EARN Ellington Credit Company — distribution yield, history & ex-dividend dates
$4.32
▲
$0.01(0.35%)
as of Sep 13, 2026 06:20 UTC
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Ellington Credit Company (NYSE: EARN), formerly Ellington Residential Mortgage REIT, is a closed-end fund. It transitioned away from its residential-mortgage-REIT structure to focus on corporate CLO (collateralized loan obligation) investments, and is managed by Ellington Management Group. EARN pays a regular monthly distribution.
Distribution Snapshot
StatusReduced
Latest Distribution$0.0800
Forward Annual$0.96
FrequencyMonthly
Last Ex-DateSep 30, 2026
Next Ex-DateSep 30, 2026
Next Pay DateOct 30, 2026
1-Yr Growth0.0%
10-Yr Growth-7.1%
Key Metrics
Distribution Yield
22.22%
The annual dividend as a percentage of the share price. A 3% yield is about $3 of dividends a year for every $100 invested at today's price.Annualized Distribution
$0.9600
The most recent payment scaled to a full year by how often it's paid. A $0.25 quarterly dividend annualizes to $1.00.Frequency
M Monthly
How often the dividend is paid: Q = quarterly (4x a year), M = monthly, S = semi-annual, A = annual.Rank Score
34.7
Our 0-100 house score blending yield, payout safety, growth and momentum. Higher means a stronger profile on those factors in our model — a research score, not advice or a recommendation to buy.RSI (14)
43
Relative Strength Index (0-100), a price-momentum gauge. Above 70 is often called 'overbought', below 30 'oversold'. A technical signal, not a dividend metric.52-Week Range
$4.27 – $5.73
The lowest and highest price over the past year — shows where today's price sits in its recent range.Payout Ratio
n/a
The share of GAAP earnings paid out as dividends. Lower leaves more cushion; above 100% means paying out more than the company earns. It shows n/a for BDCs, REITs and funds, which pay out of cash flow / net investment income rather than GAAP earnings, so this ratio doesn't apply.Years Paying
13
How many years of payments we have on record. This can understate very long histories where our data doesn't reach far enough back.Price / Book
1.08
Price-to-book ratio: share price divided by book value per share. A rough valuation gauge, most useful for asset-heavy sectors like REITs, banks and insurers.S.A.F.E. Dividend Read
S
Solid
Below the Solid check (model rank 70+ and yield 2%+): rank 35/100, yield 22.22%.
A
Accelerating
Dividend growth has stalled — 0 consecutive annual increase(s), under the 3 this check looks for.
F
Flawless
No dividend cut in the available payment record.
E
Enduring
13 year(s) of payments on record, under the 20 this check looks for.
Quote & Key Data
ExchangeNYSEThe stock exchange where the shares trade, such as NYSE or Nasdaq.
Volume318,053How many shares changed hands in the latest session — a rough read on trading activity.
Open$4.31The price at the start of the latest trading session.
Day Range$4.31 – $4.34The lowest and highest price during the latest trading session.
Prev Close$4.31The closing price from the previous trading session.
Market Cap$166.42MThe company's total market value: share price times shares outstanding.
Shares Out38.52MThe total number of shares the company has issued.
EPSn/aEarnings per share — profit divided by shares outstanding. Dividends are paid out of these earnings.
P/En/aPrice-to-earnings ratio: share price divided by earnings per share. A rough gauge of how richly the stock is valued.
Ex-DistributionSep 30, 2026Buy before this date to receive the upcoming payment. Buy on or after it and the seller keeps that one.
Pay DateOct 30, 2026The date the dividend is actually paid into shareholders' accounts.
Distribution Growth
3-Yr Growth (CAGR)-2.6%The dividend's average annual growth rate over the period, compounded. Steady growth signals a healthy, rising payout.
5-Yr Growth (CAGR)-3.0%The dividend's average annual growth rate over the period, compounded. Steady growth signals a healthy, rising payout.
Consecutive Increases0 yrsThe number of years in a row the dividend has increased — a track record of reliability.
