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ADKT The Adirondack Trust Company — distribution yield, history & ex-dividend dates

Other OTC· Semi-Annual distribution· Closed-End Fund

$650.25 ▲ $0.00(0.00%) as of Sep 14, 2026 03:06 UTC
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The Adirondack Trust Company, established in 1901 and headquartered in Saratoga Springs, New York, offers a comprehensive suite of banking and financial services to both individual and business clients throughout New York State. The company provides fundamental banking tools such as various checking and savings accounts, direct deposit services, and convenient check reordering. Its extensive lending portfolio caters to both personal and commercial needs. For individuals, options include diverse home mortgages (available as fixed-rate, adjustable-rate, construction, refinance, home equity, home equity lines of credit, and first-time homebuyer programs), home improvement loans, auto loans, personal loans, and term loans. Commercial clients can access lines of credit, SBA lending products, construction and development financing, and commercial real estate loans. Beyond traditional banking, Adirondack Trust issues debit and credit cards and offers essential digital services like mobile and online banking, mobile check deposits, and overdraft checking. Business-specific solutions include merchant processing, wire transfers, night depository, and ACH origination services. The institution also delivers specialized wealth management, encompassing financial planning, investment management, retirement planning, and estate and trust services. Furthermore, it provides a range of insurance products for auto, home, life, umbrella, renters, long-term care, and business-related coverages.

Distribution Snapshot

StatusGrowing
Latest Distribution$15.0000
Forward Annual$30.00
FrequencySemi-Annual
Last Ex-DateJul 01, 2026
1-Yr Growth51.7%Annual totals, 2024–2025
10-Yr Growth5.6%Annual totals, 2015–2025

Key Metrics

Distribution Yield

4.61%

At the Sep 14, 2026 price

The annual dividend as a percentage of the share price. A 3% yield is about $3 of dividends a year for every $100 invested at today's price.

Annualized Distribution

$30.0000

The most recent payment scaled to a full year by how often it's paid. A $0.25 quarterly dividend annualizes to $1.00.

Frequency

S Semi-Annual

How often the dividend is paid: Q = quarterly (4x a year), M = monthly, S = semi-annual, A = annual.

Rank Score

77.5

As of Sep 14, 2026

Our 0-100 house score blending yield quality, payout sustainability (the trailing-twelve-month payout ratio), profitability (TTM return on equity), valuation (TTM price-to-book) and payment reliability, recomputed daily. Higher means a stronger profile on those factors in our model — a research score, not advice or a recommendation to buy.

RSI (14)

96

As of Sep 14, 2026

Relative Strength Index (0-100), a price-momentum gauge. Above 70 is often called 'overbought', below 30 'oversold'. A technical signal, not a dividend metric.

52-Week Range

$230.25 – $650.25

Closes through Sep 08, 2026

The lowest and highest price over the past year — shows where today's price sits in its recent range.

Payout Ratio

n/a

The share of earnings paid out as dividends over the trailing twelve months (TTM): dividends paid divided by net income across the company's four most recent reported quarters, dated by the latest quarter end. A fiscal-year tag such as FY2025 means only annual figures were available. Lower leaves more cushion; above 100% means paying out more than the company earned. It shows n/a for funds and when net income over the period was negative; for REITs and BDCs it is marked EPS-based, since they are judged on FFO/AFFO or net investment income instead.

Years Paying

32

How many years of payments we have on record. This can understate very long histories where our data doesn't reach far enough back.

Price / Book (FY2025)

0.21

At fiscal year-end, Dec 31, 2025

Price-to-book ratio: the share price on the date shown divided by the latest reported book value per share. A rough valuation gauge, most useful for asset-heavy sectors like REITs, banks and insurers.

