feb 18, 2025 |
| $0.2500 Q | Regular | Oct 24, 2024 | Nov 04, 2024 | Nov 04, 2024 | Nov 15, 2024 |
| $0.2500 Q | Regular | Jul 23, 2024 | Aug 05, 2024 | Aug 05, 2024 | Aug 15, 2024 |
| $0.2500 Q | Regular | Apr 24, 2024 | May 03, 2024 | May 06, 2024 | May 15, 2024 |
| $0.2500 Q | Regular | Jan 24, 2024 | Feb 02, 2024 | Feb 05, 2024 | Feb 15, 2024 |
| $0.2500 Q | Regular | Oct 19, 2023 | Oct 31, 2023 | Nov 01, 2023 | Nov 09, 2023 |
| $0.2500 Q | Regular | Jul 20, 2023 | Jul 28, 2023 | Jul 31, 2023 | Aug 10, 2023 |
| $0.2300 Q | Regular | Apr 20, 2023 | May 01, 2023 | May 02, 2023 | May 12, 2023 |
| $0.2300 Q | Regular | Jan 25, 2023 | Feb 03, 2023 | Feb 06, 2023 | Feb 17, 2023 |
| $0.2300 Q | Regular | Oct 20, 2022 | Oct 31, 2022 | Nov 01, 2022 | Nov 10, 2022 |
| $0.2300 Q | Regular | Jul 21, 2022 | Jul 29, 2022 | Aug 01, 2022 | Aug 11, 2022 |
| $0.2200 Q | Regular | Apr 21, 2022 | Apr 29, 2022 | May 02, 2022 | May 12, 2022 |
| $0.2200 Q | Regular | Jan 25, 2022 | Feb 09, 2022 | Feb 10, 2022 | Feb 17, 2022 |
| $0.2200 Q | Regular | Oct 21, 2021 | Oct 29, 2021 | Nov 01, 2021 | Nov 12, 2021 |
| $0.2200 Q | Regular | Jul 22, 2021 | Jul 30, 2021 | Aug 02, 2021 | Aug 12, 2021 |
| $0.2200 Q | Regular | Apr 22, 2021 | Apr 30, 2021 | May 03, 2021 | May 13, 2021 |
| $0.2200 Q | Regular | Jan 26, 2021 | Feb 04, 2021 | Feb 05, 2021 | Feb 16, 2021 |
| $0.2200 Q | Regular | Oct 21, 2020 | Oct 30, 2020 | Nov 02, 2020 | Nov 12, 2020 |
| $0.2200 Q | Regular | Jul 22, 2020 | Jul 31, 2020 | Aug 03, 2020 | Aug 13, 2020 |
| $0.2200 Q | Regular | Apr 24, 2020 | May 01, 2020 | May 04, 2020 | May 14, 2020 |
| $0.2200 Q | Regular | Jan 28, 2020 | Feb 06, 2020 | Feb 07, 2020 | Feb 13, 2020 |
| $0.2200 Q | Regular | Oct 23, 2019 | Nov 01, 2019 | Nov 04, 2019 | Nov 14, 2019 |
| $0.2200 Q | Regular | Jul 24, 2019 | Aug 02, 2019 | Aug 05, 2019 | Aug 15, 2019 |
| $0.2100 Q | Regular | Apr 24, 2019 | May 03, 2019 | May 06, 2019 | May 16, 2019 |
| $0.2100 Q | Regular | Jan 22, 2019 | Feb 01, 2019 | Feb 04, 2019 | Feb 14, 2019 |
| $0.2100 Q | Regular | Oct 24, 2018 | Nov 02, 2018 | Nov 05, 2018 | Nov 15, 2018 |
| $0.2100 Q | Regular | Jul 26, 2018 | Aug 03, 2018 | Aug 06, 2018 | Aug 16, 2018 |
| $0.1500 Q | Regular | Apr 25, 2018 | May 04, 2018 | May 07, 2018 | May 17, 2018 |
| $0.1500 Q | Regular | Jan 23, 2018 | Feb 02, 2018 | Feb 05, 2018 | Feb 15, 2018 |
| $0.1500 Q | Regular | Oct 25, 2017 | Nov 03, 2017 | Nov 06, 2017 | Nov 16, 2017 |
| $0.1500 Q | Regular | Jul 27, 2017 | Aug 03, 2017 | Aug 07, 2017 | Aug 17, 2017 |
| $0.1300 Q | Regular | Apr 27, 2017 | May 04, 2017 | May 08, 2017 | May 18, 2017 |
| $0.1300 Q | Regular | Jan 25, 2017 | Feb 02, 2017 | Feb 06, 2017 | Feb 16, 2017 |
| $0.1300 Q | Regular | Oct 28, 2016 | Nov 03, 2016 | Nov 07, 2016 | Nov 17, 2016 |
| $0.1300 Q | Regular | Jul 25, 2016 | Aug 10, 2016 | Aug 12, 2016 | Aug 25, 2016 |
Peer Comparison
Selected Financial - Credit Services dividend payers we cover, strongest DividendRank first — for context, not a recommendation.
| Ticker | Name | Yield | 5-Yr Growth | Streak | Rank |
|---|---|---|---|---|---|
| ORXCF | ORIX Corporation | 3.44% | 7.5% | 2 yrs | 80 |
| GCSSF | Gecoss Corporation | 5.98% | 6.8% | 3 yrs | 80 |
| MFIN | Medallion Financial Corp. | 4.65% | -13.8% | 3 yrs | 74 |
| MIUFY | Mitsubishi HC Capital Inc. | 3.69% | 3.2% | 3 yrs | 72 |
Related Guides & Lists
SYF dividend — frequently asked questions
Does Synchrony Financial pay a dividend?
Yes. Synchrony Financial (SYF) currently pays a dividend. The annualized dividend is about $1.36 per share, a yield of approximately 1.79%.
What is Synchrony Financial's dividend yield?
Synchrony Financial's dividend yield is approximately 1.79%, based on the most recent regular payment annualized against the current share price. Yields move as the share price changes.
How often does Synchrony Financial pay dividends?
Synchrony Financial pays dividends quarterly — 4 times per year.
How long has Synchrony Financial paid dividends?
Synchrony Financial has 9 years of dividend payments on record, and has increased its dividend for 4 consecutive years.
Data updated Sep 14, 2026. This research page is generated from Dividendly's structured market and dividend dataset using the approach described on our methodology and data sources pages. Data is automatically validated using defined rules and may also be periodically reviewed. Research only, not investment advice. Spotted a data error? Report it.