Why the Yield Moved (90 Days)
EARN's distribution yield rose from 21.38% to 22.22% over the past ~90 days (+0.84 pp). Of that move, +0.00 pp came from changes in the distribution rate and +0.84 pp from the share price ($4.49 → $4.32). A yield that rises because the price fell is not an improvement in the payout itself.
Yield vs Its Own History
Current22.22%
1-Yr Average19.72%
Low / High15.87% – 22.48%
Percentile98%
Across 333 daily observations over the past 16 months, EARN's current yield is higher than approximately 98% of them. Our stored price history for EARN covers the past 16 months; 3- and 5-year averages are not yet computable from it and are deliberately not shown.
Adjusted Price History
Distribution History
Distribution Payment History
Ex-dividend calendar →| Amount | Type | Declared | Ex-Date | Record | Pay |
|---|---|---|---|---|---|
| $0.0800 M | Regular | Sep 08, 2026 | Sep 30, 2026 | Sep 30, 2026 | Oct 30, 2026 |
| $0.0800 M | Regular | Aug 10, 2026 | Aug 31, 2026 | Aug 31, 2026 | Sep 30, 2026 |
| $0.0800 M | Regular | Jul 08, 2026 | Jul 31, 2026 | Jul 31, 2026 | Aug 31, 2026 |
| $0.0800 M | Regular | Jun 08, 2026 | Jun 30, 2026 | Jun 30, 2026 | Jul 31, 2026 |
| $0.0800 M | Regular | May 07, 2026 | May 29, 2026 | May 29, 2026 | Jun 30, 2026 |
| $0.0800 M | Regular | Apr 07, 2026 | Apr 30, 2026 | Apr 30, 2026 | May 29, 2026 |
| $0.0800 M | Regular | Mar 09, 2026 | Mar 31, 2026 | Mar 31, 2026 | Apr 30, 2026 |
| $0.0800 M | Regular | Feb 09, 2026 | Feb 27, 2026 | Feb 27, 2026 | Mar 31, 2026 |
| $0.0800 M | Regular | Jan 08, 2026 | Jan 30, 2026 | Jan 30, 2026 | Feb 27, 2026 |
| $0.0800 M | Regular | Dec 04, 2025 | Dec 31, 2025 | Dec 31, 2025 | Jan 30, 2026 |
| $0.0800 M | Regular | Nov 10, 2025 | Nov 28, 2025 | Nov 28, 2025 | Dec 31, 2025 |
| $0.0800 M | Regular | Oct 07, 2025 | Oct 31, 2025 | Oct 31, 2025 | Nov 28, 2025 |
| $0.0800 M | Regular | Sep 08, 2025 | Sep 30, 2025 | Sep 30, 2025 | Oct 31, 2025 |
| $0.0800 M | Regular | Aug 07, 2025 | Aug 29, 2025 | Aug 29, 2025 | Sep 30, 2025 |
| $0.0800 M | Regular | Jul 08, 2025 | Jul 31, 2025 | Jul 31, 2025 | Aug 29, 2025 |
| $0.0800 M | Regular | Jun 09, 2025 | Jun 30, 2025 | Jun 30, 2025 | Jul 31, 2025 |
| $0.0800 M | Regular | May 07, 2025 | May 30, 2025 | May 30, 2025 | Jun 30, 2025 |
| $0.0800 M | Regular | Apr 03, 2025 | Apr 30, 2025 | Apr 30, 2025 | May 27, 2025 |
| $0.0800 M | Regular | Mar 07, 2025 | Mar 31, 2025 | Mar 31, 2025 | Apr 25, 2025 |
| $0.0800 M | Regular | Feb 10, 2025 | Feb 28, 2025 | Feb 28, 2025 | Mar 25, 2025 |
| $0.0800 M | Regular | Jan 08, 2025 | Jan 31, 2025 | Jan 31, 2025 | Feb 25, 2025 |