S.A.F.E. Dividend Read

S.A.F.E. is our quick durability read on a dividend — the same four-check test used across the screener and our ranked lists. Solid: a model rank of 70+ and a yield of 2%+; the rank weighs the trailing-twelve-month payout ratio, return on equity and price-to-book. Accelerating: the dividend has grown over time, not stalled. Flawless: an unbroken record with no cuts or suspensions. Enduring: a long enough paying history to weather a cycle. All four met earns the S.A.F.E. flag.
S Solid
Meets the Solid check — a strong overall profile (model rank 77/100, yield 4.61%).
A Accelerating
Dividend growth has stalled — 0 consecutive annual increase(s), under the 3 this check looks for.
F Flawless
A dividend cut or reduction appears in the record.
E Enduring
32 years of dividend payments on record.

Quote & Key Data

ExchangeOther OTCThe stock exchange where the shares trade, such as NYSE or Nasdaq.
Volume-How many shares changed hands in the latest session — a rough read on trading activity.
Open$650.25Sep 08, 2026 sessionThe price at the start of the latest trading session.
Day Range$650.25 – $650.25Sep 08, 2026 sessionThe lowest and highest price during the latest trading session.
Prev Close$650.25Close of Sep 04, 2026The closing price from the previous trading session.
Market Cap$52.02MAs of Sep 14, 2026The company's total market value — share price times shares outstanding — on the date shown.
Shares Out80.00KImplied by market cap, Sep 14, 2026Shares outstanding implied by the market cap and share price on the date shown.
EPSn/aEarnings per share over the trailing twelve months (TTM), labeled with the end date of the latest reported quarter and shown in the company's reporting currency. Dividends are paid out of these earnings.
P/En/aPrice-to-earnings ratio: the share price on the date shown divided by trailing-twelve-month earnings per share. A rough gauge of how richly the stock is valued.
Ex-DistributionJul 01, 2026Buy before this date to receive the upcoming payment. Buy on or after it and the seller keeps that one.
Pay DateJul 10, 2026The date the dividend is actually paid into shareholders' accounts.

Distribution Growth

3-Yr Growth (CAGR)17.3%Annual totals, 2022–2025The dividend's average annual growth rate over the period, compounded. Steady growth signals a healthy, rising payout.
5-Yr Growth (CAGR)11.3%Annual totals, 2020–2025The dividend's average annual growth rate over the period, compounded. Steady growth signals a healthy, rising payout.
Consecutive Increases5 yrsAnnual totals through 2025The number of years in a row the dividend has increased — a track record of reliability.

Why the Yield Moved (90 Days)

ADKT's distribution yield rose from 4.58% to 4.61% over the past ~90 days (+0.04 pp). Of that move, +0.04 pp came from changes in the distribution rate and +0.00 pp from the share price ($650.25 on Jun 16, 2026 → $650.25 on Sep 14, 2026). A yield that rises because the price fell is not an improvement in the payout itself.

Yield vs Its Own History

Current4.61%
1-Yr Average7.66%
Low / High4.58% – 25.62%
Percentile5%

Across 332 daily observations over the past 16 months (through Sep 08, 2026), ADKT's current yield is higher than approximately 5% of them. Our stored price history for ADKT covers the past 16 months; 3- and 5-year averages are not yet computable from it and are deliberately not shown.