| $0.0800 M | Regular | Dec 06, 2024 | Dec 31, 2024 | Dec 31, 2024 | Jan 27, 2025 |
| $0.0800 M | Regular | Nov 07, 2024 | Nov 29, 2024 | Nov 29, 2024 | Dec 26, 2024 |
| $0.0800 M | Regular | Oct 07, 2024 | Oct 31, 2024 | Oct 31, 2024 | Nov 25, 2024 |
| $0.0800 M | Regular | Sep 09, 2024 | Sep 30, 2024 | Sep 30, 2024 | Oct 25, 2024 |
| $0.0800 M | Regular | Aug 07, 2024 | Aug 30, 2024 | Aug 30, 2024 | Sep 25, 2024 |
| $0.0800 M | Regular | Jul 08, 2024 | Jul 31, 2024 | Jul 31, 2024 | Aug 26, 2024 |
| $0.0800 M | Regular | Jun 10, 2024 | Jun 28, 2024 | Jun 28, 2024 | Jul 25, 2024 |
| $0.0800 M | Regular | May 07, 2024 | May 31, 2024 | May 31, 2024 | Jun 25, 2024 |
| $0.0800 M | Regular | Apr 08, 2024 | Apr 29, 2024 | Apr 30, 2024 | May 28, 2024 |
| $0.0800 M | Regular | Mar 07, 2024 | Mar 27, 2024 | Mar 29, 2024 | Apr 25, 2024 |
| $0.0800 M | Regular | Feb 07, 2024 | Feb 28, 2024 | Feb 29, 2024 | Mar 25, 2024 |
| $0.0800 M | Regular | Jan 08, 2024 | Jan 30, 2024 | Jan 31, 2024 | Feb 26, 2024 |
| $0.0800 M | Regular | Dec 07, 2023 | Dec 28, 2023 | Dec 29, 2023 | Jan 25, 2024 |
| $0.0800 M | Regular | Nov 07, 2023 | Nov 29, 2023 | Nov 30, 2023 | Dec 26, 2023 |
| $0.0800 M | Regular | Oct 06, 2023 | Oct 30, 2023 | Oct 31, 2023 | Nov 27, 2023 |
| $0.0800 M | Regular | Sep 07, 2023 | Sep 28, 2023 | Sep 29, 2023 | Oct 25, 2023 |
| $0.0800 M | Regular | Aug 07, 2023 | Aug 30, 2023 | Aug 31, 2023 | Sep 25, 2023 |
| $0.0800 M | Regular | Jul 10, 2023 | Jul 28, 2023 | Jul 31, 2023 | Aug 25, 2023 |
| $0.0800 M | Regular | Jun 07, 2023 | Jun 29, 2023 | Jun 30, 2023 | Jul 25, 2023 |
| $0.0800 M | Regular | May 08, 2023 | May 30, 2023 | May 31, 2023 | Jun 26, 2023 |
| $0.0800 M | Regular | Apr 10, 2023 | Apr 27, 2023 | Apr 28, 2023 | May 25, 2023 |
| $0.0800 M | Regular | Mar 07, 2023 | Mar 30, 2023 | Mar 31, 2023 | Apr 25, 2023 |
| $0.0800 M | Regular | Feb 07, 2023 | Feb 27, 2023 | Feb 28, 2023 | Mar 27, 2023 |
| $0.0800 M | Regular | Jan 09, 2023 | Jan 30, 2023 | Jan 31, 2023 | Feb 27, 2023 |
| $0.0800 M | Regular | Dec 07, 2022 | Dec 29, 2022 | Dec 30, 2022 | Jan 25, 2023 |
| $0.0800 M | Regular | Nov 07, 2022 | Nov 29, 2022 | Nov 30, 2022 | Dec 27, 2022 |
| $0.0800 M | Regular | Oct 06, 2022 | Oct 28, 2022 | Oct 31, 2022 | Nov 25, 2022 |
| $0.0800 M | Regular | Sep 08, 2022 | Sep 29, 2022 | Sep 30, 2022 | Oct 25, 2022 |
| $0.0800 M | Regular | Aug 04, 2022 | Aug 30, 2022 | Aug 31, 2022 | Sep 26, 2022 |
| $0.0800 M | Regular | Jul 08, 2022 | Jul 28, 2022 | Jul 29, 2022 | Aug 25, 2022 |
| $0.0800 M | Regular | Jun 07, 2022 | Jun 29, 2022 | Jun 30, 2022 | Jul 25, 2022 |
| $0.0800 M | Regular | May 02, 2022 | May 27, 2022 | May 31, 2022 | Jun 27, 2022 |