Adjusted Price History

Distribution History

Distribution Payment History

Ex-dividend calendar →
Amount Type Declared Ex-Date Record Pay
$15.0000 S Regular Jun 10, 2026 Jul 01, 2026 Jul 01, 2026 Jul 10, 2026
$14.8800 S Regular Dec 10, 2025 Jan 02, 2026 Jan 02, 2026 Jan 12, 2026
$29.5000 S Regular Jun 11, 2025 Jul 01, 2025 Jul 01, 2025 Jul 10, 2025
$29.2500 S Regular Dec 11, 2024 Jan 02, 2025 Jan 02, 2025 Jan 10, 2025
$29.0000 S Regular Jun 12, 2024 Jul 01, 2024 Jul 01, 2024 Jul 10, 2024
$28.7500 S Regular Dec 13, 2023 Dec 29, 2023 Jan 02, 2024 Jan 10, 2024
$28.5000 S Regular Jun 14, 2023 Jun 30, 2023 Jul 03, 2023 Jul 10, 2023
$28.0000 S Regular Dec 14, 2022 Dec 30, 2022 Jan 03, 2023 Jan 10, 2023
$26.5000 S Regular Jun 08, 2022 Jun 30, 2022 Jul 01, 2022 Jul 11, 2022
$26.0000 S Regular Dec 08, 2021 Dec 31, 2021 Jan 03, 2022 Jan 10, 2022
$25.7500 S Regular Jun 09, 2021 Jun 30, 2021 Jul 01, 2021 Jul 10, 2021
$25.7500 S Regular Dec 09, 2020 Dec 31, 2020 Jan 04, 2021 Jan 11, 2021
$25.7500 S Regular Jun 10, 2020 Jun 30, 2020 Jul 01, 2020 Jul 10, 2020
$25.7500 S Regular Dec 11, 2019 Dec 31, 2019 Jan 02, 2020 Jan 10, 2020
$25.7500 S Regular Jun 12, 2019 Jun 28, 2019 Jul 01, 2019 Jul 10, 2019
$25.7500 S Regular Dec 12, 2018 Dec 31, 2018 Jan 02, 2019 Jan 10, 2019
$25.5000 S Regular Jun 13, 2018 Jun 29, 2018 Jul 02, 2018 Jul 10, 2018
$25.5000 S Regular Dec 13, 2017 Dec 29, 2017 Jan 02, 2018 Jan 10, 2018
$25.5000 S Regular Jun 14, 2017 Jun 29, 2017 Jul 03, 2017 Jul 10, 2017
$25.5000 S Regular Dec 14, 2016 Dec 29, 2016 Jan 03, 2017 Jan 10, 2017
$25.5000 S Regular Jun 08, 2016 Jun 29, 2016 Jul 01, 2016 Jul 11, 2016
$25.5000 S Regular Dec 09, 2015 Dec 30, 2015 Jan 04, 2016 Jan 11, 2016
$25.5000 S Regular Jun 10, 2015 Jun 29, 2015 Jul 01, 2015 Jul 10, 2015
$25.5000 S Regular Dec 10, 2014 Dec 30, 2014 Jan 02, 2015 Jan 09, 2015
$25.5000 S Regular Jun 11, 2014 Jun 27, 2014 Jul 01, 2014 Jul 10, 2014
$25.5000 S Regular Dec 17, 2013 Dec 30, 2013 Jan 02, 2014 Jan 10, 2014
$25.0000 A Regular Jun 12, 2013 Jun 27, 2013 Jul 01, 2013 Jul 10, 2013
$25.0000 S Regular Nov 14, 2012 Nov 16, 2012 Nov 15, 2012 Nov 21, 2012
$24.0000 S Regular Jun 13, 2012 Jun 28, 2012 Jul 02, 2012 Jul 10, 2012
$24.0000 S Regular Dec 14, 2011 Dec 29, 2011 Jan 03, 2012 Jan 10, 2012
$23.0000 S Regular Jun 01, 2011 Jun 29, 2011 Jul 01, 2011 Jul 11, 2011
$23.0000 M Regular Dec 15, 2010 Dec 30, 2010 Jan 03, 2011 Jan 10, 2011
$23.0000 S Regular - Dec 03, 2010 - -
$21.0000 S Regular Jun 02, 2010 Jun 29, 2010 Jul 01, 2010 Jul 12, 2010
$21.0000 S Regular Dec 02, 2009 Dec 30, 2009 Jan 04, 2010 Jan 11, 2010
$19.0000 S Regular Jun 03, 2009 Jun 29, 2009 Jul 01, 2009 Jul 10, 2009
$19.0000 S Regular Dec 16, 2008 Dec 30, 2008 Jan 02, 2009 Jan 09, 2009
$34.0000 S Regular Jun 04, 2008 Jun 27, 2008 Jul 01, 2008 Jul 10, 2008
$34.0000 S Regular Dec 05, 2007 Dec 28, 2007 Jan 02, 2008 Jan 10, 2008
$34.0000 S Regular Jun 06, 2007 Jun 28, 2007 Jul 02, 2007 Jul 10, 2007
$17.0000 S Regular Dec 06, 2006 Dec 28, 2006 Jan 02, 2007 Jan 10, 2007
$34.0000 S Regular Jun 07, 2006 Jun 29, 2006 Jul 03, 2006 Jul 10, 2006
$34.0000 S Regular Dec 08, 2005 Dec 30, 2005 Jan 03, 2006 Jan 10, 2006
$34.0000 S Regular Jun 01, 2005 Jun 29, 2005 Jul 01, 2005 Jul 08, 2005
$17.0000 S Regular Dec 01, 2004 Dec 31, 2004 Jan 03, 2005 Jan 10, 2005
$34.0000 A Regular Jun 15, 2004 Jun 29, 2004 Jul 01, 2004 Jul 09, 2004
$34.0000 S Regular - Jun 26, 2003 Jun 30, 2003 Jul 10, 2003
$17.0000 S Regular - Dec 30, 2002 Jan 02, 2003 Jan 10, 2003
$16.0000 S Regular - Jul 09, 2002 Jul 01, 2002 Jul 10, 2002
$16.0000 S Regular - Dec 28, 2001 Jan 02, 2002 Jan 10, 2002
$16.0000 S Regular - Jun 29, 2001 Jul 02, 2001 Jul 10, 2001
$16.0000 S Regular - Dec 28, 2000 Jan 02, 2001 Jan 10, 2001
$15.0000 S Regular - Jun 28, 2000 Jul 01, 2000 Jul 10, 2000
$15.0000 S Regular - Dec 30, 1999 Jan 03, 2000 Jan 10, 2000
$14.0000 S Regular - Jun 29, 1999 Jul 01, 1999 Jul 09, 1999
$14.0000 S Regular - Jan 11, 1999 Jan 08, 1999 -
$13.0000 S Regular - Jul 13, 1998 Jul 01, 1998 -
$13.0000 S Regular - Jan 12, 1998 Jan 02, 1998 -
$10.0000 S Regular - Jul 11, 1997 Jul 01, 1997 -
$12.0000 S Regular - Dec 30, 1996 Jan 02, 1997 Jan 10, 1997
$9.0000 S Regular - Jun 27, 1996 Jul 01, 1996 Jul 10, 1996
$12.0000 S Regular - Dec 28, 1995 Jan 02, 1996 Jan 10, 1996
$8.0000 S Regular - Jun 29, 1995 Jul 03, 1995 Jul 10, 1995
$12.0000 S Regular - Dec 27, 1994 Jan 03, 1995 Jan 10, 1995
$7.5000 S Regular - Jun 27, 1994 Jul 01, 1994 Jul 08, 1994