| $0.1000 M | Regular | Apr 07, 2022 | Apr 28, 2022 | Apr 29, 2022 | May 25, 2022 |
| $0.1000 M | Regular | Mar 07, 2022 | Mar 30, 2022 | Mar 31, 2022 | Apr 25, 2022 |
| $0.1000 M | Regular | Feb 07, 2022 | Feb 25, 2022 | Feb 28, 2022 | Mar 25, 2022 |
| $0.1000 M | Regular | Jan 07, 2022 | Jan 28, 2022 | Jan 31, 2022 | Feb 25, 2022 |
| $0.1000 M | Regular | Dec 07, 2021 | Dec 29, 2021 | Dec 30, 2021 | Jan 25, 2022 |
| $0.1000 M | Regular | Nov 05, 2021 | Nov 29, 2021 | Nov 30, 2021 | Dec 27, 2021 |
| $0.1000 M | Regular | Oct 07, 2021 | Oct 28, 2021 | Oct 29, 2021 | Nov 26, 2021 |
| $0.3000 Q | Regular | Sep 13, 2021 | Sep 29, 2021 | Sep 30, 2021 | Oct 25, 2021 |
| $0.3000 Q | Regular | Jun 09, 2021 | Jun 29, 2021 | Jun 30, 2021 | Jul 26, 2021 |
| $0.2800 Q | Regular | Mar 03, 2021 | Mar 30, 2021 | Mar 31, 2021 | Apr 26, 2021 |
| $0.2800 Q | Regular | Dec 17, 2020 | Dec 30, 2020 | Dec 31, 2020 | Jan 25, 2021 |
| $0.2800 Q | Regular | Sep 10, 2020 | Sep 29, 2020 | Sep 30, 2020 | Oct 26, 2020 |
| $0.2800 Q | Regular | Jun 10, 2020 | Jun 29, 2020 | Jun 30, 2020 | Jul 27, 2020 |
| $0.2800 Q | Regular | Mar 04, 2020 | Mar 30, 2020 | Mar 31, 2020 | Apr 27, 2020 |
| $0.2800 Q | Regular | Dec 13, 2019 | Dec 30, 2019 | Dec 31, 2019 | Jan 27, 2020 |
| $0.2800 Q | Regular | Sep 11, 2019 | Sep 27, 2019 | Sep 30, 2019 | Oct 25, 2019 |
| $0.2800 Q | Regular | Jun 11, 2019 | Jun 27, 2019 | Jun 28, 2019 | Jul 25, 2019 |
| $0.3400 Q | Regular | Mar 04, 2019 | Mar 28, 2019 | Mar 29, 2019 | Apr 25, 2019 |
| $0.3400 Q | Regular | Dec 11, 2018 | Dec 28, 2018 | Dec 31, 2018 | Jan 25, 2019 |
| $0.3700 Q | Regular | Sep 12, 2018 | Sep 27, 2018 | Sep 28, 2018 | Oct 25, 2018 |
| $0.3700 Q | Regular | Jun 13, 2018 | Jun 28, 2018 | Jun 29, 2018 | Jul 25, 2018 |
| $0.3700 Q | Regular | Mar 07, 2018 | Mar 28, 2018 | Mar 29, 2018 | Apr 25, 2018 |
| $0.3700 Q | Regular | Dec 12, 2017 | Dec 28, 2017 | Dec 29, 2017 | Jan 25, 2018 |
| $0.4000 Q | Regular | Sep 12, 2017 | Sep 28, 2017 | Sep 29, 2017 | Oct 25, 2017 |
| $0.4000 Q | Regular | Jun 13, 2017 | Jun 28, 2017 | Jun 30, 2017 | Jul 25, 2017 |
| $0.4000 Q | Regular | Mar 08, 2017 | Mar 29, 2017 | Mar 31, 2017 | Apr 25, 2017 |
| $0.4000 Q | Regular | Dec 13, 2016 | Dec 28, 2016 | Dec 30, 2016 | Jan 25, 2017 |
| $0.4000 Q | Regular | Sep 14, 2016 | Sep 28, 2016 | Sep 30, 2016 | Oct 25, 2016 |
| $0.4000 Q | Regular | Jun 15, 2016 | Jun 28, 2016 | Jun 30, 2016 | Jul 27, 2016 |
| $0.4500 Q | Regular | Mar 09, 2016 | Mar 29, 2016 | Mar 31, 2016 | Apr 25, 2016 |
| $0.4500 Q | Regular | Dec 16, 2015 | Dec 29, 2015 | Dec 31, 2015 | Jan 25, 2016 |
| $0.4500 Q | Regular | Sep 16, 2015 | Sep 28, 2015 | Sep 30, 2015 | Oct 26, 2015 |