Peer Comparison

Selected closed-end fund distribution payers we cover, strongest DividendRank first — for context, not a recommendation.

TickerNameYield5-Yr GrowthStreakRank
ENI-UN.TO Energy Income Fund 5.02% 0.0% 0 yrs 88
SOR Source Capital, Inc. 5.42% 8.8% 0 yrs 87
MXF The Mexico Fund, Inc. 6.57% 16.9% 4 yrs 85
FCR-UN.TO First Capital Real Estate Investment Trust 4.03% 0.6% 1 yr 84

Related Guides & Lists

ADKT dividend — frequently asked questions

Does The Adirondack Trust Company pay a dividend?

Yes. The Adirondack Trust Company (ADKT) currently pays a dividend. The annualized dividend is about $30.00 per share, a yield of approximately 4.61%.

What is The Adirondack Trust Company's dividend yield?

The Adirondack Trust Company's dividend yield is approximately 4.61%, based on the most recent regular payment annualized against the current share price. Yields move as the share price changes.

How often does The Adirondack Trust Company pay dividends?

The Adirondack Trust Company pays dividends semi-annually — 2 times per year.

How long has The Adirondack Trust Company paid dividends?

The Adirondack Trust Company has 32 years of dividend payments on record, and has increased its dividend for 5 consecutive years.

Data updated Sep 14, 2026. This research page is generated from Dividendly's structured market and dividend dataset using the approach described on our methodology and data sources pages. Data is automatically validated using defined rules and may also be periodically reviewed. Research only, not investment advice. Spotted a data error? Report it.

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