| $0.5500 Q | Regular | Jun 17, 2015 | Jun 26, 2015 | Jun 30, 2015 | Jul 27, 2015 |
| $0.5500 Q | Regular | Mar 12, 2015 | Mar 27, 2015 | Mar 31, 2015 | Apr 27, 2015 |
| $0.5500 Q | Regular | Dec 11, 2014 | Dec 26, 2014 | Dec 31, 2014 | Jan 26, 2015 |
| $0.5500 Q | Regular | Sep 11, 2014 | Sep 26, 2014 | Sep 30, 2014 | Oct 27, 2014 |
| $0.5500 Q | Regular | Jun 17, 2014 | Jun 26, 2014 | Jun 30, 2014 | Jul 25, 2014 |
| $0.5500 Q | Regular | Mar 13, 2014 | Mar 27, 2014 | Mar 31, 2014 | Apr 28, 2014 |
| $0.5000 Q | Regular | Dec 13, 2013 | Dec 27, 2013 | Dec 31, 2013 | Jan 27, 2014 |
| $0.5000 Q | Regular | Sep 18, 2013 | Sep 25, 2013 | Sep 27, 2013 | Oct 25, 2013 |
| $0.1400 Q | Regular | Jun 19, 2013 | Jun 26, 2013 | Jun 28, 2013 | Jul 26, 2013 |
Peer Comparison
Selected closed-end fund distribution payers we cover, strongest DividendRank first — for context, not a recommendation.
| Ticker | Name | Yield | 5-Yr Growth | Streak | Rank |
|---|---|---|---|---|---|
| ADKT | The Adirondack Trust Company | 4.61% | 11.3% | 5 yrs | 81 |
| FCR-UN.TO | First Capital Real Estate Investment Trust | 4.03% | 0.6% | 1 yr | 79 |
| SOR | Source Capital, Inc. | 5.42% | 8.8% | 0 yrs | 78 |
| STEW | SRH Total Return Fund, Inc. | 4.36% | 10.1% | 4 yrs | 78 |
Related Guides & Lists
EARN dividend — frequently asked questions
Does Ellington Credit Company pay a dividend?
Yes. Ellington Credit Company (EARN) currently pays a dividend. The annualized dividend is about $0.96 per share, a yield of approximately 22.22%.
What is Ellington Credit Company's dividend yield?
Ellington Credit Company's dividend yield is approximately 22.22%, based on the most recent regular payment annualized against the current share price. Yields move as the share price changes.
How often does Ellington Credit Company pay dividends?
Ellington Credit Company pays dividends monthly — 12 times per year.
When is Ellington Credit Company's next ex-dividend date?
The next ex-dividend date on record for Ellington Credit Company is September 30, 2026. The associated payment is $0.0800 per share; you must own the shares before the ex-dividend date to receive it.
How long has Ellington Credit Company paid dividends?
Ellington Credit Company has 13 years of dividend payments on record.
Data updated Sep 13, 2026. This research page is generated from Dividendly's structured market and dividend dataset using the approach described on our methodology and data sources pages. Data is automatically validated using defined rules and may also be periodically reviewed. Research only, not investment advice. Spotted a data error? Report it.